Heritage Insurance Holdings, Inc. HRTG

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Price alert · HRTG

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35.64 USD -0.50 -1.38%

At close · Oct 30

35.50 -0.14 -0.39%

After hours · Oct 30, 7:02 PM ET

Bid
35.52 × 200
Ask
35.95 × 100
34.01 Day range 36.03
20.88 52-week range 37.70
YTD
+21.80%
1 year
+52.76%
Open
35.91
Prev close
36.14
Mkt cap
1.06B
Vol
407.75K
Avg vol
277.89K
EPS
7.09
P/E
5.03
Div yield
0.00%
More statistics
Low
34.01
High
36.03
Forward P/E
7.00
Beta
0.92
Short ratio
2.91
Inst. own
67.71%
Dividend
0.00
Ex-div date
Jun 12, 2022
Earnings
Mar 8, 2027
50-d avg
34.76
200-d avg
28.57
1y target
39.00

5D chart

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Interval

Events in this range
  • Oct 28, 2026Earnings: 1.72; estimate 0.93; surprise 84.95%
  • Oct 30, 2026Rating: Truist Securities · Buy → Buy
Signals (111)
NameTimeAgo
SMA: BearishOct 30, 3:55 PM1 day ago
RSI: OverboughtOct 30, 3:30 PM1 day ago
RSI: OverboughtOct 30, 2:55 PM1 day ago
SMA: BullishOct 30, 1:55 PM1 day ago
SMA: BearishOct 30, 1:50 PM1 day ago
SMA: BullishOct 30, 12:45 PM1 day ago
SMA: BullishOct 30, 12:35 PM1 day ago
SMA: BearishOct 30, 12:10 PM1 day ago
SMA: BullishOct 30, 11:45 AM1 day ago
SMA: BullishOct 30, 11:45 AM1 day ago
SMA: BearishOct 30, 11:35 AM1 day ago
SMA: BullishOct 30, 11:30 AM1 day ago
SMA: BearishOct 30, 11:10 AM1 day ago
SMA: BullishOct 30, 10:40 AM1 day ago
MACD: Buy SignalOct 30, 10:40 AM1 day ago
RSI: OversoldOct 30, 9:55 AM1 day ago
RSI: OversoldOct 30, 9:30 AM1 day ago
SMA: BearishOct 29, 3:40 PM2 days ago
SMA: BullishOct 29, 3:30 PM2 days ago
SMA: BearishOct 29, 3:15 PM2 days ago
SMA: BullishOct 29, 3:05 PM2 days ago
SMA: BearishOct 29, 2:40 PM2 days ago
SMA: BearishOct 29, 2:00 PM2 days ago
SMA: BearishOct 29, 1:20 PM2 days ago
SMA: BullishOct 29, 1:15 PM2 days ago
SMA: BearishOct 29, 1:10 PM2 days ago
SMA: BullishOct 29, 12:20 PM2 days ago
SMA: BearishOct 29, 11:50 AM2 days ago
MACD: Sell SignalOct 29, 11:45 AM2 days ago
MACD: Buy SignalOct 29, 11:30 AM2 days ago
SMA: BullishOct 29, 11:25 AM2 days ago
SMA: BearishOct 29, 11:20 AM2 days ago
MACD: Sell SignalOct 29, 11:10 AM2 days ago
SMA: BullishOct 29, 11:05 AM2 days ago
SMA: BearishOct 29, 10:40 AM2 days ago
RSI: OverboughtOct 29, 10:20 AM2 days ago
RSI: OverboughtOct 29, 10:00 AM2 days ago
SMA: BullishOct 29, 9:30 AM2 days ago
SMA: BullishOct 29, 9:30 AM2 days ago
RSI: OverboughtOct 29, 9:30 AM2 days ago
SMA: BearishOct 28, 3:50 PM3 days ago
SMA: BullishOct 28, 3:45 PM3 days ago
MACD: Buy SignalOct 28, 3:45 PM3 days ago
MACD: Sell SignalOct 28, 3:30 PM3 days ago
