Affirm Holdings, Inc. AFRM
At closeNov 12, 2026, 5:08 PM EST
After hours · Nov 12, 5:08 PM ET
- YTD
- -11.54%
- 1 year
- -16.61%
- Market cap
- 22.32B
- Revenue (ttm)
- 4.59B
- Profit margin
- 43.86%
- EPS (ttm)
- 5.77
- Shares out
- 298.48M
- P/E ratio
- 11.41
- Forward P/E
- 13.11
- YTD return
- -11.54%
- 1-year return
- -16.61%
- Volume
- 2.90M
- Avg volume
- 4.60M
- Open
- 66.10
- Previous close
- 67.84
- Day's range
- 65.25 – 66.80
- 52-week range
- 42.10 – 90.44
- Beta
- 3.71
- Analysts
- Buy
- Price target
- 96.22 (+46.1%)
- Earnings date
- Feb 4, 2027
5D -1.57 (-2.33%)
Key statistics
- Enterprise value
- 31.29B
- PEG ratio
- 7.43
- Price / sales
- 4.86
- Price / book
- 3.88
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 35.20%
- Free cash flow
- 878.72M
- Total cash
- 2.16B
- Total debt
- 10.45B
- Return on equity
- 44.49%
- Short % of float
- 5.91%
- 50-day average
- 72.14
- 200-day average
- 66.47
Analyst view
Consensus: buy
- Target (low)
- 66.00
- Target (mean)
- 96.22
- Target (high)
- 115.00
- Strong buy6
- Buy23
- Hold7
- Sell0
- Strong sell0
Next earnings
Feb 4, 2027
Expected Feb 4, 2027. Consensus EPS estimate 1.05.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 4, 2027 | Dec 30, 2026 | 0.50 | — | — | — |
| Nov 5, 2026 | Sep 30, 2026 | 0.3795 | 0.47 | +0.09 | +23.85% |
| Aug 27, 2026 | Jun 30, 2026 | 0.3473 | 4.62 | +4.27 | +1,230.26% |
| May 7, 2026 | Mar 31, 2026 | 0.1704 | 0.30 | +0.13 | +76.06% |
| Feb 5, 2026 | Dec 31, 2025 | 0.28 | 0.37 | +0.09 | +32.14% |
| Nov 6, 2025 | Sep 30, 2025 | 0.1121 | 0.23 | +0.12 | +105.17% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 9, 2026 | Cantor Fitzgerald | main | Overweight | Overweight |
| Nov 6, 2026 | JP Morgan | main | Overweight | Overweight |
| Nov 6, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
| Nov 6, 2026 | Scotiabank | main | Sector Outperform | Sector Outperform |
| Nov 6, 2026 | RBC Capital | main | Sector Perform | Sector Perform |
| Nov 6, 2026 | Barclays | main | Overweight | Overweight |
About Affirm Holdings, Inc.
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- affirm.com
News
Alps Advisors Inc. Makes New Investment in Affirm Holdings, Inc. $AFRM 
Chime and Affirm Show the Trade-Offs Behind Credit Growth 
Upstart Sinks 11% as Hot Inflation Report Hits Fintech Lenders; SoFi Falls 4%, Affirm Slides 3% 
‘You Get Screwed by Those People’: Ramsey Torches Affirm the Morning After Its Record $14.4 Billion Quarter 
Affirm Holdings, Inc. $AFRM Stock Sold by Allspring Global Investments Holdings LLC 
Nexi Sells Payment Provider Ratepay to Affirm 
Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know 
Cantor Fitzgerald Maintains Overweight on Affirm Holdings, Lowers Price Target to $84 
Affirm: 3 Key Takeaways for Long-Term Investors 
Stephens & Co. Maintains Equal-Weight on Affirm Holdings, Lowers Price Target to $80
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADKINS KATHERINE ELIZABETH | Officer | Sale | Sep 2, 2026 | 152,439 |
| JIYANE SIPHELELE N | Officer | Sale | Sep 13, 2026 | 188,711 |
| LEVCHIN MAKSIM RAFAEL | Chief Executive Officer | Sale | Jan 4, 2026 | 735,294 |
| LIEW JEREMY | Director | Stock Award(Grant) | Jun 30, 2026 | 316,632 |
| LINFORD MICHAEL ALAN | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 127,770 |
| MICHALEK LIBOR | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 1,098,590 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Capital Research Global Investors | 8.71% | 26,000,572 | 1.71B | Jun 29, 2026 |
| Capital World Investors | 7.74% | 23,115,136 | 1.52B | Jun 29, 2026 |
| Morgan Stanley | 7.71% | 23,000,269 | 1.51B | Jun 29, 2026 |
| Blackrock Inc. | 6.57% | 19,613,537 | 1.29B | Jun 29, 2026 |
| JPMORGAN CHASE & CO | 5.60% | 16,722,922 | 1.10B | Jun 29, 2026 |
| FMR, LLC | 4.60% | 13,736,115 | 904.39M | Sep 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Growth Fund of America | 6.19% | 18,487,772 | 1.22B | Sep 29, 2026 |
| Amcap Fund | 3.69% | 10,999,757 | 724.22M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.82% | 8,406,646 | 553.49M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.04% | 6,075,396 | 400.00M | Jun 29, 2026 |
| SmallCap World Fund Inc | 1.94% | 5,793,931 | 381.47M | Sep 29, 2026 |
| AMERICAN FUNDS INSURANCE SERIES-Growth Fund | 1.20% | 3,595,701 | 236.74M | Sep 29, 2026 |