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Guidewire Software, Inc. GWRE

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158.22 USD -1.79 (-1.12%)

Regular-session close

158.22 0.00 0.00%

After hours · Nov 13, 4:00 PM ET

157.53 Day range 162.87
102.69 52-week range 222.51
YTD
-21.29%
1 year
-27.51%

Included in Essentials and up

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Discounted cash flow estimates against the price, and the P/E against its industry and sector.

Included in Essentials and up

Sign in to see Head count and owner earnings

Employees by annual report and the cash the business earns for its owners.

Financial health

Altman Z-Score

6.22 Safe zone

Bankruptcy-risk model: below 1.81 distress, above 2.99 safe.

Piotroski F-Score

7 / 9 Strong

Nine pass/fail tests of profitability, leverage and efficiency.

Rating

B-3 / 5 overall

  • DCF 3
  • Return on Equity 4
  • Return on Assets 4
  • Debt / Equity 2
  • P/E 1
  • P/B 1

Valuation

P/E 92.1×
FY 2017: 301×FY 2018: -345×FY 2019: 408×FY 2020: -357×FY 2021: -144×FY 2022: -35.9×FY 2023: -62.4×FY 2024: -2023×FY 2025: 273×FY 2026: 92.1×
FY 2017 5y median -35.9× FY 2026
P/S 8.5×
FY 2017: 10.4×FY 2018: 10.1×FY 2019: 11.7×FY 2020: 13.1×FY 2021: 13.0×FY 2022: 8.0×FY 2023: 7.7×FY 2024: 12.6×FY 2025: 15.8×FY 2026: 8.5×
FY 2017 5y median 8.5× FY 2026
P/B 10.5×
FY 2017: 6.0×FY 2018: 4.7×FY 2019: 5.4×FY 2020: 5.9×FY 2021: 6.2×FY 2022: 4.5×FY 2023: 5.8×FY 2024: 9.2×FY 2025: 13.0×FY 2026: 10.5×
FY 2017 5y median 9.2× FY 2026
P/FCF 33.3×
FY 2017: 40.9×FY 2018: 52.2×FY 2019: 125×FY 2020: 112×FY 2021: 116×FY 2022: -108×FY 2023: 332×FY 2024: 69.7×FY 2025: 64.3×FY 2026: 33.3×
FY 2017 5y median 64.3× FY 2026
EV/EBITDA 62.9×
FY 2017: 107×FY 2018: 194×FY 2019: 122×FY 2020: 271×FY 2021: -200×FY 2022: -35.9×FY 2023: -68.4×FY 2024: 5543×FY 2025: 220×FY 2026: 62.9×
FY 2017 5y median 62.9× FY 2026
EV/Sales 8.8×
FY 2017: 9.9×FY 2018: 9.9×FY 2019: 11.8×FY 2020: 13.3×FY 2021: 13.1×FY 2022: 7.8×FY 2023: 7.8×FY 2024: 12.5×FY 2025: 15.8×FY 2026: 8.8×
FY 2017 5y median 8.8× FY 2026
FCF Yield 3.0%
FY 2017: 2.4%FY 2018: 1.9%FY 2019: 0.8%FY 2020: 0.9%FY 2021: 0.9%FY 2022: -0.9%FY 2023: 0.3%FY 2024: 1.4%FY 2025: 1.6%FY 2026: 3.0%
FY 2017 5y median 1.4% FY 2026

Profitability

Gross Margin 64.2%
FY 2017: 61.8%FY 2018: 53.9%FY 2019: 54.9%FY 2020: 54.5%FY 2021: 52.4%FY 2022: 46.4%FY 2023: 50.6%FY 2024: 59.5%FY 2025: 62.5%FY 2026: 64.2%
FY 2017 5y median 59.5% FY 2026
Operating Margin 10.2%
FY 2017: 5.2%FY 2018: -1.1%FY 2019: 0.2%FY 2020: -3.2%FY 2021: -14.2%FY 2022: -24.5%FY 2023: -16.5%FY 2024: -5.4%FY 2025: 3.4%FY 2026: 10.2%
FY 2017 5y median -5.4% FY 2026
Net Margin 9.4%
FY 2017: 4.1%FY 2018: -3.0%FY 2019: 2.9%FY 2020: -3.7%FY 2021: -8.9%FY 2022: -22.2%FY 2023: -12.4%FY 2024: -0.6%FY 2025: 5.8%FY 2026: 9.4%
FY 2017 5y median -0.6% FY 2026
ROE 11.7%
FY 2017: 2.4%FY 2018: -1.4%FY 2019: 1.3%FY 2020: -1.6%FY 2021: -4.3%FY 2022: -12.4%FY 2023: -9.3%FY 2024: -0.5%FY 2025: 4.8%FY 2026: 11.7%
FY 2017 5y median -0.5% FY 2026
ROIC 6.7%
FY 2017: 1.9%FY 2018: 428.5%FY 2019: 0.1%FY 2020: -1.1%FY 2021: -3.3%FY 2022: -8.1%FY 2023: -7.5%FY 2024: -0.7%FY 2025: 1.9%FY 2026: 6.7%
FY 2017 5y median -0.7% FY 2026
ROA 5.4%
FY 2017: 2.0%FY 2018: -1.0%FY 2019: 1.0%FY 2020: -1.2%FY 2021: -2.9%FY 2022: -8.0%FY 2023: -5.5%FY 2024: -0.3%FY 2025: 2.6%FY 2026: 5.4%
FY 2017 5y median -0.3% FY 2026

