OMF

OneMain Holdings, Inc.

Financial Services · USD

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Price alert · OMF

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56.55 USD -2.79 -4.70%
As of Oct 30, 2026 Extended hours 56.55 0.00%
Bid
56.40 × 400
Ask
56.57 × 800
56.22 Day range 58.38
49.26 52-week range 71.37
YTD
-16.28%
1 year
+1.43%
Open
56.56
Prev close
59.34
Mkt cap
6.51B
Vol
1.29M
Avg vol
906.18K
EPS
6.64
P/E
8.52
Div yield
7.08%
More statistics
Low
56.22
High
58.38
Forward P/E
6.67
Beta
1.21
Short ratio
4.36
Inst. own
96.44%
Dividend
4.20
Ex-div date
Aug 9, 2026
Earnings
Feb 4, 2027
50-d avg
59.13
200-d avg
58.41
1y target
67.43

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OMF five-day price chart56.056.957.858.759.5Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

0.88 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 3
  • Return on Equity 5
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 4
  • P/B 2

Valuation

P/E 10.3×
FY 2016: 13.8×FY 2017: 19.3×FY 2018: 7.4×FY 2019: 6.7×FY 2020: 8.9×FY 2021: 5.0×FY 2022: 4.7×FY 2023: 9.2×FY 2024: 12.3×FY 2025: 10.3×
FY 2016 5y median 9.2× FY 2025
P/S 1.3×
FY 2016: 0.8×FY 2017: 0.9×FY 2018: 0.8×FY 2019: 1.2×FY 2020: 1.3×FY 2021: 1.3×FY 2022: 0.8×FY 2023: 1.1×FY 2024: 1.1×FY 2025: 1.3×
FY 2016 5y median 1.1× FY 2025
P/B 2.4×
FY 2016: 1.0×FY 2017: 1.1×FY 2018: 0.9×FY 2019: 1.3×FY 2020: 1.9×FY 2021: 2.1×FY 2022: 1.4×FY 2023: 1.9×FY 2024: 2.0×FY 2025: 2.4×
FY 2016 5y median 2.0× FY 2025
P/FCF 2.6×
FY 2016: 2.2×FY 2017: 2.3×FY 2018: 1.6×FY 2019: 2.4×FY 2020: 2.9×FY 2021: 3.0×FY 2022: 1.7×FY 2023: 2.4×FY 2024: 2.3×FY 2025: 2.6×
FY 2016 5y median 2.4× FY 2025
EV/EBITDA 23.1×
FY 2016: 18.7×FY 2017: 23.2×FY 2018: 19.5×FY 2019: 15.9×FY 2020: 17.7×FY 2021: 11.9×FY 2022: 15.5×FY 2023: 22.5×FY 2024: 28.8×FY 2025: 23.1×
FY 2016 5y median 22.5× FY 2025
EV/Sales 4.8×
FY 2016: 4.4×FY 2017: 4.6×FY 2018: 4.2×FY 2019: 4.6×FY 2020: 4.5×FY 2021: 4.8×FY 2022: 4.3×FY 2023: 4.7×FY 2024: 4.8×FY 2025: 4.8×
FY 2016 5y median 4.8× FY 2025
FCF Yield 39.0%
FY 2016: 44.7%FY 2017: 44.4%FY 2018: 62.1%FY 2019: 41.2%FY 2020: 34.1%FY 2021: 33.9%FY 2022: 57.7%FY 2023: 42.5%FY 2024: 43.3%FY 2025: 39.0%
FY 2016 5y median 42.5% FY 2025

