Navient Corporation NAVI
Set alert
9.00 USD -0.30 -3.23%
At close · Nov 2
9.00 0.00 0.00%
After hours · Nov 2, 4:00 PM ET
8.96 Day range 9.45
7.33 52-week range 13.48
- YTD
- -30.77%
- 1 year
- -26.41%
- Open
- 9.35
- Prev close
- 9.30
- Mkt cap
- 844.05M
- Vol
- 2.30M
- Avg vol
- 1.37M
- EPS
- -0.49
- P/E
- 0.00
- Div yield
- 5.32%
More statistics
- Low
- 8.96
- High
- 9.45
- Forward P/E
- 6.88
- Beta
- 1.30
- Short ratio
- 9.36
- Inst. own
- 104.74%
- Dividend
- 0.64
- Ex-div date
- Dec 4, 2025
- Earnings
- Jan 28, 2026
- 50-d avg
- 12.51
- 200-d avg
- 12.96
- 1y target
- 12.94
2Y chart
Events in this range
- Dec 6, 2024Dividend: 0.16
- Jan 29, 2025Earnings: 0.25; estimate 0.2; surprise 25%
- Mar 7, 2025Dividend: 0.16
- Apr 30, 2025Earnings: 0.28; estimate 0.19; surprise 47.37%
- Jun 6, 2025Dividend: 0.16
- Jul 30, 2025Earnings: 0.21; estimate 0.27; surprise -22.22%
- Jul 31, 2025Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Jul 31, 2025Rating: Morgan Stanley · Equal-Weight → Equal-Weight
- Sep 5, 2025Dividend: 0.16
- Oct 1, 2025Rating: Keefe, Bruyette & Woods · Market Perform → Market Perform
- Oct 7, 2025Rating: JP Morgan · Neutral → Neutral
- Oct 29, 2025Earnings: 0.29; estimate 0.18; surprise 61.11%
- Oct 30, 2025Rating: JP Morgan · Neutral → Neutral
- Dec 5, 2025Dividend: 0.16
- Jan 6, 2026Rating: Barclays · Underweight → Underweight
- Jan 28, 2026Earnings: —; estimate 0.31; surprise —%
- Mar 6, 2026Dividend: 0.16
- Jun 5, 2026Dividend: 0.16
- Sep 4, 2026Dividend: 0.16
Signals (111)
| Name | Date | Ago |
|---|---|---|
| SMA: Bearish | Nov 2, 2026 | 7 hours ago |
| SMA: Bullish | Oct 30, 2026 | 3 days ago |
| MACD: Buy Signal | Oct 30, 2026 | 3 days ago |
| SMA: Bullish | Oct 29, 2026 | 4 days ago |
| MACD: Sell Signal | Oct 20, 2026 | 1 week ago |
| SMA: Bearish | Oct 19, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 15, 2026 | 2 weeks ago |
| SMA: Bearish | Oct 14, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 13, 2026 | 2 weeks ago |
| MACD: Buy Signal | Oct 13, 2026 | 2 weeks ago |
| SMA: Bullish | Oct 12, 2026 | 3 weeks ago |
| SMA: Bearish | Oct 9, 2026 | 3 weeks ago |
| SMA: Bearish | Oct 9, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bullish | Oct 8, 2026 | 3 weeks ago |
| SMA: Bearish | Sep 25, 2026 | 1 month ago |
| SMA: Bearish | Sep 23, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 18, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 15, 2026 | 1 month ago |
| SMA: Bullish | Sep 14, 2026 | 1 month ago |
| SMA: Bearish | Sep 8, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 8, 2026 | 1 month ago |
| SMA: Bullish | Sep 4, 2026 | 1 month ago |
| MACD: Buy Signal | Sep 4, 2026 | 1 month ago |
| MACD: Sell Signal | Sep 3, 2026 | 2 months ago |
| MACD: Buy Signal | Sep 2, 2026 | 2 months ago |
| MACD: Sell Signal | Sep 1, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 13, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 11, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 3, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 30, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 28, 2026 | 3 months ago |
| SMA: Bullish | Jul 27, 2026 | 3 months ago |
| SMA: Bearish | Jul 24, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 24, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 14, 2026 | 3 months ago |
| SMA: Bullish | Jul 13, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 9, 2026 | 3 months ago |
| SMA: Bearish | Jul 7, 2026 | 3 months ago |
| SMA: Bullish | Jun 24, 2026 | 4 months ago |
| MACD: Buy Signal | Jun 15, 2026 | 4 months ago |
| MACD: Sell Signal | Jun 3, 2026 | 5 months ago |
| SMA: Bullish | May 29, 2026 | 5 months ago |
| MACD: Buy Signal | May 29, 2026 | 5 months ago |
| SMA: Bearish | May 27, 2026 | 5 months ago |
| SMA: Bullish | May 26, 2026 | 5 months ago |
| SMA: Bearish | May 11, 2026 | 5 months ago |
| MACD: Sell Signal | May 6, 2026 | 6 months ago |
