Sectors
UPST
Upstart Holdings, Inc.
29.43
36 x 29.50
1 x 29.59
bid
ask
+
1.99
7.25%
100 @ 04:00 PM
29.57 +0.14 (0.49%)
| Ytd | -32.70% | |
| 1y | -62.85% |
28.00
day range
29.68
23.96
52 week range
87.30
| Open | 28.00 | Prev Close | 27.44 | Low | 28.00 | High | 29.68 | Mkt Cap | 2.82B |
| Vol | 3.87M | Avg Vol | 4.48M | EPS | 0.41 | P/E | 71.98 | Forward P/E | 32.05 |
| Beta | 2.27 | Short Ratio | 5.47 | Inst. Own | 61.66% | Dividend | N/A | Div Yield | N/A |
| Ex Div Date | N/A | Earning | 08-04 | 50-d Avg | 31.27 | 200-d Avg | 37.23 | 1yr Est | 41.07 |
Earning
| Date | For | Estimate | Reported | Surprise | surprise % |
|---|---|---|---|---|---|
| 2026-08-04 | 2026-06 | 0.19 | N/A | N/A | N/A |
| 2026-05-05 | 2026-03 | 0.39 | -0.07 | -0.46 | -117.59% |
| 2026-02-10 | 2025-12 | 0.47 | 0.46 | -0.01 | -2.13% |
| 2025-11-04 | 2025-09 | 0.42 | 0.52 | 0.1 | 23.81% |
| 2025-08-05 | 2025-06 | 0.27 | 0.36 | 0.09 | 33.33% |
| 2025-05-06 | 2025-03 | 0.19 | 0.3 | 0.11 | 57.89% |
Upgrade / Downgrade
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| 2026-07-09 | Goldman Sachs | Upgrade | Neutral | Neutral |
| 2026-07-07 | Needham | Upgrade | Buy | Buy |
| 2026-07-07 | BTIG | Upgrade | Buy | Buy |
| 2026-06-15 | Needham | Upgrade | Buy | Buy |
| 2026-05-06 | Piper Sandler | Upgrade | Overweight | Overweight |
| 2026-05-06 | Needham | Upgrade | Buy | Buy |
Profile
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Insider Holder
| Date | Name | Relation | Quantity | Description |
|---|---|---|---|---|
| 2026-05-14 | BLANKMEYER ANDREA | Chief Financial Officer | 162.38K | Sale |
| 2026-05-28 | COOPER KERRY WHORTON | Director | 36.18K | Stock Award(Grant) |
| 2026-05-19 | DARLING SCOTT L | Officer | 128.43K | Sale |
| 2026-06-08 | DATTA SANJAY | Officer | 313.56K | Sale |
| 2026-05-06 | GIROUARD DAVID | Director and Beneficial Owner of more than 10% of a Class of Security | 0.00 | Conversion of Exercise of derivative security |
| 2026-05-12 | GU PAUL | Chief Executive Officer | 0.00 | Purchase |
Institution Ownership
| Report Date | Organization | Position | Value | Percentage |
|---|---|---|---|---|
| 2025-12-30 | Vanguard Group Inc | 8.07M | 0.00 | 8.44% |
| 2026-03-30 | BlackRock Inc | 7.40M | 0.00 | 7.73% |
| 2026-03-30 | Morgan Stanley - Brokerage Accounts | 3.98M | 0.00 | 4.15% |
| 2026-03-30 | Vanguard Capital Management, LLC | 3.75M | 0.00 | 3.92% |
| 2026-03-30 | Vanguard Portfolio Management, LLC | 3.74M | 0.00 | 3.91% |
| 2026-03-30 | Marshall Wace Asset Management Ltd | 3.28M | 0.00 | 3.43% |
Fund Ownership
| Report Date | Organization | Position | Value | Percentage |
|---|---|---|---|---|
| 2026-06-29 | Vanguard Total Stock Mkt Idx Inv | 2.58M | 0.00 | 2.69% |
| 2026-06-29 | iShares Russell 2000 ETF | 2.21M | 0.00 | 2.31% |
| 2026-06-29 | Vanguard Small Cap Index | 1.86M | 0.00 | 1.94% |
| 2025-11-04 | YieldMax Ultra Option Income Strat ETF | 1.75M | 0.00 | 1.83% |
| 2026-06-29 | Vanguard Small Cap Growth Index Inv | 1.07M | 0.00 | 1.12% |
| 2026-06-29 | Vanguard Institutional Extnd Mkt Idx Tr | 967.15K | 0.00 | 1.01% |