Menu

Markets

Research

News

Learn
Paper trading
AI Chat
WatchlistsPortfoliosAlerts
Sign in

Tri City Bankshares Corporation TRCY

Set alert

Price alert · TRCY

All alert types
18.68 USD +0.05 +0.27%

At close · Oct 30

18.55 Day range 18.69
17.00 52-week range 22.00
YTD
-9.32%
1 year
+9.88%
Open
18.61
Prev close
18.63
Mkt cap
166.34M
Vol
1.09K
Avg vol
2.87K
EPS
1.82
P/E
10.26
More statistics
Low
18.55
High
18.69

5D chart

Chart tools
Interval
1m5m15m30m

Chart is warming up

The five-day price history for TRCY has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

0.26 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 5
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 5
  • P/E 3
  • P/B 3

Valuation

P/E 12.6×
FY 2016: 16.0×FY 2017: 17.5×FY 2018: 10.0×FY 2019: 9.4×FY 2020: 10.9×FY 2021: 12.4×FY 2022: 7.7×FY 2023: 18.4×FY 2024: 10.6×FY 2025: 12.6×
FY 2016 5y median 12.4× FY 2025
P/S 1.9×
FY 2016: 2.9×FY 2017: 3.0×FY 2018: 2.5×FY 2019: 2.5×FY 2020: 2.2×FY 2021: 2.6×FY 2022: 1.7×FY 2023: 1.7×FY 2024: 1.4×FY 2025: 1.9×
FY 2016 5y median 1.7× FY 2025
P/B 1.0×
FY 2016: 1.2×FY 2017: 1.3×FY 2018: 1.1×FY 2019: 1.0×FY 2020: 0.8×FY 2021: 1.0×FY 2022: 1.0×FY 2023: 0.8×FY 2024: 0.8×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 8.8×
FY 2016: 13.7×FY 2017: 16.3×FY 2018: 12.2×FY 2019: 16.7×FY 2020: 8.0×FY 2021: 13.5×FY 2022: 7.8×FY 2023: 6.9×FY 2024: 7.5×FY 2025: 8.8×
FY 2016 5y median 7.8× FY 2025
EV/EBITDA -2.4×
FY 2016: 2.0×FY 2017: 4.5×FY 2018: 4.3×FY 2019: 4.0×FY 2020: -0.6×FY 2021: 3.3×FY 2022: 4.0×FY 2023: 4.9×FY 2024: -1.2×FY 2025: -2.4×
FY 2016 5y median 3.3× FY 2025
EV/Sales -0.4×
FY 2016: 0.7×FY 2017: 1.6×FY 2018: 1.5×FY 2019: 1.5×FY 2020: -0.2×FY 2021: 1.0×FY 2022: 1.2×FY 2023: 1.3×FY 2024: -0.2×FY 2025: -0.4×
FY 2016 5y median 1.0× FY 2025
FCF Yield 11.4%
FY 2016: 7.3%FY 2017: 6.1%FY 2018: 8.2%FY 2019: 6.0%FY 2020: 12.4%FY 2021: 7.4%FY 2022: 12.8%FY 2023: 14.5%FY 2024: 13.3%FY 2025: 11.4%
FY 2016 5y median 12.8% FY 2025

