Exzeo Group, Inc. XZO
At closeNov 3, 2026, 4:00 PM EST
After hours · Nov 3, 4:00 PM ET
- YTD
- -26.64%
- 1 year
- -15.33%
- Market cap
- 1.60B
- Revenue (ttm)
- 230.42M
- Profit margin
- 37.67%
- EPS (ttm)
- 0.96
- Shares out
- 90.09M
- P/E ratio
- 18.53
- Forward P/E
- 15.49
- YTD return
- -26.64%
- 1-year return
- -15.33%
- Volume
- 388.92K
- Avg volume
- 293.46K
- Open
- 18.01
- Previous close
- 18.27
- Day's range
- 17.36 – 18.09
- 52-week range
- 12.36 – 24.60
- Price target
- 26.00 (+46.1%)
- Earnings date
- Nov 4, 2026
1M +1.98 (+12.87%)
Key statistics
- Enterprise value
- 1.52B
- PEG ratio
- 0.00
- Price / sales
- 6.96
- Price / book
- 5.57
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 6.90%
- Free cash flow
- 68.55M
- Total cash
- 136.73M
- Total debt
- 6.62M
- Return on equity
- 50.37%
- Short % of float
- 14.74%
- 50-day average
- 16.27
- 200-day average
- 15.96
Analyst view
- Target (low)
- 25.00
- Target (mean)
- 26.00
- Target (high)
- 27.00
- Strong buy1
- Buy2
- Hold0
- Sell0
- Strong sell0
Next earnings
Nov 4, 2026
Expected Nov 4, 2026. Consensus EPS estimate 0.26.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 4, 2026 | Sep 30, 2026 | 0.25 | — | — | — |
| Aug 6, 2026 | Jun 30, 2026 | 0.24 | 0.26 | +0.02 | +8.33% |
| May 6, 2026 | Mar 31, 2026 | 0.20 | 0.22 | +0.02 | +10.00% |
| Feb 25, 2026 | Dec 31, 2025 | 0.13 | 0.25 | +0.12 | +92.31% |
| Dec 10, 2025 | Sep 30, 2025 | 0.21 | 0.25 | +0.04 | +19.05% |
| Sep 3, 2025 | Jun 30, 2025 | 0.24 | 0.28 | +0.04 | +16.67% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Nov 3, 2026 | Truist Securities | reit | Buy | Buy |
| Dec 1, 2025 | William Blair | init | — | Outperform |
| Dec 1, 2025 | Truist Securities | init | — | Buy |
| Dec 1, 2025 | Citizens | init | — | Market Outperform |
About Exzeo Group, Inc.
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy administration platform that streamlines the entire policy lifecycle; AtlasViewer, a mapping and data visualization platform that integrates location-based data from multiple sources; and Mercury, a workflow solution designed to ensure uniform routing and policy change tracking. In addition, the company offers ClaimColony, an End-to-end claims management platform; AtlasViewer, a tool to look at claims and manage the claims lifecycle; JustEZ app which helps sync inspections from various carriers, schedule appointments, sync photos to cloud, and write scoping reports; Exahub, a centralized data platform; and ExzeoIQ that provides transparent reporting for customers. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.
- Sector
- Financial Services
- Industry
- Insurance - Diversified
- Country
- United States
- Website
- exzeo.com
News
Truist Securities Reiterates Buy on Exzeo Group, Lowers Price Target to $24
Exzeo Group Sets Third Quarter 2026 Earnings Call for Wednesday, November 4, 2026, at 5:45 p.m. ET
Exzeo Group (NYSE:XZO) Shares Gap Up – Here’s Why
Exzeo Group Reports Q2 2026 Results: Full Earnings Call Transcript
Via Transportation (NYSE:VIA) versus Exzeo Group (NYSE:XZO) Critical Survey
Financial Comparison: Exzeo Group (NYSE:XZO) and Keel Infrastructure (NASDAQ:KEEL) Exzeo Group's Board Authorizes $25M Stock Repurchase Program
Exzeo Authorizes $25 Million Stock Repurchase Program
Exzeo Group Q2 Earnings Call Highlights
Exzeo Group Q2 Earnings Call Highlights
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BAKER BROOK ARMSTRONG | General Counsel | Purchase | Dec 17, 2025 | 249,026 |
| BULKU SUELA | Chief Financial Officer | Purchase | Dec 17, 2025 | 314,874 |
| HURST IRENE | Director | Purchase | Nov 5, 2025 | 109,500 |
| LOPES ROBERT A. JR. | Director | Purchase | Mar 8, 2026 | 127,335 |
| MACCHIAROLA JAMES J | Director | Purchase | Mar 22, 2026 | 140,000 |
| MITCHELL KEVIN ANDREW | President | Purchase | Dec 17, 2025 | 715,135 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Jupiter Topco LLC | 0.81% | 728,237 | 12.97M | Jun 29, 2026 |
| American Century Companies Inc | 0.67% | 602,830 | 10.74M | Jun 29, 2026 |
| Jennison Associates LLC | 0.63% | 568,680 | 10.13M | Jun 29, 2026 |
| Goldman Sachs Group Inc | 0.63% | 571,335 | 10.18M | Jun 29, 2026 |
| Whetstone Capital Advisors, LLC | 0.60% | 541,544 | 9.64M | Jun 29, 2026 |
| Blackrock Inc. | 0.51% | 457,881 | 8.15M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.14% | 1,024,106 | 18.24M | Sep 29, 2026 |
| JANUS INVESTMENT FUND-Janus Henderson Venture Fund | 0.67% | 599,318 | 10.67M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 0.35% | 313,914 | 5.59M | Sep 29, 2026 |
| Prudential Jennison Small Co Fd., Inc.-PGIM JENNISON SMALL COMPANY Fd. | 0.26% | 235,628 | 4.20M | Jun 29, 2026 |
| Goldman Sachs Trust-Goldman Sachs Small Cap Value Fund | 0.20% | 177,264 | 3.16M | Aug 30, 2026 |
| College Retirement Equities Fd.-College Retirement Equities Fd. - Tota | 0.15% | 136,770 | 2.44M | Jun 29, 2026 |
