OppFi Inc. OPFI
6.37 USD +0.53 (+9.08%)
At closeNov 4, 2026, 4:01 PM EST
6.37 0.00 0.00%
After hours · Nov 4, 4:01 PM ET
6.04 Day range 6.37
5.36 52-week range 11.69
- YTD
- -39.10%
- 1 year
- -34.13%
- Market cap
- 542.78M
- Revenue (ttm)
- 340.04M
- Profit margin
- 19.44%
- EPS (ttm)
- 2.14
- Shares out
- 85.39M
- P/E ratio
- 2.98
- Forward P/E
- 4.22
- YTD return
- -39.10%
- 1-year return
- -34.13%
- Volume
- 1.63M
- Avg volume
- 958.13K
- Open
- 6.06
- Previous close
- 5.84
- Day's range
- 6.04 – 6.37
- 52-week range
- 5.36 – 11.69
- Beta
- 1.77
- Analysts
- Buy
- Price target
- 14.00 (+119.8%)
- Earnings date
- Aug 10, 2026
5D +0.36 (+6.16%)
Key statistics
- Enterprise value
- 1.27B
- PEG ratio
- 0.00
- Price / sales
- 3.92
- Price / book
- 3.23
- Dividend yield
- 0.00%
- Payout ratio
- 0.00%
- Revenue growth
- -2.20%
- Free cash flow
- 0
- Total cash
- 63.87M
- Total debt
- 295.19M
- Return on equity
- 62.06%
- Short % of float
- 2.56%
- 50-day average
- 8.87
- 200-day average
- 9.43
Analyst view
Consensus: buy
Buy
Price target (mean) 14.00 +119.8% upside
Now 6.37
- Target (low)
- 11.00
- Target (mean)
- 14.00
- Target (high)
- 16.00
Ratings (0m) 3 2 buy · 1 hold · 0 sell
- Strong buy1
- Buy1
- Hold1
- Sell0
- Strong sell0
Next earnings
Aug 10, 2026
Expected Aug 10, 2026. Consensus EPS estimate 0.445.
Financials — quick view
OPFI Revenue — quarterly 86.17M
OPFI Net income — quarterly 14.84M
OPFI EPS — quarterly 0.22
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Aug 10, 2026 | Jun 30, 2026 | 0.48 | — | — | — |
| May 7, 2026 | Mar 31, 2026 | 0.33 | 0.35 | +0.02 | +6.06% |
| Mar 11, 2026 | Dec 31, 2025 | 0.28 | 0.30 | +0.02 | +7.14% |
| Oct 29, 2025 | Oct 28, 2025 | 0.31 | 0.46 | +0.15 | +48.39% |
| Aug 5, 2025 | Jun 30, 2025 | 0.295 | -0.78091 | -1.08 | -364.72% |
| May 7, 2025 | Mar 31, 2025 | 0.26 | 0.38 | +0.12 | +46.15% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| May 8, 2026 | Stephens & Co. | main | Equal-Weight | Equal-Weight |
| Apr 17, 2026 | Citizens | main | Market Outperform | Market Outperform |
| May 8, 2025 | JMP Securities | up | Market Perform | Market Outperform |
| Dec 13, 2024 | Northland Capital Markets | main | Outperform | Outperform |
| Nov 8, 2024 | Northland Capital Markets | main | Outperform | Outperform |
| Apr 17, 2024 | JMP Securities | reit | Market Outperform | Market Outperform |
About OppFi Inc.
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. OppFi Inc. was founded in 2012 and is based in Chicago, Illinois.
- Sector
- Financial Services
- Industry
- Credit Services
- Country
- United States
- Website
- oppfi.com
News
OppFi to Participate in November 2026 Conferences 
OppFi Provides Update on Pending BNC Acquisition 
OppFi: The Selloff Has Gone Too Far 
OppFi Inc. (OPFI) Q3 2026 Earnings Call Transcript 
OppFi Q3 Earnings Call Highlights 
OppFi Q3 2026 Earnings Call Transcript 
OppFi Inc. (OPFI) Misses Q3 Earnings and Revenue Estimates 
OppFi Narrows FY2026 Adj EPS Guidance from $1.34-$1.51 to $1.34-$1.40 vs $1.41 Est; Narrows FY2026 Sales Guidance from $600.000M-$625.000M to $600.000M-$610.000M vs $611.358M Est 
OppFi Reports Third Quarter 2026 Results 
OppFi Announces its Third Quarter 2026 Earnings Conference Call
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| FAVILLA CHRISTINA M | Director | Stock Award(Grant) | Jun 8, 2026 | 186,487 |
| JOHNSON PAMELA D | Chief Financial Officer | Stock Award(Grant) | Mar 31, 2026 | 164,343 |
| MCKAY CHRISTOPHER J | Officer | Sale | Jun 11, 2026 | 1,513,060 |
| MOORE JOCELYN | Director | Sale | Jun 14, 2026 | 16,843 |
| SCHWARTZ THEODORE G | Director and Beneficial Owner of more than 10% of a Class of Security | Stock Award(Grant) | Jun 8, 2026 | 21,917,100 |
| SCHWARTZ TODD G | Chief Executive Officer | Conversion of Exercise of derivative security | Apr 27, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| Wellington Management Group, LLP | 3.08% | 2,630,168 | 24.34M | Mar 30, 2026 |
| Blackrock Inc. | 2.27% | 1,935,383 | 17.91M | Mar 30, 2026 |
| Vanguard Capital Management LLC | 1.39% | 1,186,153 | 10.98M | Mar 30, 2026 |
| Two Sigma Investments, LP | 1.28% | 1,096,268 | 10.15M | Mar 30, 2026 |
| Morgan Stanley | 0.83% | 710,308 | 6.57M | Mar 30, 2026 |
| JPMORGAN CHASE & CO | 0.78% | 665,056 | 6.16M | Mar 30, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 0.99% | 845,857 | 7.83M | Mar 30, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 0.76% | 645,962 | 5.98M | May 30, 2026 |
| TIAA-CREF Funds-Nuveen Quant Small Cap Equity Fund | 0.65% | 554,880 | 5.14M | Apr 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | 0.37% | 313,553 | 2.90M | Mar 30, 2026 |
| Fidelity Salem Street Trust-Fidelity Small Cap Index Fund | 0.29% | 251,605 | 2.33M | Apr 29, 2026 |
| iShares Trust-iShares Russell 2000 Growth ETF | 0.25% | 217,065 | 2.01M | May 30, 2026 |