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HRTG

Heritage Insurance Holdings, Inc.

Financial Services · USD

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Price alert · HRTG

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35.64 USD -0.50 -1.38%
As of Oct 30, 2026 Extended hours 35.50 -0.39%
Bid
35.52 × 200
Ask
35.95 × 100
34.01 Day range 36.03
20.88 52-week range 37.70
YTD
+21.80%
1 year
+52.76%
Open
35.91
Prev close
36.14
Mkt cap
1.06B
Vol
407.75K
Avg vol
277.89K
EPS
7.09
P/E
5.03
Div yield
0.00%
More statistics
Low
34.01
High
36.03
Forward P/E
7.00
Beta
0.92
Short ratio
2.91
Inst. own
67.71%
Dividend
0.00
Ex-div date
Jun 12, 2022
Earnings
Mar 8, 2027
50-d avg
34.76
200-d avg
28.57
1y target
39.00

5D chart

Chart tools
Interval
HRTG five-day price chart34.034.935.736.637.4Oct 26Oct 28Oct 29Oct 30

Key statistics

Market cap
1.06B
Enterprise value
597.72M
Trailing P/E
5.03
Forward P/E
7.00
PEG ratio
0.00
Price / sales
1.23
Price / book
1.71
EPS (TTM)
7.09
Beta
0.92
Dividend yield
0.00%
Payout ratio
0.00%
Profit margin
25.07%
Revenue (TTM)
861.41M
Revenue growth
3.20%
Free cash flow
0
Total cash
532.10M
Total debt
90.12M
Return on equity
41.68%
Shares outstanding
29.63M
Short % of float
2.93%
50-day average
34.76
200-day average
28.57

Analyst view

Consensus: buy

Buy
Price target (mean) 39.00 +9.4% upside
Target (low)
36.00
Target (mean)
39.00
Target (high)
42.00
Ratings (0m) 4 2 buy · 2 hold · 0 sell
  • Strong buy1
  • Buy1
  • Hold2
  • Sell0
  • Strong sell0

Next earnings

Mar 8, 2027

Expected Mar 8, 2027. Consensus EPS estimate 1.19.

Earnings history

Financials — quick view

All financials
HRTG Revenue — quarterly 214.19M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
HRTG Net income — quarterly 61.71M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
HRTG EPS — quarterly 2.06
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

HRTG recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Mar 8, 2027Mar 30, 20271.06———
Oct 28, 2026Sep 30, 20260.931.72+0.79+84.95%
Aug 5, 2026Jun 30, 20261.252.05+0.80+64.00%
May 7, 2026Mar 31, 20261.531.19-0.34-22.22%
Mar 9, 2026Dec 31, 20251.612.15+0.54+33.54%
Nov 5, 2025Sep 30, 20250.531.63+1.10+207.55%

Upgrades / downgrades

HRTG analyst upgrades and downgrades
DateFirmActionFromTo
Oct 30, 2026Truist SecuritiesmainBuyBuy
Oct 16, 2026Raymond Jamesinit—Market Perform
Aug 7, 2026Truist SecuritiesmainBuyBuy
Jul 15, 2026Piper SandlermainOverweightOverweight
May 11, 2026Truist SecuritiesmainBuyBuy
Mar 10, 2026Truist SecuritiesmainBuyBuy

About Heritage Insurance Holdings, Inc.

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York. The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program. It offers insurance products through a network of independent agents. The company was founded in 2012 and is headquartered in Tampa, Florida.

Sector
Financial Services
Industry
Insurance - Property & Casualty
Country
United States

News

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Insider holders

HRTG insider holders
InsiderRelationLatest transactionDateShares held
APOSTOLOU PANAGIOTISDirectorStock Award(Grant)Jun 9, 2026169,972
BARLAS IRINIDirectorStock Award(Grant)Jun 9, 20260
BERSET MARK SDirectorStock Award(Grant)Jun 9, 2025761,478
BINNUN SHARONOfficerSaleSep 8, 202680,623
GARATEIX ERNIE JChief Executive OfficerSaleSep 13, 20261,035,960
LUSK KIRK H.Chief Financial OfficerSaleAug 16, 2026492,522

Institution ownership

HRTG institution ownership
Holder% heldSharesValueReported
Blackrock Inc.7.85%2,332,88983.12MJun 29, 2026
Dimensional Fund Advisors LP4.41%1,310,61546.70MJun 29, 2026
American Century Companies Inc3.59%1,066,93638.01MJun 29, 2026
Vanguard Capital Management LLC3.41%1,013,65836.12MJun 29, 2026
Vanguard Portfolio Management LLC3.19%949,09033.82MJun 29, 2026
Geode Capital Management, LLC2.52%749,87826.72MJun 29, 2026

Fund ownership

HRTG fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF3.33%990,56535.29MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.46%730,39926.02MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.19%651,53923.21MSep 29, 2026
Fidelity Commonwealth Trust II-Fidelity Enhanced Small Cap Core ETF0.96%284,67410.14MSep 29, 2026
Fidelity Salem Street Trust-Fidelity Small Cap Index Fund0.91%271,0949.66MJul 30, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund0.87%259,9329.26MJun 29, 2026
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