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Topic
Cash account
3 guides in Finabase Learn
- Cash account violations: good faith, free-riding and liquidation How good-faith, free-riding and cash liquidation violations happen in a US cash account under T+1 settlement, and how the Regulation T 90-day freeze works.
- Cash vs margin accounts: differences, rules and which fits you How cash and margin brokerage accounts differ on borrowing, settlement, short selling, minimums and risk, with the 2026 US rules and a side-by-side comparison.
- T+1 settlement: trade date, settlement date and why they matter How US T+1 settlement works under SEC Rule 15c6-1 since May 28, 2024, how to count settlement days, and what it means for cash, ex-dividend dates and options.
Educational content, not investment advice. Finabase Learn explains how markets and tools work. It does not recommend any security or strategy, and examples are for illustration only. Investing involves risk, including the loss of principal. Rules and figures are for the United States unless stated and can change — check the cited source before you act.