MCHB
Mechanics Bancorp
Set alert
- YTD
- +0.07%
- 1 year
- +7.49%
- Open
- 14.60
- Prev close
- 14.67
- Mkt cap
- 3.24B
- Vol
- 881.89K
- Avg vol
- 529.63K
- EPS
- 1.22
- P/E
- 12.00
- Div yield
- 10.63%
More statistics
- Low
- 14.49
- High
- 14.70
- Forward P/E
- 12.48
- Beta
- 0.00
- Short ratio
- 7.21
- Inst. own
- 11.62%
- Dividend
- 1.56
- Ex-div date
- Aug 27, 2026
- Earnings
- Jan 29, 2027
- 50-d avg
- 15.18
- 200-d avg
- 15.24
- 1y target
- 17.00
Key statistics
- Market cap
- 3.24B
- Enterprise value
- 2.82B
- Trailing P/E
- 12.00
- Forward P/E
- 12.48
- PEG ratio
- 0.00
- Price / sales
- 4.17
- Price / book
- 1.27
- EPS (TTM)
- 1.22
- Beta
- 0.00
- Dividend yield
- 10.63%
- Payout ratio
- 100.77%
- Profit margin
- 33.33%
- Revenue (TTM)
- 776.92M
- Revenue growth
- 45.60%
- Free cash flow
- 0
- Total cash
- 648.55M
- Total debt
- 210.28M
- Return on equity
- 9.70%
- Shares outstanding
- 220.36M
- Short % of float
- 10.05%
- 50-day average
- 15.18
- 200-day average
- 15.24
Analyst view
Consensus: buy
- Target (low)
- 16.00
- Target (mean)
- 17.00
- Target (high)
- 18.00
- Strong buy1
- Buy1
- Hold2
- Sell0
- Strong sell0
Next earnings
Jan 29, 2027
Expected Jan 29, 2027. Consensus EPS estimate 0.28333.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 29, 2027 | Dec 30, 2026 | 0.29 | — | — | — |
| Oct 28, 2026 | Sep 30, 2026 | 0.28 | 0.20 | -0.08 | -28.57% |
| Jul 29, 2026 | Jun 30, 2026 | 0.25 | 0.27 | +0.02 | +8.00% |
| Apr 30, 2026 | Mar 31, 2026 | 0.26 | 0.21 | -0.05 | -19.23% |
| Jan 30, 2026 | Dec 31, 2025 | 0.26 | 0.56 | +0.30 | +115.38% |
| Oct 27, 2025 | Sep 30, 2025 | -0.03 | 0.25 | +0.28 | +933.33% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 14, 2026 | Cantor Fitzgerald | main | Overweight | Overweight |
| Aug 5, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| May 29, 2026 | Raymond James | init | — | Outperform |
| May 4, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Apr 10, 2026 | Cantor Fitzgerald | init | — | Overweight |
| Oct 20, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About Mechanics Bancorp
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- mechanicsbank.com
News
- Mechanics Bancorp (MCHB) Q3 2026 Earnings Call Transcript
- Mechanics Bancorp Q3 2026 Earnings Call Transcript
- Compared to Estimates, Mechanics Bank (MCHB) Q3 Earnings: A Look at Key Metrics
- Mechanics Bank (MCHB) Beats Q3 Earnings and Revenue Estimates
- Mechanics Bancorp Q3 EPS $0.20 Beats $0.19 Estimate, Sales $174.902M Miss $193.619M Estimate
- Mechanics Bancorp Reports Third Quarter 2026 Results
- Mechanics Bank (MCHB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
- Mechanics Bancorp Announces Date of Third Quarter 2026 Earnings Release and Conference Call
- Cantor Fitzgerald Maintains Overweight on Mechanics Bancorp, Lowers Price Target to $17
- Mechanics Bancorp (NASDAQ:MCHB) Stock Rated “Moderate Buy” by Wall Street Brokerages
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| DOWNER DOUGLAS E. | Director | Conversion of Exercise of derivative security | May 26, 2026 | 0 |
| DOWNER EDWARD MICHAEL | Director | Sale | Jun 14, 2026 | 0 |
| DUDA NATHAN | Chief Financial Officer | Stock Award(Grant) | Feb 26, 2026 | 39,993 |
| ENDRESEN WILLIAM D | Officer | Stock Award(Grant) | Sep 1, 2025 | 39,836 |
| EVANS GODFREY B | General Counsel | Stock Award(Grant) | Sep 1, 2025 | 81,390 |
| ISEMAN JAY C | Officer | Stock Award(Grant) | Sep 1, 2025 | 93,329 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 1.40% | 3,082,045 | 45.12M | Jun 29, 2026 |
| Mechanics Bank Trust Department | 1.02% | 2,242,540 | 32.83M | Sep 29, 2026 |
| State Street Corporation | 0.78% | 1,722,446 | 25.22M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 0.75% | 1,649,674 | 24.15M | Jun 29, 2026 |
| Geode Capital Management, LLC | 0.63% | 1,377,662 | 20.17M | Jun 29, 2026 |
| GW&K Investment Management, LLC | 0.62% | 1,360,299 | 19.91M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Russell 2000 ETF | 0.49% | 1,083,524 | 15.86M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 0.48% | 1,057,674 | 15.48M | Jun 29, 2026 |
| WisdomTree Trust-WisdomTree U.S. SmallCap Dividend Fund | 0.37% | 804,485 | 11.78M | Sep 29, 2026 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 0.29% | 645,946 | 9.46M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 0.25% | 553,935 | 8.11M | Jun 29, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 0.21% | 457,530 | 6.70M | Jul 30, 2026 |