Profitability

Gross Margin 47.6%
FY 2016: 52.1%FY 2017: 53.2%FY 2018: 54.7%FY 2019: 55.2%FY 2020: 52.4%FY 2021: 69.2%FY 2022: 54.9%FY 2023: 48.3%FY 2024: 43.6%FY 2025: 47.6%
FY 2016 5y median 48.3% FY 2025
Operating Margin 16.0%
FY 2016: 9.5%FY 2017: 11.4%FY 2018: 14.7%FY 2019: 23.5%FY 2020: 19.8%FY 2021: 35.0%FY 2022: 22.7%FY 2023: 15.9%FY 2024: 11.7%FY 2025: 16.0%
FY 2016 5y median 16.0% FY 2025
Net Margin 12.5%
FY 2016: 5.8%FY 2017: 4.8%FY 2018: 10.5%FY 2019: 18.3%FY 2020: 14.8%FY 2021: 26.4%FY 2022: 17.1%FY 2023: 12.1%FY 2024: 8.9%FY 2025: 12.5%
FY 2016 5y median 12.5% FY 2025
ROE 23.0%
FY 2016: 7.0%FY 2017: 5.6%FY 2018: 11.8%FY 2019: 19.7%FY 2020: 21.2%FY 2021: 42.5%FY 2022: 28.9%FY 2023: 20.1%FY 2024: 16.0%FY 2025: 23.0%
FY 2016 5y median 23.0% FY 2025
ROIC 2.9%
FY 2016: 1.4%FY 2017: 0.9%FY 2018: 2.3%FY 2019: 3.7%FY 2020: 3.2%FY 2021: 6.0%FY 2022: 3.9%FY 2023: 2.6%FY 2024: 2.0%FY 2025: 2.9%
FY 2016 5y median 2.9% FY 2025
ROA 2.9%
FY 2016: 1.2%FY 2017: 0.9%FY 2018: 2.2%FY 2019: 3.7%FY 2020: 3.2%FY 2021: 6.0%FY 2022: 3.9%FY 2023: 2.6%FY 2024: 2.0%FY 2025: 2.9%
FY 2016 5y median 2.9% FY 2025

Growth (YoY)

Revenue 9.1%
FY 2016: 70.0%FY 2017: 1.5%FY 2018: 12.0%FY 2019: 10.4%FY 2020: 5.4%FY 2021: 0.8%FY 2022: 2.4%FY 2023: 4.1%FY 2024: 8.0%FY 2025: 9.1%
FY 2016 FY 2025
Operating Income 50.1%
FY 2016: 257.5%FY 2017: 21.1%FY 2018: 44.8%FY 2019: 76.0%FY 2020: -11.0%FY 2021: 78.2%FY 2022: -33.7%FY 2023: -27.3%FY 2024: -20.6%FY 2025: 50.1%
FY 2016 FY 2025
EPS (diluted) 54.7%
FY 2016: 192.4%FY 2017: -15.1%FY 2018: 143.7%FY 2019: 90.6%FY 2020: -13.7%FY 2021: 82.6%FY 2022: -29.0%FY 2023: -24.3%FY 2024: -20.2%FY 2025: 54.7%
FY 2016 FY 2025
Free Cash Flow 16.0%
FY 2016: 79.3%FY 2017: 16.9%FY 2018: 31.2%FY 2019: 15.4%FY 2020: -6.4%FY 2021: 1.6%FY 2022: 6.2%FY 2023: 5.5%FY 2024: 7.1%FY 2025: 16.0%
FY 2016 FY 2025

Financial Health

Current Ratio 0.0×
FY 2016: 6.6×FY 2017: 0.0×FY 2018: 3.8×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.0×
FY 2016: 6.6×FY 2017: 0.0×FY 2018: 3.8×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 6.7×
FY 2016: 4.6×FY 2017: 4.6×FY 2018: 4.0×FY 2019: 4.0×FY 2020: 5.2×FY 2021: 5.7×FY 2022: 6.1×FY 2023: 6.2×FY 2024: 6.7×FY 2025: 6.7×
FY 2016 5y median 6.2× FY 2025
Net Debt / EBITDA 16.9×
FY 2016: 15.3×FY 2017: 18.5×FY 2018: 15.9×FY 2019: 11.7×FY 2020: 12.5×FY 2021: 8.6×FY 2022: 12.5×FY 2023: 17.1×FY 2024: 22.2×FY 2025: 16.9×
FY 2016 5y median 16.9× FY 2025
Interest Coverage 0.8×
FY 2016: 0.4×FY 2017: 0.5×FY 2018: 0.7×FY 2019: 1.1×FY 2020: 1.0×FY 2021: 1.9×FY 2022: 1.3×FY 2023: 0.8×FY 2024: 0.6×FY 2025: 0.8×
FY 2016 5y median 0.8× FY 2025

Dividends

Dividend Yield 6.2%
FY 2016: 0.6%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 7.1%FY 2020: 12.4%FY 2021: 19.2%FY 2022: 11.6%FY 2023: 8.2%FY 2024: 8.0%FY 2025: 6.2%
FY 2016 5y median 8.2% FY 2025
Payout Ratio 63.7%
FY 2016: 8.4%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 47.7%FY 2020: 110.4%FY 2021: 97.0%FY 2022: 55.0%FY 2023: 76.0%FY 2024: 97.8%FY 2025: 63.7%
FY 2016 5y median 76.0% FY 2025

Annual · latest fiscal year ends 2025-12-31