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UPST
Upstart Holdings, Inc.
33.49
2 x 23.68
20 x 33.54
bid
ask
+
0.67
2.04%
11 @ 04:00 PM
33.58 +0.09 (0.27%)
| Ytd | -23.42% | |
| 1y | -28.30% |
32.55
day range
33.58
24.22
52 week range
84.13
| Open | 32.89 | Prev Close | 32.82 | Low | 32.55 | High | 33.58 | Mkt Cap | 3.21B |
| Vol | 2.52M | Avg Vol | 5.27M | EPS | 0.46 | P/E | 72.80 | Forward P/E | 10.34 |
| Beta | 2.16 | Short Ratio | 5.37 | Inst. Own | 67.89% | Dividend | N/A | Div Yield | N/A |
| Ex Div Date | N/A | Earning | 05-05 | 50-d Avg | 28.61 | 200-d Avg | 48.54 | 1yr Est | 43.93 |
Earning
| Date | For | Estimate | Reported | Surprise | surprise % |
|---|---|---|---|---|---|
| 2026-05-05 | 2026-03 | 0.39 | N/A | N/A | N/A |
| 2026-02-10 | 2025-12 | 0.47 | 0.46 | -0.01 | -2.13% |
| 2025-11-04 | 2025-09 | 0.42 | N/A | N/A | N/A |
| 2025-11-04 | 2025-09 | 0.42 | 0.52 | 0.1 | 23.81% |
| 2025-08-05 | 2025-06 | 0.27 | N/A | N/A | N/A |
| 2025-08-05 | 2025-06 | 0.27 | 0.36 | 0.09 | 33.33% |
Upgrade / Downgrade
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| 2026-04-09 | BTIG | Upgrade | Buy | Buy |
| 2026-03-26 | Mizuho | Upgrade | Outperform | Outperform |
| 2026-03-16 | BTIG | Upgrade | Neutral | Buy |
| 2026-03-11 | Needham | Upgrade | Buy | Buy |
| 2026-03-04 | Needham | Upgrade | Buy | Buy |
| 2026-02-18 | Citizens | Upgrade | Market Underperform | Market Underperform |
Profile
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Insider Holder
| Date | Name | Relation | Quantity | Description |
|---|---|---|---|---|
| 2026-01-11 | COOPER KERRY WHORTON | Director | 0.00 | Stock Award(Grant) |
| 2026-02-26 | DARLING SCOTT L | Officer | 135.79K | Stock Award(Grant) |
| 2026-02-26 | DATTA SANJAY | President | 338.36K | Stock Award(Grant) |
| 2025-09-14 | GIROUARD DAVID | Chief Executive Officer | 10.74M | Sale |
| 2025-11-10 | GU PAUL | Chief Technology Officer | 0.00 | Purchase |
| 2025-05-26 | HENTGES MARY M. | Director | 30.67K | Stock Award(Grant) |
Institution Ownership
| Report Date | Organization | Position | Value | Percentage |
|---|---|---|---|---|
| 2025-12-30 | Vanguard Group Inc | 8.07M | 270.39M | 8.44% |
| 2025-12-30 | Blackrock Inc. | 7.09M | 237.40M | 7.41% |
| 2025-12-30 | Jericho Capital Asset Management, LP | 5.01M | 167.85M | 5.24% |
| 2025-12-30 | Morgan Stanley | 4.21M | 140.88M | 4.40% |
| 2025-12-30 | Bank of America Corporation | 2.54M | 85.01M | 2.65% |
| 2025-12-30 | Geode Capital Management, LLC | 2.07M | 69.27M | 2.16% |
Fund Ownership
| Report Date | Organization | Position | Value | Percentage |
|---|---|---|---|---|
| 2025-12-30 | VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.60M | 86.95M | 2.71% |
| 2026-02-27 | iShares Trust-iShares Russell 2000 ETF | 2.07M | 69.36M | 2.16% |
| 2025-12-30 | VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.88M | 62.83M | 1.96% |
| 2026-02-27 | GLOBAL X FUNDS-Global X Robotics & Artificial Intelligence ETF | 1.11M | 37.02M | 1.16% |
| 2025-12-30 | VANGUARD INDEX FUNDS-Vanguard Small-Cap Growth Index Fund | 1.06M | 35.55M | 1.11% |
| 2025-12-30 | VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 923.91K | 30.94M | 0.97% |
