Live Oak Bancshares, Inc. LOB
Set alert
34.47 USD -0.60 -1.71%
At close · Oct 30
34.47 0.00 0.00%
After hours · Oct 30, 4:01 PM ET
34.29 Day range 35.27
29.41 52-week range 43.76
- YTD
- +0.35%
- 1 year
- +9.05%
- Open
- 35.17
- Prev close
- 35.07
- Mkt cap
- 1.60B
- Vol
- 173.94K
- Avg vol
- 231.61K
- EPS
- 2.81
- P/E
- 12.27
- Div yield
- 0.34%
More statistics
- Low
- 34.29
- High
- 35.27
- Forward P/E
- 8.23
- Beta
- 1.94
- Short ratio
- 10.55
- Inst. own
- 72.62%
- Dividend
- 0.12
- Ex-div date
- Aug 31, 2026
- Earnings
- Jan 20, 2027
- 50-d avg
- 37.29
- 200-d avg
- 38.11
- 1y target
- 40.50
2Y chart
Events in this range
- Dec 2, 2024Dividend: 0.03
- Feb 25, 2025Dividend: 0.03
- Jun 3, 2025Dividend: 0.03
- Sep 2, 2025Dividend: 0.03
- Oct 22, 2025Earnings: 0.55; estimate 0.58; surprise -5.17%
- Dec 2, 2025Dividend: 0.03
- Jan 21, 2026Earnings: 0.95; estimate 0.56; surprise 69.64%
- Mar 5, 2026Dividend: 0.03
- Apr 22, 2026Earnings: 0.6; estimate 0.54; surprise 11.11%
- Jun 2, 2026Dividend: 0.03
- Jul 22, 2026Earnings: 0.74; estimate 0.677; surprise 9.31%
- Jul 27, 2026Rating: TD Cowen · Buy → Buy
- Aug 19, 2026Rating: Cantor Fitzgerald · Neutral → Neutral
- Sep 1, 2026Dividend: 0.03
- Oct 5, 2026Rating: TD Cowen · Buy → Buy
- Oct 7, 2026Rating: Piper Sandler · Neutral → Neutral
- Oct 14, 2026Rating: Cantor Fitzgerald · Neutral → Neutral
- Oct 21, 2026Earnings: 0.52; estimate 0.658; surprise -20.97%
- Oct 26, 2026Rating: TD Cowen · Buy → Buy
Signals (87)
| Name | Date | Ago |
|---|---|---|
| MACD: Buy Signal | Oct 16, 2026 | 2 weeks ago |
| RSI: Oversold | Oct 7, 2026 | 3 weeks ago |
| RSI: Oversold | Sep 28, 2026 | 1 month ago |
| RSI: Oversold | Sep 23, 2026 | 1 month ago |
| SMA: Bearish | Sep 21, 2026 | 1 month ago |
| RSI: Oversold | Sep 1, 2026 | 2 months ago |
| SMA: Bearish | Aug 19, 2026 | 2 months ago |
| MACD: Sell Signal | Aug 6, 2026 | 2 months ago |
| MACD: Buy Signal | Aug 3, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 20, 2026 | 3 months ago |
| RSI: Overbought | Jul 16, 2026 | 3 months ago |
| MACD: Buy Signal | Jul 15, 2026 | 3 months ago |
| MACD: Sell Signal | Jul 13, 2026 | 3 months ago |
| MACD: Buy Signal | Jun 9, 2026 | 4 months ago |
| SMA: Bullish | Jun 4, 2026 | 5 months ago |
| SMA: Bearish | Jun 3, 2026 | 5 months ago |
| MACD: Sell Signal | Jun 3, 2026 | 5 months ago |
| MACD: Buy Signal | May 26, 2026 | 5 months ago |
| MACD: Sell Signal | May 4, 2026 | 6 months ago |
| SMA: Bullish | Apr 13, 2026 | 6 months ago |
| SMA: Bearish | Apr 10, 2026 | 6 months ago |
| SMA: Bullish | Apr 9, 2026 | 6 months ago |
| SMA: Bullish | Apr 8, 2026 | 6 months ago |
| MACD: Buy Signal | Mar 25, 2026 | 7 months ago |
| RSI: Oversold | Mar 9, 2026 | 7 months ago |
| SMA: Bearish | Mar 6, 2026 | 8 months ago |
| SMA: Bearish | Feb 27, 2026 | 8 months ago |
| MACD: Sell Signal | Feb 11, 2026 | 8 months ago |
| RSI: Overbought | Jan 22, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 15, 2026 | 9 months ago |
| MACD: Sell Signal | Jan 13, 2026 | 9 months ago |
| MACD: Buy Signal | Jan 8, 2026 | 9 months ago |
| MACD: Sell Signal | Dec 29, 2025 | 10 months ago |
| RSI: Overbought | Dec 17, 2025 | 10 months ago |
| SMA: Bullish | Dec 9, 2025 | 10 months ago |
| SMA: Bearish | Dec 4, 2025 | 11 months ago |
