Affirm Holdings, Inc. AFRM
Set alert
73.47 USD -1.37 -1.83%
At close · Oct 30
73.54 +0.07 +0.10%
After hours · Oct 30, 7:58 PM ET
71.04 Day range 74.14
42.53 52-week range 85.78
- YTD
- -1.29%
- 1 year
- +6.63%
- Open
- 73.77
- Prev close
- 74.84
- Mkt cap
- 24.79B
- Vol
- 2.92M
- Avg vol
- 4.23M
- EPS
- 5.53
- P/E
- 13.29
- Div yield
- 0.00%
More statistics
- Low
- 71.04
- High
- 74.14
- Forward P/E
- 14.47
- Beta
- 3.82
- Short ratio
- 4.14
- Inst. own
- 87.99%
- Dividend
- 0.00
- Ex-div date
- Earnings
- Nov 5, 2026
- 50-d avg
- 73.11
- 200-d avg
- 66.52
- 1y target
- 97.84
3M chart
Events in this range
- Aug 27, 2026Earnings: 4.62; estimate 0.3473; surprise 1230.26%
- Sep 16, 2026Rating: Citizens · Market Outperform → Market Outperform
- Oct 1, 2026Rating: Freedom Capital Markets · Buy → Buy
- Oct 6, 2026Rating: TD Cowen · Buy → Buy
- Oct 13, 2026Rating: Goldman Sachs · Buy → Buy
- Oct 23, 2026Rating: Truist Securities · Buy → Buy
- Oct 26, 2026Rating: Morgan Stanley · Equal-Weight → Equal-Weight
Signals (40)
| Name | Date | Ago |
|---|---|---|
| SMA: Bullish | Oct 28, 2026 | 3 days ago |
| SMA: Bullish | Oct 27, 2026 | 4 days ago |
| SMA: Bearish | Oct 22, 2026 | 1 week ago |
| SMA: Bearish | Oct 21, 2026 | 1 week ago |
| SMA: Bullish | Oct 20, 2026 | 1 week ago |
| MACD: Sell Signal | Oct 20, 2026 | 1 week ago |
| SMA: Bearish | Oct 19, 2026 | 1 week ago |
| SMA: Bullish | Oct 15, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 15, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 14, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 14, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 5, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 5, 2026 | 3 weeks ago |
| MACD: Buy Signal | Oct 1, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 28, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 25, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 23, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 22, 2026 | 1 month ago |
| SMA: Bearish | Aug 31, 2026 | 2 months ago |
| SMA: Bearish | Aug 31, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 31, 2026 | 2 months ago |
| SMA: Bullish | Aug 27, 2026 | 2 months ago |
| SMA: Bearish | Aug 26, 2026 | 2 months ago |
| SMA: Bullish | Aug 21, 2026 | 2 months ago |
| SMA: Bullish | Aug 21, 2026 | 2 months ago |
| SMA: Bearish | Aug 20, 2026 | 2 months ago |
| SMA: Bearish | Aug 20, 2026 | 2 months ago |
| SMA: Bullish | Aug 19, 2026 | 2 months ago |
| SMA: Bullish | Aug 19, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 19, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 18, 2026 | 2 months ago |
| SMA: Bearish | Aug 17, 2026 | 2 months ago |
| SMA: Bearish | Aug 17, 2026 | 2 months ago |
| SMA: Bullish | Aug 13, 2026 | 2 months ago |
| SMA: Bullish | Aug 13, 2026 | 2 months ago |
| SMA: Bearish | Aug 12, 2026 | 2 months ago |
| SMA: Bearish | Aug 6, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 5, 2026 | 2 months ago |
| SMA: Bullish | Aug 4, 2026 | 2 months ago |
| SMA: Bullish | Aug 3, 2026 | 2 months ago |
Key statistics
- Market cap
- 24.50B
- Enterprise value
- 33.57B
- Trailing P/E
- 13.13
- Forward P/E
- 14.47
- PEG ratio
- 8.48
- Price / sales
- 5.75
- Price / book
- 4.46
- EPS (TTM)
- 5.53
- Beta
- 3.82
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Profit margin
- 45.29%
- Revenue (TTM)
- 4.26B
- Revenue growth
- 33.00%
- Free cash flow
- 478.68M
- Total cash
- 1.70B
- Total debt
- 10.02B
- Return on equity
- 45.13%
- Shares outstanding
- 296.88M
- Short % of float
- 5.89%
- 50-day average
- 73.11
- 200-day average
- 66.52
Analyst view
Consensus: buy
Buy
Price target (mean) 97.84 +33.2% upside
Now 73.47
- Target (low)
- 66.00
- Target (mean)
- 97.84
- Target (high)
- 115.00
Ratings (0m) 36 29 buy · 7 hold · 0 sell
- Strong buy6
- Buy23
- Hold7
- Sell0
- Strong sell0
Next earnings
Nov 5, 2026
Expected Nov 5, 2026. Consensus EPS estimate 0.86101.
