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Atlanticus Holdings Corporation ATLC

Set alert

Price alert · ATLC

All alert types
93.46 USD -4.69 -4.78%

At close · Oct 30

93.46 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
93.39 × 2
Ask
93.48 × 2
92.79 Day range 96.68
47.96 52-week range 111.79
YTD
+39.60%
1 year
+72.12%
Open
96.68
Prev close
98.15
Mkt cap
1.42B
Vol
105.71K
Avg vol
124.50K
EPS
7.70
P/E
12.14
Div yield
0.00%
More statistics
Low
92.79
High
96.68
Forward P/E
6.87
Beta
1.99
Short ratio
4.82
Inst. own
27.03%
Dividend
0.00
Ex-div date
Dec 28, 2009
Earnings
Nov 5, 2026
50-d avg
92.25
200-d avg
80.24
1y target
130.60

2Y chart

Chart tools
Interval

Events in this range
  • Aug 7, 2025Earnings: 1.51; estimate 1.3; surprise 16.15%
  • Nov 10, 2025Earnings: 1.48; estimate 1.34; surprise 10.45%
  • Mar 12, 2026Earnings: 1.75; estimate 1.65; surprise 6.06%
  • Mar 17, 2026Rating: Citizens · Market Outperform → Market Outperform
  • Mar 23, 2026Rating: B. Riley Securities · Buy → Buy
  • May 7, 2026Earnings: 2.23; estimate 1.69; surprise 31.95%
  • Jun 30, 2026Rating: BTIG · Buy → Buy
  • Jul 8, 2026Rating: Jefferies · Buy → Buy
  • Aug 6, 2026Earnings: 2.5; estimate 2.42; surprise 3.31%
  • Sep 3, 2026Rating: B. Riley Securities · Buy → Buy
  • Sep 22, 2026Rating: BTIG · Buy → Buy
Signals (108)
NameDateAgo
SMA: BullishOct 29, 20262 days ago
MACD: Buy SignalOct 29, 20262 days ago
MACD: Sell SignalOct 23, 20261 week ago
SMA: BearishOct 14, 20262 weeks ago
SMA: BullishOct 13, 20262 weeks ago
MACD: Buy SignalOct 5, 20263 weeks ago
MACD: Sell SignalSep 28, 20261 month ago
MACD: Buy SignalSep 25, 20261 month ago
MACD: Sell SignalSep 23, 20261 month ago
MACD: Buy SignalSep 8, 20261 month ago
SMA: BearishAug 18, 20262 months ago
SMA: BullishAug 14, 20262 months ago
SMA: BearishAug 10, 20262 months ago
MACD: Sell SignalAug 10, 20262 months ago
MACD: Buy SignalJul 28, 20263 months ago
MACD: Sell SignalJul 2, 20264 months ago
RSI: OverboughtJun 18, 20264 months ago
MACD: Buy SignalJun 11, 20264 months ago
MACD: Sell SignalJun 1, 20265 months ago
RSI: OverboughtMay 27, 20265 months ago
MACD: Buy SignalMay 26, 20265 months ago
RSI: OverboughtMay 8, 20265 months ago
MACD: Sell SignalMay 5, 20265 months ago
RSI: OverboughtApr 17, 20266 months ago
RSI: OverboughtApr 13, 20266 months ago
SMA: BullishApr 8, 20266 months ago
SMA: BullishApr 6, 20266 months ago
MACD: Buy SignalApr 1, 20267 months ago
MACD: Sell SignalMar 30, 20267 months ago
SMA: BearishMar 25, 20267 months ago
SMA: BullishMar 23, 20267 months ago
MACD: Buy SignalMar 20, 20267 months ago
MACD: Sell SignalMar 13, 20267 months ago
SMA: BearishMar 6, 20267 months ago
SMA: BullishMar 5, 20268 months ago
SMA: BearishFeb 10, 20268 months ago
SMA: BullishFeb 9, 20268 months ago
MACD: Buy SignalFeb 9, 20268 months ago
RSI: OversoldJan 28, 20269 months ago
SMA: BearishJan 23, 20269 months ago
SMA: BullishJan 21, 20269 months ago
SMA: BearishJan 20, 20269 months ago
SMA: BearishJan 12, 20269 months ago
MACD: Sell SignalDec 31, 202510 months ago
RSI: OverboughtDec 23, 202510 months ago