| SMA: Bullish | Dec 3, 2025 | 11 months ago |
| SMA: Bullish | Nov 25, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 24, 2025 | 11 months ago |
| MACD: Sell Signal | Nov 17, 2025 | 11 months ago |
| SMA: Bearish | Nov 14, 2025 | 11 months ago |
| MACD: Buy Signal | Nov 10, 2025 | 11 months ago |
| SMA: Bullish | Nov 5, 2025 | 12 months ago |
| SMA: Bearish | Nov 4, 2025 | 12 months ago |
| SMA: Bullish | Nov 3, 2025 | 12 months ago |
| SMA: Bearish | Oct 31, 2025 | 1 year ago |
| SMA: Bearish | Oct 16, 2025 | 1 year ago |
| MACD: Sell Signal | Oct 16, 2025 | 1 year ago |
| SMA: Bullish | Oct 14, 2025 | 1 year ago |
| MACD: Buy Signal | Oct 14, 2025 | 1 year ago |
| SMA: Bearish | Oct 10, 2025 | 1 year ago |
| SMA: Bullish | Oct 8, 2025 | 1 year ago |
| SMA: Bearish | Oct 7, 2025 | 1 year ago |
| SMA: Bullish | Oct 6, 2025 | 1 year ago |
| SMA: Bearish | Oct 1, 2025 | 1 year ago |
| MACD: Sell Signal | Sep 9, 2025 | 1 year ago |
| RSI: Overbought | Sep 4, 2025 | 1 year ago |
| RSI: Overbought | Aug 22, 2025 | 1 year ago |
| MACD: Buy Signal | Aug 13, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 30, 2025 | 1 year ago |
| MACD: Buy Signal | Jul 25, 2025 | 1 year ago |
| RSI: Overbought | Jul 25, 2025 | 1 year ago |
| MACD: Sell Signal | Jul 16, 2025 | 1 year ago |
| RSI: Overbought | Jul 10, 2025 | 1 year ago |
| RSI: Overbought | Jul 2, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 24, 2025 | 1 year ago |
| MACD: Sell Signal | Jun 16, 2025 | 1 year ago |
| MACD: Buy Signal | Jun 9, 2025 | 1 year ago |
| MACD: Sell Signal | May 22, 2025 | 1 year ago |
| SMA: Bullish | May 9, 2025 | 1 year ago |
| SMA: Bearish | May 5, 2025 | 1 year ago |
| SMA: Bullish | May 2, 2025 | 1 year ago |
| MACD: Buy Signal | Apr 16, 2025 | 1 year ago |
| MACD: Sell Signal | Apr 4, 2025 | 1 year ago |
| RSI: Oversold | Apr 3, 2025 | 1 year ago |
| RSI: Oversold | Mar 28, 2025 | 1 year ago |
| RSI: Oversold | Mar 26, 2025 | 1 year ago |
| RSI: Oversold | Mar 19, 2025 | 1 year ago |
| MACD: Buy Signal | Mar 18, 2025 | 1 year ago |
| RSI: Oversold | Mar 3, 2025 | 1 year ago |
| RSI: Oversold | Feb 26, 2025 | 1 year ago |
| RSI: Oversold | Feb 21, 2025 | 1 year ago |
| MACD: Sell Signal | Feb 20, 2025 | 1 year ago |
| MACD: Buy Signal | Feb 7, 2025 | 1 year ago |
| MACD: Sell Signal | Jan 24, 2025 | 1 year ago |
| MACD: Buy Signal | Jan 14, 2025 | 1 year ago |
| RSI: Overbought | Nov 22, 2024 | 1 year ago |
Key statistics
- Market cap
- 1.60B
- Enterprise value
- 726.35M
- Trailing P/E
- 12.28
- Forward P/E
- 8.23
- PEG ratio
- 0.00
- Price / sales
- 3.03
- Price / book
- 1.32
- EPS (TTM)
- 2.81
- Beta
- 1.94
- Dividend yield
- 0.34%
- Payout ratio
- 4.21%
- Profit margin
- 26.44%
- Revenue (TTM)
- 527.26M
- Revenue growth
- -2.30%
- Free cash flow
- 0
- Total cash
- 1.10B
- Total debt
- 99.79M
- Return on equity
- 11.06%
- Shares outstanding
- 46.38M
- Short % of float
- 8.30%
- 50-day average
- 37.29
- 200-day average
- 38.11
Analyst view
Consensus: buy
Buy
Price target (mean) 40.50 +17.5% upside
Now 34.47
- Target (low)
- 38.00
- Target (mean)
- 40.50
- Target (high)
- 42.00
Ratings (0m) 5 2 buy · 3 hold · 0 sell
- Strong buy1
- Buy1
- Hold3
- Sell0
- Strong sell0
Next earnings
Jan 20, 2027
Expected Jan 20, 2027. Consensus EPS estimate 0.854.
