Credit Acceptance Corporation CACC
Set alert
464.89 USD -110.89 -19.26%
At close · Oct 30
464.89 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
455.60 Day range 520.00
401.90 52-week range 668.86
- YTD
- +4.83%
- 1 year
- +2.77%
- Open
- 497.91
- Prev close
- 575.78
- Mkt cap
- 4.71B
- Vol
- 386.35K
- Avg vol
- 110.98K
- EPS
- 30.80
- P/E
- 15.09
- Div yield
- 0.00%
More statistics
- Low
- 455.60
- High
- 520.00
- Forward P/E
- 8.42
- Beta
- 1.40
- Short ratio
- 8.49
- Inst. own
- 76.61%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Feb 1, 2027
- 50-d avg
- 566.72
- 200-d avg
- 537.84
- 1y target
- 596.67
5Y chart
Events in this range
- Oct 30, 2025Earnings: 10.28; estimate 9.87; surprise 4.15%
- Jan 29, 2026Earnings: 11.35; estimate 10.3; surprise 10.19%
- Apr 17, 2026Rating: Stephens & Co. · Equal-Weight → Equal-Weight
- May 5, 2026Earnings: 10.71; estimate 10.61; surprise 0.94%
- May 6, 2026Rating: TD Cowen · Hold → Hold
- Jul 7, 2026Rating: TD Cowen · Hold → Hold
- Aug 4, 2026Earnings: 12.12; estimate 12.2; surprise -0.66%
- Aug 5, 2026Rating: TD Cowen · Hold → Hold
- Oct 6, 2026Rating: TD Cowen · Hold → Hold
- Oct 29, 2026Earnings: 13.01; estimate 12.86; surprise 1.17%
- Oct 30, 2026Rating: TD Cowen · Hold → Hold
Signals (135)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Sep 28, 2026 | 1 month ago |
| SMA: Bearish | Sep 14, 2026 | 1 month ago |
| SMA: Bullish | Aug 31, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 10, 2026 | 2 months ago |
| SMA: Bearish | Jul 20, 2026 | 3 months ago |
| RSI: Overbought | Jun 29, 2026 | 4 months ago |
| SMA: Bullish | Apr 13, 2026 | 6 months ago |
| MACD: Buy Signal | Apr 13, 2026 | 6 months ago |
| SMA: Bullish | Apr 6, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 16, 2026 | 7 months ago |
| SMA: Bearish | Mar 9, 2026 | 7 months ago |
| SMA: Bearish | Mar 9, 2026 | 7 months ago |
| SMA: Bullish | Mar 2, 2026 | 8 months ago |
| SMA: Bullish | Mar 2, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| SMA: Bullish | Jan 26, 2026 | 9 months ago |
| SMA: Bullish | Jan 26, 2026 | 9 months ago |
| SMA: Bearish | Jan 19, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 5, 2026 | 10 months ago |
| SMA: Bullish | Dec 1, 2025 | 11 months ago |
| SMA: Bearish | Oct 27, 2025 | 1 year ago |
| SMA: Bearish | Oct 27, 2025 | 1 year ago |
| SMA: Bullish | Oct 20, 2025 | 1 year ago |
| SMA: Bullish | Oct 20, 2025 | 1 year ago |
| SMA: Bearish | Oct 6, 2025 | 1 year ago |
| SMA: Bullish | Sep 29, 2025 | 1 year ago |
| SMA: Bearish | Sep 22, 2025 | 1 year ago |
| SMA: Bearish | Sep 22, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 22, 2025 | 1 year ago |
| SMA: Bullish | Sep 15, 2025 | 1 year ago |
| SMA: Bullish | Sep 15, 2025 | 1 year ago |
| MACD: Buy Signal | Sep 15, 2025 | 1 year ago |
