LOB
Live Oak Bancshares, Inc.
Set alert
- YTD
- +0.35%
- 1 year
- +9.05%
- Open
- 35.17
- Prev close
- 35.07
- Mkt cap
- 1.60B
- Vol
- 173.94K
- Avg vol
- 231.61K
- EPS
- 2.81
- P/E
- 12.27
- Div yield
- 0.34%
More statistics
- Low
- 34.29
- High
- 35.27
- Forward P/E
- 8.23
- Beta
- 1.94
- Short ratio
- 10.55
- Inst. own
- 72.62%
- Dividend
- 0.12
- Ex-div date
- Aug 31, 2026
- Earnings
- Jan 20, 2027
- 50-d avg
- 37.29
- 200-d avg
- 38.11
- 1y target
- 40.50
Key statistics
- Market cap
- 1.60B
- Enterprise value
- 726.35M
- Trailing P/E
- 12.28
- Forward P/E
- 8.23
- PEG ratio
- 0.00
- Price / sales
- 3.03
- Price / book
- 1.32
- EPS (TTM)
- 2.81
- Beta
- 1.94
- Dividend yield
- 0.34%
- Payout ratio
- 4.21%
- Profit margin
- 26.44%
- Revenue (TTM)
- 527.26M
- Revenue growth
- -2.30%
- Free cash flow
- 0
- Total cash
- 1.10B
- Total debt
- 99.79M
- Return on equity
- 11.06%
- Shares outstanding
- 46.38M
- Short % of float
- 8.30%
- 50-day average
- 37.29
- 200-day average
- 38.11
Analyst view
Consensus: buy
- Target (low)
- 38.00
- Target (mean)
- 40.50
- Target (high)
- 42.00
- Strong buy1
- Buy1
- Hold3
- Sell0
- Strong sell0
Next earnings
Jan 20, 2027
Expected Jan 20, 2027. Consensus EPS estimate 0.854.
Financials — quick view
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 20, 2027 | Dec 30, 2026 | 0.86 | — | — | — |
| Oct 21, 2026 | Sep 30, 2026 | 0.658 | 0.52 | -0.14 | -20.97% |
| Jul 22, 2026 | Jun 30, 2026 | 0.677 | 0.74 | +0.06 | +9.31% |
| Apr 22, 2026 | Mar 31, 2026 | 0.54 | 0.60 | +0.06 | +11.11% |
| Jan 21, 2026 | Dec 31, 2025 | 0.56 | 0.95 | +0.39 | +69.64% |
| Oct 22, 2025 | Sep 30, 2025 | 0.58 | 0.55 | -0.03 | -5.17% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | TD Cowen | main | Buy | Buy |
| Oct 14, 2026 | Cantor Fitzgerald | main | Neutral | Neutral |
| Oct 7, 2026 | Piper Sandler | main | Neutral | Neutral |
| Oct 5, 2026 | TD Cowen | main | Buy | Buy |
| Aug 19, 2026 | Cantor Fitzgerald | main | Neutral | Neutral |
| Jul 27, 2026 | TD Cowen | main | Buy | Buy |
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- liveoak.bank
News
- Live Oak Bancshares: 3 Key Takeaways for Long-Term Investors
- TD Cowen Maintains Buy on Live Oak Bancshares, Lowers Price Target to $41
- What Live Oak Bancshares (LOB) Said on Its Q3 Earnings Call
- Live Oak Bancshares, Inc. (LOB) Q3 2026 Earnings Call Transcript
- Live Oak Bancshares Q3 2026 Earnings Call Transcript
- Live Oak Bancshares (LOB) Reports Q3 Earnings: What Key Metrics Have to Say
- Live Oak Bancshares (LOB) Q3 Earnings Lag Estimates
- Live Oak Bancshares Q3 EPS $0.52 Misses $0.76 Estimate, Sales $175.646M Beat $159.400M Estimate
- Live Oak Bancshares, Inc. Reports Third Quarter 2026 Results
- Live Oak Bank Named Nation's Top SBA 7(a) Lender
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CAMERON WILLIAM HENDERSON | Director | Conversion of Exercise of derivative security | Apr 30, 2026 | 224,864 |
| DAVIS MICAH S | Officer | Conversion of Exercise of derivative security | Feb 23, 2025 | 48,115 |
| GLOSSMAN DIANE BETH | Director | Conversion of Exercise of derivative security | Apr 30, 2025 | 72,983 |
| HOFFSIS GLEN F | Director | Conversion of Exercise of derivative security | Apr 30, 2025 | 134,573 |
| LOSCH WILLIAM C. III | President | Conversion of Exercise of derivative security | Aug 24, 2026 | 263,392 |
| MAHAN JAMES S III | Chief Executive Officer | Sale | Sep 9, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 13.99% | 6,471,452 | 223.23M | Jun 29, 2026 |
| Blackrock Inc. | 7.60% | 3,515,856 | 121.28M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 3.58% | 1,654,730 | 57.08M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.49% | 1,615,529 | 55.73M | Jun 29, 2026 |
| State Street Corporation | 2.96% | 1,367,619 | 47.18M | Jun 29, 2026 |
| Barrow, Hanley Mewhinney & Strauss, LLC | 2.94% | 1,360,091 | 46.92M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| T. Rowe Price Small-Cap Value Fund, Inc. | 5.06% | 2,341,518 | 80.77M | Jun 29, 2026 |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 3.28% | 1,517,006 | 52.33M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.55% | 1,181,867 | 40.77M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.11% | 974,930 | 33.63M | Sep 29, 2026 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 2.09% | 965,638 | 33.31M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.68% | 777,039 | 26.80M | Sep 29, 2026 |