Credit Acceptance Corporation CACC
Set alert
464.89 USD -110.89 -19.26%
At close · Oct 30
464.89 0.00 0.00%
After hours · Oct 30, 4:00 PM ET
455.60 Day range 520.00
411.04 52-week range 657.20
- YTD
- +4.83%
- 1 year
- +2.77%
- Open
- 497.91
- Prev close
- 575.78
- Mkt cap
- 4.71B
- Vol
- 386.35K
- Avg vol
- 110.98K
- EPS
- 30.80
- P/E
- 15.09
- Div yield
- 0.00%
More statistics
- Low
- 455.60
- High
- 520.00
- Forward P/E
- 8.42
- Beta
- 1.40
- Short ratio
- 8.49
- Inst. own
- 76.61%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Feb 1, 2027
- 50-d avg
- 566.72
- 200-d avg
- 537.84
- 1y target
- 596.67
MAX chart
Events in this range
- May 5, 2026Earnings: 10.71; estimate 10.61; surprise 0.94%
- May 6, 2026Rating: TD Cowen · Hold → Hold
- Jul 7, 2026Rating: TD Cowen · Hold → Hold
- Aug 4, 2026Earnings: 12.12; estimate 12.2; surprise -0.66%
- Aug 5, 2026Rating: TD Cowen · Hold → Hold
- Oct 6, 2026Rating: TD Cowen · Hold → Hold
- Oct 30, 2026Rating: TD Cowen · Hold → Hold
Signals (156)
| Name | Date | Ago |
|---|---|---|
| MACD: Sell Signal | Oct 30, 2026 | 2 days ago |
| SMA: Bearish | Oct 1, 2026 | 1 month ago |
| SMA: Bearish | Oct 1, 2026 | 1 month ago |
| MACD: Buy Signal | May 1, 2026 | 6 months ago |
| SMA: Bullish | Apr 1, 2026 | 7 months ago |
| SMA: Bullish | Apr 1, 2026 | 7 months ago |
| SMA: Bearish | Feb 1, 2026 | 9 months ago |
| SMA: Bearish | Feb 1, 2026 | 9 months ago |
| SMA: Bullish | Jan 1, 2026 | 10 months ago |
| SMA: Bullish | Jan 1, 2026 | 10 months ago |
| SMA: Bearish | Sep 1, 2025 | 1 year ago |
| SMA: Bearish | Sep 1, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 1, 2025 | 1 year ago |
| SMA: Bullish | Aug 1, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 1, 2025 | 1 year ago |
| SMA: Bearish | Jul 1, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 1, 2025 | 1 year ago |
| SMA: Bullish | Jun 1, 2025 | 1 year ago |
| SMA: Bullish | Jun 1, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 1, 2025 | 1 year ago |
| SMA: Bearish | Apr 1, 2025 | 1 year ago |
| SMA: Bearish | Apr 1, 2025 | 1 year ago |
| SMA: Bullish | Jan 1, 2025 | 1 year ago |
| SMA: Bullish | Jan 1, 2025 | 1 year ago |
| SMA: Bearish | Dec 1, 2024 | 1 year ago |
| SMA: Bullish | Nov 1, 2024 | 2 years ago |
| MACD: Sell Signal | Sep 1, 2024 | 2 years ago |
| SMA: Bearish | Aug 1, 2024 | 2 years ago |
| SMA: Bearish | Aug 1, 2024 | 2 years ago |
| SMA: Bullish | Jun 1, 2024 | 2 years ago |
| SMA: Bullish | Jun 1, 2024 | 2 years ago |
| SMA: Bearish | May 1, 2024 | 2 years ago |
| SMA: Bearish | May 1, 2024 | 2 years ago |
| MACD: Buy Signal | Jan 1, 2024 | 2 years ago |
| SMA: Bullish | Dec 1, 2023 | 2 years ago |
| SMA: Bullish | Dec 1, 2023 | 2 years ago |
| SMA: Bearish | Sep 1, 2023 | 3 years ago |
| SMA: Bearish | Aug 1, 2023 | 3 years ago |
| SMA: Bullish | Jun 1, 2023 | 3 years ago |
| SMA: Bullish | Jun 1, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| SMA: Bearish | May 1, 2023 | 3 years ago |
| SMA: Bullish | Apr 1, 2023 | 3 years ago |
| SMA: Bullish | Apr 1, 2023 | 3 years ago |
| SMA: Bearish | Sep 1, 2022 | 4 years ago |
| SMA: Bearish | Aug 1, 2022 | 4 years ago |
| SMA: Bullish | Jul 1, 2022 | 4 years ago |
| SMA: Bearish | Jun 1, 2022 | 4 years ago |
| MACD: Sell Signal | Jun 1, 2022 | 4 years ago |
