First Western Financial, Inc. MYFW

Set alert

Price alert · MYFW

All alert types
31.00 USD -0.46 -1.46%

At close · Oct 30

31.00 0.00 0.00%

After hours · Oct 30, 4:00 PM ET

Bid
30.96 × 2
Ask
31.20 × 2
30.63 Day range 31.44
22.66 52-week range 34.19
YTD
+15.63%
1 year
+36.80%
Open
31.44
Prev close
31.46
Mkt cap
302.72M
Vol
19.57K
Avg vol
46.94K
EPS
2.14
P/E
14.49
Div yield
0.00%
More statistics
Low
30.63
High
31.44
Forward P/E
12.77
Beta
0.62
Short ratio
1.66
Inst. own
58.55%
Dividend
0.00
Ex-div date
Earnings
Jan 23, 2025
50-d avg
20.69
200-d avg
18.04
1y target
24.00

5D chart

Chart tools
Interval

Chart is warming up

The five-day price history for MYFW has not been loaded yet. Try again in a moment.

Financial health

Altman Z-Score

-0.70 Distress zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

8 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

FMP rating

B-3 / 5 overall

  • DCF 3
  • Return on Equity 2
  • Return on Assets 2
  • Debt / Equity 3
  • P/E 2
  • P/B 3

Valuation

P/E 19.7×
FY 2016: -208×FY 2017: -417×FY 2018: 18.3×FY 2019: 16.1×FY 2020: 6.3×FY 2021: 11.8×FY 2022: 12.3×FY 2023: 36.1×FY 2024: 22.2×FY 2025: 19.7×
FY 2016 5y median 19.7× FY 2025
P/S 1.4×
FY 2016: 2.5×FY 2017: 2.5×FY 2018: 1.2×FY 2019: 1.7×FY 2020: 1.5×FY 2021: 2.4×FY 2022: 2.1×FY 2023: 1.1×FY 2024: 1.1×FY 2025: 1.4×
FY 2016 5y median 1.4× FY 2025
P/B 1.0×
FY 2016: 1.5×FY 2017: 1.5×FY 2018: 0.7×FY 2019: 1.0×FY 2020: 1.0×FY 2021: 1.1×FY 2022: 1.1×FY 2023: 0.8×FY 2024: 0.7×FY 2025: 1.0×
FY 2016 5y median 1.0× FY 2025
P/FCF -44.9×
FY 2016: 8.6×FY 2017: -25.1×FY 2018: 4.6×FY 2019: -5.9×FY 2020: -1.6×FY 2021: 1.5×FY 2022: 5.9×FY 2023: 9.7×FY 2024: -107×FY 2025: -44.9×
FY 2016 5y median 1.5× FY 2025
EV/EBITDA 8.1×
FY 2016: 23.9×FY 2017: 24.3×FY 2018: 2.8×FY 2019: 5.7×FY 2020: 5.0×FY 2021: -2.3×FY 2022: 8.7×FY 2023: 12.0×FY 2024: 4.4×FY 2025: 8.1×
FY 2016 5y median 8.1× FY 2025
EV/Sales 0.9×
FY 2016: 2.4×FY 2017: 3.0×FY 2018: 0.4×FY 2019: 0.9×FY 2020: 1.7×FY 2021: -0.6×FY 2022: 2.1×FY 2023: 0.7×FY 2024: 0.3×FY 2025: 0.9×
FY 2016 5y median 0.7× FY 2025
FCF Yield -2.2%
FY 2016: 11.6%FY 2017: -4.0%FY 2018: 21.7%FY 2019: -16.9%FY 2020: -61.1%FY 2021: 66.2%FY 2022: 17.0%FY 2023: 10.3%FY 2024: -0.9%FY 2025: -2.2%
FY 2016 5y median 10.3% FY 2025

