PLMR

Palomar Holdings, Inc.

Financial Services · USD

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Price alert · PLMR

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140.32 USD +3.15 +2.30%
As of Oct 30, 2026 Extended hours 140.32 0.00%
Bid
140.05 × 2
Ask
140.33 × 2
138.72 Day range 140.83
101.42 52-week range 145.29
YTD
+4.13%
1 year
+24.73%
Open
140.59
Prev close
137.17
Mkt cap
3.69B
Vol
136.72K
Avg vol
233.18K
EPS
7.43
P/E
18.89
Div yield
1.31%
More statistics
Low
138.72
High
140.83
Forward P/E
12.42
Beta
0.35
Short ratio
2.88
Inst. own
99.93%
Dividend
1.80
Ex-div date
Aug 18, 2026
Earnings
Nov 4, 2026
50-d avg
133.04
200-d avg
126.25
1y target
159.17

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PLMR five-day price chart133.2135.7138.3140.8143.4Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

1.88 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 2
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 2
  • P/B 1

Valuation

P/E 18.2×
FY 2016: 65.5×FY 2017: 112×FY 2018: 23.4×FY 2019: 103×FY 2020: 355×FY 2021: 36.0×FY 2022: 21.8×FY 2023: 17.4×FY 2024: 22.9×FY 2025: 18.2×
FY 2016 5y median 21.8× FY 2025
P/S 4.1×
FY 2016: 7.6×FY 2017: 5.5×FY 2018: 5.9×FY 2019: 9.6×FY 2020: 13.1×FY 2021: 6.7×FY 2022: 3.5×FY 2023: 3.7×FY 2024: 4.9×FY 2025: 4.1×
FY 2016 5y median 4.1× FY 2025
P/B 3.8×
FY 2016: 4.4×FY 2017: 4.2×FY 2018: 4.7×FY 2019: 5.0×FY 2020: 6.1×FY 2021: 4.2×FY 2022: 3.0×FY 2023: 2.9×FY 2024: 3.7×FY 2025: 3.8×
FY 2016 5y median 3.7× FY 2025
P/FCF 8.9×
FY 2016: 21.6×FY 2017: 16.2×FY 2018: 19.1×FY 2019: 28.0×FY 2020: 44.7×FY 2021: 19.9×FY 2022: 7.0×FY 2023: 12.6×FY 2024: 10.3×FY 2025: 8.9×
FY 2016 5y median 10.3× FY 2025
EV/EBITDA 13.3×
FY 2016: 41.3×FY 2017: 48.7×FY 2018: 21.2×FY 2019: 54.4×FY 2020: 288×FY 2021: 26.4×FY 2022: 15.3×FY 2023: 12.3×FY 2024: 16.6×FY 2025: 13.3×
FY 2016 5y median 15.3× FY 2025
EV/Sales 4.0×
FY 2016: 7.7×FY 2017: 5.6×FY 2018: 6.0×FY 2019: 9.3×FY 2020: 12.9×FY 2021: 6.5×FY 2022: 3.4×FY 2023: 3.7×FY 2024: 4.7×FY 2025: 4.0×
FY 2016 5y median 4.0× FY 2025
FCF Yield 11.2%
FY 2016: 4.6%FY 2017: 6.2%FY 2018: 5.2%FY 2019: 3.6%FY 2020: 2.2%FY 2021: 5.0%FY 2022: 14.4%FY 2023: 7.9%FY 2024: 9.7%FY 2025: 11.2%
FY 2016 5y median 9.7% FY 2025

