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Exzeo Group, Inc. XZO

Set alert

Price alert · XZO

All alert types
17.88 USD +0.17 +0.96%

At close · Oct 30

17.88 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
17.73 × 200
Ask
17.94 × 200
17.26 Day range 17.90
12.55 52-week range 24.25
YTD
-26.27%
1 year
-14.90%
Open
17.84
Prev close
17.71
Mkt cap
1.61B
Vol
268.15K
Avg vol
288.92K
EPS
0.96
P/E
18.63
Div yield
0.00%
More statistics
Low
17.26
High
17.90
Forward P/E
15.57
Beta
0.00
Short ratio
4.02
Inst. own
7.87%
Dividend
0.00
Ex-div date
Earnings
Nov 4, 2026
50-d avg
16.20
200-d avg
16.00
1y target
26.00

2Y chart

Chart tools
Interval

Events in this range
  • Dec 1, 2025Rating: Citizens · — → Market Outperform
  • Dec 1, 2025Rating: Truist Securities · — → Buy
  • Dec 1, 2025Rating: William Blair · — → Outperform
  • Dec 10, 2025Earnings: 0.25; estimate 0.21; surprise 19.05%
  • Feb 25, 2026Earnings: 0.25; estimate 0.13; surprise 92.31%
  • May 6, 2026Earnings: 0.22; estimate 0.2; surprise 10%
  • Aug 6, 2026Earnings: 0.26; estimate 0.24; surprise 8.33%
Signals (38)
NameDateAgo
SMA: BullishOct 15, 20262 weeks ago
SMA: BullishOct 15, 20262 weeks ago
SMA: BearishOct 13, 20262 weeks ago
MACD: Buy SignalOct 8, 20263 weeks ago
SMA: BearishSep 23, 20261 month ago
MACD: Sell SignalSep 23, 20261 month ago
SMA: BearishSep 22, 20261 month ago
SMA: BullishSep 21, 20261 month ago
MACD: Buy SignalSep 21, 20261 month ago
SMA: BullishSep 14, 20261 month ago
SMA: BearishSep 8, 20261 month ago
SMA: BearishSep 4, 20261 month ago
MACD: Sell SignalSep 4, 20261 month ago
SMA: BullishSep 3, 20261 month ago
SMA: BearishSep 1, 20262 months ago
SMA: BullishAug 28, 20262 months ago
SMA: BearishAug 26, 20262 months ago
MACD: Buy SignalAug 20, 20262 months ago
SMA: BullishAug 18, 20262 months ago
SMA: BearishAug 14, 20262 months ago
SMA: BullishAug 13, 20262 months ago
SMA: BearishAug 12, 20262 months ago
MACD: Sell SignalJul 14, 20263 months ago
RSI: OverboughtJun 29, 20264 months ago
SMA: BullishJun 25, 20264 months ago
MACD: Buy SignalMay 29, 20265 months ago
SMA: BearishMay 7, 20265 months ago
MACD: Sell SignalMay 7, 20265 months ago
MACD: Buy SignalMay 5, 20265 months ago
MACD: Sell SignalMay 1, 20266 months ago
SMA: BullishApr 14, 20266 months ago
MACD: Buy SignalMar 31, 20267 months ago
MACD: Sell SignalMar 26, 20267 months ago
MACD: Buy SignalFeb 26, 20268 months ago
RSI: OversoldFeb 9, 20268 months ago
RSI: OversoldFeb 5, 20268 months ago
SMA: BearishFeb 3, 20269 months ago
MACD: Sell SignalJan 7, 20269 months ago

Key statistics

Market cap
1.61B
Enterprise value
1.47B
Trailing P/E
18.65
Forward P/E
15.57
PEG ratio
0.00
Price / sales
7.00
Price / book
5.60
EPS (TTM)
0.96
Beta
0.00
Dividend yield
0.00%
Payout ratio
0.00%
Profit margin
37.67%
Revenue (TTM)
230.42M
Revenue growth
6.90%
Free cash flow
68.55M
Total cash
136.73M
Total debt
6.62M
Return on equity
50.37%
Shares outstanding
90.09M
Short % of float
14.74%
50-day average
16.20
200-day average
16.00

Analyst view

Consensus: strong buy

Strong buy
Price target (mean) 26.00 +45.4% upside
Target (low)
25.00
Target (mean)
26.00
Target (high)
27.00
Ratings (0m) 3 3 buy · 0 hold · 0 sell
  • Strong buy1
  • Buy2
  • Hold0
  • Sell0
  • Strong sell0

Next earnings

Nov 4, 2026

Expected Nov 4, 2026. Consensus EPS estimate 0.26.

