NRIM

Northrim BanCorp, Inc.

Financial Services · USD

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23.85 USD -0.33 -1.36%
As of Oct 30, 2026 Extended hours 23.85 0.00%
Bid
23.80 × 2
Ask
23.86 × 2
23.78 Day range 24.98
21.98 52-week range 29.76
YTD
-10.37%
1 year
+7.82%
Open
24.34
Prev close
24.18
Mkt cap
530.54M
Vol
95.64K
Avg vol
138.93K
EPS
2.47
P/E
9.66
Div yield
3.24%
More statistics
Low
23.78
High
24.98
Forward P/E
13.90
Beta
0.74
Short ratio
1.73
Inst. own
72.58%
Dividend
2.48
Ex-div date
Dec 18, 2024
Earnings
Oct 22, 2025
50-d avg
77.71
200-d avg
62.98
1y target
93.25

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Financial health

Altman Z-Score

0.69 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

6 / 9 Average

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

A-4 / 5 overall

  • DCF 5
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 3
  • P/E 3
  • P/B 2

Valuation

P/E 9.1×
FY 2016: 15.1×FY 2017: 17.7×FY 2018: 11.3×FY 2019: 12.4×FY 2020: 6.6×FY 2021: 7.2×FY 2022: 10.2×FY 2023: 12.6×FY 2024: 11.6×FY 2025: 9.1×
FY 2016 5y median 10.2× FY 2025
P/S 2.4×
FY 2016: 2.1×FY 2017: 2.4×FY 2018: 2.3×FY 2019: 2.4×FY 2020: 1.5×FY 2021: 2.0×FY 2022: 2.3×FY 2023: 2.0×FY 2024: 2.2×FY 2025: 2.4×
FY 2016 5y median 2.2× FY 2025
P/B 1.8×
FY 2016: 1.2×FY 2017: 1.2×FY 2018: 1.1×FY 2019: 1.2×FY 2020: 1.0×FY 2021: 1.1×FY 2022: 1.4×FY 2023: 1.4×FY 2024: 1.6×FY 2025: 1.8×
FY 2016 5y median 1.4× FY 2025
P/FCF 4.4×
FY 2016: 12.9×FY 2017: 19.4×FY 2018: 10.7×FY 2019: -66.5×FY 2020: -5.4×FY 2021: 2.5×FY 2022: 4.2×FY 2023: 9.8×FY 2024: -45.9×FY 2025: 4.4×
FY 2016 5y median 4.2× FY 2025
EV/EBITDA 5.9×
FY 2016: 9.1×FY 2017: 7.3×FY 2018: 7.3×FY 2019: 6.5×FY 2020: 2.9×FY 2021: -6.5×FY 2022: 2.1×FY 2023: 6.7×FY 2024: 8.0×FY 2025: 5.9×
FY 2016 5y median 5.9× FY 2025
EV/Sales 2.2×
FY 2016: 2.1×FY 2017: 2.1×FY 2018: 2.1×FY 2019: 1.8×FY 2020: 1.0×FY 2021: -2.5×FY 2022: 0.7×FY 2023: 1.5×FY 2024: 2.1×FY 2025: 2.2×
FY 2016 5y median 1.5× FY 2025
FCF Yield 22.8%
FY 2016: 7.7%FY 2017: 5.2%FY 2018: 9.3%FY 2019: -1.5%FY 2020: -18.4%FY 2021: 40.7%FY 2022: 23.6%FY 2023: 10.2%FY 2024: -2.2%FY 2025: 22.8%
FY 2016 5y median 22.8% FY 2025

Profitability

Gross Margin 81.4%
FY 2016: 95.2%FY 2017: 94.1%FY 2018: 97.4%FY 2019: 95.8%FY 2020: 93.9%FY 2021: 100.2%FY 2022: 94.7%FY 2023: 79.4%FY 2024: 77.5%FY 2025: 81.4%
FY 2016 5y median 81.4% FY 2025
Operating Margin 35.5%
FY 2016: 20.6%FY 2017: 24.8%FY 2018: 25.0%FY 2019: 24.3%FY 2020: 30.3%FY 2021: 35.1%FY 2022: 28.6%FY 2023: 20.0%FY 2024: 24.0%FY 2025: 35.5%
FY 2016 5y median 28.6% FY 2025
Net Margin 26.6%
FY 2016: 14.1%FY 2017: 13.7%FY 2018: 20.8%FY 2019: 19.3%FY 2020: 23.5%FY 2021: 27.4%FY 2022: 22.9%FY 2023: 16.0%FY 2024: 18.9%FY 2025: 26.6%
FY 2016 5y median 22.9% FY 2025
ROE 19.8%
FY 2016: 7.7%FY 2017: 6.8%FY 2018: 9.7%FY 2019: 10.0%FY 2020: 14.8%FY 2021: 15.8%FY 2022: 14.1%FY 2023: 10.8%FY 2024: 13.8%FY 2025: 19.8%
FY 2016 5y median 14.1% FY 2025
ROIC 13.8%
FY 2016: 5.8%FY 2017: 5.2%FY 2018: 7.3%FY 2019: 7.6%FY 2020: 11.1%FY 2021: 12.4%FY 2022: 10.7%FY 2023: 7.9%FY 2024: 10.2%FY 2025: 13.8%
FY 2016 5y median 10.7% FY 2025
ROA 2.0%
FY 2016: 0.9%FY 2017: 0.9%FY 2018: 1.3%FY 2019: 1.3%FY 2020: 1.6%FY 2021: 1.4%FY 2022: 1.1%FY 2023: 0.9%FY 2024: 1.2%FY 2025: 2.0%
FY 2016 5y median 1.2% FY 2025

