Credit Acceptance Corporation CACC
Set alert
484.76 USD +19.87 +4.27%
At close · Nov 2
484.76 0.00 0.00%
After hours · Nov 2, 4:00 PM ET
474.08 Day range 498.49
401.90 52-week range 668.86
- YTD
- +9.31%
- 1 year
- +8.37%
- Open
- 474.08
- Prev close
- 464.89
- Mkt cap
- 4.91B
- Vol
- 265.09K
- Avg vol
- 110.98K
- EPS
- 30.86
- P/E
- 15.71
- Div yield
- 0.00%
More statistics
- Low
- 474.08
- High
- 498.49
- Forward P/E
- 8.86
- Beta
- 1.46
- Short ratio
- 8.49
- Inst. own
- 78.44%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Feb 1, 2027
- 50-d avg
- 564.30
- 200-d avg
- 537.79
- 1y target
- 556.67
YTD chart
Events in this range
- Jan 29, 2026Earnings: 11.35; estimate 10.3; surprise 10.19%
- Apr 17, 2026Rating: Stephens & Co. · Equal-Weight → Equal-Weight
- May 5, 2026Earnings: 10.71; estimate 10.61; surprise 0.94%
- May 6, 2026Rating: TD Cowen · Hold → Hold
- Jul 7, 2026Rating: TD Cowen · Hold → Hold
- Aug 4, 2026Earnings: 12.12; estimate 12.2; surprise -0.66%
- Aug 5, 2026Rating: TD Cowen · Hold → Hold
- Oct 6, 2026Rating: TD Cowen · Hold → Hold
- Oct 29, 2026Earnings: 13.01; estimate 12.86; surprise 1.17%
- Oct 30, 2026Rating: TD Cowen · Hold → Hold
Signals (58)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Oct 30, 2026 | 3 days ago |
| SMA: Bearish | Oct 30, 2026 | 3 days ago |
| MACD: Sell Signal | Oct 30, 2026 | 3 days ago |
| SMA: Bullish | Oct 29, 2026 | 4 days ago |
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| SMA: Bearish | Oct 19, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 15, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 14, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 9, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 5, 2026 | 4 weeks ago |
| SMA: Bearish | Oct 1, 2026 | 1 month ago |
| RSI: Oversold | Sep 29, 2026 | 1 month ago |
| RSI: Oversold | Sep 24, 2026 | 1 month ago |
| SMA: Bearish | Sep 17, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 17, 2026 | 1 month ago |
| SMA: Bullish | Sep 10, 2026 | 1 month ago |
| SMA: Bearish | Sep 8, 2026 | 1 month ago |
| SMA: Bullish | Sep 4, 2026 | 1 month ago |
| SMA: Bearish | Sep 3, 2026 | 2 months ago |
| SMA: Bullish | Sep 2, 2026 | 2 months ago |
| SMA: Bearish | Aug 28, 2026 | 2 months ago |
| SMA: Bullish | Aug 27, 2026 | 2 months ago |
| SMA: Bearish | Aug 26, 2026 | 2 months ago |
| SMA: Bullish | Aug 21, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 13, 2026 | 2 months ago |
| SMA: Bearish | Aug 6, 2026 | 2 months ago |
| SMA: Bullish | Aug 5, 2026 | 2 months ago |
| SMA: Bearish | Jul 24, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 10, 2026 | 3 months ago |
| RSI: Overbought | Jun 25, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 18, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 2, 2026 | 5 months ago |
| MACD: Buy Signal | May 29, 2026 | 5 months ago |
| MACD: Sell Signal | May 26, 2026 | 5 months ago |
| MACD: Buy Signal | May 14, 2026 | 5 months ago |
| MACD: Sell Signal | May 11, 2026 | 5 months ago |
| MACD: Buy Signal | May 6, 2026 | 6 months ago |
| MACD: Sell Signal | May 1, 2026 | 6 months ago |
| RSI: Overbought | Apr 17, 2026 | 6 months ago |
| SMA: Bullish | Apr 14, 2026 | 6 months ago |
| SMA: Bullish | Apr 13, 2026 | 6 months ago |
| MACD: Buy Signal | Apr 7, 2026 | 6 months ago |
| SMA: Bearish | Mar 13, 2026 | 7 months ago |
| SMA: Bearish | Mar 13, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 12, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 9, 2026 | 7 months ago |
| SMA: Bullish | Mar 4, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 19, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 18, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 17, 2026 | 8 months ago |
| SMA: Bullish | Jan 30, 2026 | 9 months ago |
| SMA: Bullish | Jan 30, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 30, 2026 | 9 months ago |
| SMA: Bearish | Jan 20, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 20, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 7, 2026 | 9 months ago |
| SMA: Bullish | Jan 5, 2026 | 10 months ago |
Key statistics
- Market cap
- 4.91B
- Enterprise value
- 11.44B
- Trailing P/E
- 15.74
- Forward P/E
- 8.86
- PEG ratio
- 1.77
- Price / sales
- 4.61
- Price / book
- 3.54
- EPS (TTM)
- 30.80
- Beta
- 1.46
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 31.63%
- Revenue (TTM)
- 1.07B
- Revenue growth
- -75.60%
- Free cash flow
- 0
- Total cash
- 1.30M
- Total debt
- 6.72B
- Return on equity
- 22.72%
- Shares outstanding
- 10.14M
- Short % of float
- 31.73%
- 50-day average
- 564.30
- 200-day average
- 537.79
Analyst view
Consensus: hold
Hold
Price target (mean) 556.67 +14.8% upside
Now 484.76
- Target (low)
- 470.00
- Target (mean)
- 556.67
- Target (high)
- 600.00
Ratings (0m) 3 0 buy · 3 hold · 0 sell
- Strong buy0
- Buy0
- Hold3
- Sell0
- Strong sell0
Next earnings
Feb 1, 2027
Expected Feb 1, 2027. Consensus EPS estimate 13.02.