SMA: BearishOct 28, 3:25 PM3 days ago
SMA: BullishOct 28, 3:15 PM3 days ago
MACD: Buy SignalOct 28, 3:15 PM3 days ago
MACD: Sell SignalOct 28, 2:35 PM3 days ago
SMA: BearishOct 28, 2:15 PM3 days ago
SMA: BullishOct 28, 1:55 PM3 days ago
SMA: BearishOct 28, 1:50 PM3 days ago
SMA: BullishOct 28, 1:30 PM3 days ago
SMA: BullishOct 28, 1:30 PM3 days ago
RSI: OversoldOct 28, 12:55 PM3 days ago
SMA: BearishOct 28, 12:05 PM3 days ago
SMA: BullishOct 28, 11:25 AM3 days ago
MACD: Buy SignalOct 28, 11:20 AM3 days ago
MACD: Sell SignalOct 28, 9:30 AM3 days ago
RSI: OversoldOct 28, 9:30 AM3 days ago
SMA: BearishOct 27, 3:30 PM4 days ago
MACD: Buy SignalOct 27, 3:20 PM4 days ago
MACD: Sell SignalOct 27, 3:10 PM4 days ago
SMA: BearishOct 27, 3:05 PM4 days ago
SMA: BullishOct 27, 2:55 PM4 days ago
MACD: Buy SignalOct 27, 2:55 PM4 days ago
MACD: Sell SignalOct 27, 2:00 PM4 days ago
SMA: BearishOct 27, 1:35 PM4 days ago
SMA: BearishOct 27, 1:35 PM4 days ago
SMA: BullishOct 27, 1:25 PM4 days ago
SMA: BearishOct 27, 12:55 PM4 days ago
SMA: BearishOct 27, 12:55 PM4 days ago
SMA: BullishOct 27, 12:50 PM4 days ago
SMA: BullishOct 27, 12:50 PM4 days ago
SMA: BearishOct 27, 12:25 PM4 days ago
SMA: BearishOct 27, 12:25 PM4 days ago
SMA: BullishOct 27, 12:05 PM4 days ago
SMA: BearishOct 27, 12:00 PM4 days ago
SMA: BullishOct 27, 11:25 AM4 days ago
SMA: BearishOct 27, 11:20 AM4 days ago
SMA: BullishOct 27, 11:10 AM4 days ago
MACD: Buy SignalOct 27, 11:10 AM4 days ago
SMA: BullishOct 27, 10:35 AM4 days ago
RSI: OversoldOct 27, 9:35 AM4 days ago
SMA: BearishOct 27, 9:30 AM4 days ago
SMA: BearishOct 27, 9:30 AM4 days ago
MACD: Sell SignalOct 27, 9:30 AM4 days ago
MACD: Buy SignalOct 26, 3:50 PM5 days ago
SMA: BullishOct 26, 3:45 PM5 days ago
SMA: BullishOct 26, 3:45 PM5 days ago
SMA: BearishOct 26, 3:30 PM5 days ago
SMA: BearishOct 26, 3:30 PM5 days ago
MACD: Sell SignalOct 26, 3:30 PM5 days ago
MACD: Buy SignalOct 26, 3:20 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BearishOct 26, 2:35 PM5 days ago
SMA: BearishOct 26, 2:35 PM5 days ago
MACD: Sell SignalOct 26, 2:35 PM5 days ago
MACD: Buy SignalOct 26, 2:25 PM5 days ago
SMA: BullishOct 26, 2:10 PM5 days ago
SMA: BullishOct 26, 2:10 PM5 days ago
SMA: BearishOct 26, 2:05 PM5 days ago
MACD: Sell SignalOct 26, 1:50 PM5 days ago
SMA: BearishOct 26, 1:20 PM5 days ago
SMA: BullishOct 26, 1:00 PM5 days ago
SMA: BearishOct 26, 12:55 PM5 days ago
SMA: BullishOct 26, 12:50 PM5 days ago
SMA: BearishOct 26, 12:45 PM5 days ago
SMA: BullishOct 26, 12:20 PM5 days ago
SMA: BearishOct 26, 12:15 PM5 days ago
SMA: BullishOct 26, 11:40 AM5 days ago