| SMA: Bearish | Sep 8, 2025 | 1 year ago |
| SMA: Bearish | Sep 8, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 8, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 25, 2025 | 1 year ago |
| SMA: Bullish | Aug 18, 2025 | 1 year ago |
| SMA: Bullish | Aug 18, 2025 | 1 year ago |
| SMA: Bearish | Jul 28, 2025 | 1 year ago |
| SMA: Bearish | Jul 28, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 28, 2025 | 1 year ago |
| SMA: Bullish | Jul 21, 2025 | 1 year ago |
| SMA: Bearish | Jul 14, 2025 | 1 year ago |
| SMA: Bullish | Jun 16, 2025 | 1 year ago |
| SMA: Bullish | Jun 16, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 16, 2025 | 1 year ago |
| SMA: Bearish | Jun 9, 2025 | 1 year ago |
| SMA: Bearish | Jun 9, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 9, 2025 | 1 year ago |
| SMA: Bullish | Jun 2, 2025 | 1 year ago |
| SMA: Bullish | Jun 2, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 2, 2025 | 1 year ago |
| SMA: Bearish | May 19, 2025 | 1 year ago |
| SMA: Bearish | May 19, 2025 | 1 year ago |
| MACD: Sell Signal | May 19, 2025 | 1 year ago |
| MACD: Buy Signal | May 12, 2025 | 1 year ago |
| SMA: Bullish | Apr 28, 2025 | 1 year ago |
| SMA: Bullish | Apr 21, 2025 | 1 year ago |
| SMA: Bearish | Apr 14, 2025 | 1 year ago |
| SMA: Bullish | Apr 7, 2025 | 1 year ago |
| SMA: Bearish | Mar 31, 2025 | 1 year ago |
| SMA: Bearish | Mar 31, 2025 | 1 year ago |
| MACD: Sell Signal | Mar 31, 2025 | 1 year ago |
| SMA: Bullish | Mar 24, 2025 | 1 year ago |
| SMA: Bearish | Mar 10, 2025 | 1 year ago |
| SMA: Bullish | Jan 13, 2025 | 1 year ago |
| SMA: Bullish | Jan 13, 2025 | 1 year ago |
| SMA: Bearish | Jan 6, 2025 | 1 year ago |
| SMA: Bullish | Dec 23, 2024 | 1 year ago |
| SMA: Bearish | Dec 16, 2024 | 1 year ago |
| SMA: Bearish | Dec 16, 2024 | 1 year ago |
| SMA: Bullish | Nov 25, 2024 | 1 year ago |
| SMA: Bullish | Nov 18, 2024 | 1 year ago |
| MACD: Buy Signal | Nov 18, 2024 | 1 year ago |
| SMA: Bearish | Nov 11, 2024 | 1 year ago |
| SMA: Bullish | Nov 4, 2024 | 1 year ago |
| SMA: Bearish | Oct 28, 2024 | 2 years ago |
| SMA: Bullish | Oct 7, 2024 | 2 years ago |
| MACD: Sell Signal | Aug 5, 2024 | 2 years ago |
| SMA: Bearish | Jul 29, 2024 | 2 years ago |
| SMA: Bearish | Jul 29, 2024 | 2 years ago |
| SMA: Bullish | Jul 8, 2024 | 2 years ago |
| MACD: Buy Signal | Jul 8, 2024 | 2 years ago |
| SMA: Bullish | Jun 24, 2024 | 2 years ago |
| SMA: Bearish | May 13, 2024 | 2 years ago |
| SMA: Bullish | May 6, 2024 | 2 years ago |
| SMA: Bearish | Apr 29, 2024 | 2 years ago |
| SMA: Bearish | Apr 15, 2024 | 2 years ago |
| SMA: Bullish | Apr 8, 2024 | 2 years ago |
| MACD: Sell Signal | Apr 1, 2024 | 2 years ago |
| SMA: Bearish | Mar 25, 2024 | 2 years ago |
| SMA: Bullish | Mar 18, 2024 | 2 years ago |