| SMA: Bullish | Apr 17, 2026 | 6 months ago |
| MACD: Buy Signal | Feb 26, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 24, 2026 | 8 months ago |
| MACD: Buy Signal | Feb 19, 2026 | 8 months ago |
| RSI: Oversold | Jan 28, 2026 | 9 months ago |
| SMA: Bearish | Jan 20, 2026 | 9 months ago |
| SMA: Bullish | Jan 15, 2026 | 9 months ago |
| SMA: Bearish | Jan 12, 2026 | 9 months ago |
| SMA: Bearish | Jan 12, 2026 | 9 months ago |
| SMA: Bullish | Jan 8, 2026 | 9 months ago |
| SMA: Bearish | Jan 6, 2026 | 10 months ago |
| SMA: Bullish | Jan 5, 2026 | 10 months ago |
| SMA: Bearish | Jan 2, 2026 | 10 months ago |
| SMA: Bullish | Dec 31, 2025 | 10 months ago |
| MACD: Sell Signal | Dec 29, 2025 | 10 months ago |
| SMA: Bearish | Dec 23, 2025 | 10 months ago |
| SMA: Bullish | Dec 16, 2025 | 10 months ago |
| SMA: Bullish | Dec 2, 2025 | 11 months ago |
| SMA: Bearish | Dec 1, 2025 | 11 months ago |
| SMA: Bullish | Nov 25, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 21, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 17, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 13, 2025 | 11 months ago |
| MACD: Sell Signal | Oct 30, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 22, 2025 | 1 year ago |
| RSI: Oversold | Oct 10, 2025 | 1 year ago |
| MACD: Sell Signal | Oct 7, 2025 | 1 year ago |
| SMA: Bearish | Oct 6, 2025 | 1 year ago |
| SMA: Bullish | Oct 3, 2025 | 1 year ago |
| SMA: Bearish | Oct 2, 2025 | 1 year ago |
| SMA: Bullish | Oct 1, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 1, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 10, 2025 | 1 year ago |
| SMA: Bearish | Sep 9, 2025 | 1 year ago |
| SMA: Bullish | Aug 28, 2025 | 1 year ago |
| SMA: Bearish | Aug 27, 2025 | 1 year ago |
| SMA: Bullish | Aug 26, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 14, 2025 | 1 year ago |
| SMA: Bearish | Jul 29, 2025 | 1 year ago |
| SMA: Bullish | Jul 28, 2025 | 1 year ago |
| SMA: Bearish | Jul 24, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 16, 2025 | 1 year ago |
| RSI: Overbought | Jul 10, 2025 | 1 year ago |
| RSI: Overbought | Jul 7, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 25, 2025 | 1 year ago |
| MACD: Sell Signal | May 22, 2025 | 1 year ago |
| SMA: Bullish | May 8, 2025 | 1 year ago |
| SMA: Bearish | May 6, 2025 | 1 year ago |
| SMA: Bullish | May 2, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 22, 2025 | 1 year ago |
| RSI: Oversold | Apr 4, 2025 | 1 year ago |
| SMA: Bearish | Mar 11, 2025 | 1 year ago |
| MACD: Sell Signal | Mar 11, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 7, 2025 | 1 year ago |
| SMA: Bullish | Mar 6, 2025 | 1 year ago |
| SMA: Bearish | Mar 4, 2025 | 1 year ago |
| MACD: Sell Signal | Mar 4, 2025 | 1 year ago |
| SMA: Bullish | Feb 19, 2025 | 1 year ago |
| MACD: Buy Signal | Feb 18, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 3, 2025 | 1 year ago |
| SMA: Bearish | Jan 29, 2025 | 1 year ago |
| SMA: Bullish | Jan 23, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 14, 2025 | 1 year ago |
Key statistics
- Market cap
- 975.42M
- Enterprise value
- 46.97B
- Trailing P/E
- 0.00
- Forward P/E
- 6.88
- PEG ratio
- 0.00
- Price / sales
- 2.20
- Price / book
- 0.39
- EPS (TTM)
- -0.52
- Beta
- 1.30
- Dividend yield
- 5.32%
- Payout ratio
- 200.00%
- Profit margin
- -11.51%
- Revenue (TTM)
- 443.00M
- Revenue growth
- 0.00%
- Free cash flow
- 0
- Total cash
- 619.00M
- Total debt
- 46.41B
- Return on equity
- -1.99%
- Shares outstanding
- 97.51M
- Short % of float
- 33.47%
- 50-day average
- 12.51
- 200-day average
- 12.96
Analyst view
Consensus: hold
Hold
Price target (mean) 12.94 +43.8% upside
Now 9.00
- Target (low)
- 10.00
- Target (mean)
- 12.94
- Target (high)
- 18.00
Ratings (0m) 9 1 buy · 5 hold · 3 sell
- Strong buy0
- Buy1
- Hold5
- Sell1
- Strong sell2
Next earnings
Jan 28, 2026
Expected Jan 28, 2026. Consensus EPS estimate 0.24333.
