Atlanticus Holdings Corporation ATLC
Set alert
At close · Oct 30
After hours · Oct 30, 4:00 PM ET
- YTD
- +39.60%
- 1 year
- +72.12%
- Open
- 96.68
- Prev close
- 98.15
- Mkt cap
- 1.42B
- Vol
- 105.71K
- Avg vol
- 124.50K
- EPS
- 7.70
- P/E
- 12.14
- Div yield
- 0.00%
More statistics
- Low
- 92.79
- High
- 96.68
- Forward P/E
- 6.87
- Beta
- 1.99
- Short ratio
- 4.82
- Inst. own
- 27.03%
- Dividend
- 0.00
- Ex-div date
- Dec 28, 2009
- Earnings
- Nov 5, 2026
- 50-d avg
- 92.25
- 200-d avg
- 80.24
- 1y target
- 130.60
2Y chart
Events in this range
- Aug 7, 2025Earnings: 1.51; estimate 1.3; surprise 16.15%
- Nov 10, 2025Earnings: 1.48; estimate 1.34; surprise 10.45%
- Mar 12, 2026Earnings: 1.75; estimate 1.65; surprise 6.06%
- Mar 17, 2026Rating: Citizens · Market Outperform → Market Outperform
- Mar 23, 2026Rating: B. Riley Securities · Buy → Buy
- May 7, 2026Earnings: 2.23; estimate 1.69; surprise 31.95%
- Jun 30, 2026Rating: BTIG · Buy → Buy
- Jul 8, 2026Rating: Jefferies · Buy → Buy
- Aug 6, 2026Earnings: 2.5; estimate 2.42; surprise 3.31%
- Sep 3, 2026Rating: B. Riley Securities · Buy → Buy
- Sep 22, 2026Rating: BTIG · Buy → Buy
Signals (108)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 29, 2026 | 2 days ago |
| MACD: Buy Signal | Oct 29, 2026 | 2 days ago |
| MACD: Sell Signal | Oct 23, 2026 | 1 week ago |
| SMA: Bearish | Oct 14, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 13, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 5, 2026 | 3 weeks ago |
| MACD: Sell Signal | Sep 28, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 25, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 23, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 8, 2026 | 1 month ago |
| SMA: Bearish | Aug 18, 2026 | 2 months ago |
| SMA: Bullish | Aug 14, 2026 | 2 months ago |
| SMA: Bearish | Aug 10, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 10, 2026 | 2 months ago |
| MACD: Buy Signal | Jul 28, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 2, 2026 | 4 months ago |
| RSI: Overbought | Jun 18, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 11, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 1, 2026 | 5 months ago |
| RSI: Overbought | May 27, 2026 | 5 months ago |
| MACD: Buy Signal | May 26, 2026 | 5 months ago |
| RSI: Overbought | May 8, 2026 | 5 months ago |
| MACD: Sell Signal | May 5, 2026 | 5 months ago |
| RSI: Overbought | Apr 17, 2026 | 6 months ago |
| RSI: Overbought | Apr 13, 2026 | 6 months ago |
| SMA: Bullish | Apr 8, 2026 | 6 months ago |
| SMA: Bullish | Apr 6, 2026 | 6 months ago |
| MACD: Buy Signal | Apr 1, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 30, 2026 | 7 months ago |
| SMA: Bearish | Mar 25, 2026 | 7 months ago |
| SMA: Bullish | Mar 23, 2026 | 7 months ago |
| MACD: Buy Signal | Mar 20, 2026 | 7 months ago |
| MACD: Sell Signal | Mar 13, 2026 | 7 months ago |
| SMA: Bearish | Mar 6, 2026 | 7 months ago |
| SMA: Bullish | Mar 5, 2026 | 8 months ago |
| SMA: Bearish | Feb 10, 2026 | 8 months ago |
| SMA: Bullish | Feb 9, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 9, 2026 | 8 months ago |
| RSI: Oversold | Jan 28, 2026 | 9 months ago |
| SMA: Bearish | Jan 23, 2026 | 9 months ago |
| SMA: Bullish | Jan 21, 2026 | 9 months ago |
| SMA: Bearish | Jan 20, 2026 | 9 months ago |
| SMA: Bearish | Jan 12, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 31, 2025 | 10 months ago |
| RSI: Overbought | Dec 23, 2025 | 10 months ago |
