UMB Financial Corporation UMBF
Set alert
At close · Oct 30
After hours · Oct 30, 4:00 PM ET
- YTD
- +16.89%
- 1 year
- +25.07%
- Open
- 136.20
- Prev close
- 136.16
- Mkt cap
- 10.21B
- Vol
- 616.13K
- Avg vol
- 609.88K
- EPS
- 13.22
- P/E
- 10.17
- Div yield
- 1.47%
More statistics
- Low
- 133.34
- High
- 136.55
- Forward P/E
- 9.54
- Beta
- 0.83
- Short ratio
- 5.66
- Inst. own
- 98.11%
- Dividend
- 2.00
- Ex-div date
- Dec 9, 2026
- Earnings
- Jan 26, 2027
- 50-d avg
- 135.94
- 200-d avg
- 131.23
- 1y target
- 160.44
5D chart
Events in this range
- Oct 27, 2026Earnings: 3.56; estimate 3.22; surprise 10.56%
- Oct 29, 2026Rating: Piper Sandler · Overweight → Overweight
- Oct 29, 2026Rating: TD Cowen · Buy → Buy
- Oct 29, 2026Rating: Citigroup · Neutral → Neutral
Signals (102)
| Name | Time | Ago |
|---|---|---|
| RSI: Overbought | Oct 29, 3:35 PM | 2 days ago |
| SMA: Bullish | Oct 29, 3:00 PM | 2 days ago |
| MACD: Buy Signal | Oct 29, 2:50 PM | 2 days ago |
| SMA: Bullish | Oct 29, 2:45 PM | 2 days ago |
| SMA: Bullish | Oct 29, 2:10 PM | 2 days ago |
| SMA: Bearish | Oct 29, 12:40 PM | 2 days ago |
| SMA: Bearish | Oct 29, 12:40 PM | 2 days ago |
| SMA: Bullish | Oct 29, 12:15 PM | 2 days ago |
| SMA: Bearish | Oct 29, 11:55 AM | 2 days ago |
| SMA: Bearish | Oct 29, 11:30 AM | 2 days ago |
| SMA: Bullish | Oct 29, 11:25 AM | 2 days ago |
| SMA: Bearish | Oct 29, 11:15 AM | 2 days ago |
| SMA: Bullish | Oct 29, 11:00 AM | 2 days ago |
| SMA: Bearish | Oct 29, 10:55 AM | 2 days ago |
| SMA: Bullish | Oct 29, 10:35 AM | 2 days ago |
| MACD: Sell Signal | Oct 29, 10:30 AM | 2 days ago |
| SMA: Bearish | Oct 29, 10:10 AM | 2 days ago |
| RSI: Overbought | Oct 29, 9:30 AM | 2 days ago |
| SMA: Bullish | Oct 28, 3:50 PM | 3 days ago |
| SMA: Bullish | Oct 28, 3:40 PM | 3 days ago |
| SMA: Bearish | Oct 28, 3:20 PM | 3 days ago |
| MACD: Buy Signal | Oct 28, 2:50 PM | 3 days ago |
| SMA: Bullish | Oct 28, 2:40 PM | 3 days ago |
| RSI: Oversold | Oct 28, 2:15 PM | 3 days ago |
| SMA: Bearish | Oct 28, 1:55 PM | 3 days ago |
| MACD: Sell Signal | Oct 28, 1:55 PM | 3 days ago |
| SMA: Bullish | Oct 28, 1:45 PM | 3 days ago |
| SMA: Bearish | Oct 28, 1:40 PM | 3 days ago |
| SMA: Bearish | Oct 28, 1:35 PM | 3 days ago |
| SMA: Bullish | Oct 28, 1:30 PM | 3 days ago |
| SMA: Bearish | Oct 28, 1:25 PM | 3 days ago |
| SMA: Bullish | Oct 28, 1:20 PM | 3 days ago |
| SMA: Bearish | Oct 28, 1:15 PM | 3 days ago |
| SMA: Bullish | Oct 28, 12:40 PM | 3 days ago |
| SMA: Bullish | Oct 28, 12:30 PM | 3 days ago |
| SMA: Bearish | Oct 28, 12:10 PM | 3 days ago |
| SMA: Bullish | Oct 28, 12:05 PM | 3 days ago |
| SMA: Bearish | Oct 28, 12:00 PM | 3 days ago |
| SMA: Bullish | Oct 28, 11:55 AM | 3 days ago |
| SMA: Bearish | Oct 28, 11:40 AM | 3 days ago |
| SMA: Bullish | Oct 28, 11:30 AM | 3 days ago |
| SMA: Bearish | Oct 28, 11:25 AM | 3 days ago |
| MACD: Buy Signal | Oct 28, 11:20 AM | 3 days ago |
| SMA: Bullish | Oct 28, 11:15 AM | 3 days ago |
| MACD: Sell Signal | Oct 28, 9:55 AM | 3 days ago |
| SMA: Bearish | Oct 28, 9:50 AM | 3 days ago |
| SMA: Bearish | Oct 28, 9:45 AM | 3 days ago |
| SMA: Bullish | Oct 28, 9:30 AM | 3 days ago |
| SMA: Bullish | Oct 28, 9:30 AM | 3 days ago |