RSI: OverboughtDec 19, 202510 months ago
RSI: OverboughtDec 11, 202510 months ago
SMA: BullishDec 3, 202511 months ago
SMA: BearishDec 1, 202511 months ago
SMA: BullishNov 25, 202511 months ago
SMA: BullishNov 25, 202511 months ago
MACD: Buy SignalNov 19, 202511 months ago
MACD: Sell SignalNov 10, 202511 months ago
SMA: BearishNov 7, 202511 months ago
SMA: BullishNov 5, 202512 months ago
SMA: BearishNov 4, 202512 months ago
SMA: BullishNov 3, 202512 months ago
SMA: BearishOct 30, 20251 year ago
SMA: BullishOct 22, 20251 year ago
MACD: Buy SignalOct 22, 20251 year ago
SMA: BearishOct 16, 20251 year ago
SMA: BullishOct 13, 20251 year ago
SMA: BearishOct 10, 20251 year ago
SMA: BullishOct 9, 20251 year ago
SMA: BearishOct 6, 20251 year ago
RSI: OversoldOct 2, 20251 year ago
SMA: BearishSep 29, 20251 year ago
MACD: Sell SignalSep 19, 20251 year ago
MACD: Buy SignalSep 15, 20251 year ago
RSI: OverboughtSep 12, 20251 year ago
MACD: Sell SignalSep 9, 20251 year ago
RSI: OverboughtAug 22, 20251 year ago
RSI: OverboughtAug 12, 20251 year ago
SMA: BullishAug 8, 20251 year ago
MACD: Buy SignalAug 8, 20251 year ago
SMA: BearishJul 24, 20251 year ago
SMA: BullishJul 23, 20251 year ago
SMA: BearishJul 18, 20251 year ago
SMA: BullishJul 17, 20251 year ago
SMA: BearishJul 16, 20251 year ago
MACD: Sell SignalJul 15, 20251 year ago
SMA: BullishJun 27, 20251 year ago
SMA: BearishJun 13, 20251 year ago
SMA: BullishJun 9, 20251 year ago
MACD: Buy SignalJun 6, 20251 year ago
SMA: BearishMay 19, 20251 year ago
MACD: Sell SignalMay 15, 20251 year ago
SMA: BullishApr 22, 20251 year ago
SMA: BearishApr 21, 20251 year ago
SMA: BullishApr 17, 20251 year ago
SMA: BearishApr 16, 20251 year ago
SMA: BullishApr 14, 20251 year ago
MACD: Buy SignalApr 9, 20251 year ago
MACD: Sell SignalApr 4, 20251 year ago
MACD: Buy SignalMar 19, 20251 year ago
RSI: OversoldMar 6, 20251 year ago
RSI: OversoldMar 3, 20251 year ago
SMA: BearishFeb 21, 20251 year ago
MACD: Sell SignalFeb 21, 20251 year ago
MACD: Buy SignalFeb 14, 20251 year ago
SMA: BullishFeb 11, 20251 year ago
SMA: BearishFeb 7, 20251 year ago
SMA: BullishFeb 5, 20251 year ago
SMA: BearishFeb 3, 20251 year ago
MACD: Sell SignalFeb 3, 20251 year ago
MACD: Buy SignalJan 29, 20251 year ago
MACD: Sell SignalJan 24, 20251 year ago
MACD: Buy SignalJan 21, 20251 year ago

Key statistics

Market cap
1.42B
Enterprise value
7.26B
Trailing P/E
12.14
Forward P/E
6.87
PEG ratio
-0.10
Price / sales
1.94
Price / book
2.02
EPS (TTM)
7.70
Beta
1.99
Dividend yield
0.00%
Payout ratio
0.00%
Profit margin
21.08%
Revenue (TTM)
730.47M
Revenue growth
83.30%
Free cash flow
0
Total cash
555.21M
Total debt
6.29B
Return on equity
22.97%
Shares outstanding
15.17M
Short % of float
32.11%
50-day average
92.25
200-day average
80.24

Analyst view

Consensus: none

Price target (mean) 130.60 +39.7% upside
Target (low)
110.00
Target (mean)
130.60
Target (high)
179.00
Ratings (0m) 5 5 buy · 0 hold · 0 sell
  • Strong buy1
  • Buy4
  • Hold0
  • Sell0
  • Strong sell0

Next earnings

Nov 5, 2026

Expected Nov 5, 2026. Consensus EPS estimate 2.97.

