Advertisement

UMB Financial Corporation UMBF

Set alert

Price alert · UMBF

All alert types
137.46 USD +2.99 +2.22%

At close · Nov 2

137.46 0.00 0.00%

After hours · Nov 2, 4:00 PM ET

Bid
137.46 × 2
Ask
137.50 × 2
134.96 Day range 139.35
103.38 52-week range 153.32
YTD
+19.49%
1 year
+28.61%
Open
135.68
Prev close
134.47
Mkt cap
10.44B
Vol
810.38K
Avg vol
608.20K
EPS
13.22
P/E
10.40
Div yield
1.49%
More statistics
Low
134.96
High
139.35
Forward P/E
9.72
Beta
0.85
Short ratio
5.66
Inst. own
98.45%
Dividend
2.00
Ex-div date
Dec 9, 2026
Earnings
Jan 26, 2027
50-d avg
135.72
200-d avg
131.30
1y target
160.00

2Y chart

Chart tools
Interval

Events in this range
  • Dec 10, 2024Dividend: 0.4
  • Mar 10, 2025Dividend: 0.4
  • Jun 10, 2025Dividend: 0.4
  • Sep 10, 2025Dividend: 0.4
  • Oct 28, 2025Earnings: 2.7; estimate 2.5; surprise 8%
  • Dec 10, 2025Dividend: 0.43
  • Jan 27, 2026Earnings: 3.08; estimate 2.71; surprise 13.65%
  • Mar 10, 2026Dividend: 0.43
  • Apr 28, 2026Earnings: 3.41; estimate 2.82; surprise 20.92%
  • Jun 10, 2026Dividend: 0.43
  • Jul 28, 2026Earnings: 3.57; estimate 3.08; surprise 15.91%
  • Sep 10, 2026Dividend: 0.5
  • Oct 5, 2026Rating: TD Cowen · Buy → Buy
  • Oct 9, 2026Rating: RBC Capital · Outperform → Outperform
  • Oct 20, 2026Rating: Truist Securities · Buy → Buy
  • Oct 27, 2026Earnings: 3.56; estimate 3.22; surprise 10.56%
  • Oct 29, 2026Rating: Piper Sandler · Overweight → Overweight
  • Oct 29, 2026Rating: TD Cowen · Buy → Buy
  • Oct 29, 2026Rating: Citigroup · Neutral → Neutral
Signals (79)
NameDateAgo
SMA: BullishNov 2, 20268 hours ago
SMA: BearishOct 30, 20263 days ago
SMA: BullishOct 29, 20264 days ago
SMA: BullishOct 20, 20261 week ago
SMA: BearishOct 19, 20262 weeks ago
SMA: BullishOct 15, 20262 weeks ago
SMA: BearishOct 13, 20262 weeks ago
MACD: Buy SignalOct 9, 20263 weeks ago
SMA: BullishOct 8, 20263 weeks ago
RSI: OversoldOct 7, 20263 weeks ago
SMA: BearishOct 5, 20264 weeks ago
SMA: BullishOct 2, 20261 month ago
SMA: BearishOct 1, 20261 month ago
RSI: OversoldSep 30, 20261 month ago
SMA: BearishAug 28, 20262 months ago
SMA: BullishAug 27, 20262 months ago
SMA: BearishAug 25, 20262 months ago
MACD: Sell SignalAug 19, 20262 months ago
MACD: Buy SignalAug 12, 20262 months ago
MACD: Sell SignalAug 6, 20262 months ago