| MACD: Buy Signal | Oct 28, 9:30 AM | 3 days ago |
| RSI: Overbought | Oct 28, 9:30 AM | 3 days ago |
| MACD: Sell Signal | Oct 27, 3:55 PM | 4 days ago |
| SMA: Bearish | Oct 27, 3:50 PM | 4 days ago |
| MACD: Buy Signal | Oct 27, 3:30 PM | 4 days ago |
| SMA: Bullish | Oct 27, 3:25 PM | 4 days ago |
| SMA: Bearish | Oct 27, 2:35 PM | 4 days ago |
| SMA: Bullish | Oct 27, 2:30 PM | 4 days ago |
| SMA: Bearish | Oct 27, 1:50 PM | 4 days ago |
| SMA: Bearish | Oct 27, 1:45 PM | 4 days ago |
| SMA: Bullish | Oct 27, 1:15 PM | 4 days ago |
| SMA: Bullish | Oct 27, 1:10 PM | 4 days ago |
| SMA: Bearish | Oct 27, 1:05 PM | 4 days ago |
| MACD: Sell Signal | Oct 27, 1:05 PM | 4 days ago |
| SMA: Bullish | Oct 27, 11:20 AM | 4 days ago |
| SMA: Bullish | Oct 27, 11:15 AM | 4 days ago |
| SMA: Bearish | Oct 27, 10:55 AM | 4 days ago |
| SMA: Bullish | Oct 27, 10:50 AM | 4 days ago |
| SMA: Bearish | Oct 27, 10:45 AM | 4 days ago |
| SMA: Bullish | Oct 27, 10:40 AM | 4 days ago |
| MACD: Buy Signal | Oct 27, 10:40 AM | 4 days ago |
| SMA: Bullish | Oct 27, 10:35 AM | 4 days ago |
| SMA: Bearish | Oct 27, 10:20 AM | 4 days ago |
| SMA: Bearish | Oct 27, 10:20 AM | 4 days ago |
| MACD: Sell Signal | Oct 27, 10:20 AM | 4 days ago |
| SMA: Bullish | Oct 27, 10:15 AM | 4 days ago |
| SMA: Bullish | Oct 27, 10:15 AM | 4 days ago |
| MACD: Buy Signal | Oct 27, 10:15 AM | 4 days ago |
| SMA: Bearish | Oct 27, 9:50 AM | 4 days ago |
| MACD: Sell Signal | Oct 27, 9:50 AM | 4 days ago |
| SMA: Bullish | Oct 27, 9:45 AM | 4 days ago |
| MACD: Buy Signal | Oct 27, 9:45 AM | 4 days ago |
| MACD: Sell Signal | Oct 27, 9:30 AM | 4 days ago |
| SMA: Bearish | Oct 26, 3:45 PM | 5 days ago |
| SMA: Bearish | Oct 26, 3:35 PM | 5 days ago |
| SMA: Bullish | Oct 26, 3:20 PM | 5 days ago |
| SMA: Bullish | Oct 26, 3:15 PM | 5 days ago |
| MACD: Buy Signal | Oct 26, 3:15 PM | 5 days ago |
| MACD: Sell Signal | Oct 26, 2:55 PM | 5 days ago |
| SMA: Bearish | Oct 26, 2:50 PM | 5 days ago |
| SMA: Bullish | Oct 26, 2:45 PM | 5 days ago |
| SMA: Bearish | Oct 26, 2:30 PM | 5 days ago |
| SMA: Bullish | Oct 26, 2:25 PM | 5 days ago |
| MACD: Buy Signal | Oct 26, 2:25 PM | 5 days ago |
| MACD: Sell Signal | Oct 26, 2:10 PM | 5 days ago |
| SMA: Bearish | Oct 26, 1:35 PM | 5 days ago |
| SMA: Bullish | Oct 26, 1:25 PM | 5 days ago |
| SMA: Bearish | Oct 26, 12:30 PM | 5 days ago |
| SMA: Bullish | Oct 26, 12:05 PM | 5 days ago |
| SMA: Bearish | Oct 26, 11:45 AM | 5 days ago |
| SMA: Bullish | Oct 26, 11:40 AM | 5 days ago |
| SMA: Bearish | Oct 26, 11:35 AM | 5 days ago |
| SMA: Bullish | Oct 26, 11:10 AM | 5 days ago |
Key statistics
- Market cap
- 10.21B
- Enterprise value
- 8.19B
- Trailing P/E
- 10.17
- Forward P/E
- 9.54
- PEG ratio
- 2.54
- Price / sales
- 3.52
- Price / book
- 1.35
- EPS (TTM)
- 13.22
- Beta
- 0.83
- Dividend yield
- 1.47%
- Payout ratio
- 13.54%
- Profit margin
- 35.61%
- Revenue (TTM)
- 2.90B
- Revenue growth
- 12.60%
- Free cash flow
- 0
- Total cash
- 6.01B
- Total debt
- 3.57B
- Return on equity
- 13.50%
- Shares outstanding
- 75.95M
- Short % of float
- 6.32%
- 50-day average
- 135.94
- 200-day average
- 131.23
Analyst view
Consensus: buy
- Target (low)
