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Fair Isaac Corporation FICO

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Price alert · FICO

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701.03 USD -23.35 (-3.22%)

At closeNov 5, 2026, 7:25 AM EST

649.00 -52.03 -7.42%

Pre-market · Nov 5, 7:25 AM ET

696.10 Day range 760.65
586.05 52-week range 1,858.91
YTD
-58.53%
1 year
-56.97%

Financial health

Altman Z-Score

4.77 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-2 / 5 overall

  • DCF 4
  • Return on Equity 1
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 2
  • P/B 1

Valuation

P/E 16.2×
FY 2017: 33.8×FY 2018: 47.5×FY 2019: 45.8×FY 2020: 52.3×FY 2021: 29.2×FY 2022: 28.7×FY 2023: 50.6×FY 2024: 93.5×FY 2025: 55.6×FY 2026: 16.2×
FY 2017 5y median 50.6× FY 2026
P/S 5.3×
FY 2017: 4.7×FY 2018: 6.5×FY 2019: 7.6×FY 2020: 9.6×FY 2021: 8.7×FY 2022: 7.8×FY 2023: 14.3×FY 2024: 27.9×FY 2025: 18.2×FY 2026: 5.3×
FY 2017 5y median 14.3× FY 2026
P/B -3.5×
FY 2017: 10.2×FY 2018: 25.6×FY 2019: 30.4×FY 2020: 37.3×FY 2021: -103×FY 2022: -13.4×FY 2023: -31.5×FY 2024: -49.8×FY 2025: -20.8×FY 2026: -3.5×
FY 2017 5y median -20.8× FY 2026
P/FCF 12.7×
FY 2017: 21.1×FY 2018: 35.2×FY 2019: 37.2×FY 2020: 36.1×FY 2021: 27.5×FY 2022: 21.3×FY 2023: 46.7×FY 2024: 79.0×FY 2025: 47.1×FY 2026: 12.7×
FY 2017 5y median 46.7× FY 2026
EV/EBITDA 14.7×
FY 2017: 22.2×FY 2018: 34.0×FY 2019: 33.1×FY 2020: 39.8×FY 2021: 23.3×FY 2022: 22.3×FY 2023: 35.4×FY 2024: 65.7×FY 2025: 41.2×FY 2026: 14.7×
FY 2017 5y median 35.4× FY 2026
EV/Sales 7.3×
FY 2017: 5.2×FY 2018: 7.2×FY 2019: 8.2×FY 2020: 10.1×FY 2021: 9.6×FY 2022: 9.1×FY 2023: 15.5×FY 2024: 29.1×FY 2025: 19.7×FY 2026: 7.3×
FY 2017 5y median 15.5× FY 2026
FCF Yield 7.9%
FY 2017: 4.7%FY 2018: 2.8%FY 2019: 2.7%FY 2020: 2.8%FY 2021: 3.6%FY 2022: 4.7%FY 2023: 2.1%FY 2024: 1.3%FY 2025: 2.1%FY 2026: 7.9%
FY 2017 5y median 2.1% FY 2026

Profitability

Gross Margin 86.1%
FY 2017: 69.2%FY 2018: 69.9%FY 2019: 71.0%FY 2020: 72.1%FY 2021: 74.7%FY 2022: 78.1%FY 2023: 79.4%FY 2024: 79.7%FY 2025: 82.2%FY 2026: 86.1%
FY 2017 5y median 79.7% FY 2026
Operating Margin 49.9%
FY 2017: 19.5%FY 2018: 17.0%FY 2019: 21.9%FY 2020: 22.9%FY 2021: 38.4%FY 2022: 39.4%FY 2023: 42.5%FY 2024: 42.7%FY 2025: 46.5%FY 2026: 49.9%
FY 2017 5y median 42.7% FY 2026
Net Margin 32.9%
FY 2017: 13.8%FY 2018: 13.8%FY 2019: 16.6%FY 2020: 18.3%FY 2021: 29.8%FY 2022: 27.1%FY 2023: 28.4%FY 2024: 29.9%FY 2025: 32.7%FY 2026: 32.9%
FY 2017 5y median 29.9% FY 2026
ROE -21.6%
FY 2017: 30.1%FY 2018: 54.0%FY 2019: 66.3%FY 2020: 71.4%FY 2021: -353.4%FY 2022: -46.6%FY 2023: -62.4%FY 2024: -53.3%FY 2025: -37.3%FY 2026: -21.6%
FY 2017 5y median -46.6% FY 2026
ROIC 64.4%
FY 2017: 14.4%FY 2018: 12.4%FY 2019: 19.4%FY 2020: 21.2%FY 2021: 32.7%FY 2022: 37.1%FY 2023: 39.1%FY 2024: 43.0%FY 2025: 53.0%FY 2026: 64.4%
FY 2017 5y median 43.0% FY 2026
ROA 40.2%
FY 2017: 10.2%FY 2018: 11.3%FY 2019: 13.4%FY 2020: 14.7%FY 2021: 25.0%FY 2022: 25.9%FY 2023: 27.3%FY 2024: 29.9%FY 2025: 34.9%FY 2026: 40.2%
FY 2017 5y median 29.9% FY 2026

