FINV

FinVolution Group

Financial Services · USD

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Price alert · FINV

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2.83 USD -0.02 -0.70%
As of Oct 30, 2026 Extended hours 2.83 0.00%
Bid
2.82 × 2,200
Ask
2.84 × 3,900
2.80 Day range 2.93
2.83 52-week range 6.18
YTD
-45.89%
1 year
-49.28%
Open
2.85
Prev close
2.85
Mkt cap
668.15M
Vol
804.49K
Avg vol
970.00K
EPS
1.06
P/E
2.67
Div yield
7.05%
More statistics
Low
2.80
High
2.93
Forward P/E
3.02
Beta
0.42
Short ratio
10.06
Inst. own
47.76%
Dividend
0.31
Ex-div date
Apr 15, 2026
50-d avg
4.72
200-d avg
5.09
1y target
7.33

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FINV five-day price chart2.802.852.902.953.00Oct 26Oct 27Oct 28Oct 29Oct 30

Financial health

Altman Z-Score

2.30 Grey zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

S-5 / 5 overall

  • DCF 5
  • Return on Equity 3
  • Return on Assets 5
  • Debt / Equity 4
  • P/E 4
  • P/B 5

Valuation

P/E 3.7×
FY 2016: -451×FY 2017: -3.7×FY 2018: 3.0×FY 2019: 2.4×FY 2020: 2.6×FY 2021: 3.5×FY 2022: 4.3×FY 2023: 4.1×FY 2024: 5.4×FY 2025: 3.7×
FY 2016 5y median 4.1× FY 2025
P/S 0.7×
FY 2016: 22.2×FY 2017: 1.9×FY 2018: 1.7×FY 2019: 0.9×FY 2020: 0.7×FY 2021: 0.9×FY 2022: 0.9×FY 2023: 0.8×FY 2024: 1.0×FY 2025: 0.7×
FY 2016 5y median 0.9× FY 2025
P/B 0.6×
FY 2016: 35.0×FY 2017: 2.0×FY 2018: 1.3×FY 2019: 0.7×FY 2020: 0.6×FY 2021: 0.8×FY 2022: 0.8×FY 2023: 0.7×FY 2024: 0.9×FY 2025: 0.6×
FY 2016 5y median 0.8× FY 2025
P/FCF 5.2×
FY 2016: 25.6×FY 2017: 4.1×FY 2018: 4.4×FY 2019: -21.3×FY 2020: 2.4×FY 2021: 15.5×FY 2022: 44.7×FY 2023: 11.1×FY 2024: 4.6×FY 2025: 5.2×
FY 2016 5y median 11.1× FY 2025
EV/EBITDA 1.4×
FY 2016: 107×FY 2017: 3.5×FY 2018: 3.3×FY 2019: 1.3×FY 2020: 1.1×FY 2021: 1.7×FY 2022: 2.4×FY 2023: 2.0×FY 2024: 3.2×FY 2025: 1.4×
FY 2016 5y median 2.0× FY 2025
EV/Sales 0.3×
FY 2016: 21.9×FY 2017: 1.4×FY 2018: 1.4×FY 2019: 0.6×FY 2020: 0.3×FY 2021: 0.5×FY 2022: 0.6×FY 2023: 0.4×FY 2024: 0.6×FY 2025: 0.3×
FY 2016 5y median 0.5× FY 2025
FCF Yield 19.3%
FY 2016: 3.9%FY 2017: 24.3%FY 2018: 22.7%FY 2019: -4.7%FY 2020: 42.3%FY 2021: 6.5%FY 2022: 2.2%FY 2023: 9.0%FY 2024: 22.0%FY 2025: 19.3%
FY 2016 5y median 9.0% FY 2025

