Univest Financial Corporation UVSP

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Price alert · UVSP

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39.60 USD +0.27 +0.69%

At close · Oct 30

39.60 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
39.48 × 2
Ask
39.60 × 2
39.19 Day range 39.93
29.35 52-week range 45.21
YTD
+20.95%
1 year
+33.42%
Open
39.83
Prev close
39.33
Mkt cap
1.08B
Vol
349.28K
Avg vol
219.77K
EPS
3.46
P/E
11.45
Div yield
2.34%
More statistics
Low
39.19
High
39.93
Forward P/E
10.00
Beta
0.66
Short ratio
4.63
Inst. own
83.38%
Dividend
0.92
Ex-div date
Aug 4, 2026
Earnings
Jan 27, 2027
50-d avg
41.69
200-d avg
39.23
1y target
45.50

5D chart

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Interval

Events in this range
  • Oct 28, 2026Earnings: 0.78; estimate 0.977; surprise -20.16%
Signals (90)
NameTimeAgo
SMA: BullishOct 30, 3:55 PM1 day ago
MACD: Buy SignalOct 30, 3:55 PM1 day ago
SMA: BullishOct 30, 3:50 PM1 day ago
MACD: Sell SignalOct 30, 3:40 PM1 day ago
SMA: BearishOct 30, 3:15 PM1 day ago
SMA: BullishOct 30, 3:10 PM1 day ago
SMA: BearishOct 30, 3:05 PM1 day ago
MACD: Buy SignalOct 30, 2:55 PM1 day ago
SMA: BullishOct 30, 2:45 PM1 day ago
SMA: BearishOct 30, 2:40 PM1 day ago
SMA: BullishOct 30, 2:35 PM1 day ago
SMA: BearishOct 30, 12:50 PM1 day ago
SMA: BullishOct 30, 12:40 PM1 day ago
SMA: BearishOct 30, 12:35 PM1 day ago
SMA: BullishOct 30, 12:20 PM1 day ago
SMA: BearishOct 30, 12:05 PM1 day ago
MACD: Sell SignalOct 30, 12:05 PM1 day ago
MACD: Buy SignalOct 30, 11:45 AM1 day ago
SMA: BullishOct 30, 11:20 AM1 day ago
MACD: Sell SignalOct 30, 11:05 AM1 day ago
SMA: BearishOct 30, 10:50 AM1 day ago
SMA: BullishOct 30, 9:30 AM1 day ago
SMA: BullishOct 29, 3:55 PM2 days ago
SMA: BearishOct 29, 3:30 PM2 days ago
SMA: BullishOct 29, 3:25 PM2 days ago
SMA: BearishOct 29, 3:20 PM2 days ago
SMA: BullishOct 29, 2:55 PM2 days ago
MACD: Buy SignalOct 29, 2:55 PM2 days ago
RSI: OversoldOct 29, 1:45 PM2 days ago
MACD: Sell SignalOct 29, 1:40 PM2 days ago
RSI: OversoldOct 29, 1:30 PM2 days ago
SMA: BearishOct 29, 1:05 PM2 days ago
SMA: BullishOct 29, 1:00 PM2 days ago
SMA: BearishOct 29, 12:50 PM2 days ago
SMA: BullishOct 29, 12:20 PM2 days ago
RSI: OversoldOct 29, 12:15 PM2 days ago
MACD: Buy SignalOct 29, 11:55 AM2 days ago
RSI: OversoldOct 29, 11:40 AM2 days ago
RSI: OversoldOct 29, 11:25 AM2 days ago
RSI: OversoldOct 29, 10:30 AM2 days ago
RSI: OversoldOct 29, 10:15 AM2 days ago
SMA: BearishOct 29, 9:30 AM2 days ago
SMA: BearishOct 29, 9:30 AM2 days ago
MACD: Sell SignalOct 29, 9:30 AM2 days ago
RSI: OversoldOct 29, 9:30 AM2 days ago
SMA: BullishOct 28, 3:00 PM3 days ago
MACD: Buy SignalOct 28, 2:50 PM3 days ago
SMA: BullishOct 28, 2:40 PM3 days ago
MACD: Sell SignalOct 28, 2:10 PM3 days ago
RSI: OversoldOct 28, 2:10 PM3 days ago
MACD: Buy SignalOct 28, 12:25 PM3 days ago
SMA: BullishOct 28, 12:05 PM3 days ago
RSI: OversoldOct 28, 11:20 AM3 days ago
RSI: OversoldOct 28, 9:30 AM3 days ago
SMA: BearishOct 27, 3:55 PM4 days ago
MACD: Sell SignalOct 27, 3:55 PM4 days ago
SMA: BearishOct 27, 3:50 PM4 days ago
MACD: Buy SignalOct 27, 3:15 PM4 days ago
SMA: BullishOct 27, 3:00 PM4 days ago
SMA: BullishOct 27, 3:00 PM4 days ago
SMA: BearishOct 27, 2:55 PM4 days ago
MACD: Sell SignalOct 27, 1:50 PM4 days ago
SMA: BearishOct 27, 1:45 PM4 days ago
SMA: BullishOct 27, 11:40 AM4 days ago
SMA: BullishOct 27, 11:35 AM4 days ago
SMA: BearishOct 27, 11:30 AM4 days ago
MACD: Buy SignalOct 27, 10:45 AM4 days ago
SMA: BullishOct 27, 10:35 AM4 days ago
SMA: BearishOct 27, 10:20 AM4 days ago
SMA: BullishOct 27, 10:10 AM4 days ago
SMA: BearishOct 27, 9:40 AM4 days ago
SMA: BullishOct 27, 9:30 AM4 days ago
MACD: Sell SignalOct 26, 3:35 PM5 days ago
SMA: BearishOct 26, 3:30 PM5 days ago
SMA: BearishOct 26, 3:30 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
SMA: BullishOct 26, 3:15 PM5 days ago
MACD: Buy SignalOct 26, 3:15 PM5 days ago
MACD: Sell SignalOct 26, 3:10 PM5 days ago
SMA: BearishOct 26, 3:05 PM5 days ago
SMA: BearishOct 26, 2:55 PM5 days ago
SMA: BullishOct 26, 2:45 PM5 days ago
SMA: BearishOct 26, 2:35 PM5 days ago
SMA: BullishOct 26, 2:20 PM5 days ago
SMA: BearishOct 26, 2:15 PM5 days ago
SMA: BullishOct 26, 1:55 PM5 days ago
SMA: BearishOct 26, 1:40 PM5 days ago
SMA: BullishOct 26, 1:15 PM5 days ago
MACD: Buy SignalOct 26, 1:15 PM5 days ago
SMA: BearishOct 26, 10:45 AM5 days ago

