SEZL

Sezzle Inc.

Financial Services · USD

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Price alert · SEZL

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134.85 USD +0.99 +0.74%
As of Oct 30, 2026 Extended hours 134.80 -0.04%
Bid
134.82 × 2
Ask
134.93 × 2
126.94 Day range 135.05
50.97 52-week range 188.55
YTD
+112.46%
1 year
+107.21%
Open
131.85
Prev close
133.86
Mkt cap
4.56B
Vol
634.81K
Avg vol
581.75K
EPS
4.56
P/E
29.57
Div yield
0.00%
More statistics
Low
126.94
High
135.05
Forward P/E
19.79
Beta
6.73
Short ratio
8.49
Inst. own
44.98%
Dividend
0.00
Ex-div date
Earnings
Nov 4, 2026
50-d avg
120.40
200-d avg
108.32
1y target
167.17

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SEZL five-day price chart122.0125.7129.4133.1136.8Oct 26Oct 27Oct 29Oct 30

Financial health

Altman Z-Score

15.93 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

9 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 3
  • P/E 1
  • P/B 1

Valuation

P/E 16.2×
FY 2017: -19.0×FY 2018: -8.9×FY 2019: -6.1×FY 2020: -12.1×FY 2021: -1.8×FY 2022: -0.4×FY 2023: 16.3×FY 2024: 18.3×FY 2025: 16.2×
FY 2017 5y median 16.2× FY 2025
P/S 4.8×
FY 2017: 1172×FY 2018: 23.0×FY 2019: 0.0×FY 2020: 5.1×FY 2021: 1.2×FY 2022: 0.1×FY 2023: 0.7×FY 2024: 5.6×FY 2025: 4.8×
FY 2017 5y median 1.2× FY 2025
P/B 12.7×
FY 2017: -15.3×FY 2018: 7.1×FY 2019: 2.6×FY 2020: 5.0×FY 2021: 3.5×FY 2022: 1.9×FY 2023: 5.3×FY 2024: 17.4×FY 2025: 12.7×
FY 2017 5y median 5.3× FY 2025
P/FCF 10.3×
FY 2017: -37.9×FY 2018: -5.7×FY 2019: -3.5×FY 2020: -11.9×FY 2021: -1.8×FY 2022: 2.3×FY 2023: -4.3×FY 2024: 38.8×FY 2025: 10.3×
FY 2017 5y median 2.3× FY 2025
EV/EBITDA 8.3×
FY 2017: -41.6×FY 2018: -8.8×FY 2019: -3.4×FY 2020: -8.0×FY 2021: -2.0×FY 2022: -0.4×FY 2023: 5.9×FY 2024: 19.0×FY 2025: 8.3×
FY 2017 5y median 5.9× FY 2025
EV/Sales 5.0×
FY 2017: 1144×FY 2018: 21.7×FY 2019: 0.0×FY 2020: 3.7×FY 2021: 1.2×FY 2022: 0.1×FY 2023: 0.9×FY 2024: 5.8×FY 2025: 5.0×
FY 2017 5y median 1.2× FY 2025
FCF Yield 9.7%
FY 2017: -2.6%FY 2018: -17.6%FY 2019: -28.4%FY 2020: -8.4%FY 2021: -54.8%FY 2022: 44.1%FY 2023: -23.2%FY 2024: 2.6%FY 2025: 9.7%
FY 2017 5y median 2.6% FY 2025