| SMA: Bearish | Mar 11, 2024 | 2 years ago |
| SMA: Bullish | Dec 11, 2023 | 2 years ago |
| SMA: Bearish | Dec 4, 2023 | 2 years ago |
| MACD: Buy Signal | Dec 4, 2023 | 2 years ago |
| SMA: Bullish | Nov 27, 2023 | 2 years ago |
| SMA: Bullish | Nov 20, 2023 | 2 years ago |
| SMA: Bearish | Sep 18, 2023 | 3 years ago |
| MACD: Sell Signal | Aug 21, 2023 | 3 years ago |
| SMA: Bearish | Jul 31, 2023 | 3 years ago |
| SMA: Bullish | May 29, 2023 | 3 years ago |
| SMA: Bullish | May 29, 2023 | 3 years ago |
| SMA: Bearish | May 8, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| SMA: Bullish | Apr 10, 2023 | 3 years ago |
| SMA: Bullish | Apr 10, 2023 | 3 years ago |
| MACD: Buy Signal | Apr 10, 2023 | 3 years ago |
| MACD: Sell Signal | Mar 13, 2023 | 3 years ago |
| SMA: Bearish | Feb 20, 2023 | 3 years ago |
| SMA: Bearish | Feb 6, 2023 | 3 years ago |
| SMA: Bullish | Jan 30, 2023 | 3 years ago |
| SMA: Bullish | Jan 23, 2023 | 3 years ago |
| MACD: Buy Signal | Jan 23, 2023 | 3 years ago |
| SMA: Bearish | Jan 2, 2023 | 3 years ago |
| MACD: Sell Signal | Jan 2, 2023 | 3 years ago |
| SMA: Bullish | Dec 26, 2022 | 3 years ago |
| SMA: Bearish | Dec 12, 2022 | 3 years ago |
| SMA: Bearish | Nov 14, 2022 | 3 years ago |
| SMA: Bullish | Nov 7, 2022 | 3 years ago |
| SMA: Bullish | Nov 7, 2022 | 3 years ago |
| MACD: Buy Signal | Nov 7, 2022 | 3 years ago |
| MACD: Sell Signal | Sep 19, 2022 | 4 years ago |
| SMA: Bearish | Aug 29, 2022 | 4 years ago |
| SMA: Bearish | Aug 29, 2022 | 4 years ago |
| SMA: Bullish | Jul 18, 2022 | 4 years ago |
| SMA: Bullish | Jul 18, 2022 | 4 years ago |
| SMA: Bearish | May 30, 2022 | 4 years ago |
| SMA: Bearish | May 30, 2022 | 4 years ago |
| SMA: Bullish | May 23, 2022 | 4 years ago |
| SMA: Bearish | May 16, 2022 | 4 years ago |
| SMA: Bullish | May 2, 2022 | 4 years ago |
| SMA: Bearish | Apr 25, 2022 | 4 years ago |
| SMA: Bullish | Mar 28, 2022 | 4 years ago |
Key statistics
- Market cap
- 4.86B
- Enterprise value
- 12.26B
- Trailing P/E
- 10.25
- Forward P/E
- 8.42
- PEG ratio
- 1.77
- Price / sales
- 3.73
- Price / book
- 3.04
- EPS (TTM)
- 45.35
- Beta
- 1.40
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 38.51%
- Revenue (TTM)
- 1.30B
- Revenue growth
- 9.50%
- Free cash flow
- 0
- Total cash
- 1.40M
- Total debt
- 6.29B
- Return on equity
- 31.93%
- Shares outstanding
- 10.46M
- Short % of float
- 29.48%
- 50-day average
- 566.72
- 200-day average
- 537.84
Analyst view
Consensus: none
Price target (mean) 596.67 +28.3% upside
Now 464.89
- Target (low)
- 590.00
- Target (mean)
- 596.67
- Target (high)
- 600.00
Ratings (0m) 3 0 buy · 3 hold · 0 sell
- Strong buy0
- Buy0
- Hold3
- Sell0
- Strong sell0
Next earnings
Feb 1, 2027
Expected Feb 1, 2027. Consensus EPS estimate 12.65.