Profitability

Gross Margin 81.0%
FY 2016: 96.4%FY 2017: 97.5%FY 2018: 97.2%FY 2019: 96.8%FY 2020: 95.8%FY 2021: 100.0%FY 2022: 100.0%FY 2023: 100.0%FY 2024: 68.1%FY 2025: 81.0%
FY 2016 5y median 100.0% FY 2025
Operating Margin 18.4%
FY 2016: 27.2%FY 2017: 29.1%FY 2018: 31.6%FY 2019: 31.2%FY 2020: 24.1%FY 2021: 33.7%FY 2022: 35.2%FY 2023: 30.8%FY 2024: 20.4%FY 2025: 18.4%
FY 2016 5y median 30.8% FY 2025
Net Margin 15.5%
FY 2016: 18.1%FY 2017: 17.1%FY 2018: 24.9%FY 2019: 26.0%FY 2020: 20.5%FY 2021: 21.4%FY 2022: 22.2%FY 2023: 9.5%FY 2024: 13.0%FY 2025: 15.5%
FY 2016 5y median 15.5% FY 2025
ROE 7.9%
FY 2016: 7.8%FY 2017: 7.4%FY 2018: 11.1%FY 2019: 10.7%FY 2020: 7.4%FY 2021: 8.0%FY 2022: 13.6%FY 2023: 4.5%FY 2024: 7.6%FY 2025: 7.9%
FY 2016 5y median 7.9% FY 2025
ROIC 0.7%
FY 2016: 7.8%FY 2017: 7.4%FY 2018: 11.1%FY 2019: 9.6%FY 2020: 6.4%FY 2021: 3.4%FY 2022: 4.5%FY 2023: 1.5%FY 2024: 2.6%FY 2025: 0.7%
FY 2016 5y median 2.6% FY 2025
ROA 0.7%
FY 2016: 0.8%FY 2017: 0.8%FY 2018: 1.2%FY 2019: 1.3%FY 2020: 0.8%FY 2021: 0.7%FY 2022: 0.9%FY 2023: 0.3%FY 2024: 0.6%FY 2025: 0.7%
FY 2016 5y median 0.7% FY 2025

Growth (YoY)

Revenue 4.8%
FY 2016: -1.0%FY 2017: 5.4%FY 2018: 9.1%FY 2019: 5.5%FY 2020: -3.4%FY 2021: 3.5%FY 2022: 9.4%FY 2023: -13.3%FY 2024: 32.1%FY 2025: 4.8%
FY 2016 FY 2025
Operating Income -5.7%
FY 2016: 1.3%FY 2017: 12.9%FY 2018: 18.3%FY 2019: 4.4%FY 2020: -25.5%FY 2021: 44.7%FY 2022: 14.5%FY 2023: -24.2%FY 2024: -12.4%FY 2025: -5.7%
FY 2016 FY 2025
EPS (diluted) 24.2%
FY 2016: 0.8%FY 2017: 0.0%FY 2018: 58.3%FY 2019: 10.5%FY 2020: -23.8%FY 2021: 7.5%FY 2022: 14.0%FY 2023: -62.8%FY 2024: 80.8%FY 2025: 24.2%
FY 2016 FY 2025
Free Cash Flow 25.3%
FY 2016: 48.9%FY 2017: -8.4%FY 2018: 21.8%FY 2019: -24.3%FY 2020: 83.9%FY 2021: -27.0%FY 2022: 20.4%FY 2023: 1.2%FY 2024: -3.5%FY 2025: 25.3%
FY 2016 FY 2025

Financial Health

Current Ratio 140×
FY 2016: 0.5×FY 2017: 0.4×FY 2018: 0.4×FY 2019: 0.4×FY 2020: 0.5×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 140×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 140×
FY 2016: 0.5×FY 2017: 0.4×FY 2018: 0.4×FY 2019: 0.4×FY 2020: 0.5×FY 2021: 0.1×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 140×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.1×FY 2022: 0.1×FY 2023: 1.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Net Debt / EBITDA -13.0×
FY 2016: -6.2×FY 2017: -3.7×FY 2018: -2.7×FY 2019: -2.5×FY 2020: -7.2×FY 2021: -5.8×FY 2022: -1.7×FY 2023: -1.9×FY 2024: -10.2×FY 2025: -13.0×
FY 2016 5y median -5.8× FY 2025
Interest Coverage 1.0×
FY 2016: 13.0×FY 2017: 11.6×FY 2018: 11.5×FY 2019: 9.8×FY 2020: 11.6×FY 2021: 4036402×FY 2022: 2756×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025

Dividends

Dividend Yield 3.5%
FY 2016: 2.5%FY 2017: 2.3%FY 2018: 2.5%FY 2019: 2.6%FY 2020: 3.0%FY 2021: 2.4%FY 2022: 4.0%FY 2023: 5.4%FY 2024: 5.1%FY 2025: 3.5%
FY 2016 5y median 4.0% FY 2025
Payout Ratio 43.8%
FY 2016: 39.8%FY 2017: 40.0%FY 2018: 25.2%FY 2019: 24.7%FY 2020: 32.6%FY 2021: 30.1%FY 2022: 30.6%FY 2023: 99.3%FY 2024: 54.7%FY 2025: 43.8%
FY 2016 5y median 43.8% FY 2025

Annual · latest fiscal year ends 2025-12-31