Citizens Financial Services, Inc. CZFS
Set alert
85.35 USD +0.45 +0.53%
At close · Oct 30
86.30 +0.95 +1.11%
After hours · Oct 30, 4:00 PM ET
84.74 Day range 88.20
53.79 52-week range 85.35
- YTD
- +49.68%
- 1 year
- +57.33%
- Open
- 85.00
- Prev close
- 84.90
- Mkt cap
- 410.52M
- Vol
- 91.20K
- Avg vol
- 37.77K
- EPS
- 8.55
- P/E
- 9.98
- Div yield
- 2.95%
More statistics
- Low
- 84.74
- High
- 88.20
- Forward P/E
- 10.34
- Beta
- 0.49
- Short ratio
- 1.33
- Inst. own
- 25.42%
- Dividend
- 1.96
- Ex-div date
- Dec 12, 2024
- Earnings
- Feb 4, 2025
- 50-d avg
- 66.09
- 200-d avg
- 51.80
- 1y target
- 60.00
5D chart
Signals (29)
| Name | Time | Ago |
|---|---|---|
| SMA: Bearish | Oct 30, 4:00 PM | 1 day ago |
| SMA: Bullish | Oct 30, 3:35 PM | 1 day ago |
| SMA: Bearish | Oct 30, 1:55 PM | 1 day ago |
| SMA: Bearish | Oct 30, 12:20 PM | 1 day ago |
| SMA: Bullish | Oct 30, 12:10 PM | 1 day ago |
| MACD: Sell Signal | Oct 30, 12:10 PM | 1 day ago |
| SMA: Bearish | Oct 30, 10:50 AM | 1 day ago |
| RSI: Overbought | Oct 30, 9:35 AM | 1 day ago |
| MACD: Buy Signal | Oct 30, 9:30 AM | 1 day ago |
| SMA: Bullish | Oct 29, 3:55 PM | 2 days ago |
| SMA: Bullish | Oct 29, 3:55 PM | 2 days ago |
| SMA: Bearish | Oct 29, 2:15 PM | 2 days ago |
| MACD: Sell Signal | Oct 29, 2:15 PM | 2 days ago |
| SMA: Bearish | Oct 29, 11:25 AM | 2 days ago |
| SMA: Bullish | Oct 29, 9:30 AM | 2 days ago |
| MACD: Buy Signal | Oct 29, 9:30 AM | 2 days ago |
| SMA: Bullish | Oct 28, 3:55 PM | 3 days ago |
| MACD: Sell Signal | Oct 28, 1:40 PM | 3 days ago |
| SMA: Bearish | Oct 28, 10:30 AM | 3 days ago |
| SMA: Bearish | Oct 28, 10:30 AM | 3 days ago |
| SMA: Bullish | Oct 28, 10:05 AM | 3 days ago |
| SMA: Bullish | Oct 28, 10:05 AM | 3 days ago |
| SMA: Bearish | Oct 27, 3:30 PM | 4 days ago |
| SMA: Bullish | Oct 27, 10:05 AM | 4 days ago |
| SMA: Bearish | Oct 27, 9:50 AM | 4 days ago |
| RSI: Oversold | Oct 27, 9:50 AM | 4 days ago |
| SMA: Bullish | Oct 26, 3:55 PM | 5 days ago |
| SMA: Bearish | Oct 26, 3:50 PM | 5 days ago |
| SMA: Bullish | Oct 26, 3:45 PM | 5 days ago |
Key statistics
- Market cap
- 307.67M
- Enterprise value
- 501.92M
- Trailing P/E
- 11.13
- Forward P/E
- 10.34
- PEG ratio
- 0.00
- Price / sales
- 3.13
- Price / book
- 1.03
- EPS (TTM)
- 5.81
- Beta
- 0.49
- Dividend yield
- 2.95%
- Payout ratio
- 33.57%
- Profit margin
- 27.88%
- Revenue (TTM)
- 98.20M
- Revenue growth
- -1.20%
- Free cash flow
- 0
- Total cash
- 49.58M
- Total debt
- 236.50M
- Return on equity
- 9.75%
- Shares outstanding
- 4.76M
- Short % of float
- 0.75%
- 50-day average
- 66.09
- 200-day average
- 51.80
Analyst view
Consensus: none
Price target (mean) 60.00
Next earnings
Feb 4, 2025
Expected Feb 4, 2025. Consensus EPS estimate 1.53.