Growth (YoY)

Revenue 22.7%
FY 2017: 21.2%FY 2018: 28.5%FY 2019: 8.8%FY 2020: 3.2%FY 2021: 0.1%FY 2022: 9.3%FY 2023: 11.4%FY 2024: 8.3%FY 2025: 22.6%FY 2026: 22.7%
FY 2017 FY 2026
Operating Income 266.0%
FY 2017: 61.9%FY 2018: -127.5%FY 2019: 120.1%FY 2020: -1723.8%FY 2021: -342.0%FY 2022: -88.9%FY 2023: 25.0%FY 2024: 64.8%FY 2025: 178.1%FY 2026: 266.0%
FY 2017 FY 2026
EPS (diluted) 102.5%
FY 2017: 20.0%FY 2018: -204.2%FY 2019: 200.0%FY 2020: -232.0%FY 2021: -142.4%FY 2022: -170.0%FY 2023: 37.0%FY 2024: 94.5%FY 2025: 1191.6%FY 2026: 102.5%
FY 2017 FY 2026
Free Cash Flow 28.0%
FY 2017: 40.6%FY 2018: -1.6%FY 2019: -47.6%FY 2020: 29.9%FY 2021: -5.3%FY 2022: -172.2%FY 2023: 135.1%FY 2024: 745.2%FY 2025: 66.5%FY 2026: 28.0%
FY 2017 FY 2026

Financial Health

Current Ratio 1.8×
FY 2017: 4.2×FY 2018: 5.4×FY 2019: 5.7×FY 2020: 6.0×FY 2021: 4.5×FY 2022: 3.7×FY 2023: 2.9×FY 2024: 1.5×FY 2025: 2.8×FY 2026: 1.8×
FY 2017 5y median 2.8× FY 2026
Quick Ratio 1.8×
FY 2017: 4.2×FY 2018: 5.4×FY 2019: 5.7×FY 2020: 6.0×FY 2021: 4.5×FY 2022: 3.7×FY 2023: 2.9×FY 2024: 1.5×FY 2025: 2.8×FY 2026: 1.8×
FY 2017 5y median 2.8× FY 2026
Debt / Equity 0.6×
FY 2017: 0.0×FY 2018: 0.2×FY 2019: 0.2×FY 2020: 0.3×FY 2021: 0.3×FY 2022: 0.3×FY 2023: 0.4×FY 2024: 0.3×FY 2025: 0.5×FY 2026: 0.6×
FY 2017 5y median 0.4× FY 2026
Net Debt / EBITDA 1.6×
FY 2017: -5.6×FY 2018: -3.9×FY 2019: 0.9×FY 2020: 2.6×FY 2021: -1.8×FY 2022: 0.7×FY 2023: -0.5×FY 2024: -47.6×FY 2025: 0.2×FY 2026: 1.6×
FY 2017 5y median 0.2× FY 2026
Interest Coverage 11.3×
FY 2017: 0.0×FY 2018: -1.1×FY 2019: 0.1×FY 2020: -1.3×FY 2021: -5.6×FY 2022: -10.3×FY 2023: -22.3×FY 2024: -7.8×FY 2025: 3.1×FY 2026: 11.3×
FY 2017 5y median -7.8× FY 2026

Dividends

Dividend Yield 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026
Payout Ratio 0.0%
FY 2017: 0.0%FY 2018: 0.0%FY 2019: 0.0%FY 2020: 0.0%FY 2021: 0.0%FY 2022: 0.0%FY 2023: 0.0%FY 2024: 0.0%FY 2025: 0.0%FY 2026: 0.0%
FY 2017 5y median 0.0% FY 2026

Annual · latest fiscal year ends 2026-07-31