Affirm Holdings, Inc. AFRM
At closeNov 6, 2026, 7:05 PM EST
After hours · Nov 6, 7:05 PM ET
- YTD
- -8.49%
- 1 year
- +3.26%
- Market cap
- 22.98B
- Revenue (ttm)
- 4.59B
- Profit margin
- 43.86%
- EPS (ttm)
- 5.53
- Shares out
- 296.88M
- P/E ratio
- 12.32
- Forward P/E
- 13.58
- YTD return
- -8.49%
- 1-year return
- +3.26%
- Volume
- 9.66M
- Avg volume
- 4.40M
- Open
- 66.05
- Previous close
- 69.66
- Day's range
- 66.02 – 71.78
- 52-week range
- 42.10 – 90.44
- Analysts
- Buy
- Price target
- 97.87 (+43.7%)
- Earnings date
- Nov 5, 2026
ALL -50.04 (-42.77%)
Key statistics
- Enterprise value
- 31.96B
- PEG ratio
- 7.47
- Price / sales
- 5.01
- Price / book
- 4.01
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 35.20%
- Free cash flow
- 1.08B
- Total cash
- 2.07B
- Total debt
- 10.42B
- Return on equity
- 44.49%
- Short % of float
- 5.89%
- 50-day average
- 72.73
- 200-day average
- 66.53
Analyst view
Consensus: buy
- Target (low)
- 66.00
- Target (mean)
- 97.87
- Target (high)
- 115.00
- Strong buy6
- Buy23
- Hold7
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 1.10.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 0.3795 | — | — | — |
| Aug 27, 2026 | Jun 30, 2026 | 0.3473 | 4.62 | +4.27 | +1,230.26% |
| May 7, 2026 | Mar 31, 2026 | 0.1704 | 0.30 | +0.13 | +76.06% |
| Feb 5, 2026 | Dec 31, 2025 | 0.28 | 0.37 | +0.09 | +32.14% |
| Nov 6, 2025 | Sep 30, 2025 | 0.1121 | 0.23 | +0.12 | +105.17% |
| Aug 28, 2025 | Jun 30, 2025 | 0.1235 | 0.20 | +0.08 | +61.94% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 6, 2026 | Scotiabank | main | Sector Outperform | Sector Outperform |
| Nov 6, 2026 | RBC Capital | main | Sector Perform | Sector Perform |
| Nov 6, 2026 | Barclays | main | Overweight | Overweight |
| Nov 6, 2026 | Piper Sandler | main | Overweight | Overweight |
| Nov 6, 2026 | Citizens | reit | Market Outperform | Market Outperform |
| Oct 26, 2026 | Morgan Stanley | main | Equal-Weight | Equal-Weight |
About Affirm Holdings, Inc.
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- affirm.com
News
Stephens & Co. Maintains Equal-Weight on Affirm Holdings, Lowers Price Target to $80 
Scotiabank Maintains Sector Outperform on Affirm Holdings, Raises Price Target to $97 - RBC Capital Maintains Sector Perform on Affirm Holdings, Lowers Price Target to $83
Why Is Affirm Stock Falling Friday? 
Barclays Maintains Overweight on Affirm Holdings, Lowers Price Target to $100 
Piper Sandler Maintains Overweight on Affirm Holdings, Lowers Price Target to $105 
Citizens Reiterates Market Outperform on Affirm Holdings, Maintains $85 Price Target 
Affirm Holdings, Inc. (AFRM) Q1 2027 Earnings Call Transcript 
What Affirm (AFRM) Said on Its Q1 Earnings Call 
Affirm Holdings Q1 2027 Earnings Call Transcript
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADKINS KATHERINE ELIZABETH | Officer | Sale | Sep 2, 2026 | 152,439 |
| JIYANE SIPHELELE N | Officer | Sale | Sep 13, 2026 | 188,711 |
| LEVCHIN MAKSIM RAFAEL | Chief Executive Officer | Sale | Jan 4, 2026 | 735,294 |
| LIEW JEREMY | Director | Stock Award(Grant) | Jun 30, 2026 | 316,632 |
| LINFORD MICHAEL ALAN | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 127,770 |
| MICHALEK LIBOR | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 1,098,590 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Capital Research Global Investors | 8.71% | 26,000,572 | 1.77B | Jun 29, 2026 |
| Capital World Investors | 7.75% | 23,115,136 | 1.57B | Jun 29, 2026 |
| Morgan Stanley | 7.71% | 23,000,269 | 1.57B | Jun 29, 2026 |
| Blackrock Inc. | 6.57% | 19,613,537 | 1.34B | Jun 29, 2026 |
| FMR, LLC | 5.89% | 17,581,656 | 1.20B | Jun 29, 2026 |
| JPMORGAN CHASE & CO | 5.60% | 16,722,922 | 1.14B | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Growth Fund of America | 6.20% | 18,487,772 | 1.26B | Sep 29, 2026 |
| Amcap Fund | 3.69% | 10,999,757 | 749.19M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.82% | 8,406,646 | 572.58M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.04% | 6,075,396 | 413.80M | Jun 29, 2026 |
| SmallCap World Fund Inc | 1.94% | 5,793,931 | 394.62M | Sep 29, 2026 |
| AMERICAN FUNDS INSURANCE SERIES-Growth Fund | 1.21% | 3,595,701 | 244.90M | Sep 29, 2026 |