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Fair Isaac Corporation FICO

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Price alert · FICO

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724.38 USD +0.19 (+0.03%)

At closeNov 3, 2026, 6:40 PM EST

724.38 0.00 0.00%

After hours · Nov 3, 6:40 PM ET

703.86 Day range 731.17
586.05 52-week range 1,858.91
YTD
-57.15%
1 year
-56.11%

Financial health

Altman Z-Score

8.39 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-2 / 5 overall

  • DCF 4
  • Return on Equity 1
  • Return on Assets 5
  • Debt / Equity 1
  • P/E 2
  • P/B 1

Valuation

P/E 55.6×
FY 2016: 35.4×FY 2017: 33.8×FY 2018: 47.5×FY 2019: 45.8×FY 2020: 52.3×FY 2021: 29.2×FY 2022: 28.7×FY 2023: 50.6×FY 2024: 93.5×FY 2025: 55.6×
FY 2016 5y median 50.6× FY 2025
P/S 18.2×
FY 2016: 4.4×FY 2017: 4.7×FY 2018: 6.5×FY 2019: 7.6×FY 2020: 9.6×FY 2021: 8.7×FY 2022: 7.8×FY 2023: 14.3×FY 2024: 27.9×FY 2025: 18.2×
FY 2016 5y median 14.3× FY 2025
P/B -20.8×
FY 2016: 8.7×FY 2017: 10.2×FY 2018: 25.6×FY 2019: 30.4×FY 2020: 37.3×FY 2021: -103×FY 2022: -13.4×FY 2023: -31.5×FY 2024: -49.8×FY 2025: -20.8×
FY 2016 5y median -31.5× FY 2025
P/FCF 47.1×
FY 2016: 20.6×FY 2017: 21.1×FY 2018: 35.2×FY 2019: 37.2×FY 2020: 36.1×FY 2021: 27.5×FY 2022: 21.3×FY 2023: 46.7×FY 2024: 79.0×FY 2025: 47.1×
FY 2016 5y median 46.7× FY 2025
EV/EBITDA 41.2×
FY 2016: 21.6×FY 2017: 22.2×FY 2018: 34.0×FY 2019: 33.1×FY 2020: 39.8×FY 2021: 23.3×FY 2022: 22.3×FY 2023: 35.4×FY 2024: 65.7×FY 2025: 41.2×
FY 2016 5y median 35.4× FY 2025
EV/Sales 19.7×
FY 2016: 5.0×FY 2017: 5.2×FY 2018: 7.2×FY 2019: 8.2×FY 2020: 10.1×FY 2021: 9.6×FY 2022: 9.1×FY 2023: 15.5×FY 2024: 29.1×FY 2025: 19.7×
FY 2016 5y median 15.5× FY 2025
FCF Yield 2.1%
FY 2016: 4.9%FY 2017: 4.7%FY 2018: 2.8%FY 2019: 2.7%FY 2020: 2.8%FY 2021: 3.6%FY 2022: 4.7%FY 2023: 2.1%FY 2024: 1.3%FY 2025: 2.1%
FY 2016 5y median 2.1% FY 2025

Profitability

Gross Margin 82.2%
FY 2016: 69.9%FY 2017: 69.2%FY 2018: 69.9%FY 2019: 71.0%FY 2020: 72.1%FY 2021: 74.7%FY 2022: 78.1%FY 2023: 79.4%FY 2024: 79.7%FY 2025: 82.2%
FY 2016 5y median 79.4% FY 2025
Operating Margin 46.5%
FY 2016: 19.2%FY 2017: 19.5%FY 2018: 17.0%FY 2019: 21.9%FY 2020: 22.9%FY 2021: 38.4%FY 2022: 39.4%FY 2023: 42.5%FY 2024: 42.7%FY 2025: 46.5%
FY 2016 5y median 42.5% FY 2025
Net Margin 32.7%
FY 2016: 12.4%FY 2017: 13.8%FY 2018: 13.8%FY 2019: 16.6%FY 2020: 18.3%FY 2021: 29.8%FY 2022: 27.1%FY 2023: 28.4%FY 2024: 29.9%FY 2025: 32.7%
FY 2016 5y median 29.8% FY 2025
ROE -37.3%
FY 2016: 24.5%FY 2017: 30.1%FY 2018: 54.0%FY 2019: 66.3%FY 2020: 71.4%FY 2021: -353.4%FY 2022: -46.6%FY 2023: -62.4%FY 2024: -53.3%FY 2025: -37.3%
FY 2016 5y median -53.3% FY 2025
ROIC 53.0%
FY 2016: 12.2%FY 2017: 14.4%FY 2018: 12.4%FY 2019: 19.4%FY 2020: 21.2%FY 2021: 32.7%FY 2022: 37.1%FY 2023: 39.1%FY 2024: 43.0%FY 2025: 53.0%
FY 2016 5y median 39.1% FY 2025
ROA 34.9%
FY 2016: 9.0%FY 2017: 10.2%FY 2018: 11.3%FY 2019: 13.4%FY 2020: 14.7%FY 2021: 25.0%FY 2022: 25.9%FY 2023: 27.3%FY 2024: 29.9%FY 2025: 34.9%
FY 2016 5y median 27.3% FY 2025

