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XYF

X Financial

Financial Services · USD

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Price alert · XYF

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4.76 USD -0.13 -2.66%
As of Oct 30, 2026 Extended hours 4.76 0.00%
Bid
4.56 × 9,100
Ask
4.81 × 400
4.75 Day range 4.88
3.41 52-week range 12.60
YTD
-15.00%
1 year
-60.37%
Open
4.81
Prev close
4.89
Mkt cap
175.80M
Vol
38.16K
Avg vol
58.69K
EPS
2.09
P/E
2.28
Div yield
4.89%
More statistics
Low
4.75
High
4.88
Forward P/E
21.97
Beta
0.32
Short ratio
0.96
Inst. own
1.91%
Dividend
0.34
Ex-div date
Sep 3, 2024
50-d avg
6.93
200-d avg
5.07
1y target
0.00

2Y chart

Chart tools
Interval
XYF two-year price chart3.307.5611.816.120.4Oct 24Mar 25Aug 25Jan 26Jun 26Oct 26

Key statistics

Market cap
385.46M
Enterprise value
940.36M
Trailing P/E
2.19
Forward P/E
21.97
PEG ratio
0.00
Price / sales
0.07
Price / book
0.07
EPS (TTM)
3.72
Beta
0.32
Dividend yield
4.89%
Payout ratio
4.50%
Profit margin
25.43%
Revenue (TTM)
5.17B
Revenue growth
12.50%
Free cash flow
0
Total cash
1.61B
Total debt
509.86M
Return on equity
21.85%
Shares outstanding
31.15M
Short % of float
0.09%
50-day average
6.93
200-day average
5.07

Analyst view

Consensus: none

Price target (mean) 0.00

Next earnings

Consensus EPS estimate 0.00.

Earnings history

Financials — quick view

All financials
XYF Revenue — quarterly 993.58M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XYF Net income — quarterly 46.98M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XYF EPS — quarterly 1.26
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

XYF recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 26, 2024Sep 1, 20240.001.27——
Aug 21, 2024Jun 1, 20240.001.03——
May 30, 2024Mar 1, 20240.000.91——
Mar 26, 2024Dec 1, 20230.000.66——
Nov 22, 2023Sep 1, 20230.001.04——
Aug 28, 2023Jun 1, 20230.001.03——

About X Financial

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors or institutional funding partners. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as funds, money market, and insurance products; and loan facilitation services to other platforms. In addition, it engages in the technology development, service, and sale of products; and provision of guarantee and consulting services. The company was incorporated in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Sector
Financial Services
Industry
Credit Services
Country
China

News

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Institution ownership

XYF institution ownership
Holder% heldSharesValueReported
AWH Capital, L.P.0.78%258,0802.10MSep 29, 2024
Renaissance Technologies, LLC0.26%86,575703.85KSep 29, 2024
Acadian Asset Management. LLC0.24%79,688647.86KSep 29, 2024
Morgan Stanley0.11%37,696306.47KSep 29, 2024
Rhumbline Advisers0.03%8,74571.10KSep 29, 2024
Russell Investments Group, Ltd.0.02%5,94348.32KSep 29, 2024

Fund ownership

XYF fund ownership
Holder% heldSharesValueReported
Trust for Professional Managers-ActivePassive International Equity ETF0.08%27,309222.02KAug 30, 2024
SEI Institutional Investment Tr-Screened World Equity Ex-U.S. Fd0.01%3,78530.77KOct 30, 2024
Avantis Emerging Markets Equity ETF0.00%4643.77KSep 29, 2024
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