Affirm Holdings, Inc. AFRM

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Price alert · AFRM

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73.47 USD -1.37 -1.83%

At close · Oct 30

73.54 +0.07 +0.10%

After hours · Oct 30, 7:58 PM ET

Bid
73.48 × 2
Ask
73.51 × 2
71.04 Day range 74.14
42.53 52-week range 85.78
YTD
-1.29%
1 year
+6.63%
Open
73.77
Prev close
74.84
Mkt cap
24.79B
Vol
2.92M
Avg vol
4.23M
EPS
5.53
P/E
13.29
Div yield
0.00%
More statistics
Low
71.04
High
74.14
Forward P/E
14.47
Beta
3.82
Short ratio
4.14
Inst. own
87.99%
Dividend
0.00
Ex-div date
Earnings
Nov 5, 2026
50-d avg
73.11
200-d avg
66.52
1y target
97.84

5D chart

Chart tools
Interval

Events in this range
  • Oct 26, 2026Rating: Morgan Stanley · Equal-Weight → Equal-Weight
Signals (122)
NameTimeAgo
RSI: OverboughtOct 30, 3:45 PM1 day ago
SMA: BullishOct 30, 3:10 PM1 day ago
SMA: BullishOct 30, 2:55 PM1 day ago
SMA: BearishOct 30, 2:50 PM1 day ago
MACD: Buy SignalOct 30, 2:50 PM1 day ago
SMA: BullishOct 30, 2:45 PM1 day ago
MACD: Sell SignalOct 30, 1:25 PM1 day ago
SMA: BearishOct 30, 12:50 PM1 day ago
SMA: BearishOct 30, 12:45 PM1 day ago
SMA: BullishOct 30, 12:25 PM1 day ago
SMA: BullishOct 30, 12:25 PM1 day ago
SMA: BearishOct 30, 12:20 PM1 day ago
SMA: BullishOct 30, 12:15 PM1 day ago
SMA: BearishOct 30, 12:00 PM1 day ago
SMA: BullishOct 30, 11:55 AM1 day ago
MACD: Buy SignalOct 30, 11:55 AM1 day ago
MACD: Sell SignalOct 30, 11:35 AM1 day ago
SMA: BearishOct 30, 11:00 AM1 day ago
MACD: Buy SignalOct 30, 10:30 AM2 days ago
SMA: BullishOct 30, 10:25 AM2 days ago
RSI: OversoldOct 30, 10:05 AM2 days ago
MACD: Sell SignalOct 30, 9:30 AM2 days ago
RSI: OversoldOct 30, 9:30 AM2 days ago
SMA: BearishOct 29, 3:40 PM2 days ago
SMA: BearishOct 29, 3:40 PM2 days ago
SMA: BullishOct 29, 3:25 PM2 days ago
MACD: Buy SignalOct 29, 3:20 PM2 days ago
SMA: BullishOct 29, 3:15 PM2 days ago
SMA: BearishOct 29, 2:20 PM2 days ago
SMA: BullishOct 29, 2:15 PM2 days ago
MACD: Sell SignalOct 29, 1:45 PM2 days ago
SMA: BearishOct 29, 1:40 PM2 days ago
SMA: BearishOct 29, 1:35 PM2 days ago
SMA: BullishOct 29, 1:30 PM2 days ago
SMA: BearishOct 29, 1:20 PM2 days ago
SMA: BullishOct 29, 1:15 PM2 days ago
MACD: Buy SignalOct 29, 1:15 PM2 days ago
SMA: BullishOct 29, 12:55 PM2 days ago
SMA: BearishOct 29, 12:05 PM2 days ago
SMA: BearishOct 29, 11:40 AM2 days ago
RSI: OverboughtOct 29, 11:25 AM2 days ago
RSI: OverboughtOct 29, 11:10 AM2 days ago
SMA: BullishOct 29, 10:55 AM2 days ago
SMA: BearishOct 29, 10:45 AM3 days ago
MACD: Sell SignalOct 29, 10:45 AM3 days ago
RSI: OverboughtOct 29, 9:40 AM3 days ago
SMA: BullishOct 28, 3:30 PM3 days ago
MACD: Buy SignalOct 28, 3:30 PM3 days ago
SMA: BullishOct 28, 3:25 PM3 days ago
MACD: Sell SignalOct 28, 3:05 PM3 days ago