Growth (YoY)

Revenue 27.3%
FY 2017: 5.8%FY 2018: 10.8%FY 2019: 12.4%FY 2020: 11.6%FY 2021: 1.7%FY 2022: 4.6%FY 2023: 9.9%FY 2024: 13.5%FY 2025: 15.9%FY 2026: 27.3%
FY 2017 FY 2026
Operating Income 36.9%
FY 2017: 7.4%FY 2018: -3.7%FY 2019: 44.6%FY 2020: 16.7%FY 2021: 70.8%FY 2022: 7.3%FY 2023: 18.5%FY 2024: 14.1%FY 2025: 26.1%FY 2026: 36.9%
FY 2017 FY 2026
EPS (diluted) 36.9%
FY 2017: 17.4%FY 2018: 14.8%FY 2019: 38.7%FY 2020: 24.6%FY 2021: 69.6%FY 2022: 5.8%FY 2023: 19.4%FY 2024: 20.8%FY 2025: 29.8%FY 2026: 36.9%
FY 2017 FY 2026
Free Cash Flow 39.0%
FY 2017: 9.3%FY 2018: -6.8%FY 2019: 23.3%FY 2020: 45.1%FY 2021: 21.4%FY 2022: 20.9%FY 2023: -7.7%FY 2024: 30.7%FY 2025: 26.7%FY 2026: 39.0%
FY 2017 FY 2026

Financial Health

Current Ratio 1.0×
FY 2017: 1.0×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 1.3×FY 2021: 1.0×FY 2022: 1.5×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 0.8×FY 2026: 1.0×
FY 2017 5y median 1.5× FY 2026
Quick Ratio 1.0×
FY 2017: 1.0×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 1.3×FY 2021: 1.0×FY 2022: 1.5×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 0.8×FY 2026: 1.0×
FY 2017 5y median 1.5× FY 2026
Debt / Equity -1.4×
FY 2017: 1.4×FY 2018: 2.9×FY 2019: 2.8×FY 2020: 2.7×FY 2021: -12.0×FY 2022: -2.4×FY 2023: -2.8×FY 2024: -2.3×FY 2025: -1.8×FY 2026: -1.4×
FY 2017 5y median -2.3× FY 2026
Net Debt / EBITDA 4.0×
FY 2017: 2.3×FY 2018: 3.1×FY 2019: 2.5×FY 2020: 2.3×FY 2021: 2.1×FY 2022: 3.2×FY 2023: 2.7×FY 2024: 2.7×FY 2025: 3.1×FY 2026: 4.0×
FY 2017 5y median 3.1× FY 2026
Interest Coverage 0.0×
FY 2017: 7.1×FY 2018: 5.6×FY 2019: 6.4×FY 2020: 7.0×FY 2021: 12.6×FY 2022: 7.9×FY 2023: 6.7×FY 2024: 6.9×FY 2025: 6.9×FY 2026: 0.0×
FY 2017 5y median 6.9× FY 2026

Dividends

Dividend Yield 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026
Payout Ratio 0.0%
FY 2017: 1.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026

Annual · latest fiscal year ends 2026-09-30