Exzeo Group, Inc. XZO

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17.79 USD -0.48 (-2.63%)

At closeNov 3, 2026, 4:00 PM EST

17.79 0.00 0.00%

After hours · Nov 3, 4:00 PM ET

17.36 Day range 18.09
12.36 52-week range 24.60
YTD
-26.64%
1 year
-15.33%
Market cap
1.60B
Revenue (ttm)
230.42M
Profit margin
37.67%
EPS (ttm)
0.96
Shares out
90.09M
P/E ratio
18.53
Forward P/E
15.49
YTD return
-26.64%
1-year return
-15.33%
Volume
388.93K
Avg volume
293.46K
Open
18.01
Previous close
18.27
Day's range
17.36 – 18.09
52-week range
12.36 – 24.60
Price target
26.00 (+46.1%)
Earnings date
Nov 4, 2026

2Y -3.64 (-17.33%)

152025Dec 25Feb 26May 26Jul 26Sep 2617.37

Key statistics

Enterprise value
1.52B
PEG ratio
0.00
Price / sales
6.96
Price / book
5.57
Dividend yield
0.00%
Payout ratio
0.00%
Revenue growth
6.90%
Free cash flow
68.55M
Total cash
136.73M
Total debt
6.62M
Return on equity
50.37%
Short % of float
14.74%
50-day average
16.27
200-day average
15.96

Financials — quick view

All financials
XZO Revenue — quarterly 57.79M
2024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XZO Net income — quarterly 23.27M
2024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XZO EPS — quarterly 0.26
2024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

XZO recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 4, 2026Sep 30, 20260.25———
Aug 6, 2026Jun 30, 20260.240.26+0.02+8.33%
May 6, 2026Mar 31, 20260.200.22+0.02+10.00%
Feb 25, 2026Dec 31, 20250.130.25+0.12+92.31%
Dec 10, 2025Sep 30, 20250.210.25+0.04+19.05%
Sep 3, 2025Jun 30, 20250.240.28+0.04+16.67%

Upgrades / downgrades

XZO analyst upgrades and downgrades
DateFirmActionFromTo
Nov 3, 2026Truist SecuritiesreitBuyBuy
Dec 1, 2025William Blairinit—Outperform
Dec 1, 2025Truist Securitiesinit—Buy
Dec 1, 2025Citizensinit—Market Outperform

About Exzeo Group, Inc.

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy administration platform that streamlines the entire policy lifecycle; AtlasViewer, a mapping and data visualization platform that integrates location-based data from multiple sources; and Mercury, a workflow solution designed to ensure uniform routing and policy change tracking. In addition, the company offers ClaimColony, an End-to-end claims management platform; AtlasViewer, a tool to look at claims and manage the claims lifecycle; JustEZ app which helps sync inspections from various carriers, schedule appointments, sync photos to cloud, and write scoping reports; Exahub, a centralized data platform; and ExzeoIQ that provides transparent reporting for customers. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

Sector
Financial Services
Industry
Insurance - Diversified
Country
United States
Website
exzeo.com

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Insider holders

XZO insider holders
InsiderRelationLatest transactionDateShares held
BAKER BROOK ARMSTRONGGeneral CounselPurchaseDec 17, 2025249,026
BULKU SUELAChief Financial OfficerPurchaseDec 17, 2025314,874
HURST IRENEDirectorPurchaseNov 5, 2025109,500
LOPES ROBERT A. JR.DirectorPurchaseMar 8, 2026127,335
MACCHIAROLA JAMES JDirectorPurchaseMar 22, 2026140,000
MITCHELL KEVIN ANDREWPresidentPurchaseDec 17, 2025715,135

Institution ownership

XZO institution ownership
Holder% heldSharesValueReported
Jupiter Topco LLC0.81%728,23712.97MJun 29, 2026
American Century Companies Inc0.67%602,83010.74MJun 29, 2026
Jennison Associates LLC0.63%568,68010.13MJun 29, 2026
Goldman Sachs Group Inc0.63%571,33510.18MJun 29, 2026
Whetstone Capital Advisors, LLC0.60%541,5449.64MJun 29, 2026
Blackrock Inc.0.51%457,8818.15MJun 29, 2026

Fund ownership

XZO fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.14%1,024,10618.24MSep 29, 2026
JANUS INVESTMENT FUND-Janus Henderson Venture Fund0.67%599,31810.67MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF0.35%313,9145.59MSep 29, 2026
Prudential Jennison Small Co Fd., Inc.-PGIM JENNISON SMALL COMPANY Fd.0.26%235,6284.20MJun 29, 2026
Goldman Sachs Trust-Goldman Sachs Small Cap Value Fund0.20%177,2643.16MAug 30, 2026
College Retirement Equities Fd.-College Retirement Equities Fd. - Tota0.15%136,7702.44MJun 29, 2026