Encore Capital Group, Inc. ECPG
Set alert
99.98 USD -2.38 -2.33%
At close · Oct 30
99.98 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
98.54 Day range 101.95
40.90 52-week range 105.60
- YTD
- +83.96%
- 1 year
- +144.45%
- Open
- 101.88
- Prev close
- 102.36
- Mkt cap
- 2.12B
- Vol
- 246.24K
- Avg vol
- 310.53K
- EPS
- 13.17
- P/E
- 7.59
- Div yield
- 0.00%
More statistics
- Low
- 98.54
- High
- 101.95
- Forward P/E
- 7.49
- Beta
- 1.31
- Short ratio
- 3.29
- Inst. own
- 109.84%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Nov 4, 2026
- 50-d avg
- 99.18
- 200-d avg
- 82.96
- 1y target
- 117.00
5Y chart
Events in this range
- Aug 6, 2025Earnings: 2.49; estimate 1.44; surprise 72.92%
- Nov 5, 2025Earnings: 3.17; estimate 1.92; surprise 65.1%
- Feb 25, 2026Earnings: 3.37; estimate 2.2; surprise 53.18%
- Feb 26, 2026Rating: Truist Securities · Buy → Buy
- Feb 26, 2026Rating: Citizens · Market Outperform → Market Outperform
- May 6, 2026Earnings: 3.86; estimate 3.26; surprise 18.4%
- May 7, 2026Rating: Truist Securities · Buy → Buy
- May 7, 2026Rating: Citizens · Market Outperform → Market Outperform
- Jun 17, 2026Rating: Citizens · Market Outperform → Market Outperform
- Aug 5, 2026Earnings: 2.81; estimate 2.67; surprise 5.24%
- Aug 6, 2026Rating: Truist Securities · Buy → Buy
Signals (91)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 26, 2026 | 5 days ago |
| SMA: Bearish | Oct 19, 2026 | 1 week ago |
| SMA: Bullish | Oct 5, 2026 | 3 weeks ago |
| SMA: Bearish | Sep 28, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 7, 2026 | 1 month ago |
| RSI: Overbought | Sep 7, 2026 | 1 month ago |
| MACD: Buy Signal | Jun 22, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 8, 2026 | 4 months ago |
| RSI: Overbought | Feb 2, 2026 | 9 months ago |
| RSI: Overbought | Dec 15, 2025 | 10 months ago |
| SMA: Bullish | Nov 3, 2025 | 12 months ago |
| SMA: Bearish | Oct 27, 2025 | 1 year ago |
| SMA: Bullish | Oct 20, 2025 | 1 year ago |
| SMA: Bearish | Sep 29, 2025 | 1 year ago |
| SMA: Bullish | Aug 11, 2025 | 1 year ago |
| SMA: Bullish | Aug 4, 2025 | 1 year ago |
| SMA: Bearish | Jul 7, 2025 | 1 year ago |
| SMA: Bearish | Jul 7, 2025 | 1 year ago |
| SMA: Bullish | Jun 30, 2025 | 1 year ago |
| MACD: Buy Signal | May 12, 2025 | 1 year ago |
| SMA: Bullish | Apr 28, 2025 | 1 year ago |
| RSI: Oversold | Mar 3, 2025 | 1 year ago |
| SMA: Bearish | Feb 24, 2025 | 1 year ago |
| SMA: Bearish | Feb 24, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 24, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 20, 2025 | 1 year ago |
| SMA: Bullish | Jan 13, 2025 | 1 year ago |
| SMA: Bullish | Jan 13, 2025 | 1 year ago |
| SMA: Bearish | Jan 6, 2025 | 1 year ago |
| MACD: Sell Signal | Dec 23, 2024 | 1 year ago |
| SMA: Bearish | Dec 16, 2024 | 1 year ago |
| SMA: Bullish | Nov 4, 2024 | 1 year ago |
| MACD: Buy Signal | Nov 4, 2024 | 1 year ago |
| SMA: Bullish | Oct 28, 2024 | 2 years ago |
| SMA: Bearish | Oct 21, 2024 | 2 years ago |
| SMA: Bullish | Oct 14, 2024 | 2 years ago |
| SMA: Bearish | Sep 30, 2024 | 2 years ago |
| MACD: Sell Signal | Sep 30, 2024 | 2 years ago |
| SMA: Bearish | Sep 2, 2024 | 2 years ago |
