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Foundations
7 guides in Finabase Learn
- Compound Interest Interest earned on both the original principal and on interest already earned, so growth accelerates over time.
- Portfolio The full collection of investments a person or fund holds, such as stocks, bonds, funds and cash, managed as a single whole.
- Present value What a future sum of money is worth today, found by discounting it at a rate that reflects time and risk.
- Principal The original sum invested or borrowed, as distinct from interest or returns; for a bond, the face amount repaid at maturity.
- Risk-free rate The return on an investment with essentially no default risk, usually proxied by short-term US Treasury yields, used as a baseline.
- Stock A share of ownership in a company, giving the holder a claim on part of its assets and profits and, usually, a vote on how it is run.
- Ticker symbol The short code of letters that identifies a stock, ETF or other listed security on an exchange and in every quote and order.
Educational content, not investment advice. Finabase Learn explains how markets and tools work. It does not recommend any security or strategy, and examples are for illustration only. Investing involves risk, including the loss of principal. Rules and figures are for the United States unless stated and can change — check the cited source before you act.