Earnings history

Financials — quick view

All financials
ATLC Revenue — quarterly 223.57M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
ATLC Net income — quarterly 49.72M
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
ATLC EPS — quarterly 3.13
2022-Q3 20222022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

ATLC recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 5, 2026Sep 30, 20262.99———
Aug 6, 2026Jun 30, 20262.422.50+0.08+3.31%
May 7, 2026Mar 31, 20261.692.23+0.54+31.95%
Mar 12, 2026Dec 31, 20251.651.75+0.10+6.06%
Nov 10, 2025Sep 30, 20251.341.48+0.14+10.45%
Aug 7, 2025Jun 30, 20251.301.51+0.21+16.15%

Upgrades / downgrades

ATLC analyst upgrades and downgrades
DateFirmActionFromTo
Sep 22, 2026BTIGreitBuyBuy
Sep 3, 2026B. Riley SecuritiesmainBuyBuy
Jul 8, 2026JefferiesmainBuyBuy
Jun 30, 2026BTIGmainBuyBuy
Mar 23, 2026B. Riley SecuritiesmainBuyBuy
Mar 17, 2026CitizensmainMarket OutperformMarket Outperform

About Atlanticus Holdings Corporation

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS segment offers private label credit products associated with the healthcare space under the Curae brand, as well as consumer electronics, furniture, elective medical procedures, and home-improvement under the Fortiva brand and its retail partners' brands; and general-purpose credit cards under the Aspire, Imagine, Mercury, and Fortiva brand names. The company's private label and general-purpose credit cards originated from its bank partners through various channels, including retail and healthcare point-of-sale locations, direct mail solicitation, and digital marketing and partnerships with third parties. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties, as well as engages in other product testing and investments. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here and pay-here used car business. This segment also provides floor plan financing and installment lending products. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Sector
Financial Services
Industry
Credit Services
Country
United States

News

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Insider holders

ATLC insider holders
InsiderRelationLatest transactionDateShares held
HANNA DAVID GOfficer, Director and Beneficial OwnerSaleJun 30, 20264,047,460
HANNA FRANK J IIIBeneficial Owner of more than 10% of a Class of SecuritySaleJun 30, 20260
HARROD DENISE MDirectorStock Award(Grant)Jan 1, 20267,500
HOWARD JEFFREY AChief Executive OfficerSaleJun 29, 2026663,265
HUDSON DEAL WDirectorSaleJan 12, 202660,467
JAMES DENNIS H JRDirectorStock Award(Grant)Jan 1, 202624,198

Institution ownership

ATLC institution ownership
Holder% heldSharesValueReported
Wellington Management Group, LLP3.45%522,64248.85MJun 29, 2026
Dimensional Fund Advisors LP3.00%454,39442.47MJun 29, 2026
Blackrock Inc.2.81%425,76839.79MJun 29, 2026
Vanguard Capital Management LLC1.55%235,88622.05MJun 29, 2026
American Century Companies Inc1.46%221,04920.66MJun 29, 2026
Geode Capital Management, LLC0.95%143,88613.45MJun 29, 2026

Fund ownership

ATLC fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.47%222,61120.81MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund1.10%166,21315.53MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF0.90%136,24212.73MSep 29, 2026
World Funds Trust-Applied Finance Explorer Fund0.45%68,6916.42MJul 30, 2026
EA Series Trust-EA Bridgeway Omni Small-Cap Value ETF0.43%65,5076.12MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund0.42%64,0215.98MJun 29, 2026
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