UnitedHealth Group Incorporated UNH

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406.97 USD -3.94 -0.96%

At close · Oct 30

405.82 -1.15 -0.28%

After hours · Oct 30, 7:45 PM ET

Bid
406.76 × 80
Ask
407.13 × 40
405.91 Day range 416.11
259.02 52-week range 436.35
YTD
+23.28%
1 year
+18.05%
Open
415.00
Prev close
410.91
Mkt cap
365.29B
Vol
4.30M
Avg vol
5.02M
EPS
17.52
P/E
23.23
Div yield
2.26%
More statistics
Low
405.91
High
416.11
Forward P/E
17.48
Beta
0.61
Short ratio
2.43
Inst. own
89.66%
Dividend
9.28
Ex-div date
Sep 13, 2026
Earnings
Jan 20, 2027
50-d avg
389.75
200-d avg
362.40
1y target
476.64

5D chart

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Interval

Events in this range
  • Oct 27, 2026Rating: Morgan Stanley · Overweight → Overweight
  • Oct 27, 2026Rating: Wells Fargo · Overweight → Overweight
Signals (113)
NameTimeAgo
SMA: BearishOct 30, 3:50 PM1 day ago
SMA: BullishOct 30, 3:45 PM1 day ago
SMA: BearishOct 30, 3:05 PM1 day ago
SMA: BearishOct 30, 3:00 PM1 day ago
SMA: BullishOct 30, 2:55 PM1 day ago
MACD: Sell SignalOct 30, 2:25 PM1 day ago
SMA: BullishOct 30, 1:15 PM1 day ago
SMA: BullishOct 30, 1:05 PM1 day ago
MACD: Buy SignalOct 30, 1:00 PM1 day ago
MACD: Sell SignalOct 30, 12:55 PM1 day ago
SMA: BearishOct 30, 12:40 PM1 day ago
MACD: Buy SignalOct 30, 12:25 PM1 day ago
SMA: BullishOct 30, 12:15 PM1 day ago
SMA: BearishOct 30, 11:40 AM1 day ago
SMA: BullishOct 30, 11:35 AM1 day ago
SMA: BearishOct 30, 11:30 AM1 day ago
SMA: BullishOct 30, 11:10 AM1 day ago
SMA: BearishOct 30, 10:25 AM1 day ago
MACD: Sell SignalOct 30, 10:05 AM1 day ago
SMA: BearishOct 30, 10:00 AM1 day ago
RSI: OverboughtOct 29, 3:35 PM2 days ago
SMA: BullishOct 29, 2:45 PM2 days ago
SMA: BullishOct 29, 2:30 PM2 days ago
MACD: Buy SignalOct 29, 2:30 PM2 days ago
SMA: BearishOct 29, 1:10 PM2 days ago
MACD: Sell SignalOct 29, 1:10 PM2 days ago
SMA: BearishOct 29, 1:05 PM2 days ago
SMA: BullishOct 29, 1:00 PM2 days ago
MACD: Buy SignalOct 29, 1:00 PM2 days ago
SMA: BullishOct 29, 12:55 PM2 days ago
SMA: BearishOct 29, 12:20 PM2 days ago
SMA: BearishOct 29, 12:20 PM2 days ago
MACD: Sell SignalOct 29, 12:20 PM2 days ago
SMA: BullishOct 29, 11:45 AM2 days ago
MACD: Buy SignalOct 29, 11:40 AM2 days ago
SMA: BullishOct 29, 11:20 AM2 days ago
SMA: BearishOct 29, 10:45 AM2 days ago
SMA: BullishOct 29, 10:35 AM2 days ago
MACD: Sell SignalOct 29, 10:35 AM2 days ago
SMA: BearishOct 29, 10:30 AM2 days ago
SMA: BearishOct 29, 10:25 AM2 days ago
SMA: BullishOct 29, 10:20 AM2 days ago
SMA: BearishOct 29, 10:15 AM2 days ago
SMA: BullishOct 29, 10:10 AM2 days ago
SMA: BearishOct 29, 10:05 AM2 days ago