Profitability

Gross Margin 52.5%
FY 2016: 89.8%FY 2017: 89.2%FY 2018: 87.2%FY 2019: 82.2%FY 2020: 88.4%FY 2021: 93.4%FY 2022: 83.6%FY 2023: 48.7%FY 2024: 49.2%FY 2025: 52.5%
FY 2016 5y median 52.5% FY 2025
Operating Margin 9.7%
FY 2016: 6.0%FY 2017: 8.3%FY 2018: 11.4%FY 2019: 13.3%FY 2020: 32.1%FY 2021: 27.0%FY 2022: 22.6%FY 2023: 4.3%FY 2024: 6.5%FY 2025: 9.7%
FY 2016 5y median 9.7% FY 2025
Net Margin 7.1%
FY 2016: 3.9%FY 2017: 3.3%FY 2018: 8.7%FY 2019: 10.4%FY 2020: 23.8%FY 2021: 20.4%FY 2022: 17.0%FY 2023: 3.2%FY 2024: 4.8%FY 2025: 7.1%
FY 2016 5y median 7.1% FY 2025
ROE 5.0%
FY 2016: 2.4%FY 2017: 2.0%FY 2018: 4.8%FY 2019: 6.3%FY 2020: 15.8%FY 2021: 9.4%FY 2022: 9.0%FY 2023: 2.2%FY 2024: 3.4%FY 2025: 5.0%
FY 2016 5y median 5.0% FY 2025
ROIC 3.4%
FY 2016: 1.4%FY 2017: 1.3%FY 2018: 3.9%FY 2019: 4.9%FY 2020: 6.9%FY 2021: 6.4%FY 2022: 4.7%FY 2023: 1.2%FY 2024: 2.1%FY 2025: 3.4%
FY 2016 5y median 3.4% FY 2025
ROA 0.4%
FY 2016: 0.3%FY 2017: 0.2%FY 2018: 0.5%FY 2019: 0.6%FY 2020: 1.2%FY 2021: 0.8%FY 2022: 0.8%FY 2023: 0.2%FY 2024: 0.3%FY 2025: 0.4%
FY 2016 5y median 0.4% FY 2025

Growth (YoY)

Revenue 4.8%
FY 2016: 0.0%FY 2017: 1.6%FY 2018: 8.0%FY 2019: 17.8%FY 2020: 34.0%FY 2021: -2.0%FY 2022: 26.2%FY 2023: 29.7%FY 2024: 7.5%FY 2025: 4.8%
FY 2016 FY 2025
Operating Income 55.4%
FY 2016: 0.0%FY 2017: 40.2%FY 2018: 48.2%FY 2019: 37.3%FY 2020: 224.4%FY 2021: -17.5%FY 2022: 5.7%FY 2023: -75.5%FY 2024: 64.0%FY 2025: 55.4%
FY 2016 FY 2025
EPS (diluted) 54.0%
FY 2016: 0.0%FY 2017: 50.2%FY 2018: 1434.7%FY 2019: 60.3%FY 2020: 205.0%FY 2021: -18.8%FY 2022: -10.8%FY 2023: -75.8%FY 2024: 61.1%FY 2025: 54.0%
FY 2016 FY 2025
Free Cash Flow -228.3%
FY 2016: 0.0%FY 2017: -134.3%FY 2018: 388.2%FY 2019: -228.3%FY 2020: -331.1%FY 2021: 269.7%FY 2022: -71.8%FY 2023: -56.9%FY 2024: -109.0%FY 2025: -228.3%
FY 2016 FY 2025

Financial Health

Current Ratio 0.1×
FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Quick Ratio 0.1×
FY 2016: 0.2×FY 2017: 0.1×FY 2018: 0.1×FY 2019: 0.1×FY 2020: 0.1×FY 2021: 0.2×FY 2022: 0.1×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.1×
FY 2016 5y median 0.1× FY 2025
Debt / Equity 0.4×
FY 2016: 0.6×FY 2017: 0.4×FY 2018: 0.2×FY 2019: 0.1×FY 2020: 1.1×FY 2021: 0.4×FY 2022: 0.8×FY 2023: 0.7×FY 2024: 0.4×FY 2025: 0.4×
FY 2016 5y median 0.4× FY 2025
Net Debt / EBITDA -4.5×
FY 2016: -0.8×FY 2017: 4.4×FY 2018: -5.4×FY 2019: -5.2×FY 2020: 0.5×FY 2021: -10.8×FY 2022: 0.1×FY 2023: -8.1×FY 2024: -8.9×FY 2025: -4.5×
FY 2016 5y median -8.1× FY 2025
Interest Coverage 0.2×
FY 2016: 0.7×FY 2017: 0.9×FY 2018: 0.9×FY 2019: 0.8×FY 2020: 4.6×FY 2021: 5.0×FY 2022: 1.7×FY 2023: 0.1×FY 2024: 0.1×FY 2025: 0.2×
FY 2016 5y median 0.2× FY 2025

Dividends

Dividend Yield 0.0%
FY 2016: 1.9%FY 2017: 1.5%FY 2018: 1.8%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.2%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025
Payout Ratio 0.0%
FY 2016: 123.4%FY 2017: 113.2%FY 2018: 24.4%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 5.5%FY 2025: 0.0%
FY 2016 5y median 0.0% FY 2025

Annual · latest fiscal year ends 2025-12-31