Encore Capital Group, Inc. ECPG
At closeNov 5, 2026, 4:49 AM EST
Pre-market · Nov 5, 4:49 AM ET
- YTD
- +83.86%
- 1 year
- +133.75%
- Market cap
- 2.12B
- Revenue (ttm)
- 1.90B
- Profit margin
- 15.86%
- EPS (ttm)
- 13.17
- Shares out
- 21.21M
- P/E ratio
- 7.59
- Forward P/E
- 7.48
- YTD return
- +83.86%
- 1-year return
- +133.75%
- Volume
- 270.19K
- Avg volume
- 307.69K
- Open
- 102.39
- Previous close
- 99.83
- Day's range
- 99.04 – 103.41
- 52-week range
- 41.10 – 105.98
- Beta
- 1.31
- Price target
- 117.00 (+17.1%)
- Earnings date
- Feb 24, 2027
5D +0.94 (+0.94%)
Key statistics
- Enterprise value
- 6.12B
- PEG ratio
- 0.17
- Price / sales
- 1.11
- Price / book
- 1.96
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 11.30%
- Free cash flow
- -157.00M
- Total cash
- 182.93M
- Total debt
- 4.19B
- Return on equity
- 30.54%
- Short % of float
- 5.50%
- 50-day average
- 99.13
- 200-day average
- 83.62
Analyst view
- Target (low)
- 112.00
- Target (mean)
- 117.00
- Target (high)
- 124.00
- Strong buy1
- Buy2
- Hold1
- Sell0
- Strong sell0
Next earnings
Feb 24, 2027
Expected Feb 24, 2027. Consensus EPS estimate 0.00.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 24, 2027 | Dec 30, 2026 | 3.47 | — | — | — |
| Nov 4, 2026 | Sep 30, 2026 | 3.35 | 5.57 | +2.22 | +66.27% |
| Aug 5, 2026 | Jun 30, 2026 | 2.67 | 2.81 | +0.14 | +5.24% |
| May 6, 2026 | Mar 31, 2026 | 3.26 | 3.86 | +0.60 | +18.40% |
| Feb 25, 2026 | Dec 31, 2025 | 2.20 | 3.37 | +1.17 | +53.18% |
| Nov 5, 2025 | Sep 30, 2025 | 1.92 | 3.17 | +1.25 | +65.10% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 6, 2026 | Truist Securities | main | Buy | Buy |
| Jun 17, 2026 | Citizens | main | Market Outperform | Market Outperform |
| May 7, 2026 | Citizens | main | Market Outperform | Market Outperform |
| May 7, 2026 | Truist Securities | main | Buy | Buy |
| Feb 26, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Feb 26, 2026 | Truist Securities | main | Buy | Buy |
About Encore Capital Group, Inc.
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- encorecapital.com
News
What Encore Capital Group (ECPG) Said on Its Q3 Earnings Call 
Encore Capital Group (ECPG) Q3 Earnings and Revenues Top Estimates 
Encore Capital Gr Q3 2026 Earnings Call Transcript 
Encore Capital Group Raises FY2026 GAAP EPS Guidance from $13.00-$14.00 to $15.50-$16.00 vs $13.47 Est 
Encore Capital Gr Q3 EPS $5.57 Beats $3.37 Estimate, Sales $544.541M Beat $468.151M Estimate 
Encore Capital Group Announces Third Quarter 2026 Financial Results
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BELL RYAN B. | Officer | Stock Award(Grant) | Mar 8, 2026 | 58,439 |
| CLARK JONATHAN C | Chief Financial Officer | Purchase | Mar 4, 2025 | 190,164 |
| GUPTA ASHWINI | Director | Stock Award(Grant) | Jun 21, 2026 | 105,636 |
| HANNAM WENDY GUIDA | Director | Stock Award(Grant) | Jun 12, 2025 | 42,849 |
| HERNANZ TOMAS CRUZ | Chief Financial Officer | Stock Award(Grant) | Mar 8, 2026 | 32,573 |
| MASIH ASHISH | Chief Executive Officer | Stock Award(Grant) | Mar 8, 2026 | 389,613 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.35% | 3,679,162 | 367.66M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 6.18% | 1,311,523 | 131.06M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.94% | 1,047,576 | 104.68M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.30% | 911,277 | 91.06M | Jun 29, 2026 |
| State Street Corporation | 4.04% | 856,207 | 85.56M | Jun 29, 2026 |
| Geode Capital Management, LLC | 3.02% | 639,836 | 63.94M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.95% | 1,262,416 | 126.15M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.04% | 644,326 | 64.39M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.01% | 638,418 | 63.80M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.66% | 563,419 | 56.30M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.20% | 466,701 | 46.64M | Jun 29, 2026 |
| Fidelity Commonwealth Trust II-Fidelity Enhanced Small Cap Core ETF | 1.63% | 345,119 | 34.49M | Sep 29, 2026 |