SMA: BullishOct 29, 9:45 AM2 days ago
SMA: BullishOct 29, 9:45 AM2 days ago
SMA: BearishOct 29, 9:40 AM2 days ago
SMA: BearishOct 29, 9:40 AM2 days ago
SMA: BullishOct 29, 9:30 AM2 days ago
SMA: BullishOct 28, 3:40 PM3 days ago
MACD: Buy SignalOct 28, 3:00 PM3 days ago
RSI: OversoldOct 28, 2:40 PM3 days ago
RSI: OversoldOct 28, 2:00 PM3 days ago
RSI: OversoldOct 28, 1:50 PM3 days ago
SMA: BearishOct 28, 12:15 PM3 days ago
SMA: BullishOct 28, 12:10 PM3 days ago
SMA: BearishOct 28, 11:45 AM3 days ago
SMA: BearishOct 28, 11:25 AM3 days ago
SMA: BullishOct 28, 11:15 AM3 days ago
SMA: BearishOct 28, 11:05 AM3 days ago
MACD: Sell SignalOct 28, 11:05 AM3 days ago
SMA: BullishOct 28, 10:35 AM3 days ago
SMA: BearishOct 28, 10:25 AM3 days ago
RSI: OverboughtOct 28, 10:10 AM3 days ago
RSI: OverboughtOct 28, 9:40 AM3 days ago
MACD: Buy SignalOct 28, 9:30 AM3 days ago
SMA: BullishOct 27, 3:55 PM4 days ago
SMA: BullishOct 27, 3:50 PM4 days ago
SMA: BearishOct 27, 3:40 PM4 days ago
MACD: Sell SignalOct 27, 3:40 PM4 days ago
SMA: BearishOct 27, 3:30 PM4 days ago
SMA: BullishOct 27, 2:20 PM4 days ago
SMA: BullishOct 27, 2:15 PM4 days ago
MACD: Buy SignalOct 27, 2:10 PM4 days ago
MACD: Sell SignalOct 27, 1:55 PM4 days ago
SMA: BearishOct 27, 1:35 PM4 days ago
SMA: BearishOct 27, 1:30 PM4 days ago
SMA: BullishOct 27, 1:25 PM4 days ago
MACD: Buy SignalOct 27, 1:15 PM4 days ago
SMA: BullishOct 27, 1:00 PM4 days ago
RSI: OversoldOct 27, 12:40 PM4 days ago
SMA: BearishOct 27, 12:05 PM4 days ago
SMA: BearishOct 27, 11:30 AM4 days ago
MACD: Sell SignalOct 27, 11:30 AM4 days ago
MACD: Buy SignalOct 27, 11:20 AM4 days ago
SMA: BullishOct 27, 11:15 AM4 days ago
MACD: Sell SignalOct 27, 11:10 AM4 days ago
SMA: BearishOct 27, 11:00 AM4 days ago
SMA: BullishOct 27, 9:35 AM4 days ago
SMA: BullishOct 27, 9:35 AM4 days ago
SMA: BearishOct 27, 9:30 AM4 days ago
SMA: BearishOct 27, 9:30 AM4 days ago
SMA: BullishOct 26, 3:50 PM5 days ago
SMA: BullishOct 26, 3:30 PM5 days ago
SMA: BearishOct 26, 3:20 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BearishOct 26, 2:50 PM5 days ago
SMA: BullishOct 26, 2:30 PM5 days ago
SMA: BearishOct 26, 2:25 PM5 days ago
SMA: BullishOct 26, 2:15 PM5 days ago
RSI: OversoldOct 26, 2:00 PM5 days ago
RSI: OversoldOct 26, 1:50 PM5 days ago
SMA: BearishOct 26, 1:15 PM5 days ago
SMA: BullishOct 26, 1:10 PM5 days ago
RSI: OversoldOct 26, 1:05 PM5 days ago
SMA: BearishOct 26, 12:50 PM5 days ago
SMA: BullishOct 26, 12:40 PM5 days ago
SMA: BearishOct 26, 12:30 PM5 days ago
RSI: OversoldOct 26, 12:30 PM5 days ago
SMA: BullishOct 26, 12:20 PM5 days ago
RSI: OversoldOct 26, 11:00 AM5 days ago
SMA: BearishOct 26, 10:30 AM5 days ago

