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BFH
Bread Financial Holdings, Inc.
108.05
1 x 107.98
1 x 110.12
bid
ask
-
0.36
0.33%
1 @ 03:59 PM
108.01 -0.04 (0.04%)
Ytd45.95%
1y85.14%
107.60
day range
110.19
53.83
52 week range
114.12
Open110.18Prev Close108.41Low107.60High110.19Mkt Cap4.37B
Vol294.49KAvg Vol683.94KEPS13.41P/E8.06Forward P/E8.12
Beta1.14Short Ratio0.01Inst. Own114.90%Dividend0.92Div Yield0.85
Ex Div Date08-31Earning07-2350-d Avg101.58200-d Avg81.601yr Est113.53
Earning
DateForEstimateReportedSurprisesurprise %
2026-10-222026-093.4N/AN/AN/A
2026-07-232026-062.743.550.8129.56%
2026-04-232026-0334.181.1839.33%
2026-01-292025-120.42.071.67417.50%
2025-10-232025-092.114.021.9190.52%
2025-07-242025-061.853.141.2969.73%
Upgrade / Downgrade
DateFirmActionFromTo
2026-08-03UBSUpgradeBuyBuy
2026-07-28Evercore ISI GroupUpgradeOutperformOutperform
2026-07-24TD CowenUpgradeHoldHold
2026-07-24RBC CapitalUpgradeSector PerformSector Perform
2026-07-24BarclaysUpgradeEqual-WeightEqual-Weight
2026-07-20Morgan StanleyUpgradeEqual-WeightEqual-Weight
Profile
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, underwriting, and funding services for private label and co-brand credit card programs, as well as through Bread Pay partnerships. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread Pay, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. Additionally, it offers retail and deposit products, primarily in the form of certificates of deposit and high-yield savings accounts, including traditional and Roth Individual Retirement Accounts. The company offers its products under the Bread, Bread Financial, Bread Cashback, Bread Rewards, Bread Pay, and Bread Savings brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.
Insider Holder
DateNameRelationQuantityDescription
2026-05-28ANDRETTA RALPH J.Chief Executive Officer582.24KSale
2026-02-18BALLOU ROGER HDirector39.77KStock Gift
2026-02-16BEBERMAN PERRY S.Chief Financial Officer121.57KStock Award(Grant)
2026-02-16CAMPBELL JONATHAN BRYANOfficer38.88KStock Award(Grant)
2026-02-16DRISCOLL ALLEGRA SChief Technology Officer60.78KStock Award(Grant)
2026-07-14GERSPACH JOHN CDirector55.57KStock Award(Grant)
Institution Ownership
Report DateOrganizationPositionValuePercentage
2026-06-29Blackrock Inc.3.89M420.15M10.12%
2026-03-30Dimensional Fund Advisors LP3.09M333.45M8.03%
2026-03-30Vanguard Portfolio Management LLC2.76M297.82M7.17%
2026-03-30Turtle Creek Asset Management Inc.2.43M262.68M6.33%
2026-03-30Vanguard Capital Management LLC1.87M201.99M4.87%
2026-06-29State Street Corporation1.68M181.71M4.38%
Fund Ownership
Report DateOrganizationPositionValuePercentage
2026-07-30iShares Trust-iShares Core S&P Small-Cap ETF2.46M265.70M6.40%
2026-06-29American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.49M161.04M3.88%
2026-03-30VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund1.30M140.38M3.38%
2026-03-30VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund943.58K101.95M2.46%
2026-03-30PIMCO Equity Series-PIMCO RAE US Small Fund819.88K88.59M2.13%
2026-04-29DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio724.77K78.31M1.89%
Dividend
DividendDate
0.232026-08-31
0.232026-05-29
0.232026-02-27
0.232025-11-07
0.212025-08-08
0.212025-05-09
Split
SplitDate
1253 : 10002021-11-08