SMA: BearishOct 28, 3:00 PM3 days ago
SMA: BearishOct 28, 3:00 PM3 days ago
MACD: Buy SignalOct 28, 2:40 PM3 days ago
SMA: BullishOct 28, 2:30 PM3 days ago
SMA: BullishOct 28, 2:30 PM3 days ago
SMA: BearishOct 28, 2:05 PM3 days ago
SMA: BearishOct 28, 1:55 PM3 days ago
SMA: BullishOct 28, 1:50 PM3 days ago
MACD: Sell SignalOct 28, 1:30 PM3 days ago
SMA: BearishOct 28, 1:20 PM3 days ago
SMA: BullishOct 28, 1:10 PM3 days ago
SMA: BearishOct 28, 1:05 PM3 days ago
RSI: OverboughtOct 28, 12:50 PM3 days ago
SMA: BullishOct 28, 12:15 PM3 days ago
MACD: Buy SignalOct 28, 11:40 AM3 days ago
SMA: BullishOct 28, 11:20 AM3 days ago
RSI: OversoldOct 28, 10:55 AM3 days ago
SMA: BearishOct 28, 10:20 AM4 days ago
MACD: Sell SignalOct 28, 10:20 AM4 days ago
SMA: BearishOct 28, 9:55 AM4 days ago
RSI: OverboughtOct 28, 9:30 AM4 days ago
SMA: BullishOct 27, 3:20 PM4 days ago
MACD: Buy SignalOct 27, 3:15 PM4 days ago
SMA: BullishOct 27, 3:05 PM4 days ago
SMA: BearishOct 27, 3:00 PM4 days ago
SMA: BullishOct 27, 2:50 PM4 days ago
SMA: BearishOct 27, 1:35 PM4 days ago
SMA: BullishOct 27, 1:20 PM4 days ago
SMA: BearishOct 27, 12:35 PM4 days ago
MACD: Sell SignalOct 27, 12:35 PM4 days ago
MACD: Buy SignalOct 27, 11:50 AM4 days ago
RSI: OverboughtOct 27, 11:50 AM4 days ago
SMA: BullishOct 27, 11:35 AM4 days ago
SMA: BearishOct 27, 11:30 AM4 days ago
MACD: Sell SignalOct 27, 11:30 AM4 days ago
SMA: BullishOct 27, 10:30 AM5 days ago
SMA: BearishOct 27, 10:25 AM5 days ago
SMA: BullishOct 27, 9:30 AM5 days ago
SMA: BullishOct 27, 9:30 AM5 days ago
RSI: OverboughtOct 27, 9:30 AM5 days ago
SMA: BearishOct 26, 3:45 PM5 days ago
SMA: BearishOct 26, 3:45 PM5 days ago
SMA: BullishOct 26, 3:40 PM5 days ago
SMA: BearishOct 26, 3:35 PM5 days ago
SMA: BullishOct 26, 3:30 PM5 days ago
MACD: Buy SignalOct 26, 3:30 PM5 days ago
SMA: BearishOct 26, 3:20 PM5 days ago
SMA: BearishOct 26, 3:20 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BearishOct 26, 2:40 PM5 days ago
MACD: Sell SignalOct 26, 2:40 PM5 days ago
SMA: BearishOct 26, 2:30 PM5 days ago
SMA: BullishOct 26, 1:50 PM5 days ago
SMA: BullishOct 26, 1:50 PM5 days ago
MACD: Buy SignalOct 26, 1:50 PM5 days ago
MACD: Sell SignalOct 26, 1:40 PM5 days ago
SMA: BearishOct 26, 1:35 PM5 days ago
SMA: BullishOct 26, 1:30 PM5 days ago
SMA: BearishOct 26, 1:25 PM5 days ago
SMA: BearishOct 26, 1:20 PM5 days ago
SMA: BullishOct 26, 1:10 PM5 days ago
MACD: Buy SignalOct 26, 1:10 PM5 days ago
SMA: BullishOct 26, 1:00 PM5 days ago
SMA: BearishOct 26, 12:45 PM5 days ago
SMA: BullishOct 26, 12:40 PM5 days ago
SMA: BearishOct 26, 11:35 AM5 days ago
SMA: BullishOct 26, 11:30 AM5 days ago
SMA: BearishOct 26, 11:25 AM5 days ago
SMA: BullishOct 26, 11:20 AM5 days ago
SMA: BearishOct 26, 11:15 AM5 days ago
SMA: BullishOct 26, 10:35 AM6 days ago