Financials — quick view
CACC Revenue — quarterly 594.60M
CACC Net income — quarterly -56.60M
CACC EPS — quarterly -5.43
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 1, 2027 | Dec 30, 2026 | 12.87 | — | — | — |
| Oct 29, 2026 | Sep 30, 2026 | 12.86 | 13.01 | +0.15 | +1.17% |
| Aug 4, 2026 | Jun 30, 2026 | 12.20 | 12.12 | -0.08 | -0.66% |
| May 5, 2026 | Mar 31, 2026 | 10.61 | 10.71 | +0.10 | +0.94% |
| Jan 29, 2026 | Dec 31, 2025 | 10.30 | 11.35 | +1.05 | +10.19% |
| Oct 30, 2025 | Sep 30, 2025 | 9.87 | 10.28 | +0.41 | +4.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 30, 2026 | TD Cowen | main | Hold | Hold |
| Oct 6, 2026 | TD Cowen | main | Hold | Hold |
| Aug 5, 2026 | TD Cowen | main | Hold | Hold |
| Jul 7, 2026 | TD Cowen | main | Hold | Hold |
| May 6, 2026 | TD Cowen | main | Hold | Hold |
| Apr 17, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
About Credit Acceptance Corporation
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- creditacceptance.com
News
- Credit Acceptance Sinks 19.3% Post Q3 Earnings: What's Hurting CACC?
- Lost Money on Credit Acceptance Corporation Stock? Glancy Prongay Wolke & Rotter LLP Investigates Possible Securities Fraud After 19.40% Share Price Drop
- Lost Money on Credit Acceptance Corporation Shares? The Law Offices of Frank R.
- TD Cowen Maintains Hold on Credit Acceptance, Lowers Price Target to $470
- Nasdaq Tumbles Over 3%, Chip Stocks Sink: Stock Market Today
- CACC ALERT: Credit Acceptance Investigated for Securities Fraud by Block & Leviton; Investors with Losses Should Contact the Firm
- Credit Acceptance Corporation (CACC) Q3 2026 Earnings Call Transcript
- Credit Acceptance Q3 Earnings Call Highlights
- Credit Acceptance Q3 2026 Earnings Call Transcript
- Credit Acceptance Q3 Adj. EPS $13.01 Beats $12.34 Estimate, Sales $594.600M Miss $595.850M Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HEGDE VINAYAK R | Chief Executive Officer | Stock Award(Grant) | Nov 12, 2025 | 140,502 |
| LUM JONATHAN | Chief Operating Officer | Conversion of Exercise of derivative security | Jun 23, 2026 | 31,608 |
| MARTIN JAY D. | Chief Financial Officer | Conversion of Exercise of derivative security | Jun 23, 2026 | 25,963 |
| PRESCOTT GENERAL PARTNERS L L C | Beneficial Owner of more than 10% of a Class of Security | Sale | May 11, 2025 | 0 |
| SMITH ARTHUR L | Officer | Stock Award(Grant) | Dec 2, 2024 | 28,790 |
| TRYFOROS THOMAS N | Director | Stock Award(Grant) | Jun 9, 2026 | 402,268 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Prescott General Partners LLC | 14.17% | 1,436,951 | 696.58M | Jun 29, 2026 |
| Blackrock Inc. | 6.33% | 642,097 | 311.26M | Jun 29, 2026 |
| Boston Partners | 5.66% | 573,616 | 278.07M | Jun 29, 2026 |
| Gobi Capital LLC | 3.53% | 358,067 | 173.58M | Jun 29, 2026 |
| Beck, Mack & Oliver LLC | 3.02% | 305,983 | 148.33M | Jun 29, 2026 |
| Wellington Management Group, LLP | 2.57% | 260,084 | 126.08M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 3.11% | 315,258 | 152.82M | Sep 29, 2026 |
| John Hancock Funds III-Disciplined Value Mid Cap Fund | 2.40% | 243,463 | 118.02M | Aug 30, 2026 |
| Smead Funds Trust-Smead Value Fund | 1.63% | 164,866 | 79.92M | Aug 30, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.30% | 132,275 | 64.12M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.21% | 122,612 | 59.44M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 0.95% | 95,889 | 46.48M | Jun 29, 2026 |