Mechanics Bancorp MCHB
Set alert
14.64 USD -0.03 -0.20%
At close · Oct 30
14.64 0.00 0.00%
After hours · Oct 30, 4:33 PM ET
14.49 Day range 14.70
13.12 52-week range 17.17
- YTD
- +0.07%
- 1 year
- +7.49%
- Open
- 14.60
- Prev close
- 14.67
- Mkt cap
- 3.24B
- Vol
- 881.89K
- Avg vol
- 529.63K
- EPS
- 1.22
- P/E
- 12.00
- Div yield
- 10.63%
More statistics
- Low
- 14.49
- High
- 14.70
- Forward P/E
- 12.48
- Beta
- 0.00
- Short ratio
- 7.21
- Inst. own
- 11.62%
- Dividend
- 1.56
- Ex-div date
- Aug 27, 2026
- Earnings
- Jan 29, 2027
- 50-d avg
- 15.18
- 200-d avg
- 15.24
- 1y target
- 17.00
2Y chart
Events in this range
- Oct 20, 2025Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Oct 27, 2025Earnings: 0.25; estimate -0.03; surprise 933.33%
- Dec 8, 2025Dividend: 0.21
- Jan 30, 2026Earnings: 0.56; estimate 0.26; surprise 115.38%
- Mar 9, 2026Dividend: 0.4
- Apr 10, 2026Rating: Cantor Fitzgerald · — → Overweight
- Apr 30, 2026Earnings: 0.21; estimate 0.26; surprise -19.23%
- May 4, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- May 22, 2026Dividend: 0.7
- May 29, 2026Rating: Raymond James · — → Outperform
- Jul 29, 2026Earnings: 0.27; estimate 0.25; surprise 8%
- Aug 5, 2026Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Aug 28, 2026Dividend: 0.25
- Oct 14, 2026Rating: Cantor Fitzgerald · Overweight → Overweight
- Oct 28, 2026Earnings: 0.2; estimate 0.28; surprise -28.57%
Signals (111)
| Name | Date | Ago |
|---|---|---|
| MACD: Buy Signal | Oct 20, 2026 | 1 week ago |
| RSI: Oversold | Oct 19, 2026 | 1 week ago |
| MACD: Sell Signal | Oct 7, 2026 | 3 weeks ago |
| RSI: Oversold | Oct 7, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 6, 2026 | 3 weeks ago |
| RSI: Oversold | Sep 29, 2026 | 1 month ago |
| RSI: Oversold | Sep 23, 2026 | 1 month ago |
| SMA: Bearish | Sep 22, 2026 | 1 month ago |
| SMA: Bearish | Aug 25, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 18, 2026 | 2 months ago |
| MACD: Buy Signal | Jul 31, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 20, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 16, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 15, 2026 | 3 months ago |
| MACD: Buy Signal | Jun 23, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 18, 2026 | 4 months ago |
| SMA: Bearish | Jun 17, 2026 | 4 months ago |
| SMA: Bullish | Jun 4, 2026 | 4 months ago |
| SMA: Bullish | Jun 4, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 4, 2026 | 4 months ago |
| SMA: Bearish | Jun 3, 2026 | 5 months ago |
| MACD: Sell Signal | Jun 3, 2026 | 5 months ago |
| MACD: Buy Signal | Jun 2, 2026 | 5 months ago |
| MACD: Sell Signal | Jun 1, 2026 | 5 months ago |
| MACD: Buy Signal | May 29, 2026 | 5 months ago |
| SMA: Bullish | May 26, 2026 | 5 months ago |
| SMA: Bearish | May 22, 2026 | 5 months ago |
| SMA: Bearish | May 22, 2026 | 5 months ago |
| MACD: Sell Signal | May 22, 2026 | 5 months ago |
| MACD: Buy Signal | May 21, 2026 | 5 months ago |
| SMA: Bullish | May 20, 2026 | 5 months ago |
| SMA: Bearish | May 11, 2026 | 5 months ago |
| SMA: Bullish | May 8, 2026 | 5 months ago |
| SMA: Bullish | May 5, 2026 | 5 months ago |
| SMA: Bearish | May 4, 2026 | 6 months ago |
| SMA: Bullish | May 1, 2026 | 6 months ago |
| SMA: Bearish | Apr 30, 2026 | 6 months ago |
| MACD: Sell Signal | Apr 30, 2026 | 6 months ago |
| SMA: Bullish | Apr 2, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 24, 2026 | 7 months ago |
| SMA: Bearish | Mar 6, 2026 | 7 months ago |
| SMA: Bullish | Mar 3, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| SMA: Bullish | Feb 25, 2026 | 8 months ago |
| SMA: Bearish | Feb 23, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 17, 2026 | 8 months ago |
| MACD: Buy Signal | Jan 22, 2026 | 9 months ago |
| SMA: Bullish | Jan 21, 2026 | 9 months ago |