Financial health

Altman Z-Score

1.84 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-3 / 5 overall

  • DCF 1
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 2
  • P/B 1

Valuation

P/E 14.2×
FY 2019: -207×FY 2020: -221×FY 2021: -41.1×FY 2022: -7.2×FY 2023: -4.6×FY 2024: -17.9×FY 2025: 432×FY 2026: 14.2×
FY 2019 5y median -4.6× FY 2026
P/S 6.9×
FY 2019: 94.7×FY 2020: 49.1×FY 2021: 20.9×FY 2022: 3.8×FY 2023: 2.9×FY 2024: 4.0×FY 2025: 6.9×FY 2026: 6.9×
FY 2019 5y median 4.0× FY 2026
P/B 5.0×
FY 2019: -95.0×FY 2020: -68.2×FY 2021: 7.0×FY 2022: 1.9×FY 2023: 1.8×FY 2024: 3.4×FY 2025: 7.3×FY 2026: 5.0×
FY 2019 5y median 3.4× FY 2026
P/FCF 27.5×
FY 2019: -220×FY 2020: -250×FY 2021: -85.1×FY 2022: -18.6×FY 2023: -41.7×FY 2024: 31.8×FY 2025: 37.1×FY 2026: 27.5×
FY 2019 5y median 27.5× FY 2026
EV/EBITDA 27.8×
FY 2019: -283×FY 2020: -364×FY 2021: -50.4×FY 2022: -13.2×FY 2023: -13.5×FY 2024: -6657×FY 2025: 40.5×FY 2026: 27.8×
FY 2019 5y median -13.2× FY 2026
EV/Sales 8.8×
FY 2019: 95.7×FY 2020: 50.4×FY 2021: 21.4×FY 2022: 5.9×FY 2023: 5.7×FY 2024: 6.4×FY 2025: 8.9×FY 2026: 8.8×
FY 2019 5y median 6.4× FY 2026
FCF Yield 3.6%
FY 2019: -0.5%FY 2020: -0.4%FY 2021: -1.2%FY 2022: -5.4%FY 2023: -2.4%FY 2024: 3.1%FY 2025: 2.7%FY 2026: 3.6%
FY 2019 5y median 2.7% FY 2026

