Shore Bancshares, Inc. SHBI

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22.38 USD -0.31 -1.37%

At close · Oct 30

22.38 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
22.37 × 2
Ask
22.39 × 2
22.29 Day range 22.81
15.52 52-week range 24.61
YTD
+26.58%
1 year
+44.20%
Open
22.81
Prev close
22.69
Mkt cap
745.37M
Vol
169.40K
Avg vol
211.56K
EPS
2.05
P/E
10.92
Div yield
3.00%
More statistics
Low
22.29
High
22.81
Forward P/E
10.46
Beta
0.94
Short ratio
1.65
Inst. own
58.87%
Dividend
0.48
Ex-div date
Nov 11, 2024
Earnings
Jan 29, 2025
50-d avg
15.77
200-d avg
13.03
1y target
19.00

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Financial health

Altman Z-Score

-0.55 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 4
  • P/E 3
  • P/B 3

Valuation

P/E 9.9×
FY 2016: 20.1×FY 2017: 18.8×FY 2018: 7.4×FY 2019: 13.7×FY 2020: 11.5×FY 2021: 17.8×FY 2022: 11.1×FY 2023: 33.9×FY 2024: 12.0×FY 2025: 9.9×
FY 2016 5y median 12.0× FY 2025
P/S 1.7×
FY 2016: 3.4×FY 2017: 3.8×FY 2018: 2.9×FY 2019: 3.2×FY 2020: 2.6×FY 2021: 3.3×FY 2022: 2.5×FY 2023: 1.6×FY 2024: 1.6×FY 2025: 1.7×
FY 2016 5y median 1.7× FY 2025
P/B 1.0×
FY 2016: 1.3×FY 2017: 1.3×FY 2018: 1.0×FY 2019: 1.1×FY 2020: 0.9×FY 2021: 0.8×FY 2022: 0.9×FY 2023: 0.7×FY 2024: 1.0×FY 2025: 1.0×
FY 2016 5y median 0.9× FY 2025
P/FCF 10.0×
FY 2016: 10.5×FY 2017: 11.6×FY 2018: 10.8×FY 2019: 19.2×FY 2020: 11.3×FY 2021: -25.0×FY 2022: 6.9×FY 2023: 22.6×FY 2024: 12.7×FY 2025: 10.0×
FY 2016 5y median 10.0× FY 2025
EV/EBITDA 6.9×
FY 2016: 6.6×FY 2017: 10.3×FY 2018: 8.3×FY 2019: 6.1×FY 2020: 1.0×FY 2021: -10.0×FY 2022: 8.0×FY 2023: 3.6×FY 2024: 2.7×FY 2025: 6.9×
FY 2016 5y median 3.6× FY 2025
EV/Sales 1.9×
FY 2016: 2.1×FY 2017: 3.6×FY 2018: 3.0×FY 2019: 2.1×FY 2020: 0.3×FY 2021: -2.9×FY 2022: 2.8×FY 2023: 0.4×FY 2024: 0.6×FY 2025: 1.9×
FY 2016 5y median 0.6× FY 2025
FCF Yield 10.0%
FY 2016: 9.5%FY 2017: 8.6%FY 2018: 9.3%FY 2019: 5.2%FY 2020: 8.9%FY 2021: -4.0%FY 2022: 14.5%FY 2023: 4.4%FY 2024: 7.9%FY 2025: 10.0%
FY 2016 5y median 7.9% FY 2025

