Sectors
UPST
Upstart Holdings, Inc.
25.58
12 x 25.51
8 x 25.64
bid
ask
+
0.22
0.87%
10 @ 04:00 PM
25.55 -0.03 (0.12%)
Ytd -41.50%
1y -46.29%
24.30
day range
25.78
24.22
52 week range
84.13
Open 24.66 Prev Close 25.36 Low 24.30 High 25.78 Mkt Cap 2.51B
Vol 2.75M Avg Vol 5.13M EPS 0.45 P/E 56.84 Forward P/E 7.96
Beta 2.19 Short Ratio 4.83 Inst. Own 68.72% Dividend N/A Div Yield N/A
Ex Div Date N/A Earning 05-05 50-d Avg 31.49 200-d Avg 50.97 1yr Est 45.27
Earning
Date For Estimate Reported Surprise surprise %
2026-05-05 2026-03 0.38 N/A N/A N/A
2026-02-10 2025-12 0.47 0.46 -0.01 -2.13%
2025-11-04 2025-09 0.42 0.52 0.1 23.81%
2025-11-04 2025-09 0.42 0.2 -0.22 -52.38%
2025-08-05 2025-06 0.27 0.36 0.09 33.33%
2025-08-05 2025-06 0.27 0.05 -0.22 -81.48%
Upgrade / Downgrade
Date Firm Action From To
2026-03-26 Mizuho Upgrade Outperform Outperform
2026-03-16 BTIG Upgrade Neutral Buy
2026-03-11 Needham Upgrade Buy Buy
2026-03-04 Needham Upgrade Buy Buy
2026-02-18 Citizens Upgrade Market Underperform Market Underperform
2026-02-17 Compass Point Upgrade Sell Neutral
Profile
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Insider Holder
Date Name Relation Quantity Description
2026-01-11 COOPER KERRY WHORTON Director 0.00 Stock Award(Grant)
2026-02-26 DARLING SCOTT L Officer 135.79K Stock Award(Grant)
2026-02-26 DATTA SANJAY President 338.36K Stock Award(Grant)
2025-09-14 GIROUARD DAVID Chief Executive Officer 10.74M Sale
2025-11-10 GU PAUL Chief Technology Officer 0.00 Purchase
2025-05-26 HENTGES MARY M. Director 30.67K Stock Award(Grant)
Institution Ownership
Report Date Organization Position Value Percentage
2025-12-30 Vanguard Group Inc 8.07M 206.52M 8.23%
2025-12-30 Blackrock Inc. 7.09M 181.33M 7.23%
2025-12-30 Jericho Capital Asset Management, LP 5.01M 128.20M 5.11%
2025-12-30 Morgan Stanley 4.21M 107.61M 4.29%
2025-12-30 Bank of America Corporation 2.54M 64.93M 2.59%
2025-12-30 Geode Capital Management, LLC 2.07M 52.91M 2.11%
Fund Ownership
Report Date Organization Position Value Percentage
2025-12-30 VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund 2.60M 66.41M 2.65%
2026-01-30 iShares Trust-iShares Russell 2000 ETF 2.02M 51.68M 2.06%
2025-12-30 VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund 1.88M 47.99M 1.91%
2026-02-27 GLOBAL X FUNDS-Global X Robotics & Artificial Intelligence ETF 1.11M 28.28M 1.13%
2025-12-30 VANGUARD INDEX FUNDS-Vanguard Small-Cap Growth Index Fund 1.06M 27.15M 1.08%
2025-12-30 VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund 923.91K 23.63M 0.94%