MACD: Buy SignalAug 4, 20263 months ago
MACD: Sell SignalJul 10, 20263 months ago
RSI: OverboughtJul 1, 20264 months ago
RSI: OverboughtJun 25, 20264 months ago
MACD: Buy SignalJun 12, 20264 months ago
MACD: Sell SignalMay 29, 20265 months ago
MACD: Buy SignalMay 26, 20265 months ago
MACD: Sell SignalMay 13, 20265 months ago
RSI: OverboughtMay 1, 20266 months ago
SMA: BullishApr 8, 20266 months ago
SMA: BullishApr 7, 20266 months ago
MACD: Buy SignalMar 24, 20267 months ago
RSI: OversoldMar 18, 20267 months ago
SMA: BearishMar 6, 20268 months ago
SMA: BearishFeb 27, 20268 months ago
SMA: BullishFeb 26, 20268 months ago
SMA: BearishFeb 23, 20268 months ago
MACD: Sell SignalFeb 13, 20268 months ago
RSI: OverboughtFeb 5, 20269 months ago
MACD: Buy SignalJan 21, 20269 months ago
MACD: Sell SignalJan 20, 20269 months ago
MACD: Buy SignalJan 15, 20269 months ago
MACD: Sell SignalJan 12, 20269 months ago
MACD: Buy SignalJan 8, 20269 months ago
MACD: Sell SignalDec 29, 202510 months ago
SMA: BullishDec 3, 202511 months ago
SMA: BearishDec 2, 202511 months ago
SMA: BullishDec 1, 202511 months ago
SMA: BullishNov 21, 202511 months ago
MACD: Buy SignalNov 21, 202511 months ago
MACD: Sell SignalNov 18, 202511 months ago
SMA: BearishNov 17, 202511 months ago
MACD: Buy SignalNov 10, 202511 months ago
SMA: BullishNov 7, 202512 months ago
SMA: BearishOct 29, 20251 year ago
SMA: BullishOct 20, 20251 year ago
SMA: BearishOct 16, 20251 year ago
SMA: BearishOct 10, 20251 year ago
MACD: Sell SignalSep 10, 20251 year ago
RSI: OverboughtSep 4, 20251 year ago
RSI: OverboughtAug 26, 20251 year ago
RSI: OverboughtAug 22, 20251 year ago
MACD: Buy SignalAug 12, 20251 year ago
MACD: Sell SignalJul 17, 20251 year ago
MACD: Buy SignalJun 26, 20251 year ago
SMA: BullishJun 20, 20251 year ago
SMA: BearishJun 17, 20251 year ago
MACD: Sell SignalMay 22, 20251 year ago
SMA: BullishMay 2, 20251 year ago
MACD: Buy SignalApr 17, 20251 year ago
MACD: Sell SignalApr 3, 20251 year ago
RSI: OversoldApr 3, 20251 year ago
MACD: Buy SignalMar 18, 20251 year ago
RSI: OversoldMar 10, 20251 year ago
MACD: Sell SignalFeb 3, 20251 year ago
SMA: BearishJan 31, 20251 year ago
SMA: BullishJan 21, 20251 year ago
MACD: Buy SignalJan 14, 20251 year ago
RSI: OverboughtDec 4, 20241 year ago