Financial health

Altman Z-Score

2.63 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 1
  • P/E 3
  • P/B 2

Valuation

P/E 25.0×
FY 2016: 21.7×FY 2017: 20.1×FY 2018: 20.0×FY 2019: 20.2×FY 2020: 21.5×FY 2021: 27.4×FY 2022: 24.6×FY 2023: 22.4×FY 2024: 32.3×FY 2025: 25.0×
FY 2016 5y median 25.0× FY 2025
P/S 0.7×
FY 2016: 0.8×FY 2017: 1.1×FY 2018: 1.1×FY 2019: 1.2×FY 2020: 1.3×FY 2021: 1.6×FY 2022: 1.5×FY 2023: 1.3×FY 2024: 1.2×FY 2025: 0.7×
FY 2016 5y median 1.3× FY 2025
P/B 3.2×
FY 2016: 4.0×FY 2017: 4.3×FY 2018: 4.6×FY 2019: 4.9×FY 2020: 5.1×FY 2021: 6.6×FY 2022: 6.4×FY 2023: 5.6×FY 2024: 5.1×FY 2025: 3.2×
FY 2016 5y median 5.6× FY 2025
P/FCF 18.7×
FY 2016: 18.8×FY 2017: 18.4×FY 2018: 17.6×FY 2019: 17.1×FY 2020: 16.5×FY 2021: 23.8×FY 2022: 21.2×FY 2023: 19.5×FY 2024: 22.7×FY 2025: 18.7×
FY 2016 5y median 21.2× FY 2025
EV/EBITDA 15.4×
FY 2016: 11.7×FY 2017: 13.3×FY 2018: 13.4×FY 2019: 13.8×FY 2020: 14.2×FY 2021: 18.4×FY 2022: 16.6×FY 2023: 14.9×FY 2024: 18.6×FY 2025: 15.4×
FY 2016 5y median 16.6× FY 2025
EV/Sales 0.8×
FY 2016: 0.9×FY 2017: 1.2×FY 2018: 1.2×FY 2019: 1.3×FY 2020: 1.4×FY 2021: 1.7×FY 2022: 1.6×FY 2023: 1.5×FY 2024: 1.3×FY 2025: 0.8×
FY 2016 5y median 1.5× FY 2025
FCF Yield 5.4%
FY 2016: 5.3%FY 2017: 5.4%FY 2018: 5.7%FY 2019: 5.9%FY 2020: 6.1%FY 2021: 4.2%FY 2022: 4.7%FY 2023: 5.1%FY 2024: 4.4%FY 2025: 5.4%
FY 2016 5y median 4.7% FY 2025

Profitability

Gross Margin 18.5%
FY 2016: 23.5%FY 2017: 23.4%FY 2018: 23.8%FY 2019: 23.8%FY 2020: 26.1%FY 2021: 24.2%FY 2022: 24.6%FY 2023: 24.5%FY 2024: 22.3%FY 2025: 18.5%
FY 2016 5y median 24.2% FY 2025
Operating Margin 4.2%
FY 2016: 7.0%FY 2017: 7.6%FY 2018: 7.7%FY 2019: 8.1%FY 2020: 8.7%FY 2021: 8.3%FY 2022: 8.8%FY 2023: 8.7%FY 2024: 8.1%FY 2025: 4.2%
FY 2016 5y median 8.3% FY 2025
Net Margin 2.7%
FY 2016: 3.8%FY 2017: 5.2%FY 2018: 5.3%FY 2019: 5.7%FY 2020: 6.0%FY 2021: 6.0%FY 2022: 6.2%FY 2023: 6.0%FY 2024: 3.6%FY 2025: 2.7%
FY 2016 5y median 6.0% FY 2025
ROE 12.8%
FY 2016: 18.3%FY 2017: 21.2%FY 2018: 23.2%FY 2019: 24.0%FY 2020: 23.5%FY 2021: 24.1%FY 2022: 25.9%FY 2023: 25.2%FY 2024: 15.5%FY 2025: 12.8%
FY 2016 5y median 24.1% FY 2025
ROIC 8.2%
FY 2016: 9.6%FY 2017: 12.8%FY 2018: 13.3%FY 2019: 13.4%FY 2020: 13.1%FY 2021: 13.9%FY 2022: 14.0%FY 2023: 14.3%FY 2024: 12.3%FY 2025: 8.2%
FY 2016 5y median 13.9% FY 2025
ROA 3.9%
FY 2016: 5.7%FY 2017: 7.6%FY 2018: 7.9%FY 2019: 8.0%FY 2020: 7.8%FY 2021: 8.1%FY 2022: 8.2%FY 2023: 8.2%FY 2024: 4.8%FY 2025: 3.9%
FY 2016 5y median 8.1% FY 2025