Earnings history

Financials — quick view

All financials
XZO Revenue — quarterly 57.79M
2024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XZO Net income — quarterly 23.27M
2024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026
XZO EPS — quarterly 0.26
2024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 2026

Earnings

XZO recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Nov 4, 2026Sep 30, 20260.25———
Aug 6, 2026Jun 30, 20260.240.26+0.02+8.33%
May 6, 2026Mar 31, 20260.200.22+0.02+10.00%
Feb 25, 2026Dec 31, 20250.130.25+0.12+92.31%
Dec 10, 2025Sep 30, 20250.210.25+0.04+19.05%
Sep 3, 2025Jun 30, 20250.240.28+0.04+16.67%

Upgrades / downgrades

XZO analyst upgrades and downgrades
DateFirmActionFromTo
Dec 1, 2025William Blairinit—Outperform
Dec 1, 2025Truist Securitiesinit—Buy
Dec 1, 2025Citizensinit—Market Outperform

About Exzeo Group, Inc.

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents in the United States. The company offers Exzeo Platform, an Insurance-as-a-Service (IaaS) platform that provides technology-based solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims management, data reporting, and financial reporting; and streamlines and automates interactions between insurance carriers and policyholders. It also provides CasaClue, a data repository; Harmony, a policy administration platform that streamlines the entire policy lifecycle; AtlasViewer, a mapping and data visualization platform that integrates location-based data from multiple sources; and Mercury, a workflow solution designed to ensure uniform routing and policy change tracking. In addition, the company offers ClaimColony, an End-to-end claims management platform; AtlasViewer, a tool to look at claims and manage the claims lifecycle; JustEZ app which helps sync inspections from various carriers, schedule appointments, sync photos to cloud, and write scoping reports; Exahub, a centralized data platform; and ExzeoIQ that provides transparent reporting for customers. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

Sector
Financial Services
Industry
Insurance - Diversified
Country
United States
Website
exzeo.com

News

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Insider holders

XZO insider holders
InsiderRelationLatest transactionDateShares held
BAKER BROOK ARMSTRONGGeneral CounselPurchaseDec 17, 2025249,026
BULKU SUELAChief Financial OfficerPurchaseDec 17, 2025314,874
HURST IRENEDirectorPurchaseNov 5, 2025109,500
LOPES ROBERT A. JR.DirectorPurchaseMar 8, 2026127,335
MACCHIAROLA JAMES JDirectorPurchaseMar 22, 2026140,000
MITCHELL KEVIN ANDREWPresidentPurchaseDec 17, 2025715,135

Institution ownership

XZO institution ownership
Holder% heldSharesValueReported
Jupiter Topco LLC0.81%728,23713.04MJun 29, 2026
American Century Companies Inc0.67%602,83010.79MJun 29, 2026
Jennison Associates LLC0.63%568,68010.18MJun 29, 2026
Goldman Sachs Group Inc0.63%571,33510.23MJun 29, 2026
Whetstone Capital Advisors, LLC0.60%541,5449.69MJun 29, 2026
Blackrock Inc.0.51%457,8818.20MJun 29, 2026

Fund ownership

XZO fund ownership
Holder% heldSharesValueReported
American Century ETF Trust-Avantis U.S. Small Cap Value ETF1.14%1,024,10618.33MSep 29, 2026
JANUS INVESTMENT FUND-Janus Henderson Venture Fund0.67%599,31810.73MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF0.35%313,9145.62MSep 29, 2026
Prudential Jennison Small Co Fd., Inc.-PGIM JENNISON SMALL COMPANY Fd.0.26%235,6284.22MJun 29, 2026
Goldman Sachs Trust-Goldman Sachs Small Cap Value Fund0.20%177,2643.17MAug 30, 2026
College Retirement Equities Fd.-College Retirement Equities Fd. - Tota0.15%136,7702.45MJun 29, 2026
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