Financial health

Altman Z-Score

1.75 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A4 / 5 overall

  • DCF 3
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 4
  • P/B 2

Valuation

P/E 4.6×
FY 2016: 13.7×FY 2017: -431×FY 2018: 14.0×FY 2019: 13.5×FY 2020: 30.7×FY 2021: -2.2×FY 2022: -0.3×FY 2023: 3.8×FY 2024: 6.0×FY 2025: 4.6×
FY 2016 5y median 3.8× FY 2025
P/S 1.1×
FY 2016: 1.1×FY 2017: 1.2×FY 2018: 0.8×FY 2019: 0.8×FY 2020: 0.5×FY 2021: 0.3×FY 2022: 0.1×FY 2023: 0.2×FY 2024: 0.5×FY 2025: 1.1×
FY 2016 5y median 0.3× FY 2025
P/B 1.8×
FY 2016: 1.3×FY 2017: 1.3×FY 2018: 0.9×FY 2019: 0.9×FY 2020: 0.6×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.8×FY 2024: 1.3×FY 2025: 1.8×
FY 2016 5y median 0.8× FY 2025
P/FCF 5.2×
FY 2016: 6.3×FY 2017: 67.2×FY 2018: 4.1×FY 2019: 3.4×FY 2020: 1.7×FY 2021: 2.8×FY 2022: -1.0×FY 2023: 2.8×FY 2024: 4.7×FY 2025: 5.2×
FY 2016 5y median 2.8× FY 2025
EV/EBITDA 1.6×
FY 2016: 6.6×FY 2017: 34.1×FY 2018: 3.3×FY 2019: 4.3×FY 2020: -1.6×FY 2021: 0.7×FY 2022: 0.5×FY 2023: -2.0×FY 2024: 0.6×FY 2025: 1.6×
FY 2016 5y median 0.6× FY 2025
EV/Sales 0.5×
FY 2016: 1.0×FY 2017: 1.3×FY 2018: 0.6×FY 2019: 0.5×FY 2020: -0.0×FY 2021: -0.1×FY 2022: -0.1×FY 2023: -0.2×FY 2024: 0.1×FY 2025: 0.5×
FY 2016 5y median -0.1× FY 2025
FCF Yield 19.3%
FY 2016: 15.8%FY 2017: 1.5%FY 2018: 24.4%FY 2019: 29.6%FY 2020: 59.8%FY 2021: 36.2%FY 2022: -98.4%FY 2023: 35.4%FY 2024: 21.3%FY 2025: 19.3%
FY 2016 5y median 21.3% FY 2025

Profitability

Gross Margin 63.0%
FY 2016: 26.4%FY 2017: 29.8%FY 2018: 32.9%FY 2019: 25.4%FY 2020: 15.5%FY 2021: 9.2%FY 2022: 0.8%FY 2023: 19.3%FY 2024: 21.9%FY 2025: 63.0%
FY 2016 5y median 19.3% FY 2025
Operating Margin 30.6%
FY 2016: 12.8%FY 2017: -1.4%FY 2018: 8.1%FY 2019: 8.0%FY 2020: 0.4%FY 2021: -12.0%FY 2022: -25.1%FY 2023: 7.1%FY 2024: 10.1%FY 2025: 30.6%
FY 2016 5y median 7.1% FY 2025
Net Margin 23.1%
FY 2016: 7.7%FY 2017: -0.3%FY 2018: 5.7%FY 2019: 5.6%FY 2020: 1.6%FY 2021: -11.8%FY 2022: -23.3%FY 2023: 6.2%FY 2024: 7.5%FY 2025: 23.1%
FY 2016 5y median 6.2% FY 2025
ROE 38.7%
FY 2016: 9.5%FY 2017: -0.3%FY 2018: 6.4%FY 2019: 6.4%FY 2020: 2.1%FY 2021: -21.8%FY 2022: -117.8%FY 2023: 20.6%FY 2024: 21.2%FY 2025: 38.7%
FY 2016 5y median 20.6% FY 2025
ROIC 32.3%
FY 2016: 4.7%FY 2017: -0.1%FY 2018: 1.5%FY 2019: 36.1%FY 2020: 3.2%FY 2021: -15.1%FY 2022: -53.0%FY 2023: 13.5%FY 2024: 14.2%FY 2025: 32.3%
FY 2016 5y median 13.5% FY 2025
ROA 8.9%
FY 2016: 3.3%FY 2017: -0.1%FY 2018: 1.5%FY 2019: 1.5%FY 2020: 0.4%FY 2021: -3.8%FY 2022: -6.5%FY 2023: 2.1%FY 2024: 2.5%FY 2025: 8.9%
FY 2016 5y median 2.1% FY 2025