| SMA: Bullish | Jul 15, 2024 | 2 years ago |
| MACD: Buy Signal | Jul 15, 2024 | 2 years ago |
| SMA: Bullish | Jul 8, 2024 | 2 years ago |
| SMA: Bearish | Jun 3, 2024 | 2 years ago |
| SMA: Bullish | May 27, 2024 | 2 years ago |
| SMA: Bearish | May 20, 2024 | 2 years ago |
| SMA: Bearish | May 20, 2024 | 2 years ago |
| SMA: Bullish | May 6, 2024 | 2 years ago |
| SMA: Bullish | May 6, 2024 | 2 years ago |
| SMA: Bearish | Mar 11, 2024 | 2 years ago |
| MACD: Sell Signal | Mar 11, 2024 | 2 years ago |
| SMA: Bearish | Feb 19, 2024 | 2 years ago |
| SMA: Bullish | Dec 11, 2023 | 2 years ago |
| MACD: Buy Signal | Dec 4, 2023 | 2 years ago |
| SMA: Bullish | Nov 27, 2023 | 2 years ago |
| SMA: Bearish | Oct 9, 2023 | 3 years ago |
| SMA: Bearish | Oct 9, 2023 | 3 years ago |
| SMA: Bullish | Oct 2, 2023 | 3 years ago |
| SMA: Bullish | Oct 2, 2023 | 3 years ago |
| MACD: Sell Signal | Aug 21, 2023 | 3 years ago |
| SMA: Bearish | Aug 14, 2023 | 3 years ago |
| SMA: Bearish | Jul 31, 2023 | 3 years ago |
| SMA: Bullish | Jul 10, 2023 | 3 years ago |
| SMA: Bullish | Jun 26, 2023 | 3 years ago |
| MACD: Buy Signal | Jun 26, 2023 | 3 years ago |
| SMA: Bearish | Jun 19, 2023 | 3 years ago |
| SMA: Bullish | Jun 5, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| MACD: Sell Signal | May 1, 2023 | 3 years ago |
| MACD: Buy Signal | Apr 17, 2023 | 3 years ago |
| SMA: Bullish | Apr 10, 2023 | 3 years ago |
| SMA: Bullish | Mar 27, 2023 | 3 years ago |
| MACD: Sell Signal | Mar 13, 2023 | 3 years ago |
| SMA: Bearish | Mar 6, 2023 | 3 years ago |
| SMA: Bearish | Feb 27, 2023 | 3 years ago |
| SMA: Bullish | Jan 16, 2023 | 3 years ago |
| SMA: Bullish | Jan 2, 2023 | 3 years ago |
| SMA: Bearish | Dec 12, 2022 | 3 years ago |
| MACD: Buy Signal | Nov 21, 2022 | 3 years ago |
| SMA: Bullish | Nov 7, 2022 | 3 years ago |
| SMA: Bearish | Oct 31, 2022 | 4 years ago |
| SMA: Bullish | Oct 24, 2022 | 4 years ago |
| MACD: Sell Signal | Aug 8, 2022 | 4 years ago |
| SMA: Bearish | Aug 1, 2022 | 4 years ago |
| SMA: Bearish | Aug 1, 2022 | 4 years ago |
| MACD: Buy Signal | Jul 18, 2022 | 4 years ago |
| SMA: Bullish | Jul 11, 2022 | 4 years ago |
| SMA: Bullish | Jun 20, 2022 | 4 years ago |
| SMA: Bearish | Jun 6, 2022 | 4 years ago |
| SMA: Bullish | May 30, 2022 | 4 years ago |
| SMA: Bearish | Mar 7, 2022 | 4 years ago |
Key statistics
- Market cap
- 2.12B
- Enterprise value
- 6.17B
- Trailing P/E
- 7.61
- Forward P/E
- 7.49
- PEG ratio
- 0.17
- Price / sales
- 1.12
- Price / book
- 1.97
- EPS (TTM)
- 13.14
- Beta
- 1.31
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 15.86%
- Revenue (TTM)
- 1.90B
- Revenue growth
- 11.30%
- Free cash flow
- -157.00M
- Total cash
- 182.93M
- Total debt
- 4.19B
- Return on equity
- 30.54%
- Shares outstanding
- 21.21M
- Short % of float
- 5.50%
- 50-day average
- 99.18
- 200-day average
- 82.96
Analyst view
Consensus: none
Price target (mean) 117.00 +17.0% upside
Now 99.98
- Target (low)
- 112.00
- Target (mean)
- 117.00
- Target (high)
- 124.00
Ratings (0m) 4 3 buy · 1 hold · 0 sell
- Strong buy1
- Buy2
- Hold1
- Sell0
- Strong sell0
Next earnings
Nov 4, 2026
Expected Nov 4, 2026. Consensus EPS estimate 0.00.