| SMA: Bullish | May 1, 2022 | 4 years ago |
| SMA: Bearish | Jan 1, 2022 | 4 years ago |
| RSI: Overbought | Nov 1, 2021 | 5 years ago |
| SMA: Bullish | May 1, 2021 | 5 years ago |
| MACD: Buy Signal | May 1, 2021 | 5 years ago |
| SMA: Bullish | Apr 1, 2021 | 5 years ago |
| SMA: Bearish | Feb 1, 2021 | 5 years ago |
| SMA: Bullish | Jan 1, 2021 | 5 years ago |
| SMA: Bearish | Aug 1, 2020 | 6 years ago |
| SMA: Bearish | Aug 1, 2020 | 6 years ago |
| SMA: Bullish | Jun 1, 2020 | 6 years ago |
| SMA: Bullish | Jun 1, 2020 | 6 years ago |
| SMA: Bearish | Mar 1, 2020 | 6 years ago |
| SMA: Bearish | Oct 1, 2019 | 7 years ago |
| MACD: Sell Signal | Aug 1, 2019 | 7 years ago |
| RSI: Overbought | Feb 1, 2019 | 7 years ago |
| SMA: Bullish | Jan 1, 2019 | 7 years ago |
| SMA: Bearish | Dec 1, 2018 | 7 years ago |
| RSI: Overbought | Sep 1, 2017 | 9 years ago |
| MACD: Buy Signal | Jun 1, 2017 | 9 years ago |
| SMA: Bullish | Nov 1, 2016 | 10 years ago |
| SMA: Bearish | Oct 1, 2016 | 10 years ago |
| SMA: Bullish | Aug 1, 2016 | 10 years ago |
| MACD: Sell Signal | Nov 1, 2015 | 11 years ago |
| SMA: Bearish | Sep 1, 2015 | 11 years ago |
| RSI: Overbought | Feb 1, 2015 | 11 years ago |
| MACD: Buy Signal | Jan 1, 2015 | 11 years ago |
| MACD: Sell Signal | Dec 1, 2014 | 11 years ago |
| MACD: Buy Signal | Nov 1, 2014 | 12 years ago |
| SMA: Bullish | Oct 1, 2014 | 12 years ago |
| SMA: Bearish | Jun 1, 2014 | 12 years ago |
| MACD: Sell Signal | Jun 1, 2014 | 12 years ago |
| MACD: Buy Signal | Nov 1, 2013 | 13 years ago |
| MACD: Sell Signal | Aug 1, 2013 | 13 years ago |
| RSI: Overbought | Mar 1, 2013 | 13 years ago |
| MACD: Buy Signal | Feb 1, 2013 | 13 years ago |
| SMA: Bullish | Nov 1, 2012 | 14 years ago |
| SMA: Bearish | Sep 1, 2012 | 14 years ago |
| MACD: Sell Signal | Sep 1, 2012 | 14 years ago |
| MACD: Buy Signal | Aug 1, 2012 | 14 years ago |
| MACD: Sell Signal | Jun 1, 2012 | 14 years ago |
| MACD: Buy Signal | Feb 1, 2012 | 14 years ago |
| RSI: Overbought | Feb 1, 2012 | 14 years ago |
| SMA: Bullish | Nov 1, 2011 | 15 years ago |
| MACD: Sell Signal | Sep 1, 2011 | 15 years ago |
| SMA: Bearish | Aug 1, 2011 | 15 years ago |
| RSI: Overbought | Feb 1, 2011 | 15 years ago |
| RSI: Overbought | Jul 1, 2010 | 16 years ago |
| RSI: Overbought | Dec 1, 2009 | 16 years ago |
| SMA: Bullish | Jun 1, 2009 | 17 years ago |
| SMA: Bearish | May 1, 2009 | 17 years ago |
| SMA: Bullish | Apr 1, 2009 | 17 years ago |
| MACD: Buy Signal | Mar 1, 2009 | 17 years ago |
| SMA: Bullish | Feb 1, 2009 | 17 years ago |
| SMA: Bearish | Jul 1, 2008 | 18 years ago |
| SMA: Bearish | Jul 1, 2008 | 18 years ago |
| SMA: Bullish | May 1, 2008 | 18 years ago |
| SMA: Bullish | May 1, 2008 | 18 years ago |
| SMA: Bearish | Aug 1, 2007 | 19 years ago |
| MACD: Sell Signal | Mar 1, 2007 | 19 years ago |
| SMA: Bearish | Jan 1, 2007 | 19 years ago |
| RSI: Overbought | May 1, 2006 | 20 years ago |
| MACD: Buy Signal | Feb 1, 2006 | 20 years ago |
| SMA: Bullish | Jan 1, 2006 | 20 years ago |
| SMA: Bullish | Dec 1, 2005 | 20 years ago |
| SMA: Bearish | May 1, 2005 | 21 years ago |
| MACD: Sell Signal | Apr 1, 2005 | 21 years ago |
| SMA: Bearish | Mar 1, 2005 | 21 years ago |
| RSI: Overbought | Oct 1, 2004 | 22 years ago |