Growth (YoY)

Revenue 11.8%
FY 2016: 17.7%FY 2017: 8.8%FY 2018: 12.5%FY 2019: 7.0%FY 2020: 6.2%FY 2021: 11.8%FY 2022: 12.7%FY 2023: 14.6%FY 2024: 7.7%FY 2025: 11.8%
FY 2016 FY 2025
Operating Income -41.3%
FY 2016: 17.3%FY 2017: 17.6%FY 2018: 14.0%FY 2019: 13.5%FY 2020: 13.8%FY 2021: 7.0%FY 2022: 18.6%FY 2023: 13.8%FY 2024: -0.2%FY 2025: -41.3%
FY 2016 FY 2025
EPS (diluted) -14.7%
FY 2016: 20.6%FY 2017: 47.9%FY 2018: 13.7%FY 2019: 17.6%FY 2020: 11.9%FY 2021: 12.8%FY 2022: 17.1%FY 2023: 12.7%FY 2024: -35.0%FY 2025: -14.7%
FY 2016 FY 2025
Free Cash Flow -22.4%
FY 2016: -1.1%FY 2017: 43.1%FY 2018: 17.9%FY 2019: 20.1%FY 2020: 22.8%FY 2021: -1.2%FY 2022: 17.7%FY 2023: 9.7%FY 2024: -19.4%FY 2025: -22.4%
FY 2016 FY 2025

Financial Health

Current Ratio 0.8×
FY 2016: 0.7×FY 2017: 0.7×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.7×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025
Quick Ratio 0.8×
FY 2016: 0.7×FY 2017: 0.7×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.7×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025
Debt / Equity 0.8×
FY 2016: 0.9×FY 2017: 0.6×FY 2018: 0.7×FY 2019: 0.7×FY 2020: 0.7×FY 2021: 0.6×FY 2022: 0.7×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025
Net Debt / EBITDA 2.3×
FY 2016: 1.5×FY 2017: 1.1×FY 2018: 1.3×FY 2019: 1.3×FY 2020: 1.0×FY 2021: 0.9×FY 2022: 1.1×FY 2023: 1.2×FY 2024: 1.8×FY 2025: 2.3×
FY 2016 5y median 1.2× FY 2025
Interest Coverage 4.7×
FY 2016: 12.1×FY 2017: 12.8×FY 2018: 12.4×FY 2019: 11.6×FY 2020: 13.5×FY 2021: 14.4×FY 2022: 13.6×FY 2023: 10.0×FY 2024: 8.3×FY 2025: 4.7×
FY 2016 5y median 10.0× FY 2025

Dividends

Dividend Yield 2.6%
FY 2016: 1.5%FY 2017: 1.3%FY 2018: 1.4%FY 2019: 1.4%FY 2020: 1.4%FY 2021: 1.1%FY 2022: 1.2%FY 2023: 1.4%FY 2024: 1.6%FY 2025: 2.6%
FY 2016 5y median 1.4% FY 2025
Payout Ratio 65.7%
FY 2016: 32.2%FY 2017: 26.3%FY 2018: 27.7%FY 2019: 28.4%FY 2020: 29.8%FY 2021: 30.5%FY 2022: 29.8%FY 2023: 30.2%FY 2024: 52.3%FY 2025: 65.7%
FY 2016 5y median 30.5% FY 2025

Annual · latest fiscal year ends 2025-12-31