Atlanticus Holdings Corporation ATLC

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92.49 USD -0.64 (-0.69%)

At closeNov 3, 2026, 4:00 PM EST

92.49 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

92.15 Day range 95.27
47.50 52-week range 114.34
YTD
+38.15%
1 year
+64.22%
Market cap
1.40B
Revenue (ttm)
730.47M
Profit margin
21.08%
EPS (ttm)
7.70
Shares out
15.17M
P/E ratio
12.01
Forward P/E
6.80
YTD return
+38.15%
1-year return
+64.22%
Volume
83.19K
Avg volume
123.25K
Open
93.98
Previous close
93.13
Day's range
92.15 – 95.27
52-week range
47.50 – 114.34
Beta
1.78
Price target
130.60 (+41.2%)
Earnings date
Nov 5, 2026

6M +16.82 (+22.23%)

80100May 21Jun 29Aug 5Sep 10Oct 1592.49

Key statistics

Enterprise value
7.19B
PEG ratio
-0.10
Price / sales
1.92
Price / book
2.00
Dividend yield
0.00%
Payout ratio
0.00%
Revenue growth
83.30%
Free cash flow
0
Total cash
555.21M
Total debt
6.29B
Return on equity
22.97%
Short % of float
32.11%
50-day average
92.19
200-day average
80.56

Financials — quick view

All financials
ATLC Revenue — quarterly 223.57M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
ATLC Net income — quarterly 49.72M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
ATLC EPS — quarterly 3.13
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

ATLC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 5, 2026Sep 30, 20262.99———
Aug 6, 2026Jun 30, 20262.422.50+0.08+3.31%
May 7, 2026Mar 31, 20261.692.23+0.54+31.95%
Mar 12, 2026Dec 31, 20251.651.75+0.10+6.06%
Nov 10, 2025Sep 30, 20251.341.48+0.14+10.45%
Aug 7, 2025Jun 30, 20251.301.51+0.21+16.15%

Upgrades / downgrades

ATLC analyst upgrades and downgrades
DateFirmActionFromTo
Sep 22, 2026BTIGreitBuyBuy
Sep 3, 2026B. Riley SecuritiesmainBuyBuy
Jul 8, 2026JefferiesmainBuyBuy
Jun 30, 2026BTIGmainBuyBuy
Mar 23, 2026B. Riley SecuritiesmainBuyBuy
Mar 17, 2026CitizensmainMarket OutperformMarket Outperform

About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Sector
Financial Services
Industry
Credit Services
Country
United States

News

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Insider holders

ATLC insider holders
InsiderRelationLatest transactionDateShares held
HANNA DAVID GOfficer, Director and Beneficial OwnerSaleJun 30, 20264,047,460
HANNA FRANK J IIIBeneficial Owner of more than 10% of a Class of SecuritySaleJun 30, 20260
HARROD DENISE MDirectorStock Award(Grant)Jan 1, 20267,500
HOWARD JEFFREY AChief Executive OfficerSaleJun 29, 2026663,265
HUDSON DEAL WDirectorSaleJan 12, 202660,467
JAMES DENNIS H JRDirectorStock Award(Grant)Jan 1, 202624,198

Institution ownership

ATLC institution ownership
Holder% heldSharesValueReported
Wellington Management Group, LLP3.45%522,64248.34MJun 29, 2026
Dimensional Fund Advisors LP3.00%454,39442.03MJun 29, 2026
Blackrock Inc.2.81%425,76839.38MJun 29, 2026
Vanguard Capital Management LLC1.55%235,88621.82MJun 29, 2026
American Century Companies Inc1.46%221,04920.44MJun 29, 2026
Geode Capital Management, LLC0.95%143,88613.31MJun 29, 2026

Fund ownership

ATLC fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.47%222,61120.59MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund1.10%166,21315.37MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF0.90%136,24212.60MSep 29, 2026
World Funds Trust-Applied Finance Explorer Fund0.45%68,6916.35MJul 30, 2026
EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF0.43%65,5076.06MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund0.42%64,0215.92MJun 29, 2026