Financials — quick view
ECPG Revenue — quarterly 491.87M
ECPG Net income — quarterly 64.00M
ECPG EPS — quarterly 2.97
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 4, 2026 | Sep 30, 2026 | 3.35 | — | — | — |
| Aug 5, 2026 | Jun 30, 2026 | 2.67 | 2.81 | +0.14 | +5.24% |
| May 6, 2026 | Mar 31, 2026 | 3.26 | 3.86 | +0.60 | +18.40% |
| Feb 25, 2026 | Dec 31, 2025 | 2.20 | 3.37 | +1.17 | +53.18% |
| Nov 5, 2025 | Sep 30, 2025 | 1.92 | 3.17 | +1.25 | +65.10% |
| Aug 6, 2025 | Jun 30, 2025 | 1.44 | 2.49 | +1.05 | +72.92% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Aug 6, 2026 | Truist Securities | main | Buy | Buy |
| Jun 17, 2026 | Citizens | main | Market Outperform | Market Outperform |
| May 7, 2026 | Citizens | main | Market Outperform | Market Outperform |
| May 7, 2026 | Truist Securities | main | Buy | Buy |
| Feb 26, 2026 | Citizens | main | Market Outperform | Market Outperform |
| Feb 26, 2026 | Truist Securities | main | Buy | Buy |
About Encore Capital Group, Inc.
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- encorecapital.com
News
- Encore Capital Group to Announce Third Quarter 2026 Financial Results on November 4
- Encore Capital Stock Soars 73.8% YTD: Is There Further Upside Left?
- Encore Capital Group: Favorable U.S. Credit Conditions Support Growth
- Encore Capital Group Has Doubled—But Its Best Tailwind Won't Last Forever
- Hsbc Holdings PLC Acquires 13,089 Shares of Encore Capital Group Inc $ECPG
- 2 Consumer Loan Stocks to Buy on Favorable Industry Dynamics
- Why Is Encore Capital Group (ECPG) Down 1% Since Last Earnings Report?
- Encore Capital Group (NASDAQ:ECPG) vs. Katapult (NASDAQ:KPLT) Head-To-Head Review
- Robert W. Beck Appointed to Encore Capital Group Board of Directors
- Empowered Funds LLC Grows Stock Holdings in Encore Capital Group Inc $ECPG
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BELL RYAN B. | Officer | Stock Award(Grant) | Mar 8, 2026 | 58,439 |
| CLARK JONATHAN C | Chief Financial Officer | Purchase | Mar 4, 2025 | 190,164 |
| GUPTA ASHWINI | Director | Stock Award(Grant) | Jun 21, 2026 | 105,636 |
| HANNAM WENDY GUIDA | Director | Stock Award(Grant) | Jun 12, 2025 | 42,849 |
| HERNANZ TOMAS CRUZ | Chief Financial Officer | Stock Award(Grant) | Mar 8, 2026 | 32,573 |
| MASIH ASHISH | Chief Executive Officer | Stock Award(Grant) | Mar 8, 2026 | 389,613 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 17.35% | 3,679,162 | 367.84M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 6.18% | 1,311,523 | 131.13M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 4.94% | 1,047,576 | 104.74M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.30% | 911,277 | 91.11M | Jun 29, 2026 |
| State Street Corporation | 4.04% | 856,207 | 85.60M | Jun 29, 2026 |
| Geode Capital Management, LLC | 3.02% | 639,836 | 63.97M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.95% | 1,262,416 | 126.22M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 3.04% | 644,326 | 64.42M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 3.01% | 638,418 | 63.83M | Sep 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.66% | 563,419 | 56.33M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.20% | 466,701 | 46.66M | Jun 29, 2026 |
| Fidelity Commonwealth Trust II-Fidelity Enhanced Small Cap Core ETF | 1.63% | 345,119 | 34.50M | Sep 29, 2026 |