| RSI: Overbought | Dec 19, 2025 | 10 months ago |
| RSI: Overbought | Dec 11, 2025 | 10 months ago |
| SMA: Bullish | Dec 3, 2025 | 11 months ago |
| SMA: Bearish | Dec 1, 2025 | 11 months ago |
| SMA: Bullish | Nov 25, 2025 | 11 months ago |
| SMA: Bullish | Nov 25, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 19, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 10, 2025 | 11 months ago |
| SMA: Bearish | Nov 7, 2025 | 11 months ago |
| SMA: Bullish | Nov 5, 2025 | 12 months ago |
| SMA: Bearish | Nov 4, 2025 | 12 months ago |
| SMA: Bullish | Nov 3, 2025 | 12 months ago |
| SMA: Bearish | Oct 30, 2025 | 1 year ago |
| SMA: Bullish | Oct 22, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 22, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| SMA: Bullish | Oct 13, 2025 | 1 year ago |
| SMA: Bearish | Oct 10, 2025 | 1 year ago |
| SMA: Bullish | Oct 9, 2025 | 1 year ago |
| SMA: Bearish | Oct 6, 2025 | 1 year ago |
| RSI: Oversold | Oct 2, 2025 | 1 year ago |
| SMA: Bearish | Sep 29, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 19, 2025 | 1 year ago |
| MACD: Buy Signal | Sep 15, 2025 | 1 year ago |
| RSI: Overbought | Sep 12, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 9, 2025 | 1 year ago |
| RSI: Overbought | Aug 22, 2025 | 1 year ago |
| RSI: Overbought | Aug 12, 2025 | 1 year ago |
| SMA: Bullish | Aug 8, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 8, 2025 | 1 year ago |
| SMA: Bearish | Jul 24, 2025 | 1 year ago |
| SMA: Bullish | Jul 23, 2025 | 1 year ago |
| SMA: Bearish | Jul 18, 2025 | 1 year ago |
| SMA: Bullish | Jul 17, 2025 | 1 year ago |
| SMA: Bearish | Jul 16, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 15, 2025 | 1 year ago |
| SMA: Bullish | Jun 27, 2025 | 1 year ago |
| SMA: Bearish | Jun 13, 2025 | 1 year ago |
| SMA: Bullish | Jun 9, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 6, 2025 | 1 year ago |
| SMA: Bearish | May 19, 2025 | 1 year ago |
| MACD: Sell Signal | May 15, 2025 | 1 year ago |
| SMA: Bullish | Apr 22, 2025 | 1 year ago |
| SMA: Bearish | Apr 21, 2025 | 1 year ago |
| SMA: Bullish | Apr 17, 2025 | 1 year ago |
| SMA: Bearish | Apr 16, 2025 | 1 year ago |
| SMA: Bullish | Apr 14, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 9, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 4, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 19, 2025 | 1 year ago |
| RSI: Oversold | Mar 6, 2025 | 1 year ago |
| RSI: Oversold | Mar 3, 2025 | 1 year ago |
| SMA: Bearish | Feb 21, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 21, 2025 | 1 year ago |
| MACD: Buy Signal | Feb 14, 2025 | 1 year ago |
| SMA: Bullish | Feb 11, 2025 | 1 year ago |
| SMA: Bearish | Feb 7, 2025 | 1 year ago |
| SMA: Bullish | Feb 5, 2025 | 1 year ago |
| SMA: Bearish | Feb 3, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 3, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 29, 2025 | 1 year ago |
| MACD: Sell Signal | Jan 24, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 21, 2025 | 1 year ago |
Key statistics
- Market cap
- 1.42B
- Enterprise value
- 7.26B
- Trailing P/E
- 12.14
- Forward P/E
- 6.87
- PEG ratio
- -0.10
- Price / sales
- 1.94
- Price / book
- 2.02
- EPS (TTM)
- 7.70
- Beta
- 1.99
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 21.08%
- Revenue (TTM)
- 730.47M
- Revenue growth
- 83.30%
- Free cash flow
- 0
- Total cash
- 555.21M
- Total debt
- 6.29B