| SMA: Bearish | Jan 20, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 12, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 5, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 12, 2025 | 10 months ago |
| RSI: Overbought | Nov 25, 2025 | 11 months ago |
| SMA: Bullish | Nov 21, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 21, 2025 | 11 months ago |
| SMA: Bearish | Nov 17, 2025 | 11 months ago |
| SMA: Bullish | Nov 14, 2025 | 11 months ago |
| SMA: Bearish | Nov 11, 2025 | 11 months ago |
| SMA: Bullish | Nov 10, 2025 | 11 months ago |
| SMA: Bearish | Oct 31, 2025 | 1 year ago |
| MACD: Sell Signal | Oct 31, 2025 | 1 year ago |
| SMA: Bullish | Oct 30, 2025 | 1 year ago |
| SMA: Bearish | Oct 29, 2025 | 1 year ago |
| SMA: Bullish | Oct 20, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 20, 2025 | 1 year ago |
| MACD: Sell Signal | Oct 17, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 10, 2025 | 1 year ago |
| SMA: Bullish | Oct 8, 2025 | 1 year ago |
| MACD: Sell Signal | Oct 1, 2025 | 1 year ago |
| SMA: Bearish | Sep 30, 2025 | 1 year ago |
| MACD: Buy Signal | Sep 25, 2025 | 1 year ago |
| SMA: Bullish | Sep 24, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 22, 2025 | 1 year ago |
| MACD: Buy Signal | Sep 19, 2025 | 1 year ago |
| SMA: Bullish | Sep 18, 2025 | 1 year ago |
| SMA: Bearish | Sep 15, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 15, 2025 | 1 year ago |
| MACD: Buy Signal | Sep 12, 2025 | 1 year ago |
| SMA: Bullish | Sep 10, 2025 | 1 year ago |
| SMA: Bearish | Sep 4, 2025 | 1 year ago |
| SMA: Bullish | Sep 3, 2025 | 1 year ago |
| SMA: Bearish | Sep 2, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 2, 2025 | 1 year ago |
| SMA: Bullish | Aug 18, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 18, 2025 | 1 year ago |
| SMA: Bearish | Aug 15, 2025 | 1 year ago |
| MACD: Sell Signal | Aug 15, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 14, 2025 | 1 year ago |
| SMA: Bullish | Aug 12, 2025 | 1 year ago |
| SMA: Bearish | Aug 7, 2025 | 1 year ago |
| SMA: Bullish | Aug 6, 2025 | 1 year ago |
| SMA: Bearish | Aug 5, 2025 | 1 year ago |
| SMA: Bullish | Jul 31, 2025 | 1 year ago |
| SMA: Bearish | Jul 30, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 16, 2025 | 1 year ago |
| MACD: Buy Signal | Jul 1, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 5, 2025 | 1 year ago |
| MACD: Buy Signal | May 30, 2025 | 1 year ago |
| MACD: Sell Signal | May 21, 2025 | 1 year ago |
| RSI: Overbought | May 15, 2025 | 1 year ago |
| MACD: Buy Signal | May 2, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 14, 2025 | 1 year ago |
| SMA: Bullish | Mar 31, 2025 | 1 year ago |
| RSI: Overbought | Mar 31, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 19, 2025 | 1 year ago |
| RSI: Oversold | Mar 10, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 21, 2025 | 1 year ago |
| MACD: Buy Signal | Feb 5, 2025 | 1 year ago |
| MACD: Sell Signal | Jan 28, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 17, 2025 | 1 year ago |
Key statistics
- Market cap
- 3.24B
- Enterprise value
- 2.82B
- Trailing P/E
- 12.00
- Forward P/E
- 12.48
- PEG ratio
- 0.00
- Price / sales
- 4.17
- Price / book
- 1.27
- EPS (TTM)
- 1.22
- Beta
- 0.00
- Dividend yield
- 10.63%
- Payout ratio
- 100.77%
- Profit margin
- 33.33%
- Revenue (TTM)
- 776.92M
- Revenue growth
- 45.60%
- Free cash flow
- 0
- Total cash
- 648.55M
- Total debt
- 210.28M
- Return on equity
- 9.70%
- Shares outstanding
- 220.36M
- Short % of float
- 10.05%
- 50-day average
- 15.18
- 200-day average
- 15.24
Analyst view
Consensus: buy
Buy
Price target (mean) 17.00 +16.1% upside
Now 14.64
- Target (low)
- 16.00
- Target (mean)
- 17.00
- Target (high)
- 18.00
Ratings (0m) 4 2 buy · 2 hold · 0 sell
- Strong buy1
- Buy1
- Hold2
- Sell0
- Strong sell0
Next earnings
Jan 29, 2027
Expected Jan 29, 2027. Consensus EPS estimate 0.28333.
