RWCB

Redwood Capital Bancorp

USD

Set alert

Price alert · RWCB

All alert types
34.49 USD 0.00 0.00%
As of Oct 30, 2026
33.51 Day range 34.50
27.10 52-week range 34.62
YTD
+21.02%
1 year
+29.03%
Open
33.51
Prev close
34.49
Mkt cap
64.41M
Vol
2.24K
Avg vol
413
EPS
3.08
P/E
11.20
More statistics
Low
33.51
High
34.50

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for RWCB has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

-0.73 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

5 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B3 / 5 overall

  • DCF 4
  • Return on Equity 3
  • Return on Assets 3
  • Debt / Equity 1
  • P/E 3
  • P/B 3

Valuation

P/E 10.3×
FY 2016: 10.2×FY 2017: 13.3×FY 2018: 7.2×FY 2019: 8.7×FY 2020: 6.6×FY 2021: 7.2×FY 2022: 6.0×FY 2023: 6.2×FY 2024: 7.9×FY 2025: 10.3×
FY 2016 5y median 7.2× FY 2025
P/S 2.0×
FY 2016: 1.9×FY 2017: 2.3×FY 2018: 1.8×FY 2019: 2.1×FY 2020: 1.5×FY 2021: 1.9×FY 2022: 1.7×FY 2023: 1.7×FY 2024: 1.5×FY 2025: 2.0×
FY 2016 5y median 1.7× FY 2025
P/B 1.0×
FY 2016: 1.3×FY 2017: 1.4×FY 2018: 1.1×FY 2019: 1.2×FY 2020: 0.8×FY 2021: 1.0×FY 2022: 0.9×FY 2023: 1.0×FY 2024: 0.8×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF 9.3×
FY 2016: 12.1×FY 2017: 8.6×FY 2018: 20.8×FY 2019: 10.7×FY 2020: 20.9×FY 2021: 3.5×FY 2022: 5.0×FY 2023: 10.0×FY 2024: 6.4×FY 2025: 9.3×
FY 2016 5y median 6.4× FY 2025
EV/EBITDA 6.6×
FY 2016: -1.5×FY 2017: -0.1×FY 2018: -7.3×FY 2019: 5.4×FY 2020: -5.8×FY 2021: -5.2×FY 2022: 1.5×FY 2023: 3.4×FY 2024: -0.0×FY 2025: 6.6×
FY 2016 5y median 1.5× FY 2025
EV/Sales 1.7×
FY 2016: -0.6×FY 2017: -0.0×FY 2018: -0.3×FY 2019: 0.2×FY 2020: -2.1×FY 2021: -2.2×FY 2022: 0.6×FY 2023: 1.4×FY 2024: -0.0×FY 2025: 1.7×
FY 2016 5y median 0.6× FY 2025
FCF Yield 10.7%
FY 2016: 8.3%FY 2017: 11.6%FY 2018: 4.8%FY 2019: 9.3%FY 2020: 4.8%FY 2021: 28.2%FY 2022: 20.0%FY 2023: 10.0%FY 2024: 15.7%FY 2025: 10.7%
FY 2016 5y median 15.7% FY 2025

Profitability

Gross Margin 82.6%
FY 2016: 100.0%FY 2017: 100.0%FY 2018: 100.0%FY 2019: 100.0%FY 2020: 85.9%FY 2021: 93.1%FY 2022: 94.3%FY 2023: 91.6%FY 2024: 80.0%FY 2025: 82.6%
FY 2016 5y median 91.6% FY 2025
Operating Margin 25.7%
FY 2016: 31.9%FY 2017: 33.4%FY 2018: 33.7%FY 2019: 32.4%FY 2020: 31.9%FY 2021: 37.0%FY 2022: 37.9%FY 2023: 38.1%FY 2024: 42.2%FY 2025: 25.7%
FY 2016 5y median 37.9% FY 2025
Net Margin 18.6%
FY 2016: 19.0%FY 2017: 17.0%FY 2018: 24.6%FY 2019: 23.6%FY 2020: 22.5%FY 2021: 26.9%FY 2022: 27.3%FY 2023: 27.5%FY 2024: 19.5%FY 2025: 18.6%
FY 2016 5y median 26.9% FY 2025
ROE 9.4%
FY 2016: 12.3%FY 2017: 10.7%FY 2018: 15.0%FY 2019: 13.2%FY 2020: 12.3%FY 2021: 13.9%FY 2022: 15.6%FY 2023: 15.4%FY 2024: 10.4%FY 2025: 9.4%
FY 2016 5y median 13.9% FY 2025
ROIC 1.0%
FY 2016: 1.7%FY 2017: 1.6%FY 2018: 2.3%FY 2019: 2.3%FY 2020: 0.9%FY 2021: 2.1%FY 2022: 2.6%FY 2023: 12.4%FY 2024: 3.2%FY 2025: 1.0%
FY 2016 5y median 2.6% FY 2025
ROA 1.0%
FY 2016: 0.8%FY 2017: 0.7%FY 2018: 1.1%FY 2019: 1.1%FY 2020: 0.9%FY 2021: 0.9%FY 2022: 1.1%FY 2023: 1.4%FY 2024: 1.0%FY 2025: 1.0%
FY 2016 5y median 1.0% FY 2025