Financial health

Altman Z-Score

0.31 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B+3 / 5 overall

  • DCF 3
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 3
  • P/E 3
  • P/B 3

Valuation

P/E 10.4×
FY 2016: 36.4×FY 2017: 17.1×FY 2018: 12.5×FY 2019: 12.0×FY 2020: 12.9×FY 2021: 9.6×FY 2022: 9.8×FY 2023: 9.1×FY 2024: 11.3×FY 2025: 10.4×
FY 2016 5y median 9.8× FY 2025
P/S 1.8×
FY 2016: 3.9×FY 2017: 3.4×FY 2018: 2.5×FY 2019: 2.8×FY 2020: 2.1×FY 2021: 3.0×FY 2022: 2.3×FY 2023: 1.4×FY 2024: 1.7×FY 2025: 1.8×
FY 2016 5y median 1.8× FY 2025
P/B 1.0×
FY 2016: 1.4×FY 2017: 1.2×FY 2018: 1.0×FY 2019: 1.2×FY 2020: 0.9×FY 2021: 1.1×FY 2022: 1.0×FY 2023: 0.8×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 9.7×
FY 2016: 34.5×FY 2017: 11.6×FY 2018: 7.7×FY 2019: 11.3×FY 2020: 12.7×FY 2021: 9.1×FY 2022: 7.4×FY 2023: 7.8×FY 2024: 11.9×FY 2025: 9.7×
FY 2016 5y median 9.1× FY 2025
EV/EBITDA 6.2×
FY 2016: 39.8×FY 2017: 15.4×FY 2018: 14.4×FY 2019: 11.4×FY 2020: 11.8×FY 2021: 2.0×FY 2022: 10.8×FY 2023: 9.6×FY 2024: 9.2×FY 2025: 6.2×
FY 2016 5y median 9.2× FY 2025
EV/Sales 1.4×
FY 2016: 5.9×FY 2017: 4.7×FY 2018: 3.8×FY 2019: 3.5×FY 2020: 2.6×FY 2021: 0.8×FY 2022: 3.3×FY 2023: 2.0×FY 2024: 1.9×FY 2025: 1.4×
FY 2016 5y median 1.9× FY 2025
FCF Yield 10.3%
FY 2016: 2.9%FY 2017: 8.6%FY 2018: 13.0%FY 2019: 8.9%FY 2020: 7.9%FY 2021: 11.0%FY 2022: 13.6%FY 2023: 12.8%FY 2024: 8.4%FY 2025: 10.3%
FY 2016 5y median 11.0% FY 2025