Profitability

Gross Margin 85.4%
FY 2017: -20.4%FY 2018: 43.9%FY 2019: 0.0%FY 2020: 61.7%FY 2021: 61.5%FY 2022: 26.7%FY 2023: 46.3%FY 2024: 62.0%FY 2025: 85.4%
FY 2017 5y median 61.5% FY 2025
Operating Margin 39.3%
FY 2017: -2773.0%FY 2018: -247.1%FY 2019: 0.0%FY 2020: -47.7%FY 2021: -59.8%FY 2022: -22.6%FY 2023: 13.9%FY 2024: 30.3%FY 2025: 39.3%
FY 2017 5y median 13.9% FY 2025
Net Margin 29.6%
FY 2017: -6029.3%FY 2018: -256.9%FY 2019: 0.0%FY 2020: -55.1%FY 2021: -65.5%FY 2022: -30.3%FY 2023: 4.5%FY 2024: 29.0%FY 2025: 29.6%
FY 2017 5y median 4.5% FY 2025
ROE 78.4%
FY 2017: 78.6%FY 2018: -79.3%FY 2019: -60.7%FY 2020: -54.0%FY 2021: -198.9%FY 2022: -430.8%FY 2023: 32.1%FY 2024: 89.4%FY 2025: 78.4%
FY 2017 5y median 32.1% FY 2025
ROIC 46.5%
FY 2017: -79.8%FY 2018: -41.7%FY 2019: -33.6%FY 2020: -26.5%FY 2021: -59.2%FY 2022: -38.7%FY 2023: 17.1%FY 2024: 42.7%FY 2025: 46.5%
FY 2017 5y median 17.1% FY 2025
ROA 33.3%
FY 2017: -150.0%FY 2018: -33.5%FY 2019: -25.7%FY 2020: -18.6%FY 2021: -33.6%FY 2022: -22.1%FY 2023: 3.3%FY 2024: 26.3%FY 2025: 33.3%
FY 2017 5y median 3.3% FY 2025

Growth (YoY)

Revenue 66.1%
FY 2017: 0.0%FY 2018: 5457.7%FY 2019: -100.0%FY 2020: 0.0%FY 2021: 95.3%FY 2022: 9.4%FY 2023: 26.9%FY 2024: 70.1%FY 2025: 66.1%
FY 2017 FY 2025
Operating Income 115.0%
FY 2017: 0.0%FY 2018: -395.2%FY 2019: -311.2%FY 2020: -69.2%FY 2021: -144.8%FY 2022: 58.6%FY 2023: 178.1%FY 2024: 270.5%FY 2025: 115.0%
FY 2017 FY 2025
EPS (diluted) 69.9%
FY 2017: 0.0%FY 2018: -114.3%FY 2019: -46.7%FY 2020: -27.3%FY 2021: -183.3%FY 2022: 50.8%FY 2023: 117.9%FY 2024: 942.9%FY 2025: 69.9%
FY 2017 FY 2025
Free Cash Flow 428.3%
FY 2017: 0.0%FY 2018: -626.3%FY 2019: -203.6%FY 2020: -25.8%FY 2021: -188.7%FY 2022: 110.3%FY 2023: -460.6%FY 2024: 245.8%FY 2025: 428.3%
FY 2017 FY 2025

Financial Health

Current Ratio 3.9×
FY 2017: 6.7×FY 2018: 4.2×FY 2019: 4.0×FY 2020: 2.5×FY 2021: 2.1×FY 2022: 1.7×FY 2023: 1.1×FY 2024: 2.4×FY 2025: 3.9×
FY 2017 5y median 2.1× FY 2025
Quick Ratio 3.9×
FY 2017: 6.7×FY 2018: 4.2×FY 2019: 4.0×FY 2020: 2.5×FY 2021: 2.1×FY 2022: 1.7×FY 2023: 1.1×FY 2024: 2.4×FY 2025: 3.9×
FY 2017 5y median 2.1× FY 2025
Debt / Equity 0.8×
FY 2017: 0.0×FY 2018: 0.8×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 2.1×FY 2022: 7.2×FY 2023: 4.3×FY 2024: 1.2×FY 2025: 0.8×
FY 2017 5y median 2.1× FY 2025
Net Debt / EBITDA 0.3×
FY 2017: 1.0×FY 2018: 0.5×FY 2019: 3.2×FY 2020: 3.0×FY 2021: -0.0×FY 2022: 0.1×FY 2023: 1.1×FY 2024: 0.4×FY 2025: 0.3×
FY 2017 5y median 0.3× FY 2025
Interest Coverage 12.6×
FY 2017: 0.0×FY 2018: 0.0×FY 2019: -4.2×FY 2020: -8.5×FY 2021: -18.0×FY 2022: -3.3×FY 2023: 1.4×FY 2024: 6.0×FY 2025: 12.6×
FY 2017 5y median 1.4× FY 2025

Dividends

Dividend Yield 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2017 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2017 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31