Trupanion, Inc. TRUP
37.46 USD +2.74 (+7.89%)
Nov 6, 2026, 12:17 PM EST
33.51 Day range 38.82
21.16 52-week range 46.98
- YTD
- +0.24%
- 1 year
- -11.00%
- Market cap
- 1.64B
- Revenue (ttm)
- 1.52B
- Profit margin
- 1.53%
- EPS (ttm)
- 0.53
- Shares out
- 43.62M
- P/E ratio
- 70.86
- Forward P/E
- 7.90
- YTD return
- +0.24%
- 1-year return
- -11.00%
- Volume
- 214.22K
- Avg volume
- 465.67K
- Open
- 34.99
- Previous close
- 34.72
- Day's range
- 33.51 – 38.82
- 52-week range
- 21.16 – 46.98
- Beta
- 1.30
- Analysts
- Buy
- Price target
- 33.25 (-11.2%)
5D +8.45 (+28.11%)
Key statistics
- Enterprise value
- 1.07B
- PEG ratio
- 0.00
- Price / sales
- 0.97
- Price / book
- 3.61
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- 11.10%
- Free cash flow
- 11.55M
- Total cash
- 398.49M
- Total debt
- 106.91M
- Return on equity
- 6.07%
- Short % of float
- 10.10%
- 50-day average
- 26.87
- 200-day average
- 26.57
Analyst view
Consensus: buy
Buy
Price target (mean) 33.25 -11.2% downside
Now 37.46
- Target (low)
- 29.00
- Target (mean)
- 33.25
- Target (high)
- 42.00
Ratings (0m) 6 2 buy · 4 hold · 0 sell
- Strong buy0
- Buy2
- Hold4
- Sell0
- Strong sell0
Next earnings
Consensus EPS estimate 1.01.
Financials — quick view
TRUP Revenue — quarterly 392.93M
TRUP Net income — quarterly 6.83M
TRUP EPS — quarterly 0.16
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Nov 5, 2026 | Sep 30, 2026 | 0.1633 | 0.21 | +0.05 | +28.60% |
| Aug 5, 2026 | Jun 30, 2026 | 0.1133 | 0.16 | +0.05 | +41.22% |
| Apr 30, 2026 | Mar 31, 2026 | 0.07 | 0.11 | +0.04 | +57.14% |
| Feb 12, 2026 | Dec 31, 2025 | 0.14 | 0.13 | -0.01 | -7.14% |
| Nov 6, 2025 | Sep 30, 2025 | 0.89 | 0.13 | -0.76 | -85.39% |
| Aug 7, 2025 | Jun 30, 2025 | -0.03 | 0.22 | +0.25 | +833.33% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 7, 2026 | Cantor Fitzgerald | main | Neutral | Neutral |
| Aug 26, 2026 | Piper Sandler | down | Overweight | Neutral |
| Aug 20, 2026 | Stifel | main | Hold | Hold |
| Apr 14, 2026 | B of A Securities | main | Buy | Buy |
| Apr 9, 2026 | Cantor Fitzgerald | main | Neutral | Neutral |
| Mar 31, 2026 | Stifel | main | Hold | Hold |
About Trupanion, Inc.
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, and Continental Europe. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. and changed its name to Trupanion, Inc. in 2013. Trupanion, Inc. was founded in 2000 and is headquartered in Seattle, Washington.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Country
- United States
- Website
- trupanion.com
News
Trupanion Q3 Earnings Call Highlights 
Conference call:
Trupanion Narrows FY2026 Sales Guidance from $1.584B-$1.601B to $1.590B-$1.597B vs $1.592B Est 
Trupanion Q3 2026 Earnings Call Transcript 
Trupanion Q3 EPS $0.21 Beats $0.16 Estimate, Sales $405.593M Beat $402.520M Estimate 
Cantor Fitzgerald Maintains Neutral on Trupanion, Lowers Price Target to $30 
Piper Sandler Downgrades Trupanion to Neutral, Lowers Price Target to $32 
Stifel Maintains Hold on Trupanion, Raises Price Target to $29 
Trupanion Raises FY2026 Sales Guidance from $1.556B-$1.581B to $1.584B-$1.601B vs $1.579B Est - Trupanion Announces $100M Buyback Plan
- Trupanion Q2 EPS $0.16 Beats $0.12 Estimate, Sales $392.900M Beat $389.710M Estimate
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| BEARMAN ASHER | Officer | Conversion of Exercise of derivative security | Aug 24, 2026 | 74,013 |
| DAVIDSON JACQUELINE L. | Director | Conversion of Exercise of derivative security | Dec 30, 2024 | 16,564 |
| DREYER EMILY | Officer | Sale | Mar 3, 2026 | 35,627 |
| GALLAGHER JOHN R | Chief Operating Officer | Sale | Sep 27, 2026 | 33,311 |
| LOW MURRAY B | Director | Conversion of Exercise of derivative security | Jan 8, 2026 | 154,534 |
| RAWLINGS DARRYL G | Director | Conversion of Exercise of derivative security | Aug 20, 2026 | 25,151 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Blackrock Inc. | 12.40% | 5,441,008 | 183.23M | Jun 29, 2026 |
| Capital World Investors | 8.75% | 3,840,269 | 129.32M | Jun 29, 2026 |
| AFLAC Inc. | 8.29% | 3,636,364 | 122.45M | Jun 29, 2026 |
| Vanguard Portfolio Management LLC | 4.11% | 1,801,498 | 60.67M | Jun 29, 2026 |
| Polar Capital Holdings PLC | 3.99% | 1,750,000 | 58.93M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 3.39% | 1,486,377 | 50.05M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| iShares Trust-iShares Core S&P Small-Cap ETF | 5.06% | 2,219,078 | 74.73M | Sep 29, 2026 |
| SmallCap World Fund Inc | 4.76% | 2,090,480 | 70.40M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.37% | 1,039,038 | 34.99M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.18% | 957,285 | 32.24M | Sep 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | 1.71% | 749,509 | 25.24M | Jun 29, 2026 |
| Fidelity Securities Fund-Fidelity Small Cap Growth Fund | 1.04% | 455,891 | 15.35M | Jul 30, 2026 |