Financials — quick view
CZFS Revenue — quarterly 29.21M
CZFS Net income — quarterly 10.19M
CZFS EPS — quarterly 2.12
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Feb 4, 2025 | Dec 1, 2024 | 1.54 | — | — | — |
| Oct 30, 2024 | Sep 1, 2024 | 1.38 | 1.59 | +0.21 | +15.22% |
| Jul 30, 2024 | Jun 1, 2024 | 1.33 | 1.30 | -0.03 | -2.26% |
| Apr 25, 2024 | Mar 1, 2024 | 1.55 | 1.49 | -0.06 | -3.87% |
| Jan 30, 2024 | Dec 1, 2023 | 1.62 | 1.60 | -0.02 | -1.23% |
| Oct 23, 2023 | Sep 1, 2023 | 1.57 | 1.61 | +0.04 | +2.55% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Apr 30, 2024 | Janney Montgomery Scott | up | Neutral | Buy |
| Jun 29, 2023 | Janney Montgomery Scott | down | Buy | Neutral |
| Jan 26, 2021 | Janney Montgomery Scott | up | Neutral | Buy |
About Citizens Financial Services, Inc.
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- firstcitizensbank.com
News
- Citizens Financial Services (CZFS) Q3 Earnings and Revenues Beat Estimates
- Citizens Financial Servs Q3 EPS $2.48 Beats $2.20 Estimate, Sales $31.565M Beat $25.800M Estimate
- CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED THIRD QUARTER 2026 FINANCIAL RESULTS
- Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
- Citizens Financial Services (CZFS) Could Be a Great Choice
- BlackRock Inc. Acquires Shares of 354,551 Citizens Financial Services Inc. $CZFS
- Why Citizens Financial Services (CZFS) is a Great Dividend Stock Right Now
- Despite Recent Gains, Opportunity Remains With Citizens Financial Services
- 7,797 Shares in Citizens Financial Services Inc. $CZFS Bought by Great Lakes Advisors LLC
- All You Need to Know About Citizens Financial Services (CZFS) Rating Upgrade to Strong Buy
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CHAPPELL ROBERT W | Director | Stock Award(Grant) | Dec 15, 2024 | 11,751 |
| DEPAOLA RINALDO A | Director | Stock Award(Grant) | Dec 15, 2024 | 18,227 |
| FREEMAN THOMAS E. | Director | Stock Award(Grant) | Dec 15, 2024 | 14,860 |
| GRAHAM ROGER C JR | Director | Stock Award(Grant) | Dec 15, 2024 | 64,874 |
| HILFIGER JANIE M | Director | Stock Award(Grant) | Dec 15, 2024 | 3,139 |
| KUNES CHRISTOPHER W | Director | Stock Award(Grant) | Dec 15, 2024 | 12,161 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 8.10% | 318,343 | 20.58M | Sep 29, 2024 |
| Vanguard Group Inc | 6.07% | 238,583 | 15.42M | Sep 29, 2024 |
| Geode Capital Management, LLC | 2.60% | 102,399 | 6.62M | Sep 29, 2024 |
| Citizens & Northern Corp | 2.27% | 89,229 | 5.77M | Sep 29, 2024 |
| State Street Corporation | 1.83% | 72,070 | 4.66M | Sep 29, 2024 |
| Hudock, Inc. | 1.05% | 41,116 | 2.66M | Sep 29, 2024 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 3.62% | 142,125 | 9.19M | Sep 29, 2024 |
| iShares Russell 2000 ETF | 3.00% | 117,787 | 7.61M | Oct 30, 2024 |
| Vanguard Extended Market Index Fund | 1.58% | 62,236 | 4.02M | Sep 29, 2024 |
| Fidelity Small Cap Index Fund | 1.18% | 46,302 | 2.99M | Aug 30, 2024 |
| iShares Russell 2000 Value ETF | 0.99% | 38,985 | 2.52M | Oct 30, 2024 |
| Fidelity Extended Market Index Fund | 0.64% | 25,055 | 1.62M | Oct 30, 2024 |