Profitability

Gross Margin 78.6%
FY 2016: 68.1%FY 2017: 75.2%FY 2018: 78.3%FY 2019: 79.7%FY 2020: 82.5%FY 2021: 79.9%FY 2022: 80.6%FY 2023: 82.8%FY 2024: 79.3%FY 2025: 78.6%
FY 2016 5y median 79.9% FY 2025
Operating Margin 21.8%
FY 2016: -80.5%FY 2017: -59.9%FY 2018: -55.1%FY 2019: 44.4%FY 2020: 30.5%FY 2021: 27.4%FY 2022: 22.3%FY 2023: 18.9%FY 2024: 19.4%FY 2025: 21.8%
FY 2016 5y median 21.8% FY 2025
Net Margin 18.7%
FY 2016: 41.2%FY 2017: 27.6%FY 2018: 54.3%FY 2019: 39.8%FY 2020: 26.1%FY 2021: 26.3%FY 2022: 20.1%FY 2023: 18.6%FY 2024: 18.2%FY 2025: 18.7%
FY 2016 5y median 18.7% FY 2025
ROE 14.9%
FY 2016: 64.9%FY 2017: 29.9%FY 2018: 41.7%FY 2019: 29.9%FY 2020: 23.6%FY 2021: 23.5%FY 2022: 18.3%FY 2023: 17.0%FY 2024: 15.7%FY 2025: 14.9%
FY 2016 5y median 17.0% FY 2025
ROIC 9.3%
FY 2016: -54.5%FY 2017: -43.5%FY 2018: -38.4%FY 2019: 25.6%FY 2020: 17.0%FY 2021: 16.9%FY 2022: 12.7%FY 2023: 11.6%FY 2024: 11.1%FY 2025: 9.3%
FY 2016 5y median 11.6% FY 2025
ROA 9.7%
FY 2016: 23.4%FY 2017: 12.6%FY 2018: 18.8%FY 2019: 13.0%FY 2020: 13.3%FY 2021: 13.8%FY 2022: 10.6%FY 2023: 11.0%FY 2024: 10.1%FY 2025: 9.7%
FY 2016 5y median 10.6% FY 2025

Growth (YoY)

Revenue 1.0%
FY 2016: 521.3%FY 2017: 223.0%FY 2018: 15.7%FY 2019: 31.2%FY 2020: 26.8%FY 2021: 26.2%FY 2022: 18.2%FY 2023: 11.7%FY 2024: 3.7%FY 2025: 1.0%
FY 2016 FY 2025
Operating Income 13.7%
FY 2016: -187.3%FY 2017: -140.2%FY 2018: -6.5%FY 2019: 205.7%FY 2020: -12.8%FY 2021: 13.3%FY 2022: -3.8%FY 2023: -5.2%FY 2024: 6.3%FY 2025: 13.7%
FY 2016 FY 2025
EPS (diluted) 3.3%
FY 2016: 66.7%FY 2017: -6275.0%FY 2018: 160.4%FY 2019: -0.6%FY 2020: -13.7%FY 2021: 28.0%FY 2022: -7.7%FY 2023: 7.1%FY 2024: 8.4%FY 2025: 3.3%
FY 2016 FY 2025
Free Cash Flow -38.1%
FY 2016: 605.4%FY 2017: 67.6%FY 2018: 1.3%FY 2019: -114.7%FY 2020: 923.3%FY 2021: -73.6%FY 2022: -62.4%FY 2023: 305.1%FY 2024: 227.4%FY 2025: -38.1%
FY 2016 FY 2025

Financial Health

Current Ratio 73.7×
FY 2016: 2.2×FY 2017: 1.9×FY 2018: 1.8×FY 2019: 1.7×FY 2020: 3.5×FY 2021: 4.1×FY 2022: 3.8×FY 2023: 5.0×FY 2024: 4.3×FY 2025: 73.7×
FY 2016 5y median 4.3× FY 2025
Quick Ratio 73.7×
FY 2016: 2.2×FY 2017: 1.9×FY 2018: 1.8×FY 2019: 1.7×FY 2020: 3.5×FY 2021: 4.1×FY 2022: 3.8×FY 2023: 4.9×FY 2024: 4.3×FY 2025: 73.7×
FY 2016 5y median 4.3× FY 2025
Debt / Equity 0.1×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 0.0×FY 2020: 0.0×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.1×
FY 2016 5y median 0.0× FY 2025
Net Debt / EBITDA -1.6×
FY 2016: -1.6×FY 2017: -1.2×FY 2018: -0.8×FY 2019: -0.7×FY 2020: -1.1×FY 2021: -1.6×FY 2022: -1.3×FY 2023: -2.0×FY 2024: -1.8×FY 2025: -1.6×
FY 2016 5y median -1.6× FY 2025
Interest Coverage 0.0×
FY 2016: -53.8×FY 2017: -151×FY 2018: -41.7×FY 2019: 11.2×FY 2020: 10.1×FY 2021: 0.0×FY 2022: 0.0×FY 2023: 0.0×FY 2024: 0.0×FY 2025: 0.0×
FY 2016 5y median 0.0× FY 2025

Dividends

Dividend Yield 5.5%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 6.9%FY 2020: 5.1%FY 2021: 3.6%FY 2022: 3.9%FY 2023: 4.4%FY 2024: 3.4%FY 2025: 5.5%
FY 2016 5y median 3.9% FY 2025
Payout Ratio 20.6%
FY 2016: 0.0%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 16.5%FY 2020: 13.4%FY 2021: 12.7%FY 2022: 16.4%FY 2023: 18.4%FY 2024: 18.5%FY 2025: 20.6%
FY 2016 5y median 18.4% FY 2025

Annual · latest fiscal year ends 2025-12-31