| SMA: Bullish | Aug 1, 2004 | 22 years ago |
| SMA: Bearish | Jul 1, 2004 | 22 years ago |
| SMA: Bullish | May 1, 2004 | 22 years ago |
| SMA: Bearish | Apr 1, 2004 | 22 years ago |
| RSI: Overbought | Dec 1, 2003 | 22 years ago |
| MACD: Buy Signal | Jul 1, 2003 | 23 years ago |
| SMA: Bullish | May 1, 2003 | 23 years ago |
| SMA: Bullish | Apr 1, 2003 | 23 years ago |
| SMA: Bearish | Nov 1, 2002 | 24 years ago |
| MACD: Sell Signal | Sep 1, 2002 | 24 years ago |
| SMA: Bearish | Jul 1, 2002 | 24 years ago |
| RSI: Overbought | Apr 1, 2002 | 24 years ago |
| SMA: Bullish | Apr 1, 2001 | 25 years ago |
| SMA: Bullish | Apr 1, 2001 | 25 years ago |
| SMA: Bearish | Feb 1, 2001 | 25 years ago |
| SMA: Bearish | Feb 1, 2001 | 25 years ago |
| SMA: Bullish | Dec 1, 2000 | 25 years ago |
| SMA: Bullish | Dec 1, 2000 | 25 years ago |
| SMA: Bearish | Nov 1, 2000 | 26 years ago |
| SMA: Bearish | Nov 1, 2000 | 26 years ago |
| SMA: Bullish | Sep 1, 2000 | 26 years ago |
| SMA: Bullish | Feb 1, 2000 | 26 years ago |
| SMA: Bearish | May 1, 1999 | 27 years ago |
| SMA: Bullish | Apr 1, 1999 | 27 years ago |
| MACD: Buy Signal | Dec 1, 1998 | 27 years ago |
| SMA: Bearish | Jun 1, 1998 | 28 years ago |
| SMA: Bullish | Apr 1, 1998 | 28 years ago |
| SMA: Bearish | Mar 1, 1997 | 29 years ago |
| SMA: Bearish | Feb 1, 1997 | 29 years ago |
| MACD: Sell Signal | Jan 1, 1997 | 29 years ago |
| MACD: Buy Signal | Oct 1, 1996 | 30 years ago |
| SMA: Bullish | Aug 1, 1996 | 30 years ago |
| SMA: Bearish | Jul 1, 1996 | 30 years ago |
| SMA: Bullish | Jun 1, 1996 | 30 years ago |
| SMA: Bearish | Nov 1, 1995 | 31 years ago |
| MACD: Sell Signal | Nov 1, 1995 | 31 years ago |
| SMA: Bullish | May 1, 1994 | 32 years ago |
| SMA: Bearish | Mar 1, 1994 | 32 years ago |
Financial health
Altman Z-Score
2.20 Grey zone
Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.
Piotroski F-Score
6 / 9 Average
Nine pass/fail tests of profitability, leverage and efficiency.
FMP rating
B+3 / 5 overall
- DCF 5
- Return on Equity 5
- Return on Assets 5
- Debt / Equity 1
- P/E 2
- P/B 1
Valuation
P/E 11.6×
FY 2016 5y median 12.0× FY 2025
P/S 2.1×
FY 2016 5y median 3.5× FY 2025
P/B 3.2×
FY 2016 5y median 3.9× FY 2025
P/FCF 4.7×
FY 2016 5y median 5.2× FY 2025
EV/EBITDA 10.2×
FY 2016 5y median 14.6× FY 2025
EV/Sales 4.6×
FY 2016 5y median 5.8× FY 2025
FCF Yield 21.4%
FY 2016 5y median 19.2% FY 2025
Profitability
Gross Margin 98.7%
FY 2016 5y median 73.9% FY 2025
Operating Margin 47.6%
FY 2016 5y median 38.5% FY 2025
Net Margin 18.3%
FY 2016 5y median 18.3% FY 2025
ROE 27.8%
FY 2016 5y median 27.8% FY 2025
ROIC 8.6%
FY 2016 5y median 35.1% FY 2025
ROA 4.4%
FY 2016 5y median 4.4% FY 2025
Growth (YoY)
Revenue 8.6%
FY 2016 FY 2025
Operating Income 239.5%
FY 2016 FY 2025
EPS (diluted) 88.9%
FY 2016 FY 2025
Free Cash Flow -7.3%
FY 2016 FY 2025
Financial Health
Current Ratio 0.3×
FY 2016 5y median 0.0× FY 2025
Quick Ratio 0.3×
FY 2016 5y median 0.0× FY 2025
Debt / Equity 4.2×
FY 2016 5y median 2.9× FY 2025
Net Debt / EBITDA 5.5×
FY 2016 5y median 5.7× FY 2025
Interest Coverage 2.4×
FY 2016 5y median 0.0× FY 2025
Dividends
Dividend Yield 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016 5y median 0.0% FY 2025
Annual · latest fiscal year ends 2025-12-31