Key statistics

Market cap
10.44B
Enterprise value
11.91B
Trailing P/E
10.40
Forward P/E
9.72
PEG ratio
2.54
Price / sales
3.60
Price / book
1.38
EPS (TTM)
13.22
Beta
0.85
Dividend yield
1.49%
Payout ratio
13.54%
Profit margin
35.61%
Revenue (TTM)
2.90B
Revenue growth
13.00%
Free cash flow
0
Total cash
2.41B
Total debt
3.81B
Return on equity
13.50%
Shares outstanding
75.95M
Short % of float
6.32%
50-day average
135.72
200-day average
131.30

Analyst view

Consensus: buy

Buy
Price target (mean) 160.00 +16.4% upside
Target (low)
145.00
Target (mean)
160.00
Target (high)
182.00
Ratings (0m) 16 13 buy · 3 hold · 0 sell
  • Strong buy7
  • Buy6
  • Hold3
  • Sell0
  • Strong sell0

Next earnings

Jan 26, 2027

Expected Jan 26, 2027. Consensus EPS estimate 3.28.

Earnings history

Financials — quick view

All financials
UMBF Revenue — quarterly 741.39M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
UMBF Net income — quarterly 278.08M
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026
UMBF EPS — quarterly 3.58
2022-Q4 20222023-Q1 20232023-Q2 20232023-Q3 20232023-Q4 20232024-Q1 20242024-Q2 20242024-Q3 20242024-Q4 20242025-Q1 20252025-Q2 20252025-Q3 20252025-Q4 20252026-Q1 20262026-Q2 20262026-Q3 2026

Earnings

UMBF recent earnings
Report dateQuarter endingEPS estimateEPS reportedSurpriseSurprise %
Jan 26, 2027Dec 30, 20263.29———
Oct 27, 2026Sep 30, 20263.223.56+0.34+10.56%
Jul 28, 2026Jun 30, 20263.083.57+0.49+15.91%
Apr 28, 2026Mar 31, 20262.823.41+0.59+20.92%
Jan 27, 2026Dec 31, 20252.713.08+0.37+13.65%
Oct 28, 2025Sep 30, 20252.502.70+0.20+8.00%

Upgrades / downgrades

UMBF analyst upgrades and downgrades
DateFirmActionFromTo
Oct 29, 2026CitigroupmainNeutralNeutral
Oct 29, 2026TD CowenmainBuyBuy
Oct 29, 2026Piper SandlermainOverweightOverweight
Oct 20, 2026Truist SecuritiesmainBuyBuy
Oct 9, 2026RBC CapitalmainOutperformOutperform
Oct 5, 2026TD CowenmainBuyBuy

About UMB Financial Corporation

UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Personal Banking. The Commercial Banking segment provides commercial loans and credit cards; commercial real estate financing; letters of credit; loan syndication, and consultative services; various business solutions including asset-based lending, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers banking, fund, asset management, and healthcare services to institutional clients; fund administration and accounting, investor services and transfer agency, alternative investment services, fixed income sales, trading and underwriting, and corporate trust and escrow services, as well as institutional custody services. This segment also provides healthcare payment solutions, including custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, as well as internet banking, ATM network, private banking, brokerage and insurance service, and investment advisory, trust, and custody services. It operates through a network of branches and offices. The company was founded in 1913 and is headquartered in Kansas City, Missouri.

Sector
Financial Services
Industry
Banks - Regional
Country
United States
Website
umb.com

News

Your note

Sign in to keep a note on UMBF — it syncs with the Stock Master app.

Insider holders

UMBF insider holders
InsiderRelationLatest transactionDateShares held
GALLAGHER KEVIN CHARLESDirectorSaleJul 30, 202620,441
GRAVES GREGORY MDirectorStock Award(Grant)Apr 30, 202639,786
JOHNSON SHANNON ANDRESENOfficerStock Award(Grant)Feb 8, 202633,131
KEMPER JOHN MARINERChief Executive OfficerSaleAug 3, 20260
MURPHY TIMOTHY R.DirectorStock Award(Grant)Apr 30, 202627,576
RINE JAMES DPresidentSaleJun 8, 202662,933

Institution ownership

UMBF institution ownership
Holder% heldSharesValueReported
Blackrock Inc.13.45%10,215,6511.40BJun 29, 2026
UMB Bank NA/MO6.16%4,674,963642.62MJun 29, 2026
Vanguard Portfolio Management LLC5.55%4,213,123579.14MJun 29, 2026
State Street Corporation5.44%4,133,285568.16MJun 29, 2026
Vanguard Capital Management LLC4.12%3,130,338430.30MJun 29, 2026
Dimensional Fund Advisors LP3.99%3,030,849416.62MJun 29, 2026

Fund ownership

UMBF fund ownership
Holder% heldSharesValueReported
iShares Trust-iShares Core S&P Mid-Cap ETF3.38%2,570,101353.29MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund2.86%2,171,089298.44MJun 29, 2026
iShares Trust-iShares Russell 2000 ETF2.54%1,926,242264.78MSep 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund2.06%1,567,528215.47MJun 29, 2026
VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund1.31%993,420136.56MJun 29, 2026
Fidelity Securities Fund-Fidelity Small Cap Value Fund1.25%950,602130.67MJul 30, 2026
Advertisement