Financials — quick view
NAVI Revenue — quarterly 124.00M
NAVI Net income — quarterly 25.00M
NAVI EPS — quarterly 0.27
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 28, 2026 | Dec 1, 2025 | 0.31 | — | — | — |
| Oct 29, 2025 | Sep 1, 2025 | 0.18 | 0.29 | +0.11 | +61.11% |
| Jul 30, 2025 | Jun 1, 2025 | 0.27 | 0.21 | -0.06 | -22.22% |
| Apr 30, 2025 | Mar 1, 2025 | 0.19 | 0.28 | +0.09 | +47.37% |
| Jan 29, 2025 | Dec 1, 2024 | 0.20 | 0.25 | +0.05 | +25.00% |
| Oct 30, 2024 | Sep 1, 2024 | 0.23 | 0.28 | +0.05 | +21.74% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Jan 6, 2026 | Barclays | main | Underweight | Underweight |
| Oct 30, 2025 | JP Morgan | main | Neutral | Neutral |
| Oct 7, 2025 | JP Morgan | main | Neutral | Neutral |
| Oct 1, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
| Jul 31, 2025 | Morgan Stanley | main | Equal-Weight | Equal-Weight |
| Jul 31, 2025 | Keefe, Bruyette & Woods | main | Market Perform | Market Perform |
About Navient Corporation
Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- navient.com
News
- NAVI's Restructuring Risks Trigger S&P Outlook Downgrade: What's Next?
- Navient (NAVI) Expected to Beat Earnings Estimates: Should You Buy?
- Navient Corporation (NAVI) Discusses Corporate Reorganization and Strategic Realignment of Business Structure Transcript
- Will Navient (NAVI) Beat Estimates Again in Its Next Earnings Report?
- Navient Intends To Form New Holding Company Structure; Navient Holdings To Become New Holding Company Of Navient LLC And E Parent
- Navient to establish new holding company structure
- Critical Comparison: Navient (NASDAQ:NAVI) & Medallion Financial (NASDAQ:MFIN)
- Best Income Stocks to Buy for October 13th
- JP Morgan Maintains Neutral on Navient, Raises Price Target to $8.5
- Navient to announce third quarter 2026 results, host earnings webcast November 4
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| ARNOLD FREDERICK | Director | Stock Award(Grant) | Feb 6, 2025 | 80,680 |
| CABRAL ANNA ESCOBEDO | Director | Stock Award(Grant) | Feb 6, 2025 | 71,318 |
| FISHER JOE | Chief Financial Officer | Stock Award(Grant) | Feb 6, 2025 | 345,260 |
| HAUBER STEPHEN M | Officer | Stock Award(Grant) | Feb 6, 2025 | 313,114 |
| HELEEN MARK L | Officer | Sale | May 2, 2024 | 405,190 |
| LAWSON MICHAEL A. | Director | Stock Award(Grant) | Feb 6, 2025 | 37,723 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Sherborne Investors Management, LP | 30.20% | 29,449,997 | 288.90M | Sep 29, 2025 |
| Blackrock Inc. | 11.80% | 11,503,039 | 112.84M | Sep 29, 2025 |
| Dimensional Fund Advisors LP | 8.16% | 7,958,643 | 78.07M | Sep 29, 2025 |
| Vanguard Group Inc | 7.75% | 7,555,881 | 74.12M | Sep 29, 2025 |
| State Street Corporation | 3.62% | 3,529,043 | 34.62M | Sep 29, 2025 |
| LSV Asset Management | 3.46% | 3,373,611 | 33.10M | Sep 29, 2025 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 4.11% | 4,007,723 | 39.32M | Dec 30, 2025 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.09% | 2,034,220 | 19.96M | Sep 29, 2025 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.06% | 2,012,677 | 19.74M | Oct 30, 2025 |
| iShares Trust-iShares Russell 2000 ETF | 1.90% | 1,855,901 | 18.21M | Dec 30, 2025 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.82% | 1,775,863 | 17.42M | Dec 30, 2025 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.58% | 1,536,009 | 15.07M | Sep 29, 2025 |