Sectors

BFH
Bread Financial Holdings, Inc.
101.91
1 x 101.73
1 x 101.84
bid
ask
+
0.23
0.23%
12:23 PM
timesize
Ytd37.66%
1y62.10%
99.60
day range
101.55
53.83
52 week range
109.91
Open100.15Prev Close101.68Low99.60High101.55Mkt Cap4.11B
Vol184.68KAvg Vol690.49KEPS13.41P/E7.58Forward P/E8.58
Beta1.10Short Ratio0.01Inst. Own111.98%Dividend0.92Div Yield0.93
Ex Div Date05-29Earning07-2350-d Avg95.58200-d Avg78.041yr Est108.13
Earning
DateForEstimateReportedSurprisesurprise %
2026-07-232026-062.71N/AN/AN/A
2026-04-232026-0334.181.1839.33%
2026-01-292025-120.42.071.67417.50%
2025-10-232025-092.114.021.9190.52%
2025-07-242025-061.853.141.2969.73%
2025-04-242025-032.12.860.7636.19%
Upgrade / Downgrade
DateFirmActionFromTo
2026-07-07TD CowenUpgradeHoldHold
2026-07-07UBSUpgradeBuyBuy
2026-07-07Goldman SachsUpgradeNeutralNeutral
2026-07-07BarclaysUpgradeUnderweightEqual-Weight
2026-07-06Evercore ISI GroupUpgradeOutperformOutperform
2026-06-30BTIGUpgradeBuyBuy
Profile
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. Additionally, it offers retail and deposit products, primarily in the form of certificates of deposit and high-yield savings accounts, including traditional and Roth Individual Retirement Accounts. The company offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
Insider Holder
DateNameRelationQuantityDescription
2026-05-28ANDRETTA RALPH J.Chief Executive Officer582.24KSale
2026-02-18BALLOU ROGER HDirector39.77KStock Gift
2026-02-16BEBERMAN PERRY S.Chief Financial Officer121.57KStock Award(Grant)
2026-02-16CAMPBELL JONATHAN BRYANOfficer38.88KStock Award(Grant)
2026-02-16DRISCOLL ALLEGRA SChief Technology Officer60.78KStock Award(Grant)
2026-06-14GERSPACH JOHN CDirector54.84KStock Award(Grant)
Institution Ownership
Report DateOrganizationPositionValuePercentage
2025-12-30Vanguard Group Inc5.12M0.0012.66%
2026-03-30BlackRock Inc4.22M0.0010.46%
2026-03-30Dimensional Fund Advisors, Inc.3.09M0.007.64%
2026-03-30Vanguard Portfolio Management, LLC2.76M0.006.82%
2026-03-30Turtle Creek Asset Management Inc.2.43M0.006.02%
2026-03-30Vanguard Capital Management, LLC1.87M0.004.63%
Fund Ownership
Report DateOrganizationPositionValuePercentage
2026-05-28iShares Core S&P Small-Cap ETF2.68M0.006.63%
2026-05-29Avantis US Small Cap Value ETF1.45M0.003.59%
2026-04-29Vanguard Total Stock Mkt Idx Inv1.30M0.003.23%
2026-04-29Vanguard Small Cap Index944.12K0.002.34%
2026-03-30PIMCO RAE US Small Instl819.88K0.002.03%
2025-12-30PIMCO RAE US Small812.22K0.002.01%
Dividend
DividendDate
0.232026-05-29
0.232026-02-27
0.232025-11-07
0.212025-08-08
0.212025-05-09
0.212025-02-14
Split
SplitDate
1253 : 10002021-11-08