Mechanics Bancorp MCHB
At closeNov 6, 2026, 4:01 PM EST
After hours · Nov 6, 4:01 PM ET
- YTD
- +0.62%
- 1 year
- +11.68%
- Market cap
- 3.26B
- Revenue (ttm)
- 776.92M
- Profit margin
- 33.33%
- EPS (ttm)
- 1.22
- Shares out
- 220.36M
- P/E ratio
- 12.07
- Forward P/E
- 13.23
- Dividend
- 1.56 (10.66%)
- Ex-dividend date
- Aug 27, 2026
- YTD return
- +0.62%
- 1-year return
- +11.68%
- Volume
- 419.17K
- Avg volume
- 529.82K
- Open
- 14.56
- Previous close
- 14.65
- Day's range
- 14.48 – 14.73
- 52-week range
- 13.12 – 17.17
- Beta
- 0.15
- Analysts
- Buy
- Price target
- 16.25 (+10.4%)
- Earnings date
- Jan 29, 2027
ALL +0.82 (+5.90%)
Key statistics
- Enterprise value
- 2.95B
- PEG ratio
- 0.00
- Price / sales
- 4.20
- Price / book
- 1.33
- Dividend yield
- 10.66%
- Payout ratio
- 100.77%
- Revenue growth
- 45.60%
- Free cash flow
- 0
- Total cash
- 648.55M
- Total debt
- 210.28M
- Return on equity
- 9.70%
- Short % of float
- 10.05%
- 50-day average
- 15.04
- 200-day average
- 15.24
Analyst view
Consensus: buy
- Target (low)
- 16.00
- Target (mean)
- 16.25
- Target (high)
- 17.00
- Strong buy1
- Buy1
- Hold2
- Sell0
- Strong sell0
Next earnings
Jan 29, 2027
Expected Jan 29, 2027. Consensus EPS estimate 0.26333.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 29, 2027 | Dec 30, 2026 | 0.28 | — | — | — |
| Oct 28, 2026 | Sep 30, 2026 | 0.28 | 0.20 | -0.08 | -28.57% |
| Jul 29, 2026 | Jun 30, 2026 | 0.25 | 0.27 | +0.02 | +8.00% |
| Apr 30, 2026 | Mar 31, 2026 | 0.26 | 0.21 | -0.05 | -19.23% |
| Jan 30, 2026 | Dec 31, 2025 | 0.26 | 0.56 | +0.30 | +115.38% |
| Oct 27, 2025 | Sep 30, 2025 | -0.03 | 0.25 | +0.28 | +933.33% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 5, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Nov 3, 2026 | Cantor Fitzgerald | main | Overweight | Overweight |
| Oct 14, 2026 | Cantor Fitzgerald | main | Overweight | Overweight |
| Aug 5, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| May 29, 2026 | Raymond James | init | — | Outperform |
| May 4, 2026 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About Mechanics Bancorp
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- mechanicsbank.com
News
Keefe, Bruyette & Woods Maintains Market Perform on Mechanics Bancorp, Lowers Price Target to $15.5 
Cantor Fitzgerald Maintains Overweight on Mechanics Bancorp, Lowers Price Target to $16 
Mechanics Bancorp Q3 2026 Earnings Call Transcript - Mechanics Bancorp Q3 EPS $0.20 Beats $0.19 Estimate, Sales $174.902M Miss $193.619M Estimate
Cantor Fitzgerald Maintains Overweight on Mechanics Bancorp, Lowers Price Target to $17 
Mechanics Bank Sells $417M Auto Loan Portfolio To Bank Of America Trading Desk 
Keefe, Bruyette & Woods Maintains Market Perform on Mechanics Bancorp, Raises Price Target to $17.5 - Mechanics Bancorp Q2 EPS $0.25 Misses $0.26 Estimate, Sales $200.968M Miss $203.048M Estimate
This Raymond James Analyst Initiates Coverage On A Bullish Note; Here Are Top 2 Initiations For Friday 
Raymond James Initiates Coverage On Mechanics Bancorp with Outperform Rating, Announces Price Target of $17
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| DOWNER DOUGLAS E. | Director | Conversion of Exercise of derivative security | May 26, 2026 | 0 |
| DOWNER EDWARD MICHAEL | Director | Sale | Jun 14, 2026 | 0 |
| DUDA NATHAN | Chief Financial Officer | Stock Award(Grant) | Feb 26, 2026 | 39,993 |
| ENDRESEN WILLIAM D | Officer | Stock Award(Grant) | Sep 1, 2025 | 39,836 |
| EVANS GODFREY B | General Counsel | Stock Award(Grant) | Sep 1, 2025 | 81,390 |
| ISEMAN JAY C | Officer | Stock Award(Grant) | Sep 1, 2025 | 93,329 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 1.40% | 3,082,045 | 45.37M | Jun 29, 2026 |
| Mechanics Bank Trust Department | 1.02% | 2,242,540 | 33.01M | Sep 29, 2026 |
| State Street Corporation | 0.78% | 1,722,446 | 25.35M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 0.75% | 1,649,674 | 24.28M | Jun 29, 2026 |
| Geode Capital Management, LLC | 0.63% | 1,377,662 | 20.28M | Jun 29, 2026 |
| GW&K Investment Management, LLC | 0.62% | 1,360,299 | 20.02M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Russell 2000 ETF | 0.49% | 1,083,524 | 15.95M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 0.48% | 1,057,674 | 15.57M | Jun 29, 2026 |
| WisdomTree Trust-WisdomTree U.S. SmallCap Dividend Fund | 0.37% | 804,485 | 11.84M | Sep 29, 2026 |
| SPDR SERIES TRUST-State Street SPDR S&P Regional Banking ETF | 0.29% | 645,946 | 9.51M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 0.25% | 553,935 | 8.15M | Jun 29, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 0.18% | 395,657 | 5.82M | Aug 30, 2026 |