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UVE

Universal Insurance Holdings, Inc.

Financial Services · USD

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Price alert · UVE

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48.50 USD +0.94 +1.98%
As of Oct 30, 2026 Extended hours 48.88 +0.78%
Bid
48.28 × 100
Ask
48.58 × 100
47.66 Day range 49.12
28.85 52-week range 48.84
YTD
+43.49%
1 year
+54.41%
Open
49.17
Prev close
47.56
Mkt cap
1.35B
Vol
281.57K
Avg vol
189.60K
EPS
8.02
P/E
6.05
Div yield
1.35%
More statistics
Low
47.66
High
49.12
Forward P/E
8.65
Beta
0.70
Short ratio
4.75
Inst. own
78.40%
Dividend
0.64
Ex-div date
Jul 30, 2026
Earnings
Feb 23, 2027
50-d avg
44.69
200-d avg
38.81
1y target
51.00

2Y chart

Chart tools
Interval
UVE two-year price chart18.726.734.742.750.8Oct 24Mar 25Aug 25Jan 26Jun 26Oct 26

Key statistics

Market cap
1.35B
Enterprise value
842.48M
Trailing P/E
6.04
Forward P/E
8.65
PEG ratio
0.00
Price / sales
0.81
Price / book
2.07
EPS (TTM)
8.02
Beta
0.70
Dividend yield
1.35%
Payout ratio
8.42%
Profit margin
13.94%
Revenue (TTM)
1.67B
Revenue growth
9.60%
Free cash flow
0
Total cash
569.46M
Total debt
97.34M
Return on equity
40.76%
Shares outstanding
27.83M
Short % of float
3.83%
50-day average
44.69
200-day average
38.81

Analyst view

Consensus: hold

Hold
Price target (mean) 51.00
Ratings (0m) 1 0 buy · 1 hold · 0 sell
  • Strong buy0
  • Buy0
  • Hold1
  • Sell0
  • Strong sell0

Next earnings

Feb 23, 2027

Expected Feb 23, 2027. Consensus EPS estimate 0.00.

Earnings history

Financials — quick view

All financials
UVE Revenue — quarterly 439.32M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
UVE Net income — quarterly 52.51M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
UVE EPS — quarterly 1.90
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026

Earnings

UVE recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Feb 23, 2027Dec 30, 20260.74———
Oct 22, 2026Sep 30, 20261.571.93+0.36+22.93%
Jul 23, 2026Jun 30, 20261.431.84+0.41+28.67%
Apr 23, 2026Mar 31, 20261.392.00+0.61+43.88%
Feb 24, 2026Dec 31, 20251.302.17+0.87+66.92%
Oct 23, 2025Sep 30, 20251.101.36+0.26+23.64%

Upgrades / downgrades

UVE analyst upgrades and downgrades
DateFirmActionFromTo
Oct 26, 2026Piper SandlermainNeutralNeutral
Jul 27, 2026Piper SandlermainNeutralNeutral
Jul 15, 2026Piper SandlerdownOverweightNeutral
Dec 22, 2025Piper SandlermainOverweightOverweight
Apr 1, 2024Piper SandlermainOverweightOverweight
Oct 30, 2023Piper SandlermainOverweightOverweight

About Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States

News

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Insider holders

UVE insider holders
InsiderRelationLatest transactionDateShares held
CALLAHAN SCOTT PDirectorStock Award(Grant)Jun 10, 202632,511
DONAGHY STEPHEN JChief Executive OfficerConversion of Exercise of derivative securityMar 26, 2026699,461
DOWNES SEAN POfficer and DirectorSaleSep 10, 20261,134,640
GORDON MARLENEDirectorStock Award(Grant)Jun 10, 202628,475
MCCAHILL FRANCIS XAVIER IIIDirectorStock Award(Grant)Jun 10, 202629,475
PETERSON RICHARD DDirectorStock Award(Grant)Jun 10, 202628,869

Institution ownership

UVE institution ownership
Holder% heldSharesValueReported
Blackrock Inc.9.64%2,683,917130.06MJun 29, 2026
Dimensional Fund Advisors LP4.65%1,294,05862.71MJun 29, 2026
Vanguard Capital Management LLC3.99%1,110,92653.84MJun 29, 2026
American Century Companies Inc3.98%1,108,04553.70MJun 29, 2026
Vanguard Portfolio Management LLC3.38%940,84045.59MJun 29, 2026
Geode Capital Management, LLC3.19%888,72543.07MJun 29, 2026

Fund ownership

UVE fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF3.66%1,019,54949.41MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.86%796,84238.61MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.47%687,50133.32MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund1.04%288,98414.00MJun 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund1.00%278,06613.48MJul 30, 2026
VANGUARD HORIZON FUNDS-Vanguard Strategic Small-Cap Equity Fund0.89%247,71912.00MJun 29, 2026
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