Profitability

Gross Margin 61.0%
FY 2016: 90.6%FY 2017: 86.6%FY 2018: 79.0%FY 2019: 80.9%FY 2020: 75.1%FY 2021: 96.2%FY 2022: 86.0%FY 2023: 63.8%FY 2024: 58.6%FY 2025: 61.0%
FY 2016 5y median 63.8% FY 2025
Operating Margin 21.9%
FY 2016: 12.8%FY 2017: 27.8%FY 2018: 24.2%FY 2019: 28.6%FY 2020: 20.2%FY 2021: 39.0%FY 2022: 29.5%FY 2023: 19.8%FY 2024: 19.0%FY 2025: 21.9%
FY 2016 5y median 21.9% FY 2025
Net Margin 17.5%
FY 2016: 10.7%FY 2017: 19.8%FY 2018: 20.2%FY 2019: 23.5%FY 2020: 16.6%FY 2021: 31.3%FY 2022: 23.7%FY 2023: 15.9%FY 2024: 15.2%FY 2025: 17.5%
FY 2016 5y median 17.5% FY 2025
ROE 9.6%
FY 2016: 3.9%FY 2017: 7.3%FY 2018: 8.1%FY 2019: 9.8%FY 2020: 6.8%FY 2021: 11.9%FY 2022: 10.1%FY 2023: 8.5%FY 2024: 8.6%FY 2025: 9.6%
FY 2016 5y median 9.6% FY 2025
ROIC 6.9%
FY 2016: 2.1%FY 2017: 4.6%FY 2018: 4.8%FY 2019: 6.7%FY 2020: 4.5%FY 2021: 9.1%FY 2022: 6.1%FY 2023: 5.2%FY 2024: 5.8%FY 2025: 6.9%
FY 2016 5y median 6.1% FY 2025
ROA 1.1%
FY 2016: 0.5%FY 2017: 1.0%FY 2018: 1.0%FY 2019: 1.2%FY 2020: 0.7%FY 2021: 1.3%FY 2022: 1.1%FY 2023: 0.9%FY 2024: 0.9%FY 2025: 1.1%
FY 2016 5y median 1.1% FY 2025

Growth (YoY)

Revenue 3.6%
FY 2016: 18.2%FY 2017: 21.7%FY 2018: 12.8%FY 2019: 11.5%FY 2020: 1.0%FY 2021: 3.8%FY 2022: 12.7%FY 2023: 35.9%FY 2024: 11.6%FY 2025: 3.6%
FY 2016 FY 2025
Operating Income 18.9%
FY 2016: -36.8%FY 2017: 164.3%FY 2018: -1.8%FY 2019: 31.9%FY 2020: -28.9%FY 2021: 100.9%FY 2022: -15.0%FY 2023: -8.8%FY 2024: 7.5%FY 2025: 18.9%
FY 2016 FY 2025
EPS (diluted) 22.5%
FY 2016: -39.6%FY 2017: 95.2%FY 2018: 4.9%FY 2019: 30.2%FY 2020: -28.6%FY 2021: 94.4%FY 2022: -15.1%FY 2023: -8.7%FY 2024: 7.1%FY 2025: 22.5%
FY 2016 FY 2025
Free Cash Flow 34.6%
FY 2016: -38.2%FY 2017: 213.1%FY 2018: 26.3%FY 2019: -15.2%FY 2020: -31.6%FY 2021: 103.4%FY 2022: 8.1%FY 2023: -20.4%FY 2024: -13.3%FY 2025: 34.6%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.1×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.4×
FY 2016: 0.8×FY 2017: 0.6×FY 2018: 0.7×FY 2019: 0.5×FY 2020: 0.5×FY 2021: 0.3×FY 2022: 0.6×FY 2023: 0.6×FY 2024: 0.5×FY 2025: 0.4×
FY 2016 5y median 0.5× FY 2025
Net Debt / EBITDA -1.7×
FY 2016: 13.4×FY 2017: 4.2×FY 2018: 4.8×FY 2019: 2.3×FY 2020: 2.1×FY 2021: -5.5×FY 2022: 3.2×FY 2023: 2.7×FY 2024: 0.9×FY 2025: -1.7×
FY 2016 5y median 0.9× FY 2025
Interest Coverage 0.6×
FY 2016: 1.9×FY 2017: 3.1×FY 2018: 1.9×FY 2019: 1.8×FY 2020: 1.9×FY 2021: 5.4×FY 2022: 2.9×FY 2023: 0.6×FY 2024: 0.5×FY 2025: 0.6×
FY 2016 5y median 0.6× FY 2025

Dividends

Dividend Yield 2.7%
FY 2016: 2.4%FY 2017: 2.8%FY 2018: 3.7%FY 2019: 3.0%FY 2020: 2.9%FY 2021: 2.7%FY 2022: 3.2%FY 2023: 3.9%FY 2024: 2.9%FY 2025: 2.7%
FY 2016 5y median 2.9% FY 2025
Payout Ratio 27.9%
FY 2016: 87.3%FY 2017: 48.3%FY 2018: 46.5%FY 2019: 35.7%FY 2020: 37.4%FY 2021: 25.7%FY 2022: 31.5%FY 2023: 35.2%FY 2024: 32.7%FY 2025: 27.9%
FY 2016 5y median 31.5% FY 2025

Annual · latest fiscal year ends 2025-12-31