Financials — quick view
LOB Revenue — quarterly 130.34M
LOB Net income — quarterly 36.80M
LOB EPS — quarterly 0.75
Earnings
| Report date | Quarter ending | EPS estimate | EPS reported | Surprise | Surprise % |
|---|---|---|---|---|---|
| Jan 20, 2027 | Dec 30, 2026 | 0.86 | — | — | — |
| Oct 21, 2026 | Sep 30, 2026 | 0.658 | 0.52 | -0.14 | -20.97% |
| Jul 22, 2026 | Jun 30, 2026 | 0.677 | 0.74 | +0.06 | +9.31% |
| Apr 22, 2026 | Mar 31, 2026 | 0.54 | 0.60 | +0.06 | +11.11% |
| Jan 21, 2026 | Dec 31, 2025 | 0.56 | 0.95 | +0.39 | +69.64% |
| Oct 22, 2025 | Sep 30, 2025 | 0.58 | 0.55 | -0.03 | -5.17% |
Upgrades / downgrades
| Date | Firm | Action | From | To |
|---|---|---|---|---|
| Oct 26, 2026 | TD Cowen | main | Buy | Buy |
| Oct 14, 2026 | Cantor Fitzgerald | main | Neutral | Neutral |
| Oct 7, 2026 | Piper Sandler | main | Neutral | Neutral |
| Oct 5, 2026 | TD Cowen | main | Buy | Buy |
| Aug 19, 2026 | Cantor Fitzgerald | main | Neutral | Neutral |
| Jul 27, 2026 | TD Cowen | main | Buy | Buy |
About Live Oak Bancshares, Inc.
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company offers settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; strategic wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Country
- United States
- Website
- liveoak.bank
News
- Live Oak Bancshares: 3 Key Takeaways for Long-Term Investors
- TD Cowen Maintains Buy on Live Oak Bancshares, Lowers Price Target to $41
- What Live Oak Bancshares (LOB) Said on Its Q3 Earnings Call
- Live Oak Bancshares, Inc. (LOB) Q3 2026 Earnings Call Transcript
- Live Oak Bancshares Q3 2026 Earnings Call Transcript
- Live Oak Bancshares (LOB) Reports Q3 Earnings: What Key Metrics Have to Say
- Live Oak Bancshares (LOB) Q3 Earnings Lag Estimates
- Live Oak Bancshares Q3 EPS $0.52 Misses $0.76 Estimate, Sales $175.646M Beat $159.400M Estimate
- Live Oak Bancshares, Inc. Reports Third Quarter 2026 Results
- Live Oak Bank Named Nation's Top SBA 7(a) Lender
Your note
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Insider holders
| Insider | Relation | Latest transaction | Date | Shares held |
|---|---|---|---|---|
| CAMERON WILLIAM HENDERSON | Director | Conversion of Exercise of derivative security | Apr 30, 2026 | 224,864 |
| DAVIS MICAH S | Officer | Conversion of Exercise of derivative security | Feb 23, 2025 | 48,115 |
| GLOSSMAN DIANE BETH | Director | Conversion of Exercise of derivative security | Apr 30, 2025 | 72,983 |
| HOFFSIS GLEN F | Director | Conversion of Exercise of derivative security | Apr 30, 2025 | 134,573 |
| LOSCH WILLIAM C. III | President | Conversion of Exercise of derivative security | Aug 24, 2026 | 263,392 |
| MAHAN JAMES S III | Chief Executive Officer | Sale | Sep 9, 2026 | 0 |
Institution ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| T. Rowe Price Investment Management, Inc. | 13.99% | 6,471,452 | 223.23M | Jun 29, 2026 |
| Blackrock Inc. | 7.60% | 3,515,856 | 121.28M | Jun 29, 2026 |
| Vanguard Capital Management LLC | 3.58% | 1,654,730 | 57.08M | Jun 29, 2026 |
| Dimensional Fund Advisors LP | 3.49% | 1,615,529 | 55.73M | Jun 29, 2026 |
| State Street Corporation | 2.96% | 1,367,619 | 47.18M | Jun 29, 2026 |
| Barrow, Hanley Mewhinney & Strauss, LLC | 2.94% | 1,360,091 | 46.92M | Jun 29, 2026 |
Fund ownership
| Holder | % held | Shares | Value | Reported |
|---|---|---|---|---|
| T. Rowe Price Small-Cap Value Fund, Inc. | 5.06% | 2,341,518 | 80.77M | Jun 29, 2026 |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 3.28% | 1,517,006 | 52.33M | Jun 29, 2026 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | 2.55% | 1,181,867 | 40.77M | Jun 29, 2026 |
| iShares Trust-iShares Russell 2000 ETF | 2.11% | 974,930 | 33.63M | Sep 29, 2026 |
| T. Rowe Price Small-Cap Stock Fund, Inc. | 2.09% | 965,638 | 33.31M | Jun 29, 2026 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | 1.68% | 777,039 | 26.80M | Sep 29, 2026 |