Financials — quick view
CACC Revenue — quarterly 594.60M
CACC Net income — quarterly -56.60M
CACC EPS — quarterly -5.43
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 1, 2027 | Dec 30, 2026 | 12.87 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 12.86 | 13.01 | +0.15 | +1.17% |
| Aug 4, 2026 | Jun 30, 2026 | 12.20 | 12.12 | -0.08 | -0.66% |
| May 5, 2026 | Mar 31, 2026 | 10.61 | 10.71 | +0.10 | +0.94% |
| Jan 29, 2026 | Dec 31, 2025 | 10.30 | 11.35 | +1.05 | +10.19% |
| Oct 30, 2025 | Sep 30, 2025 | 9.87 | 10.28 | +0.41 | +4.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | TD Cowen | main | Hold | Hold |
| Oct 6, 2026 | TD Cowen | main | Hold | Hold |
| Aug 5, 2026 | TD Cowen | main | Hold | Hold |
| Jul 7, 2026 | TD Cowen | main | Hold | Hold |
| May 6, 2026 | TD Cowen | main | Hold | Hold |
| Apr 17, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- creditacceptance.com
News
- Lost Money on Credit Acceptance Corporation Stock? Glancy Prongay Wolke & Rotter LLP Investigates Possible Securities Fraud After 19.40% Share Price Drop
- Lost Money on Credit Acceptance Corporation Shares? The Law Offices of Frank R.
- TD Cowen Maintains Hold on Credit Acceptance, Lowers Price Target to $470
- Nasdaq Tumbles Over 3%, Chip Stocks Sink: Stock Market Today
- CACC ALERT: Credit Acceptance Investigated for Securities Fraud by Block & Leviton; Investors with Losses Should Contact the Firm
- Credit Acceptance Corporation (CACC) Q3 2026 Earnings Call Transcript
- Credit Acceptance Q3 Earnings Call Highlights
- Credit Acceptance Q3 2026 Earnings Call Transcript
- Credit Acceptance Q3 Adj. EPS $13.01 Beats $12.34 Estimate, Sales $594.600M Miss $595.850M Estimate
- Credit Acceptance Announces Third Quarter 2026 Results
Your note
Sign in to keep a note on CACC — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HEGDE VINAYAK R | Chief Executive Officer | Stock Award(Grant) | Nov 12, 2025 | 140,502 |
| LUM JONATHAN | Chief Operating Officer | Conversion of Exercise of derivative security | Jun 23, 2026 | 31,608 |
| MARTIN JAY D. | Chief Financial Officer | Conversion of Exercise of derivative security | Jun 23, 2026 | 25,963 |
| PRESCOTT GENERAL PARTNERS L L C | Beneficial Owner of more than 10% of a Class of Security | Sale | May 11, 2025 | 0 |
| SMITH ARTHUR L | Officer | Stock Award(Grant) | Dec 2, 2024 | 28,790 |
| TRYFOROS THOMAS N | Director | Stock Award(Grant) | Jun 9, 2026 | 402,268 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Prescott General Partners LLC | 13.74% | 1,436,951 | 668.02M | Jun 29, 2026 |
| Blackrock Inc. | 6.14% | 642,097 | 298.50M | Jun 29, 2026 |
| Boston Partners | 5.48% | 573,616 | 266.67M | Jun 29, 2026 |
| Gobi Capital LLC | 3.42% | 358,067 | 166.46M | Jun 29, 2026 |
| Beck, Mack & Oliver LLC | 2.93% | 305,983 | 142.25M | Jun 29, 2026 |
| Wellington Management Group, LLP | 2.49% | 260,084 | 120.91M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 3.01% | 315,258 | 146.56M | Sep 29, 2026 |
| John Hancock Funds III-Disciplined Value Mid Cap Fund | 2.33% | 243,463 | 113.18M | Aug 30, 2026 |
| Smead Funds Trust-Smead Value Fund | 1.58% | 164,866 | 76.64M | Aug 30, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.26% | 132,275 | 61.49M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.17% | 122,612 | 57.00M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 0.92% | 95,889 | 44.58M | Jun 29, 2026 |