Profitability

Gross Margin 63.2%
FY 2016: 92.5%FY 2017: 91.8%FY 2018: 89.2%FY 2019: 85.2%FY 2020: 84.4%FY 2021: 93.2%FY 2022: 89.4%FY 2023: 54.0%FY 2024: 60.3%FY 2025: 63.2%
FY 2016 5y median 63.2% FY 2025
Operating Margin 23.0%
FY 2016: 28.0%FY 2017: 32.3%FY 2018: 32.8%FY 2019: 31.4%FY 2020: 29.9%FY 2021: 25.3%FY 2022: 30.8%FY 2023: 5.9%FY 2024: 18.0%FY 2025: 23.0%
FY 2016 5y median 23.0% FY 2025
Net Margin 17.4%
FY 2016: 17.0%FY 2017: 20.2%FY 2018: 38.8%FY 2019: 23.2%FY 2020: 22.3%FY 2021: 18.4%FY 2022: 22.8%FY 2023: 4.7%FY 2024: 13.4%FY 2025: 17.4%
FY 2016 5y median 17.4% FY 2025
ROE 10.1%
FY 2016: 6.2%FY 2017: 6.9%FY 2018: 13.6%FY 2019: 8.4%FY 2020: 8.1%FY 2021: 4.4%FY 2022: 8.6%FY 2023: 2.2%FY 2024: 8.1%FY 2025: 10.1%
FY 2016 5y median 8.1% FY 2025
ROIC 21.1%
FY 2016: 6.0%FY 2017: 4.9%FY 2018: 5.9%FY 2019: 7.5%FY 2020: 6.8%FY 2021: 3.6%FY 2022: 6.7%FY 2023: 1.8%FY 2024: 6.2%FY 2025: 21.1%
FY 2016 5y median 6.2% FY 2025
ROA 1.0%
FY 2016: 0.8%FY 2017: 0.8%FY 2018: 1.7%FY 2019: 1.0%FY 2020: 0.8%FY 2021: 0.4%FY 2022: 0.9%FY 2023: 0.2%FY 2024: 0.7%FY 2025: 1.0%
FY 2016 5y median 0.7% FY 2025

Growth (YoY)

Revenue 5.0%
FY 2016: 5.8%FY 2017: -2.0%FY 2018: 15.8%FY 2019: 8.4%FY 2020: 0.9%FY 2021: 18.8%FY 2022: 63.7%FY 2023: 74.1%FY 2024: 36.9%FY 2025: 5.0%
FY 2016 FY 2025
Operating Income 34.0%
FY 2016: 38.1%FY 2017: 13.0%FY 2018: 17.7%FY 2019: 3.6%FY 2020: -3.9%FY 2021: 0.6%FY 2022: 99.0%FY 2023: -66.3%FY 2024: 313.9%FY 2025: 34.0%
FY 2016 FY 2025
EPS (diluted) 34.8%
FY 2016: 35.7%FY 2017: 17.1%FY 2018: 120.2%FY 2019: -35.2%FY 2020: 0.0%FY 2021: -7.9%FY 2022: 34.2%FY 2023: -73.2%FY 2024: 214.3%FY 2025: 34.8%
FY 2016 FY 2025
Free Cash Flow 42.1%
FY 2016: 34.6%FY 2017: -0.2%FY 2018: -6.0%FY 2019: -33.0%FY 2020: 39.6%FY 2021: -168.2%FY 2022: 558.6%FY 2023: -66.6%FY 2024: 148.6%FY 2025: 42.1%
FY 2016 FY 2025

Financial Health

Current Ratio 6.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 6.2×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 6.2×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.0×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 6.2×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.2×
FY 2016: 0.0×FY 2017: 0.1×FY 2018: 0.4×FY 2019: 0.1×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.3×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA 0.6×
FY 2016: -4.0×FY 2017: -0.5×FY 2018: 0.4×FY 2019: -3.0×FY 2020: -6.7×FY 2021: -21.2×FY 2022: 0.8×FY 2023: -11.4×FY 2024: -4.3×FY 2025: 0.6×
FY 2016 5y median -4.3× FY 2025
Interest Coverage 0.7×
FY 2016: 6.6×FY 2017: 7.9×FY 2018: 4.0×FY 2019: 2.3×FY 2020: 3.0×FY 2021: 3.5×FY 2022: 3.4×FY 2023: 0.2×FY 2024: 0.5×FY 2025: 0.7×
FY 2016 5y median 0.7× FY 2025

Dividends

Dividend Yield 2.7%
FY 2016: 0.9%FY 2017: 1.3%FY 2018: 2.2%FY 2019: 2.4%FY 2020: 3.3%FY 2021: 2.4%FY 2022: 2.8%FY 2023: 3.4%FY 2024: 3.0%FY 2025: 2.7%
FY 2016 5y median 2.8% FY 2025
Payout Ratio 27.0%
FY 2016: 18.4%FY 2017: 24.8%FY 2018: 16.3%FY 2019: 33.0%FY 2020: 37.8%FY 2021: 43.0%FY 2022: 30.6%FY 2023: 113.4%FY 2024: 36.5%FY 2025: 27.0%
FY 2016 5y median 36.5% FY 2025

Annual · latest fiscal year ends 2025-12-31