Profitability

Gross Margin 69.1%
FY 2019: 58.9%FY 2020: 66.2%FY 2021: 62.9%FY 2022: 57.3%FY 2023: 45.0%FY 2024: 63.6%FY 2025: 67.5%FY 2026: 69.1%
FY 2019 5y median 63.6% FY 2026
Operating Margin 22.1%
FY 2019: -38.4%FY 2020: -21.2%FY 2021: -44.1%FY 2022: -64.2%FY 2023: -75.6%FY 2024: -26.5%FY 2025: -2.7%FY 2026: 22.1%
FY 2019 5y median -26.5% FY 2026
Net Margin 48.9%
FY 2019: -45.6%FY 2020: -22.1%FY 2021: -50.7%FY 2022: -52.4%FY 2023: -62.1%FY 2024: -22.3%FY 2025: 1.6%FY 2026: 48.9%
FY 2019 5y median -22.3% FY 2026
ROE 35.2%
FY 2019: 45.7%FY 2020: 30.7%FY 2021: -17.1%FY 2022: -27.0%FY 2023: -38.9%FY 2024: -19.0%FY 2025: 1.7%FY 2026: 35.2%
FY 2019 5y median -19.0% FY 2026
ROIC 15.6%
FY 2019: -9.0%FY 2020: -7.9%FY 2021: -8.0%FY 2022: -12.3%FY 2023: -14.8%FY 2024: -6.6%FY 2025: -0.7%FY 2026: 15.6%
FY 2019 5y median -6.6% FY 2026
ROA 12.2%
FY 2019: -10.5%FY 2020: -8.0%FY 2021: -9.1%FY 2022: -10.1%FY 2023: -12.1%FY 2024: -5.4%FY 2025: 0.5%FY 2026: 12.2%
FY 2019 5y median -5.4% FY 2026

Growth (YoY)

Revenue 22.5%
FY 2019: 0.0%FY 2020: 92.7%FY 2021: 70.8%FY 2022: 55.0%FY 2023: 17.7%FY 2024: 46.3%FY 2025: 38.8%FY 2026: 22.5%
FY 2019 FY 2026
Operating Income 1097.9%
FY 2019: 0.0%FY 2020: -6.1%FY 2021: -255.9%FY 2022: -125.7%FY 2023: -38.7%FY 2024: 48.7%FY 2025: 85.8%FY 2026: 1097.9%
FY 2019 FY 2026
EPS (diluted) 3586.7%
FY 2019: 0.0%FY 2020: 6.4%FY 2021: -272.7%FY 2022: -53.0%FY 2023: -33.1%FY 2024: 50.0%FY 2025: 109.0%FY 2026: 3586.7%
FY 2019 FY 2026
Free Cash Flow 65.0%
FY 2019: 0.0%FY 2020: 12.1%FY 2021: -113.4%FY 2022: -28.4%FY 2023: 60.4%FY 2024: 367.8%FY 2025: 106.9%FY 2026: 65.0%
FY 2019 FY 2026

Financial Health

Current Ratio 12.7×
FY 2019: 54.7×FY 2020: 36.9×FY 2021: 35.8×FY 2022: 53.0×FY 2023: 74.3×FY 2024: 65.7×FY 2025: 54.2×FY 2026: 12.7×
FY 2019 5y median 54.2× FY 2026
Quick Ratio 12.7×
FY 2019: 54.7×FY 2020: 36.9×FY 2021: 35.8×FY 2022: 53.0×FY 2023: 74.3×FY 2024: 65.7×FY 2025: 54.2×FY 2026: 12.7×
FY 2019 5y median 54.2× FY 2026
Debt / Equity 1.8×
FY 2019: -2.2×FY 2020: -2.5×FY 2021: 0.8×FY 2022: 1.6×FY 2023: 2.2×FY 2024: 2.4×FY 2025: 2.6×FY 2026: 1.8×
FY 2019 5y median 2.2× FY 2026
Net Debt / EBITDA 5.9×
FY 2019: -3.0×FY 2020: -9.2×FY 2021: -1.4×FY 2022: -4.8×FY 2023: -6.8×FY 2024: -2512×FY 2025: 9.1×FY 2026: 5.9×
FY 2019 5y median -4.8× FY 2026
Interest Coverage 1.9×
FY 2019: -3.9×FY 2020: -3.3×FY 2021: -7.3×FY 2022: -12.4×FY 2023: -6.6×FY 2024: -1.8×FY 2025: -0.2×FY 2026: 1.9×
FY 2019 5y median -1.8× FY 2026

Dividends

Dividend Yield 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2019 5y median 0.0% FY 2026
Payout Ratio 0.0%
FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2019 5y median 0.0% FY 2026

Annual · latest fiscal year ends 2026-06-30