ATLC
Atlanticus Holdings Corporation
Set alert
- YTD
- +39.60%
- 1 year
- +72.12%
- Open
- 96.68
- Prev close
- 98.15
- Mkt cap
- 1.42B
- Vol
- 105.71K
- Avg vol
- 124.50K
- EPS
- 7.70
- P/E
- 12.14
- Div yield
- 0.00%
More statistics
- Low
- 92.79
- High
- 96.68
- Forward P/E
- 6.87
- Beta
- 1.99
- Short ratio
- 4.82
- Inst. own
- 27.03%
- Dividend
- 0.00
- Ex-div date
- Dec 28, 2009
- Earnings
- Nov 5, 2026
- 50-d avg
- 92.25
- 200-d avg
- 80.24
- 1y target
- 130.60
Key statistics
- Market cap
- 1.42B
- Enterprise value
- 7.26B
- Trailing P/E
- 12.14
- Forward P/E
- 6.87
- PEG ratio
- -0.10
- Price / sales
- 1.94
- Price / book
- 2.02
- EPS (TTM)
- 7.70
- Beta
- 1.99
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 21.08%
- Revenue (TTM)
- 730.47M
- Revenue growth
- 83.30%
- Free cash flow
- 0
- Total cash
- 555.21M
- Total debt
- 6.29B
- Return on equity
- 22.97%
- Shares outstanding
- 15.17M
- Short % of float
- 32.11%
- 50-day average
- 92.25
- 200-day average
- 80.24
Analyst view
Consensus: none
- Target (low)
- 110.00
- Target (mean)
- 130.60
- Target (high)
- 179.00
- Strong buy1
- Buy4
- Hold0
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 2.97.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 2.99 | — | — | — |
| Aug 6, 2026 | Jun 30, 2026 | 2.42 | 2.50 | +0.08 | +3.31% |
| May 7, 2026 | Mar 31, 2026 | 1.69 | 2.23 | +0.54 | +31.95% |
| Mar 12, 2026 | Dec 31, 2025 | 1.65 | 1.75 | +0.10 | +6.06% |
| Nov 10, 2025 | Sep 30, 2025 | 1.34 | 1.48 | +0.14 | +10.45% |
| Aug 7, 2025 | Jun 30, 2025 | 1.30 | 1.51 | +0.21 | +16.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 22, 2026 | BTIG | reit | Buy | Buy |
| Sep 3, 2026 | B. Riley Securities | main | Buy | Buy |
| Jul 8, 2026 | Jefferies | main | Buy | Buy |
| Jun 30, 2026 | BTIG | main | Buy | Buy |
| Mar 23, 2026 | B. Riley Securities | main | Buy | Buy |
| Mar 17, 2026 | Citizens | main | Market Outperform | Market Outperform |
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- atlanticus.com
News
- Atlanticus to Host Third Quarter 2026 Earnings Call and Webcast on November 5, 2026, at 5:00 p.m. ET
- Are Investors Undervaluing Atlanticus (ATLC) Right Now?
- Should Value Investors Buy Atlanticus (ATLC) Stock?
- Atlanticus (NASDAQ:ATLC) vs. Atlantic International (NASDAQ:CIRC) Financial Survey
- BTIG Reiterates Buy on Atlanticus Holdings, Maintains $179 Price Target
- Are Investors Undervaluing Atlanticus (ATLC) Right Now?
- Atlanticus Completes Sale of CAR Auto Finance Operations
- Atlanticus to Participate in U.S. Bancorp | BTIG Consumer Finance Conference 2026
- Wall Street Analysts See a 41.59% Upside in Atlanticus (ATLC): Can the Stock Really Move This High?
- Is Atlanticus (ATLC) Stock Undervalued Right Now?
Your note
Sign in to keep a note on ATLC — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HANNA DAVID G | Officer, Director and Beneficial Owner | Sale | Jun 30, 2026 | 4,047,460 |
| HANNA FRANK J III | Beneficial Owner of more than 10% of a Class of Security | Sale | Jun 30, 2026 | 0 |
| HARROD DENISE M | Director | Stock Award(Grant) | Jan 1, 2026 | 7,500 |
| HOWARD JEFFREY A | Chief Executive Officer | Sale | Jun 29, 2026 | 663,265 |
| HUDSON DEAL W | Director | Sale | Jan 12, 2026 | 60,467 |
| JAMES DENNIS H JR | Director | Stock Award(Grant) | Jan 1, 2026 | 24,198 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Wellington Management Group, LLP | 3.45% | 522,642 | 48.85M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.00% | 454,394 | 42.47M | Jun 29, 2026 |
| Blackrock Inc. | 2.81% | 425,768 | 39.79M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 1.55% | 235,886 | 22.05M | Jun 29, 2026 |
| American Century Companies Inc | 1.46% | 221,049 | 20.66M | Jun 29, 2026 |
| Geode Capital Management, LLC | 0.95% | 143,886 | 13.45M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.47% | 222,611 | 20.81M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.10% | 166,213 | 15.53M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 0.90% | 136,242 | 12.73M | Sep 29, 2026 |
| World Funds Trust-Applied Finance Explorer Fund | 0.45% | 68,691 | 6.42M | Jul 30, 2026 |
| EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF | 0.43% | 65,507 | 6.12M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 0.42% | 64,021 | 5.98M | Jun 29, 2026 |