Growth (YoY)

Revenue 15.9%
FY 2016: 5.1%FY 2017: 5.8%FY 2018: 10.8%FY 2019: 12.4%FY 2020: 11.6%FY 2021: 1.7%FY 2022: 4.6%FY 2023: 9.9%FY 2024: 13.5%FY 2025: 15.9%
FY 2016 FY 2025
Operating Income 26.1%
FY 2016: 23.3%FY 2017: 7.4%FY 2018: -3.7%FY 2019: 44.6%FY 2020: 16.7%FY 2021: 70.8%FY 2022: 7.3%FY 2023: 18.5%FY 2024: 14.1%FY 2025: 26.1%
FY 2016 FY 2025
EPS (diluted) 29.8%
FY 2016: 27.9%FY 2017: 17.4%FY 2018: 14.8%FY 2019: 38.7%FY 2020: 24.6%FY 2021: 69.6%FY 2022: 5.8%FY 2023: 19.4%FY 2024: 20.8%FY 2025: 29.8%
FY 2016 FY 2025
Free Cash Flow 26.7%
FY 2016: 54.6%FY 2017: 9.3%FY 2018: -6.8%FY 2019: 23.3%FY 2020: 45.1%FY 2021: 21.4%FY 2022: 20.9%FY 2023: -7.7%FY 2024: 30.7%FY 2025: 26.7%
FY 2016 FY 2025

Financial Health

Current Ratio 0.8×
FY 2016: 1.1×FY 2017: 1.0×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 1.3×FY 2021: 1.0×FY 2022: 1.5×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 0.8×
FY 2016 5y median 1.5× FY 2025
Quick Ratio 0.8×
FY 2016: 1.1×FY 2017: 1.0×FY 2018: 0.8×FY 2019: 0.9×FY 2020: 1.3×FY 2021: 1.0×FY 2022: 1.5×FY 2023: 1.5×FY 2024: 1.6×FY 2025: 0.8×
FY 2016 5y median 1.5× FY 2025
Debt / Equity -1.8×
FY 2016: 1.3×FY 2017: 1.4×FY 2018: 2.9×FY 2019: 2.8×FY 2020: 2.7×FY 2021: -12.0×FY 2022: -2.4×FY 2023: -2.8×FY 2024: -2.3×FY 2025: -1.8×
FY 2016 5y median -2.4× FY 2025
Net Debt / EBITDA 3.1×
FY 2016: 2.4×FY 2017: 2.3×FY 2018: 3.1×FY 2019: 2.5×FY 2020: 2.3×FY 2021: 2.1×FY 2022: 3.2×FY 2023: 2.7×FY 2024: 2.7×FY 2025: 3.1×
FY 2016 5y median 2.7× FY 2025
Interest Coverage 6.9×
FY 2016: 6.4×FY 2017: 7.1×FY 2018: 5.6×FY 2019: 6.4×FY 2020: 7.0×FY 2021: 12.6×FY 2022: 7.9×FY 2023: 6.7×FY 2024: 6.9×FY 2025: 6.9×
FY 2016 5y median 6.9× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 0.1%FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 2.3%FY 2017: 1.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-09-30