Profitability

Gross Margin 73.9%
FY 2016: 42.3%FY 2017: 36.7%FY 2018: 52.7%FY 2019: 62.2%FY 2020: 23.9%FY 2021: 44.8%FY 2022: 42.1%FY 2023: 52.0%FY 2024: 48.6%FY 2025: 73.9%
FY 2016 5y median 48.6% FY 2025
Operating Margin 28.9%
FY 2016: 14.7%FY 2017: 8.3%FY 2018: 25.0%FY 2019: 16.0%FY 2020: 3.7%FY 2021: 23.1%FY 2022: 20.7%FY 2023: 27.6%FY 2024: 27.3%FY 2025: 28.9%
FY 2016 5y median 27.3% FY 2025
Net Margin 22.5%
FY 2016: 15.5%FY 2017: 6.4%FY 2018: 25.0%FY 2019: 9.4%FY 2020: 3.7%FY 2021: 18.5%FY 2022: 15.9%FY 2023: 21.1%FY 2024: 21.2%FY 2025: 22.5%
FY 2016 5y median 21.1% FY 2025
ROE 20.9%
FY 2016: 9.0%FY 2017: 4.8%FY 2018: 20.0%FY 2019: 4.9%FY 2020: 1.7%FY 2021: 11.6%FY 2022: 13.6%FY 2023: 16.8%FY 2024: 16.1%FY 2025: 20.9%
FY 2016 5y median 16.1% FY 2025
ROIC 8.8%
FY 2016: 4.3%FY 2017: 1.5%FY 2018: 6.3%FY 2019: 2.0%FY 2020: 0.6%FY 2021: 11.6%FY 2022: 12.4%FY 2023: 4.5%FY 2024: 5.2%FY 2025: 8.8%
FY 2016 5y median 8.8% FY 2025
ROA 8.9%
FY 2016: 4.6%FY 2017: 2.0%FY 2018: 7.9%FY 2019: 2.7%FY 2020: 0.9%FY 2021: 5.0%FY 2022: 4.0%FY 2023: 4.6%FY 2024: 5.2%FY 2025: 8.9%
FY 2016 5y median 5.0% FY 2025

Growth (YoY)

Revenue 58.2%
FY 2016: 0.0%FY 2017: 39.3%FY 2018: 22.7%FY 2019: 55.3%FY 2020: 48.7%FY 2021: 47.1%FY 2022: 32.0%FY 2023: 14.9%FY 2024: 47.3%FY 2025: 58.2%
FY 2016 FY 2025
Operating Income 67.6%
FY 2016: 0.0%FY 2017: -21.5%FY 2018: 269.6%FY 2019: -0.7%FY 2020: -65.6%FY 2021: 818.2%FY 2022: 18.2%FY 2023: 53.4%FY 2024: 45.9%FY 2025: 67.6%
FY 2016 FY 2025
EPS (diluted) 60.0%
FY 2016: 0.0%FY 2017: -41.4%FY 2018: 376.5%FY 2019: -39.5%FY 2020: -51.0%FY 2021: 633.3%FY 2022: 14.8%FY 2023: 55.0%FY 2024: 43.1%FY 2025: 60.0%
FY 2016 FY 2025
Free Cash Flow 54.1%
FY 2016: 0.0%FY 2017: 35.2%FY 2018: 11.4%FY 2019: 72.5%FY 2020: 27.6%FY 2021: 67.7%FY 2022: 97.3%FY 2023: -33.2%FY 2024: 138.6%FY 2025: 54.1%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 0.0×FY 2017: 12.3×FY 2018: 6.6×FY 2019: 271×FY 2020: 13.6×FY 2021: 1.5×FY 2022: 1.2×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.0×
FY 2016: 0.0×FY 2017: 15.7×FY 2018: 7.9×FY 2019: 342×FY 2020: 13.6×FY 2021: 1.5×FY 2022: 1.2×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 0.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -0.4×
FY 2016: 0.9×FY 2017: 0.9×FY 2018: 0.5×FY 2019: -1.7×FY 2020: -4.4×FY 2021: -0.8×FY 2022: -0.4×FY 2023: 0.0×FY 2024: -0.5×FY 2025: -0.4×
FY 2016 5y median -0.4× FY 2025
Interest Coverage 646×
FY 2016: 3.8×FY 2017: 2.8×FY 2018: 7.9×FY 2019: 16.9×FY 2020: 0.0×FY 2021: 1428×FY 2022: 77.4×FY 2023: 27.5×FY 2024: 133×FY 2025: 646×
FY 2016 5y median 133× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.5%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 48.2%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31