Financials — quick view
AFRM Revenue — quarterly 1.17B
AFRM Net income — quarterly 1.62B
AFRM EPS — quarterly 4.82
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 0.3795 | — | — | — |
| Aug 27, 2026 | Jun 30, 2026 | 0.3473 | 4.62 | +4.27 | +1,230.26% |
| May 7, 2026 | Mar 31, 2026 | 0.1704 | 0.30 | +0.13 | +76.06% |
| Feb 5, 2026 | Dec 31, 2025 | 0.28 | 0.37 | +0.09 | +32.14% |
| Nov 6, 2025 | Sep 30, 2025 | 0.1121 | 0.23 | +0.12 | +105.17% |
| Aug 28, 2025 | Jun 30, 2025 | 0.1235 | 0.20 | +0.08 | +61.94% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | Morgan Stanley | main | Equal-Weight | Equal-Weight |
| Oct 23, 2026 | Truist Securities | main | Buy | Buy |
| Oct 13, 2026 | Goldman Sachs | main | Buy | Buy |
| Oct 6, 2026 | TD Cowen | main | Buy | Buy |
| Oct 1, 2026 | Freedom Capital Markets | main | Buy | Buy |
| Sep 16, 2026 | Citizens | reit | Market Outperform | Market Outperform |
About Affirm Holdings, Inc.
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- affirm.com
News
- 4 Software Stocks Likely to Deliver an Earnings Beat This Season
- Affirm Holdings (AFRM) Increases Despite Market Slip: Here's What You Need to Know
- Affirm Holdings (AFRM) Earnings Expected to Grow: Should You Buy?
- Sur la table and Affirm partner to give home cooks more choice in how they pay
- 3 Internet Software Stocks to Buy From a Prospering Industry
- Best Momentum Stocks to Buy for October 28th
- New Strong Buy Stocks for October 28th
- Affirm Holdings, Inc. (AFRM) Is a Trending Stock: Facts to Know Before Betting on It
- Affirm to participate in upcoming investor conferences
- Morgan Stanley Maintains Equal-Weight on Affirm Holdings, Lowers Price Target to $79
Your note
Sign in to keep a note on AFRM — it syncs with the Stock Master app.
Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ADKINS KATHERINE ELIZABETH | Officer | Conversion of Exercise of derivative security | Sep 2, 2026 | 152,439 |
| JIYANE SIPHELELE N | Officer | Sale | Sep 13, 2026 | 188,711 |
| LEVCHIN MAKSIM RAFAEL | Chief Executive Officer | Conversion of Exercise of derivative security | Jan 4, 2026 | 735,294 |
| LIEW JEREMY | Director | Stock Award(Grant) | Jun 30, 2026 | 316,632 |
| LINFORD MICHAEL ALAN | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 127,770 |
| MICHALEK LIBOR | President | Conversion of Exercise of derivative security | Aug 31, 2026 | 1,098,590 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Capital Research Global Investors | 8.71% | 26,000,572 | 1.89B | Jun 29, 2026 |
| Capital World Investors | 7.75% | 23,115,136 | 1.68B | Jun 29, 2026 |
| Morgan Stanley | 7.71% | 23,000,269 | 1.67B | Jun 29, 2026 |
| Blackrock Inc. | 6.57% | 19,613,537 | 1.42B | Jun 29, 2026 |
| FMR, LLC | 5.89% | 17,581,656 | 1.28B | Jun 29, 2026 |
| JPMORGAN CHASE & CO | 5.60% | 16,722,922 | 1.21B | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Growth Fund of America | 6.20% | 18,487,772 | 1.34B | Sep 29, 2026 |
| Amcap Fund | 3.69% | 10,999,757 | 798.58M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.82% | 8,406,646 | 610.32M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.04% | 6,075,396 | 441.07M | Jun 29, 2026 |
| SmallCap World Fund Inc | 1.94% | 5,793,931 | 420.64M | Sep 29, 2026 |
| AMERICAN FUNDS INSURANCE SERIES-Growth Fund | 1.21% | 3,595,701 | 261.05M | Sep 29, 2026 |