- Return on equity
- 22.97%
- Shares outstanding
- 15.17M
- Short % of float
- 32.11%
- 50-day average
- 92.25
- 200-day average
- 80.24
Analyst view
Consensus: none
- Target (low)
- 110.00
- Target (mean)
- 130.60
- Target (high)
- 179.00
- Strong buy1
- Buy4
- Hold0
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 2.97.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 2.99 | — | — | — |
| Aug 6, 2026 | Jun 30, 2026 | 2.42 | 2.50 | +0.08 | +3.31% |
| May 7, 2026 | Mar 31, 2026 | 1.69 | 2.23 | +0.54 | +31.95% |
| Mar 12, 2026 | Dec 31, 2025 | 1.65 | 1.75 | +0.10 | +6.06% |
| Nov 10, 2025 | Sep 30, 2025 | 1.34 | 1.48 | +0.14 | +10.45% |
| Aug 7, 2025 | Jun 30, 2025 | 1.30 | 1.51 | +0.21 | +16.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Sep 22, 2026 | BTIG | reit | Buy | Buy |
| Sep 3, 2026 | B. Riley Securities | main | Buy | Buy |
| Jul 8, 2026 | Jefferies | main | Buy | Buy |
| Jun 30, 2026 | BTIG | main | Buy | Buy |
| Mar 23, 2026 | B. Riley Securities | main | Buy | Buy |
| Mar 17, 2026 | Citizens | main | Market Outperform | Market Outperform |
About Atlanticus Holdings Corporation
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- atlanticus.com
News
- Atlanticus to Host Third Quarter 2026 Earnings Call and Webcast on November 5, 2026, at 5:00 p.m. ET
- Are Investors Undervaluing Atlanticus (ATLC) Right Now?
- Should Value Investors Buy Atlanticus (ATLC) Stock?
- Atlanticus (NASDAQ:ATLC) vs. Atlantic International (NASDAQ:CIRC) Financial Survey
- BTIG Reiterates Buy on Atlanticus Holdings, Maintains $179 Price Target
- Are Investors Undervaluing Atlanticus (ATLC) Right Now?
- Atlanticus Completes Sale of CAR Auto Finance Operations
- Atlanticus to Participate in U.S. Bancorp | BTIG Consumer Finance Conference 2026
- Wall Street Analysts See a 41.59% Upside in Atlanticus (ATLC): Can the Stock Really Move This High?
- Is Atlanticus (ATLC) Stock Undervalued Right Now?
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| HANNA DAVID G | Officer, Director and Beneficial Owner | Sale | Jun 30, 2026 | 4,047,460 |
| HANNA FRANK J III | Beneficial Owner of more than 10% of a Class of Security | Sale | Jun 30, 2026 | 0 |
| HARROD DENISE M | Director | Stock Award(Grant) | Jan 1, 2026 | 7,500 |
| HOWARD JEFFREY A | Chief Executive Officer | Sale | Jun 29, 2026 | 663,265 |
| HUDSON DEAL W | Director | Sale | Jan 12, 2026 | 60,467 |
| JAMES DENNIS H JR | Director | Stock Award(Grant) | Jan 1, 2026 | 24,198 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Wellington Management Group, LLP | 3.45% | 522,642 | 48.85M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.00% | 454,394 | 42.47M | Jun 29, 2026 |
| Blackrock Inc. | 2.81% | 425,768 | 39.79M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 1.55% | 235,886 | 22.05M | Jun 29, 2026 |
| American Century Companies Inc | 1.46% | 221,049 | 20.66M | Jun 29, 2026 |
| Geode Capital Management, LLC | 0.95% | 143,886 | 13.45M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.47% | 222,611 | 20.81M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 1.10% | 166,213 | 15.53M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 0.90% | 136,242 | 12.73M | Sep 29, 2026 |
| World Funds Trust-Applied Finance Explorer Fund | 0.45% | 68,691 | 6.42M | Jul 30, 2026 |
| EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF | 0.43% | 65,507 | 6.12M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 0.42% | 64,021 | 5.98M | Jun 29, 2026 |