- 145.00
- Target (mean)
- 160.44
- Target (high)
- 182.00
- Strong buy7
- Buy6
- Hold3
- Sell0
- Strong sell0
Next earnings
Jan 26, 2027
Expected Jan 26, 2027. Consensus EPS estimate 3.29.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 26, 2027 | Dec 30, 2026 | 3.30 | — | — | — |
| Oct 27, 2026 | Sep 30, 2026 | 3.22 | 3.56 | +0.34 | +10.56% |
| Jul 28, 2026 | Jun 30, 2026 | 3.08 | 3.57 | +0.49 | +15.91% |
| Apr 28, 2026 | Mar 31, 2026 | 2.82 | 3.41 | +0.59 | +20.92% |
| Jan 27, 2026 | Dec 31, 2025 | 2.71 | 3.08 | +0.37 | +13.65% |
| Oct 28, 2025 | Sep 30, 2025 | 2.50 | 2.70 | +0.20 | +8.00% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 29, 2026 | Citigroup | main | Neutral | Neutral |
| Oct 29, 2026 | TD Cowen | main | Buy | Buy |
| Oct 29, 2026 | Piper Sandler | main | Overweight | Overweight |
| Oct 20, 2026 | Truist Securities | main | Buy | Buy |
| Oct 9, 2026 | RBC Capital | main | Outperform | Outperform |
| Oct 5, 2026 | TD Cowen | main | Buy | Buy |
About UMB Financial Corporation
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- umb.com
News
- Here's Why UMB Financial (UMBF) is a Strong Momentum Stock
- Citigroup Maintains Neutral on UMB Financial, Lowers Price Target to $145
- TD Cowen Maintains Buy on UMB Financial, Raises Price Target to $154
- Here's Why UMB Financial (UMBF) is a Strong Value Stock
- Piper Sandler Maintains Overweight on UMB Financial, Lowers Price Target to $169
- UMB Financial Q3 Earnings Call Highlights
- UMB Financial Corporation (UMBF) Q3 2026 Earnings Call Transcript
- UMBF Q3 Earnings Beat on Higher NII, El Dorado Buyout Deal Announced
- UMB Financial Q3 2026 Earnings Call Transcript
- UMB (UMBF) Reports Q3 Earnings: What Key Metrics Have to Say
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| GALLAGHER KEVIN CHARLES | Director | Sale | Jul 30, 2026 | 20,441 |
| GRAVES GREGORY M | Director | Stock Award(Grant) | Apr 30, 2026 | 39,786 |
| JOHNSON SHANNON ANDRESEN | Officer | Stock Award(Grant) | Feb 8, 2026 | 33,131 |
| KEMPER JOHN MARINER | Chief Executive Officer | Sale | Aug 3, 2026 | 0 |
| MURPHY TIMOTHY R. | Director | Stock Award(Grant) | Apr 30, 2026 | 27,576 |
| RINE JAMES D | President | Sale | Jun 8, 2026 | 62,933 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 13.45% | 10,215,651 | 1.37B | Jun 29, 2026 |
| UMB Bank NA/MO | 6.16% | 4,674,963 | 628.64M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 5.55% | 4,213,123 | 566.54M | Jun 29, 2026 |
| State Street Corporation | 5.44% | 4,133,285 | 555.80M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 4.12% | 3,130,338 | 420.94M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.99% | 3,030,849 | 407.56M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Mid-Cap ETF | 3.38% | 2,570,101 | 345.60M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.86% | 2,171,089 | 291.95M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.54% | 1,926,242 | 259.02M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 2.06% | 1,567,528 | 210.79M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | 1.31% | 993,420 | 133.59M | Jun 29, 2026 |
| Fidelity Securities Fund-Fidelity Small Cap Value Fund | 1.25% | 950,602 | 127.83M | Jul 30, 2026 |