Growth (YoY)

Revenue 3.3%
FY 2016: 19.0%FY 2017: 6.2%FY 2018: 11.9%FY 2019: 3.3%FY 2020: 12.4%FY 2021: 6.3%FY 2022: 5.9%FY 2023: 16.2%FY 2024: 5.5%FY 2025: 3.3%
FY 2016 FY 2025
Operating Income -37.1%
FY 2016: 24.6%FY 2017: 11.3%FY 2018: 13.0%FY 2019: -0.8%FY 2020: 10.5%FY 2021: 23.6%FY 2022: 8.5%FY 2023: 16.6%FY 2024: 16.9%FY 2025: -37.1%
FY 2016 FY 2025
EPS (diluted) 2.6%
FY 2016: 15.7%FY 2017: -5.7%FY 2018: 60.6%FY 2019: -0.9%FY 2020: 8.6%FY 2021: 23.7%FY 2022: 7.4%FY 2023: 18.2%FY 2024: -24.6%FY 2025: 2.6%
FY 2016 FY 2025
Free Cash Flow -9.1%
FY 2016: 0.7%FY 2017: 75.7%FY 2018: -63.6%FY 2019: 132.0%FY 2020: -58.8%FY 2021: 719.1%FY 2022: -35.7%FY 2023: -39.3%FY 2024: 47.1%FY 2025: -9.1%
FY 2016 FY 2025

Financial Health

Current Ratio 686×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 3433×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 686×
FY 2016 5y median 0.4× FY 2025
Quick Ratio 686×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 3433×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 686×
FY 2016 5y median 0.4× FY 2025
Debt / Equity 0.0×
FY 2016: 0.2×FY 2017: 0.2×FY 2018: 0.2×FY 2019: 0.3×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.2×FY 2024: 0.1×FY 2025: 0.0×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA -1.1×
FY 2016: -6.9×FY 2017: -53.7×FY 2018: -50.2×FY 2019: -43.4×FY 2020: -9.9×FY 2021: -9.8×FY 2022: -2.5×FY 2023: -0.9×FY 2024: -5.7×FY 2025: -1.1×
FY 2016 5y median -2.5× FY 2025
Interest Coverage 1.4×
FY 2016: 0.0×FY 2017: 0.0×FY 2018: 0.0×FY 2019: 17.7×FY 2020: 4.1×FY 2021: 6.0×FY 2022: 8.2×FY 2023: 4.6×FY 2024: 0.0×FY 2025: 1.4×
FY 2016 5y median 4.6× FY 2025

Dividends

Dividend Yield 1.2%
FY 2016: 1.7%FY 2017: 1.4%FY 2018: 1.8%FY 2019: 1.5%FY 2020: 1.9%FY 2021: 1.4%FY 2022: 1.6%FY 2023: 1.4%FY 2024: 1.5%FY 2025: 1.2%
FY 2016 5y median 1.4% FY 2025
Payout Ratio 13.1%
FY 2016: 16.9%FY 2017: 18.7%FY 2018: 12.9%FY 2019: 13.2%FY 2020: 12.3%FY 2021: 9.8%FY 2022: 9.5%FY 2023: 8.9%FY 2024: 11.8%FY 2025: 13.1%
FY 2016 5y median 9.8% FY 2025

Annual · latest fiscal year ends 2025-12-31