Growth (YoY)

Revenue 3.7%
FY 2016: 11.2%FY 2017: -7.4%FY 2018: 18.1%FY 2019: 6.5%FY 2020: 16.1%FY 2021: 6.4%FY 2022: 4.9%FY 2023: 11.0%FY 2024: 11.1%FY 2025: 3.7%
FY 2016 FY 2025
Operating Income 213.6%
FY 2016: -62.5%FY 2017: -110.4%FY 2018: 761.8%FY 2019: 5.1%FY 2020: -94.6%FY 2021: -3535.8%FY 2022: -118.5%FY 2023: 131.3%FY 2024: 59.0%FY 2025: 213.6%
FY 2016 FY 2025
EPS (diluted) 214.4%
FY 2016: -62.6%FY 2017: -103.7%FY 2018: 2588.0%FY 2019: -5.8%FY 2020: -66.3%FY 2021: -915.2%FY 2022: -117.8%FY 2023: 129.5%FY 2024: 16.2%FY 2025: 214.4%
FY 2016 FY 2025
Free Cash Flow 120.8%
FY 2016: -51.9%FY 2017: -90.2%FY 2018: 1197.1%FY 2019: 23.1%FY 2020: 47.8%FY 2021: -65.1%FY 2022: -178.9%FY 2023: 229.8%FY 2024: 30.3%FY 2025: 120.8%
FY 2016 FY 2025

Financial Health

Current Ratio 0.9×
FY 2016: 7.4×FY 2017: 43.9×FY 2018: 6.1×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 1.1×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.9×
FY 2016 5y median 0.8× FY 2025
Quick Ratio 0.9×
FY 2016: 11.4×FY 2017: 88.2×FY 2018: 8.1×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 1.1×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.9×
FY 2016 5y median 0.8× FY 2025
Debt / Equity 0.2×
FY 2016: 0.2×FY 2017: 0.5×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.4×FY 2022: 1.2×FY 2023: 0.7×FY 2024: 0.5×FY 2025: 0.2×
FY 2016 5y median 0.5× FY 2025
Net Debt / EBITDA -1.6×
FY 2016: -0.5×FY 2017: 2.0×FY 2018: -1.2×FY 2019: -2.2×FY 2020: -17.1×FY 2021: 3.5×FY 2022: 0.8×FY 2023: -4.4×FY 2024: -3.0×FY 2025: -1.6×
FY 2016 5y median -1.6× FY 2025
Interest Coverage 32.9×
FY 2016: 156×FY 2017: -0.4×FY 2018: 1.9×FY 2019: 4.8×FY 2020: 0.3×FY 2021: -9.5×FY 2022: -18.9×FY 2023: 4.6×FY 2024: 7.6×FY 2025: 32.9×
FY 2016 5y median 4.6× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 1.5%FY 2017: 1.7%FY 2018: 1.7%FY 2019: 1.8%FY 2020: 2.4%FY 2021: 4.1%FY 2022: 10.1%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 20.1%FY 2017: -737.2%FY 2018: 23.5%FY 2019: 24.3%FY 2020: 73.5%FY 2021: -9.0%FY 2022: -3.1%FY 2023: 0.0%FY 2024: 0.1%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31