CACC
Credit Acceptance Corporation
Set alert
464.89 USD -110.89 -19.26%
455.60 Day range 520.00
411.04 52-week range 657.20
- YTD
- +4.83%
- 1 year
- +2.77%
- Open
- 497.91
- Prev close
- 575.78
- Mkt cap
- 4.86B
- Vol
- 386.35K
- Avg vol
- 106.30K
- EPS
- 45.35
- P/E
- 10.25
- Div yield
- 0.00%
More statistics
- Low
- 455.60
- High
- 520.00
- Forward P/E
- 8.42
- Beta
- 1.40
- Short ratio
- 8.49
- Inst. own
- 76.61%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Feb 1, 2027
- 50-d avg
- 566.72
- 200-d avg
- 537.84
- 1y target
- 596.67
Key statistics
- Market cap
- 4.86B
- Enterprise value
- 12.26B
- Trailing P/E
- 10.25
- Forward P/E
- 8.42
- PEG ratio
- 1.77
- Price / sales
- 3.73
- Price / book
- 3.04
- EPS (TTM)
- 45.35
- Beta
- 1.40
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 38.51%
- Revenue (TTM)
- 1.30B
- Revenue growth
- 9.50%
- Free cash flow
- 0
- Total cash
- 1.40M
- Total debt
- 6.29B
- Return on equity
- 31.93%
- Shares outstanding
- 10.46M
- Short % of float
- 29.48%
- 50-day average
- 566.72
- 200-day average
- 537.84
Analyst view
Consensus: none
Price target (mean) 596.67 +28.3% upside
Now 464.89
- Target (low)
- 590.00
- Target (mean)
- 596.67
- Target (high)
- 600.00
Ratings (0m) 3 0 buy · 3 hold · 0 sell
- Strong buy0
- Buy0
- Hold3
- Sell0
- Strong sell0
Next earnings
Feb 1, 2027
Expected Feb 1, 2027. Consensus EPS estimate 12.65.
Financials — quick view
CACC Revenue — quarterly 594.60M
CACC Net income — quarterly -56.60M
CACC EPS — quarterly -5.43
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 1, 2027 | Dec 30, 2026 | 12.70 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 12.86 | 13.01 | +0.15 | +1.17% |
| Aug 4, 2026 | Jun 30, 2026 | 12.20 | 12.12 | -0.08 | -0.66% |
| May 5, 2026 | Mar 31, 2026 | 10.61 | 10.71 | +0.10 | +0.94% |
| Jan 29, 2026 | Dec 31, 2025 | 10.30 | 11.35 | +1.05 | +10.19% |
| Oct 30, 2025 | Sep 30, 2025 | 9.87 | 10.28 | +0.41 | +4.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | TD Cowen | main | Hold | Hold |
| Oct 6, 2026 | TD Cowen | main | Hold | Hold |
| Aug 5, 2026 | TD Cowen | main | Hold | Hold |
| Jul 7, 2026 | TD Cowen | main | Hold | Hold |
| May 6, 2026 | TD Cowen | main | Hold | Hold |
| Apr 17, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- creditacceptance.com
News
- Lost Money on Credit Acceptance Corporation Stock? Glancy Prongay Wolke & Rotter LLP Investigates Possible Securities Fraud After 19.40% Share Price Drop
- Lost Money on Credit Acceptance Corporation Shares? The Law Offices of Frank R.
- TD Cowen Maintains Hold on Credit Acceptance, Lowers Price Target to $470
- Nasdaq Tumbles Over 3%, Chip Stocks Sink: Stock Market Today
- CACC ALERT: Credit Acceptance Investigated for Securities Fraud by Block & Leviton; Investors with Losses Should Contact the Firm
- Credit Acceptance Corporation (CACC) Q3 2026 Earnings Call Transcript
- Credit Acceptance Q3 Earnings Call Highlights
- Credit Acceptance Q3 2026 Earnings Call Transcript
- Credit Acceptance Q3 Adj. EPS $13.01 Beats $12.34 Estimate, Sales $594.600M Miss $595.850M Estimate
- Credit Acceptance Announces Third Quarter 2026 Results
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HEGDE VINAYAK R | Chief Executive Officer | Stock Award(Grant) | Nov 12, 2025 | 140,502 |
| LUM JONATHAN | Chief Operating Officer | Conversion of Exercise of derivative security | Jun 23, 2026 | 31,608 |
| MARTIN JAY D. | Chief Financial Officer | Conversion of Exercise of derivative security | Jun 23, 2026 | 25,963 |
| PRESCOTT GENERAL PARTNERS L L C | Beneficial Owner of more than 10% of a Class of Security | Sale | May 11, 2025 | 0 |
| SMITH ARTHUR L | Officer | Stock Award(Grant) | Dec 2, 2024 | 28,790 |
| TRYFOROS THOMAS N | Director | Stock Award(Grant) | Jun 9, 2026 | 402,268 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Prescott General Partners LLC | 13.74% | 1,436,951 | 668.02M | Jun 29, 2026 |
| Blackrock Inc. | 6.14% | 642,097 | 298.50M | Jun 29, 2026 |
| Boston Partners | 5.48% | 573,616 | 266.67M | Jun 29, 2026 |
| Gobi Capital LLC | 3.42% | 358,067 | 166.46M | Jun 29, 2026 |
| Beck, Mack & Oliver LLC | 2.93% | 305,983 | 142.25M | Jun 29, 2026 |
| Wellington Management Group, LLP | 2.49% | 260,084 | 120.91M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 3.01% | 315,258 | 146.56M | Sep 29, 2026 |
| John Hancock Funds III-Disciplined Value Mid Cap Fund | 2.33% | 243,463 | 113.18M | Aug 30, 2026 |
| Smead Funds Trust-Smead Value Fund | 1.58% | 164,866 | 76.64M | Aug 30, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.26% | 132,275 | 61.49M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.17% | 122,612 | 57.00M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 0.92% | 95,889 | 44.58M | Jun 29, 2026 |