Financials — quick view
MCHB Revenue — quarterly 203.74M
MCHB Net income — quarterly 57.70M
MCHB EPS — quarterly 0.25
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 29, 2027 | Dec 30, 2026 | 0.29 | — | — | — |
| Oct 28, 2026 | Sep 30, 2026 | 0.28 | 0.20 | -0.08 | -28.57% |
| Jul 29, 2026 | Jun 30, 2026 | 0.25 | 0.27 | +0.02 | +8.00% |
| Apr 30, 2026 | Mar 31, 2026 | 0.26 | 0.21 | -0.05 | -19.23% |
| Jan 30, 2026 | Dec 31, 2025 | 0.26 | 0.56 | +0.30 | +115.38% |
| Oct 27, 2025 | Sep 30, 2025 | -0.03 | 0.25 | +0.28 | +933.33% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 14, 2026 | Cantor Fitzgerald | main | Overweight | Overweight |
| Aug 5, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| May 29, 2026 | Raymond James | init | — | Outperform |
| May 4, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Apr 10, 2026 | Cantor Fitzgerald | init | — | Overweight |
| Oct 20, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About Mechanics Bancorp
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- mechanicsbank.com
News
- Mechanics Bancorp (MCHB) Q3 2026 Earnings Call Transcript
- Mechanics Bancorp Q3 2026 Earnings Call Transcript
- Compared to Estimates, Mechanics Bank (MCHB) Q3 Earnings: A Look at Key Metrics
- Mechanics Bank (MCHB) Beats Q3 Earnings and Revenue Estimates
- Mechanics Bancorp Q3 EPS $0.20 Beats $0.19 Estimate, Sales $174.902M Miss $193.619M Estimate
- Mechanics Bancorp Reports Third Quarter 2026 Results
- Cantor Fitzgerald Maintains Overweight on Mechanics Bancorp, Lowers Price Target to $17
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| DOWNER DOUGLAS E. | Director | Conversion of Exercise of derivative security | May 26, 2026 | 0 |
| DOWNER EDWARD MICHAEL | Director | Sale | Jun 14, 2026 | 0 |
| DUDA NATHAN | Chief Financial Officer | Stock Award(Grant) | Feb 26, 2026 | 39,993 |
| ENDRESEN WILLIAM D | Officer | Stock Award(Grant) | Sep 1, 2025 | 39,836 |
| EVANS GODFREY B | General Counsel | Stock Award(Grant) | Sep 1, 2025 | 81,390 |
| ISEMAN JAY C | Officer | Stock Award(Grant) | Sep 1, 2025 | 93,329 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 1.40% | 3,082,045 | 45.12M | Jun 29, 2026 |
| Mechanics Bank Trust Department | 1.02% | 2,242,540 | 32.83M | Sep 29, 2026 |
| State Street Corporation | 0.78% | 1,722,446 | 25.22M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 0.75% | 1,649,674 | 24.15M | Jun 29, 2026 |
| Geode Capital Management, LLC | 0.63% | 1,377,662 | 20.17M | Jun 29, 2026 |
| GW&K Investment Management, LLC | 0.62% | 1,360,299 | 19.91M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Russell 2000 ETF | 0.49% | 1,083,524 | 15.86M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 0.48% | 1,057,674 | 15.48M | Jun 29, 2026 |
| WisdomTree Trust-WisdomTree U.S. SmallCap Dividend Fund | 0.37% | 804,485 | 11.78M | Sep 29, 2026 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 0.29% | 645,946 | 9.46M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 0.25% | 553,935 | 8.11M | Jun 29, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 0.21% | 457,530 | 6.70M | Jul 30, 2026 |