Navient Corporation NAVI
Set alert
At close · Oct 30
After hours · Oct 30, 4:00 PM ET
- YTD
- -28.46%
- 1 year
- -22.44%
- Open
- 8.95
- Prev close
- 9.08
- Mkt cap
- 872.19M
- Vol
- 1.99M
- Avg vol
- 1.35M
- EPS
- -0.49
- P/E
- 0.00
- Div yield
- 5.32%
More statistics
- Low
- 8.83
- High
- 9.31
- Forward P/E
- 6.88
- Beta
- 1.30
- Short ratio
- 9.36
- Inst. own
- 104.74%
- Dividend
- 0.64
- Ex-div date
- Dec 4, 2025
- Earnings
- Jan 28, 2026
- 50-d avg
- 12.51
- 200-d avg
- 12.96
- 1y target
- 12.94
Key statistics
- Market cap
- 975.42M
- Enterprise value
- 46.97B
- Trailing P/E
- 0.00
- Forward P/E
- 6.88
- PEG ratio
- 0.00
- Price / sales
- 2.20
- Price / book
- 0.39
- EPS (TTM)
- -0.52
- Beta
- 1.30
- Dividend yield
- 5.32%
- Payout ratio
- 200.00%
- Profit margin
- -11.51%
- Revenue (TTM)
- 443.00M
- Revenue growth
- 0.00%
- Free cash flow
- 0
- Total cash
- 619.00M
- Total debt
- 46.41B
- Return on equity
- -1.99%
- Shares outstanding
- 97.51M
- Short % of float
- 33.47%
- 50-day average
- 12.51
- 200-day average
- 12.96
Analyst view
Consensus: hold
- Target (low)
- 10.00
- Target (mean)
- 12.94
- Target (high)
- 18.00
- Strong buy0
- Buy1
- Hold5
- Sell1
- Strong sell2
Next earnings
Jan 28, 2026
Expected Jan 28, 2026. Consensus EPS estimate 0.24333.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 28, 2026 | Dec 1, 2025 | 0.31 | — | — | — |
| Oct 29, 2025 | Sep 1, 2025 | 0.18 | 0.29 | +0.11 | +61.11% |
| Jul 30, 2025 | Jun 1, 2025 | 0.27 | 0.21 | -0.06 | -22.22% |
| Apr 30, 2025 | Mar 1, 2025 | 0.19 | 0.28 | +0.09 | +47.37% |
| Jan 29, 2025 | Dec 1, 2024 | 0.20 | 0.25 | +0.05 | +25.00% |
| Oct 30, 2024 | Sep 1, 2024 | 0.23 | 0.28 | +0.05 | +21.74% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jan 6, 2026 | Barclays | main | Underweight | Underweight |
| Oct 30, 2025 | JP Morgan | main | Neutral | Neutral |
| Oct 7, 2025 | JP Morgan | main | Neutral | Neutral |
| Oct 1, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jul 31, 2025 | Morgan Stanley | main | Equal-Weight | Equal-Weight |
| Jul 31, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About Navient Corporation
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- navient.com
News
- NAVI's Restructuring Risks Trigger S&P Outlook Downgrade: What's Next?
- Navient (NAVI) Expected to Beat Earnings Estimates: Should You Buy?
- Navient Corporation (NAVI) Discusses Corporate Reorganization and Strategic Realignment of Business Structure Transcript
- Will Navient (NAVI) Beat Estimates Again in Its Next Earnings Report?
- Navient Intends To Form New Holding Company Structure; Navient Holdings To Become New Holding Company Of Navient LLC And E Parent
- Navient to establish new holding company structure
- Critical Comparison: Navient (NASDAQ:NAVI) & Medallion Financial (NASDAQ:MFIN)
- Best Income Stocks to Buy for October 13th
- JP Morgan Maintains Neutral on Navient, Raises Price Target to $8.5
- Navient to announce third quarter 2026 results, host earnings webcast November 4
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ARNOLD FREDERICK | Director | Stock Award(Grant) | Feb 6, 2025 | 80,680 |
| CABRAL ANNA ESCOBEDO | Director | Stock Award(Grant) | Feb 6, 2025 | 71,318 |
| FISHER JOE | Chief Financial Officer | Stock Award(Grant) | Feb 6, 2025 | 345,260 |
| HAUBER STEPHEN M | Officer | Stock Award(Grant) | Feb 6, 2025 | 313,114 |
| HELEEN MARK L | Officer | Sale | May 2, 2024 | 405,190 |
| LAWSON MICHAEL A. | Director | Stock Award(Grant) | Feb 6, 2025 | 37,723 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Sherborne Investors Management, LP | 30.20% | 29,449,997 | 288.90M | Sep 29, 2025 |
| Blackrock Inc. | 11.80% | 11,503,039 | 112.84M | Sep 29, 2025 |
| Dimensional Fund Advisors LP | 8.16% | 7,958,643 | 78.07M | Sep 29, 2025 |
| Vanguard Group Inc | 7.75% | 7,555,881 | 74.12M | Sep 29, 2025 |
| State Street Corporation | 3.62% | 3,529,043 | 34.62M | Sep 29, 2025 |
| LSV Asset Management | 3.46% | 3,373,611 | 33.10M | Sep 29, 2025 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 4.11% | 4,007,723 | 39.32M | Dec 30, 2025 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.09% | 2,034,220 | 19.96M | Sep 29, 2025 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.06% | 2,012,677 | 19.74M | Oct 30, 2025 |
| iShares Trust-iShares Russell 2000 ETF | 1.90% | 1,855,901 | 18.21M | Dec 30, 2025 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.82% | 1,775,863 | 17.42M | Dec 30, 2025 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.58% | 1,536,009 | 15.07M | Sep 29, 2025 |