Growth (YoY)

Revenue 23.8%
FY 2016: -2.1%FY 2017: -5.9%FY 2018: 0.2%FY 2019: 11.5%FY 2020: 30.4%FY 2021: -2.3%FY 2022: -1.8%FY 2023: 17.8%FY 2024: 23.8%FY 2025: 23.8%
FY 2016 FY 2025
Operating Income 83.3%
FY 2016: -22.4%FY 2017: 13.1%FY 2018: 1.2%FY 2019: 8.5%FY 2020: 62.5%FY 2021: 13.1%FY 2022: -19.8%FY 2023: -17.9%FY 2024: 48.7%FY 2025: 83.3%
FY 2016 FY 2025
EPS (diluted) 72.9%
FY 2016: -19.5%FY 2017: -8.7%FY 2018: 52.7%FY 2019: 5.9%FY 2020: 68.1%FY 2021: 17.4%FY 2022: -12.2%FY 2023: -14.8%FY 2024: 47.9%FY 2025: 72.9%
FY 2016 FY 2025
Free Cash Flow 1532.2%
FY 2016: 381.8%FY 2017: -28.4%FY 2018: 75.3%FY 2019: -118.3%FY 2020: -929.0%FY 2021: 375.6%FY 2022: -32.2%FY 2023: -56.1%FY 2024: -128.7%FY 2025: 1532.2%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.3× FY 2025
Quick Ratio 0.1×
FY 2016: 0.3×FY 2017: 0.3×FY 2018: 0.3×FY 2019: 0.3×FY 2020: 0.2×FY 2021: 0.5×FY 2022: 0.4×FY 2023: 0.3×FY 2024: 0.2×FY 2025: 0.1×
FY 2016 5y median 0.3× FY 2025
Debt / Equity 0.3×
FY 2016: 0.3×FY 2017: 0.2×FY 2018: 0.3×FY 2019: 0.2×FY 2020: 0.2×FY 2021: 0.2×FY 2022: 0.2×FY 2023: 0.1×FY 2024: 0.2×FY 2025: 0.3×
FY 2016 5y median 0.2× FY 2025
Net Debt / EBITDA -0.6×
FY 2016: -0.0×FY 2017: -1.2×FY 2018: -0.9×FY 2019: -2.1×FY 2020: -1.7×FY 2021: -11.6×FY 2022: -5.4×FY 2023: -2.4×FY 2024: -0.4×FY 2025: -0.6×
FY 2016 5y median -2.4× FY 2025
Interest Coverage 2.0×
FY 2016: 8.2×FY 2017: 9.8×FY 2018: 8.1×FY 2019: 4.6×FY 2020: 7.0×FY 2021: 12.7×FY 2022: 7.4×FY 2023: 1.1×FY 2024: 1.2×FY 2025: 2.0×
FY 2016 5y median 2.0× FY 2025

Dividends

Dividend Yield 2.5%
FY 2016: 2.5%FY 2017: 2.6%FY 2018: 3.1%FY 2019: 3.3%FY 2020: 4.1%FY 2021: 3.5%FY 2022: 3.4%FY 2023: 4.2%FY 2024: 3.2%FY 2025: 2.5%
FY 2016 5y median 3.4% FY 2025
Payout Ratio 22.5%
FY 2016: 37.3%FY 2017: 45.4%FY 2018: 35.3%FY 2019: 41.1%FY 2020: 26.9%FY 2021: 25.0%FY 2022: 34.4%FY 2023: 53.6%FY 2024: 37.2%FY 2025: 22.5%
FY 2016 5y median 34.4% FY 2025

Annual · latest fiscal year ends 2025-12-31